a_cataxfreeincome.htm

MAY 31, 2013

MAY 31, 2012

Ordinary Income

Exempt Interest

0000928816-13-001166.txt : 20130805 0000928816-13-001166.hdr.sgml : 20130805 20130805141627 ACCESSION NUMBER: 0000928816-13-001166 CONFORMED SUBMISSION TYPE: N-CSR PUBLIC DOCUMENT COUNT: 11 CONFORMED PERIOD OF REPORT: 20130531 FILED AS OF DATE: 20130805 DATE AS OF CHANGE: 20130805 EFFECTIVENESS DATE: 20130805 FILER: COMPANY DATA: COMPANY CONFORMED NAME: JOHN HANCOCK CALIFORNIA TAX-FREE INCOME FUND CENTRAL INDEX KEY: 0000856671 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: N-CSR SEC ACT: 1940 Act SEC FILE NUMBER: 811-05979 FILM NUMBER: 131009710 BUSINESS ADDRESS: STREET 1: 601 CONGRESS STREET CITY: BOSTON STATE: MA ZIP: 02210 BUSINESS PHONE: 617-663-3000 MAIL ADDRESS: STREET 1: C/O JOHN HANCOCK FUNDS STREET 2: 601 CONGRESS STREET CITY: BOSTON STATE: MA ZIP: 02210 FORMER COMPANY: FORMER CONFORMED NAME: JOHN HANCOCK CALIFORNIA TAX FREE INCOME FUND DATE OF NAME CHANGE: 20110214 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN CALIFORNIA TAX FREE INCOME FUND DATE OF NAME CHANGE: 19941227 FORMER COMPANY: FORMER CONFORMED NAME: TRANSAMERICA CALIFORNIA TAX FREE INCOME FUND DATE OF NAME CHANGE: 19920703

0000856671 S000000616 HANCOCK JOHN CALIFORNIA TAX FREE INCOME FUND

C000001742 Class A TACAX

C000001743 Class B TSCAX

C000001744 Class C TCCAX

N-CSR 1 a_califtaxfreeinc.htm JOHN HANCOCK CALIFORNIA TAX-FREE INCOME FUND a_cataxfreeincome.htm


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM N-CSR

CERTIFIED SHAREHOLDER REPORT OF REGISTERED

MANAGEMENT INVESTMENT COMPANIES

Investment Company Act file number 811- 5979

John Hancock California Tax-Free Income Fund
(Exact name of registrant as specified in charter)

601 Congress Street, Boston, Massachusetts 02210
(Address of principal executive offices) (Zip code)

Salvatore Schiavone
Treasurer

601 Congress Street

Boston, Massachusetts 02210

(Name and address of agent for service)

Registrant's telephone number, including area code: 617-663-4497

Date of fiscal year end:	May 31

Date of reporting period:	May 31, 2013

ITEM 1. REPORTS TO STOCKHOLDERS.

A look at performance

Total returns for the period ended May 31, 2013


									Tax-
	Average annual total			Cumulative total			SEC 30-day	SEC 30-day	equivalent
	returns (%)			returns (%)			yield (%)	yield (%)	subsidized
	with maximum sales charge			with maximum sales charge			subsidized	unsubsidized¹	yield (%)²

							as of	as of	as of
	1-year	5-year	10-year	1-year	5-year	10-year	5-31-13	5-31-13	5-31-13

Class A	–0.16	4.94	4.02	–0.16	27.23	48.37	2.61	2.61	5.32

Class B	–1.24	4.73	3.80	–1.24	26.00	45.16	1.98	1.88	4.03

Class C	2.77	5.04	3.64	2.77	27.90	42.98	1.98	1.88	4.03

Index 1^†	3.91	5.94	4.89	3.91	33.44	61.11	—	—	—

Index 2^†	3.05	5.70	4.68	3.05	31.93	58.00	—	—	—

Performance figures assume all distributions have been reinvested. Figures reflect maximum sales charges on Class A shares of 4.5% and the applicable contingent deferred sales charge (CDSC) on Class B shares and Class C shares. The returns for Class C shares have been adjusted to reflect the elimination of the front-end sales charge effective 7-15-04. The Class B shares’ CDSC declines annually between years 1 to 6 according to the following schedule: 5, 4, 3, 3, 2, 1%. No sales charge will be assessed after the sixth year. Class C shares held for less than one year are subject to a 1% CDSC.

The expense ratios of the fund, both net (including any fee waivers or expense limitations) and gross (excluding any fee waivers or expense limitations), are set forth according to the most recent publicly available prospectus for the fund and may differ from those disclosed in the Financial highlights tables in this report. The fee waivers and expense limitations are contractual at least until 9-30-13 for Class B and Class C shares. For Class A shares, the net expenses equal the gross expenses. The expense ratios are as follows:


	Class A	Class B*	Class C*
Net (%)	0.86	1.61	1.61
Gross (%)	0.86	1.71	1.71

* The fund’s distributor has contractually agreed to waive 0.10% of Rule 12b-1 fees for Class B and Class C shares. The current waiver agreement will remain in effect through 9-30-13.

The returns reflect past results and should not be considered indicative of future performance. The return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Due to market volatility, the fund’s current performance may be higher or lower than the performance shown. For current to the most recent month end performance data, please call 800-225-5291 or visit the fund’s website at jhfunds.com.

The performance table above and the chart on the next page do not reflect the deduction of taxes that a shareholder may pay on fund distributions or on the redemption of fund shares. Please note that a portion of the fund’s income may be subject to taxes, and some investors may be subject to the Alternative Minimum Tax (AMT). Also note that capital gains are taxable. The fund’s performance results reflect any applicable fee waivers or expense reductions, without which the expenses would increase and results would have been less favorable.

^†Index 1 is the Barclays California Municipal Bond Index. Index 2 is the Barclays Municipal Bond Index.

See the following page for footnotes.


6	California Tax-Free Income Fund \| Annual report


		With maximum	Without
	Start date	sales charge	sales charge	Index 1	Index 2

Class B³	5-31-03	$14,516	$14,516	$16,111	$15,800

Class C³	5-31-03	14,298	14,298	16,111	15,800

Performance of the classes will vary based on the difference in sales charges paid by shareholders investing in the different classes and the fee structure of those classes.

The Class C shares investment with maximum sales charge has been adjusted to reflect the elimination of the front-end sales charge effective 7-15-04.

Barclays California Municipal Bond Index is an unmanaged index composed of California investment-grade municipal bonds.

Barclays Municipal Bond Index is an unmanaged index representative of the tax-exempt bond market.

Prior to December 14, 2012, the fund compared its performance solely to the Barclays Municipal Bond Index. After this date, the fund added the Barclays California Municipal Bond Index as the primary benchmark index and retained the Barclays Municipal Bond Index as the secondary benchmark index to which the fund compares its performance to better reflect the universe of investment opportunities based on the fund’s investment strategy.

It is not possible to invest directly in an index. Index figures do not reflect expenses or sales charges, which would have resulted in lower values if they did.

Footnotes related to performance pages

¹Unsubsidized yield reflects what the yield would have been without the effect of reimbursements and waivers.

²Tax-equivalent yield is based on the maximum federal income tax rate of 43.4% and a state tax rate of 13.3%. Share classes will differ due to varying expenses.

³The contingent deferred sales charge is not applicable.


Annual report \| California Tax-Free Income Fund	7

Management’s discussion of
Fund performance

John Hancock Asset Management a division of Manulife Asset Management (US) LLC

Effective June 28, 2013, Frank Lucibella, CFA, retired from our municipal bond portfolio management team. His responsibilities are being assumed by the fund’s existing portfolio manager, Dianne Sales, CFA, who has been with John Hancock since 1989 and has 29 years of investment experience.

Municipal bonds posted positive returns for the year ended May 31, 2013. The municipal bond market’s advance occurred primarily in the first half of the reporting period, fueled by robust demand and limited supply in the municipal market. Over the last six months of the period, the municipal market gave back some ground as demand tapered off. Improving economic conditions led investors to shift toward higher-risk assets, such as stocks and higher-yielding bonds. For the 12-month period, longer-term municipal securities generated the highest returns, while lower-quality municipal bonds outperformed higher-rated municipal securities.

The most important development in California over the past twelve months was voter approval of Proposition 30, which instituted a temporary state sales tax increase and a tax surcharge for individuals in the highest income-tax bracket. The tax hikes helped sustain funding for local school districts and helped shore up the state budget. In response, the major credit-rating agencies upgraded California’s credit rating in January and again in March—the state’s first upgrades in nearly seven years.

For the year ended May 31, 2013, John Hancock California Tax-Free Income Fund’s Class A shares posted a total return of 4.55%, excluding sales charges. By comparison, Morningstar, Inc.’s muni California long fund category produced an average return of 4.70%,^†while the fund’s benchmark, the Barclays California Municipal Bond Index, returned 3.91%. In a period of declining interest rates and narrowing credit spreads, investors in search of incremental returns focused on municipal bonds with greater interest-rate sensitivity and lower credit quality. Fund sectors benefiting from this trend included tobacco, healthcare, and tax allocation. The fund’s education bonds gained from the passage of Proposition 30. The fund also benefited from its exposure to California general obligation and state appropriation bonds, which received credit-rating upgrades. The fund’s holdings of bonds related to the Commonwealth of Puerto Rico detracted from fund results amid a persistent fiscal deficit and weaker economic growth.

This commentary reflects the views of the portfolio manager through the end of the period discussed in this report. As such, they are in no way guarantees of future events and are not intended to be used as investment advice or a recommendation regarding any specific security. They are also subject to change at any time as market and other conditions warrant.

Past performance is no guarantee of future results.

^†Figures from Morningstar, Inc. include reinvested distributions and do not take into account sales charges. Actual load-adjusted performance is lower.


8	California Tax-Free Income Fund \| Annual report

Your expenses

These examples are intended to help you understand your ongoing operating expenses of investing in the fund so you can compare these costs with the ongoing costs of investing in other mutual funds.

Understanding fund expenses

As a shareholder of the fund, you incur two types of costs:

▪ Transaction costs, which include sales charges (loads) on purchases or redemptions (varies by share class), minimum account fee charge, etc.

▪ Ongoing operating expenses, including management fees, distribution and service fees (if applicable), and other fund expenses.

We are going to present only your ongoing operating expenses here.

Actual expenses/actual returns

This example is intended to provide information about the fund’s actual ongoing operating expenses and is based on the fund’s actual return. It assumes an account value of $1,000.00 on December 1, 2012, with the same investment held until May 31, 2013.


	Account value	Ending value	Expenses paid during
	on 12-1-12	on 5-31-13	period ended 5-31-13¹

Class A	$1,000.00	$998.80	$4.24

Class B	1,000.00	995.10	7.96

Class C	1,000.00	995.10	7.96

Together with the value of your account, you may use this information to estimate the operating expenses that you paid over the period. Simply divide your account value at May 31, 2013, by $1,000.00, then multiply it by the “expenses paid” for your share class from the table above. For example, for an account value of $8,600.00, the operating expenses should be calculated as follows:


Annual report \| California Tax-Free Income Fund	9

Your expenses

Hypothetical example for comparison purposes

This table allows you to compare the fund’s ongoing operating expenses with those of any other fund. It provides an example of the fund’s hypothetical account values and hypothetical expenses based on each class’s actual expense ratio and an assumed 5% annualized return before expenses (which is not the fund’s actual return). It assumes an account value of $1,000.00 on December 1, 2012, with the same investment held until May 31, 2013. Look in any other fund shareholder report to find its hypothetical example and you will be able to compare these expenses. Please remember that these hypothetical account values and expenses may not be used to estimate the actual ending account balance or expenses you paid for the period.


	Account value	Ending value	Expenses paid during
	on 12-1-12	on 5-31-13	period ended 5-31-13¹

Class A	$1,000.00	$1,020.70	$4.28

Class B	1,000.00	1,017.00	8.05

Class C	1,000.00	1,017.00	8.05

Remember, these examples do not include any transaction costs, therefore, these examples will not help you to determine the relative total costs of owning different funds. If transaction costs were included, your expenses would have been higher. See the fund’s prospectus for details regarding transaction costs.

¹Expenses are equal to the fund’s annualized expense ratio of 0.85%, 1.60%, and 1.60% for Class A, Class B, and Class C shares, respectively, multiplied by the average account value over the period, multiplied by 182/365 (to reflect the one-half year period).


10	California Tax-Free Income Fund \| Annual report

Portfolio summary


Top 10 Holdings (26.8% of Net Assets on 5-31-13)^1,2

Golden State Tobacco Securitization Corp., 5.000%, 6-1-35	5.2%

Santa Ana Financing Authority, 6.250%, 7-1-24	4.2%

Foothill Eastern Transportation Corridor Agency, Zero Coupon, 1-15-36	2.8%

Commonwealth of Puerto Rico, 6.500%, 7-1-15	2.3%

San Bernardino County, 5.500%, 8-1-17	2.2%

State of California, 6.500%, 4-1-33	2.2%

California State Public Works Board, 5.000%, 12-1-19	2.0%

Inglewood Unified School District, 5.250%, 10-15-26	2.0%

San Joaquin Hills Transportation Corridor Agency, Zero Coupon, 1-1-22	2.0%

California State Public Works Board, 5.500%, 6-1-18	1.9%


Sector Composition¹

General Obligation Bonds	18.9%	Health Care	5.4%

Revenue Bonds		Utilities	2.2%

Facilities	18.4%	Water & Sewer	1.8%

Other Revenue	16.7%	Development	0.8%

Tobacco	12.5%	Pollution	0.8%

Transportation	12.4%	Short-Term Investments & Other	2.6%

Education	7.5%


Quality Composition^1,3

AAA	4.3%

AA	11.9%

A	39.6%

BBB	26.0%

BB	6.0%

B	3.4%

Not Rated	6.2%

Short-Term Investments & Other	2.6%

¹As a percentage of net assets on 5-31-13.

²Cash and cash equivalents not included.

³Ratings are from Moody’s Investors Service, Inc. If not available, we have used ratings from Standard & Poor’s Ratings Services. In the absence of ratings from these agencies, we have used Fitch Ratings, Inc. “Not Rated” securities are those with no ratings available from these agencies. All ratings are as of 5-31-13 and do not reflect subsequent downgrades or upgrades, if any. Fixed-income investments are subject to interest-rate and credit risk; their value will normally decline as interest rates rise or if the creditor is unable to make principal or interest payments. Investments in higher-yielding, lower-rated securities involve additional risks as these securities include a higher risk of default and loss of principal. Municipal bond prices can decline due to fiscal mismanagement or tax shortfalls, or if related projects become unprofitable. Because the fund is non-diversified, the fund may invest its assets in a small number of issuers. Performance could suffer significantly from adverse events affecting these issuers. If the fund invests heavily in any one state or region, performance could be disproportionately affected by factors particular to that state or region. Because the fund may focus on particular sectors of the economy, its performance may depend on the performance of those sectors and investments focused in one sector may fluctuate more widely than investments diversified across sectors. For additional information on these and other risk considerations, please see the fund’s prospectus.


Annual report \| California Tax-Free Income Fund	11

Fund’s investments

As of 5-31-13


		Maturity
	Rate (%)	date	Par value	Value

Municipal Bonds 97.4%				$268,955,269

(Cost $248,323,552)

California 88.6%				244,778,162

ABAG Finance Authority for Nonprofit Corps.
Institute on Aging (D)	5.650	08-15-38	$1,000,000	1,113,430

ABAG Finance Authority for Nonprofit Corps.
Sharp Healthcare	6.250	08-01-39	1,000,000	1,163,330

Anaheim Certificates of Participation
Convention Center (D)(P)(S)	11.519	07-16-23	2,000,000	2,018,320

Anaheim Public Financing Authority
Public Improvement Project, Series C (D)(Z)	Zero	09-01-18	3,000,000	2,652,300

Antioch Public Financing Authority, Series B	5.850	09-02-15	555,000	556,487

Bay Area Toll Authority
San Francisco Bay Area	5.000	04-01-31	1,000,000	1,136,690

Belmont Community Facilities
Library Project, Series A (D)	5.750	08-01-24	1,000,000	1,228,020

California County Tobacco
Securitization Agency
Fresno County Funding Corp.	6.000	06-01-35	1,765,000	1,764,859

California County Tobacco
Securitization Agency
Kern County Corp., Series A	6.125	06-01-43	5,000,000	4,999,550

California County Tobacco
Securitization Agency
Public Improvements	5.250	06-01-21	4,465,000	4,514,874

California County Tobacco
Securitization Agency
Stanislaus Funding, Series A	5.500	06-01-33	785,000	788,038

California Educational Facilities Authority
College and University Financing Project	5.000	02-01-26	4,525,000	4,416,898

California Educational Facilities Authority
Woodbury University	5.000	01-01-25	1,800,000	1,822,050

California Educational Facilities Authority
Woodbury University	5.000	01-01-30	2,000,000	2,014,740

California Health Facilities Financing
Kaiser Permanente, Series A	5.250	04-01-39	2,500,000	2,704,275

California Health Facilities Financing Authority
Catholic Healthcare West, Series G	5.250	07-01-23	1,000,000	1,042,460

California Health Facilities Financing Authority
Providence Health and Services, Series C	6.500	10-01-33	1,000,000	1,198,660

California Health Facilities Financing Authority
Scripps Health, Series A	5.000	11-15-36	1,000,000	1,085,670


12	California Tax-Free Income Fund \| Annual report	See notes to financial statements


		Maturity
	Rate (%)	date	Par value	Value

California (continued)

California Infrastructure & Economic
Development Bank
California Independent System Operator,
Series A	6.250	02-01-39	$2,000,000	$2,147,920

California Infrastructure & Economic
Development Bank
Performing Arts Center	5.000	12-01-27	500,000	531,870

California Pollution Control Financing Authority
Waste Management Inc., Series C, AMT (P)	5.125	11-01-23	2,000,000	2,143,620

California State Public Works Board	5.000	03-01-38	1,000,000	1,070,010

California State Public Works Board
Department of Corrections, Series A (D)	5.000	12-01-19	5,000,000	5,637,500

California State Public Works Board
Department of Corrections, Series C	5.500	06-01-18	5,000,000	5,131,600

California State Public Works Board
Trustees California State University, Series D	6.250	04-01-34	2,000,000	2,401,360

California State Public Works Board
Various Capital Projects, Series G	5.000	11-01-37	1,000,000	1,070,490

California State Public Works Board
Various Capital Projects, Series A	5.000	04-01-37	1,000,000	1,066,840

California State University Revenue
College and University Revenue, Series A	5.250	11-01-34	1,000,000	1,123,040

California Statewide Communities
Development Authority
American Baptist Homes West	6.250	10-01-39	2,000,000	2,235,220

California Statewide Communities
Development Authority
Kaiser Permanente, Series A	5.000	04-01-42	2,000,000	2,167,620

California Statewide Communities
Development Authority
Senior Living of Southern California	7.250	11-15-41	1,700,000	1,960,389

California Statewide Communities
Development Authority
Thomas Jefferson School of Law, Series A (S)	7.250	10-01-38	2,000,000	2,043,020

California Statewide Communities
Development Authority
University of California — Irvine	5.750	05-15-32	1,230,000	1,325,866

California Statewide Financing Authority
Tobacco Settlement, Series A	6.000	05-01-37	2,500,000	2,499,900

California Statewide Financing Authority
Tobacco Settlement, Series B	6.000	05-01-37	4,000,000	4,000,440

Capistrano Unified School District
No. 90-2 Talega	5.875	09-01-23	500,000	502,540

Capistrano Unified School District
No. 90-2 Talega	6.000	09-01-33	750,000	752,805

Center Unified School District, Series C (D)(Z)	Zero	09-01-16	2,145,000	2,046,137

Cloverdale Community Development Agency	5.500	09-01-38	3,000,000	2,670,630

Contra Costa County Public Financing
Authority, Series A (D)	5.000	06-01-28	1,230,000	1,233,764

Corona Community Facilities District
No. 97-2	5.875	09-01-23	975,000	979,212

East Side Union High School District-Santa
Clara County (D)	5.250	09-01-24	2,500,000	3,054,100


See notes to financial statements	Annual report \| California Tax-Free Income Fund	13


		Maturity
	Rate (%)	date	Par value	Value

California (continued)

Folsom Public Financing Authority, Series B	5.125	09-01-26	$1,000,000	$1,025,420

Foothill Eastern Transportation Corridor Agency
Highway Revenue Tolls (Z)	Zero	01-15-25	6,615,000	3,330,983

Foothill Eastern Transportation Corridor Agency
Highway Revenue Tolls (Z)	Zero	01-15-36	30,000,000	7,727,700

Fresno Sewer Revenue, Series A–1 (D)	5.250	09-01-19	1,000,000	1,130,730

Golden State Tobacco Securitization Corp.
Escrowed to Maturity, Series 2003 A–1	6.250	06-01-33	1,495,000	1,495,000

Golden State Tobacco Securitization Corp.,
Series A (D)	5.000	06-01-35	13,750,000	14,334,375

Inglewood Unified School District (D)	5.250	10-15-26	5,000,000	5,612,550

Kern County, Capital Improvements Project,
Series A (D)	5.750	08-01-35	1,000,000	1,154,680

Laguna Salada Union School District,
Series C (D)(Z)	Zero	08-01-26	1,000,000	600,910

Lancaster School District
School Improvements (D)(Z)	Zero	04-01-19	1,730,000	1,566,013

Lancaster School District
School Improvements (D)(Z)	Zero	04-01-22	1,380,000	1,109,065

Lee Lake Water District Community Facilities
District No: 2
Montecito Ranch	6.125	09-01-27	1,200,000	1,209,576

Long Beach Harbor Revenue, Series A, AMT (D)	6.000	05-15-18	2,660,000	3,242,460

Long Beach Special Tax Community Facilities
District 6-Pike Project	6.250	10-01-26	2,480,000	2,482,356

Los Angeles Community College District
2008 Election, Series A	6.000	08-01-33	4,000,000	4,895,160

Los Angeles Community Facilities District No: 3
Cascades Business Park	6.400	09-01-22	655,000	658,884

Los Angeles County Public Works
Financing Authority
Multiple Capital Projects II	5.000	08-01-42	1,000,000	1,079,240

Los Angeles Department of Water & Power
Power Systems, Series B	5.000	07-01-43	3,500,000	3,882,410

M-S-R Energy Authority
Natural Gas Revenue, Series B	6.500	11-01-39	2,500,000	3,310,500

Modesto Community Facilities District No: 4-1	5.100	09-01-26	3,000,000	3,057,270

Orange County Improvement Bond Act 1915,
Series B	5.750	09-02-33	1,365,000	1,369,668

Oxnard Community Facilities District: No. 3
Seabridge	5.000	09-01-35	1,490,000	1,504,274

Paramount Unified School District, Series B (D)(Z)	Zero	09-01-25	4,735,000	2,939,441

Pasadena Certificates Participation Refunding
Old Pasadena Parking Facility Project	6.250	01-01-18	525,000	588,856

Ripon Redevelopment Agency
Ripon Community Redevelopment Project (D)	4.750	11-01-36	1,540,000	1,495,432

San Bernardino County
Capital Facilities Project, Escrowed to
Maturity, Series B	6.875	08-01-24	350,000	485,895

San Bernardino County
Medical Center Financing Project, Series B (D)	5.500	08-01-17	5,910,000	6,164,721


14	California Tax-Free Income Fund \| Annual report	See notes to financial statements


		Maturity
	Rate (%)	date	Par value	Value

California (continued)

San Bruno Park School District
School Improvements, Series B (D)(Z)	Zero	08-01-21	$1,015,000	$802,977

San Diego Public Facilities Financing Authority
Lease Revenue	5.250	03-01-40	1,000,000	1,094,390

San Diego Redevelopment Agency
City Heights, Series A	5.750	09-01-23	1,000,000	1,000,910

San Diego Redevelopment Agency
City Heights, Series A	5.800	09-01-28	1,395,000	1,395,990

San Diego Redevelopment Agency
Public Improvements, Series B (Z)	Zero	09-01-17	1,600,000	1,359,792

San Diego Redevelopment Agency
Public Improvements, Series B (Z)	Zero	09-01-18	1,700,000	1,350,939

San Diego Unified School District, Election of
1998, Series A (D)(Z)	Zero	07-01-21	2,500,000	2,009,600

San Francisco City & County
Redevelopment Agency
Department of General Services Lease, No. 6,
Mission Bay South, Series A	5.150	08-01-35	1,250,000	1,271,688

San Francisco City & County
Redevelopment Agency
Mission Bay South Redevelopment, Series D	7.000	08-01-41	1,000,000	1,143,780

San Francisco City & County Redevelopment
Financing Authority
Mission Bay South Redevelopment, Series D	6.625	08-01-39	1,000,000	1,128,400

San Francisco City & County Redevelopment
Financing Authority
San Francisco Redevelopment Projects,
Series B	6.625	08-01-39	700,000	797,853

San Francisco State Building Authority, Series A	5.000	10-01-13	475,000	482,505

San Joaquin County
County Administration Building (D)	5.000	11-15-29	2,965,000	3,119,447

San Joaquin Hills Transportation
Corridor Agency
Highway Revenue Tolls, Escrowed to
Maturity (Z)	Zero	01-01-14	5,000,000	4,992,150

San Joaquin Hills Transportation
Corridor Agency
Highway Revenue Tolls, Escrowed to
Maturity (Z)	Zero	01-01-22	6,500,000	5,409,950

San Joaquin Hills Transportation
Corridor Agency
Highway Revenue Tolls, Series A	5.750	01-15-21	5,000,000	5,002,100

San Mateo County Joint Power Authority (D)	5.000	07-01-21	1,815,000	2,090,717

Santa Ana Financing Authority
Police Administration & Holding Facility,
Series A (D)	6.250	07-01-19	1,790,000	2,125,464

Santa Ana Financing Authority
Police Administration & Holding Facility,
Series A (D)	6.250	07-01-24	10,000,000	11,470,100

Santa Fe Springs Community
Development Commission
Construction Redevelopment Project,
Series A (D)(Z)	Zero	09-01-20	1,275,000	1,006,600


See notes to financial statements	Annual report \| California Tax-Free Income Fund	15


		Maturity
	Rate (%)	date	Par value	Value

California (continued)

Southern California Public Power Authority
Natural Gas Revenue, Series A	5.250	11-01-26	$2,000,000	$2,328,100

State of California	5.000	02-01-38	2,500,000	2,757,700

State of California	5.000	02-01-38	3,000,000	3,282,120

State of California	5.000	09-01-41	1,500,000	1,624,155

State of California	5.000	10-01-41	2,000,000	2,166,980

State of California	5.000	09-01-42	1,000,000	1,089,540

State of California
Public Improvements	5.125	04-01-23	2,000,000	2,074,680

State of California
Recreation Facilities and
School Improvements	6.500	04-01-33	5,000,000	6,155,400

State of California
Water, Utility and Highway Improvements	5.250	03-01-30	2,000,000	2,299,380

Torrance Hospital Revenue
Torrance Memorial Medical Center, Series A	5.500	06-01-31	2,000,000	2,004,220

Tuolumne Wind Project Authority
Tuolumne County Project, Series A	5.625	01-01-29	1,000,000	1,168,130

Vallejo Sanitation & Flood Control District (D)	5.000	07-01-19	1,742,000	1,809,032

West Covina Redevelopment Agency
Fashion Plaza	6.000	09-01-22	3,000,000	3,493,260

Puerto Rico 8.8%				24,177,107

Commonwealth of Puerto Rico	6.500	07-01-15	6,000,000	6,415,320

Commonwealth of Puerto Rico
Public Improvement, Series A	5.500	07-01-39	1,500,000	1,513,800

Commonwealth of Puerto Rico
Public Improvement, Series A	5.750	07-01-41	5,000,000	5,123,000

Commonwealth of Puerto Rico, Series A	5.375	07-01-33	1,250,000	1,255,175

Puerto Rico Aqueduct & Sewer Authority
Water Revenue, Series A	6.125	07-01-24	1,750,000	1,866,725

Puerto Rico Aqueduct & Sewer Authority
Water Revenue, Series A	5.125	07-01-37	1,000,000	947,670

Puerto Rico Highway &
Transportation Authority
Fuel Sales Tax Revenue, Series A (D)	5.000	07-01-38	80,000	76,154

Puerto Rico Highway &
Transportation Authority
Prerefunded, Series Z (D)	6.250	07-01-14	940,000	1,000,122

Puerto Rico Highway &
Transportation Authority
Unrefunded, Series Z (D)	6.250	07-01-14	2,310,000	2,406,281

Puerto Rico Industrial Tourist Education
Medical & Environment Authority
Hospital de la Concepcion	6.500	11-15-20	500,000	502,480

Puerto Rico Sales Tax Financing Corp.
Sales Tax Revenue, Series A (Zero coupon
steps up to 6.750% on 8-1-16)	Zero	08-01-32	3,000,000	3,070,380


16	California Tax-Free Income Fund \| Annual report	See notes to financial statements


	Par value	Value

Short-Term Investments 1.6%		$4,471,000

(Cost $4,471,000)

Repurchase Agreement 1.6%

Repurchase Agreement with State Street Corp. dated 5-31-13 at
0.010% to be repurchased at $4,471,004 on 6-3-13, collateralized
by $4,585,000 U.S. Treasury Note, 0.625% due 5-31-17 (valued at
$4,562,433, including interest)	$4,471,000	4,471,000

Total investments (Cost $252,794,552)† 99.0%		$273,426,269


Other assets and liabilities, net 1.0%		$2,815,138


Total net assets 100.0%		$276,241,407

The percentage shown for each investment category is the total value of that category as a percentage of the net assets of the Fund.

AMT Interest earned from these securities may be considered a tax preference item for purpose of the Federal Alternative Minimum Tax.

(D) Bond is insured by one or more of the following companies:


Insurance coverage	As a % of total investments

Ambac Financial Group, Inc.	2.9%
Assured Guaranty Corp.	0.4%
Assured Guaranty Municipal Corp.	6.2%
California Mortgage Insurance	0.4%
Financial Guaranty Insurance Company	5.2%
National Public Finance Guarantee Corp.	16.4%

(P) Variable rate obligation. The coupon rate shown represents the rate at period end.

(S) These securities are exempt from registration under Rule 144A of the Securities Act of 1933. Such securities may be resold, normally to qualified institutional buyers, in transactions exempt from registration.

(Z) Zero coupon bonds are issued at a discount from their principal amount in lieu of paying interest periodically.

† At 5-31-13, the aggregate cost of investment securities for federal income tax purposes was $250,951,215. Net unrealized appreciation aggregated $22,475,054, of which $23,023,440 related to appreciated investment securities and $548,386 related to depreciated investment securities.

The Fund had the following sector composition as a percentage of total net assets on 5-31-13:


General Obligation Bonds 18.9%

Revenue Bonds
Facilities	18.4%
Other Revenue	16.7%
Tobacco	12.5%
Transportation	12.4%
Education	7.5%
Health Care	5.4%
Utilities	2.2%
Water & Sewer	1.8%
Development	0.8%
Pollution	0.8%
Short-Term Investments & Other	2.6%


See notes to financial statements	Annual report \| California Tax-Free Income Fund	17

FINANCIAL STATEMENTS

Financial statements

Statement of assets and liabilities 5-31-13

This Statement of assets and liabilities is the fund’s balance sheet. It shows the value of what the fund owns, is due and owes. You’ll also find the net asset value and the maximum offering price per share.


Assets

Investments, at value (Cost $252,794,552)	$273,426,269
Cash	672
Receivable for fund shares sold	602,657
Interest receivable	3,676,563
Other receivables and prepaid expenses	31,122

Total assets	277,737,283

Liabilities

Payable for fund shares repurchased	1,009,598
Distributions payable	216,876
Payable to affiliates
Accounting and legal services fees	9,141
Transfer agent fees	14,020
Distribution and service fees	30,877
Trustees’ fees	22,702
Investment management fees	129,699
Other liabilities and accrued expenses	62,963

Total liabilities	1,495,876

Net assets	$276,241,407

Net assets consist of

Paid-in capital	$254,364,009
Undistributed net investment income	551,050
Accumulated net realized gain (loss) on investments	694,631
Net unrealized appreciation (depreciation) on investments	20,631,717

Net assets	$276,241,407

Net asset value per share

Based on net asset values and shares outstanding — the Fund has an
unlimited number of shares authorized with no par value
Class A ($240,854,332 ÷ 21,774,880 shares)¹	$11.06
Class B ($2,515,022 ÷ 227,254 shares)¹	$11.07
Class C ($32,872,053 ÷ 2,971,859 shares)¹	$11.06

Maximum offering price per share

Class A (net asset value per share ÷ 95.5%)²	$11.58

¹Redemption price is equal to net asset value less any applicable contingent deferred sales charge.

²On single retail sales of less than $100,000. On sales of $100,000 or more and on group sales the offering price is reduced.


18	California Tax-Free Income Fund \| Annual report	See notes to financial statements

FINANCIAL STATEMENTS

Statement of operations For the year ended 5-31-13

This Statement of operations summarizes the fund’s investment income earned and expenses incurred in operating the fund. It also shows net gains (losses) for the period stated.


Investment income

Interest	$13,923,518

Total investment income	13,923,518

Expenses

Investment management fees	1,533,839
Distribution and service fees	704,845
Accounting and legal services fees	43,988
Transfer agent fees	169,575
Trustees’ fees	16,752
State registration fees	17,095
Printing and postage	13,509
Professional fees	70,004
Custodian fees	35,497
Registration and filing fees	25,308
Other	10,210

Total expenses	2,640,622
Less expense reductions	(33,709)

Net expenses	2,606,913

Net investment income	11,316,605

Realized and unrealized gain (loss)

Net realized gain (loss) on investments	820,548
Change in net unrealized appreciation (depreciation) of investments	(10,560)

Net realized and unrealized gain	809,988

Increase in net assets from operations	$12,126,593


See notes to financial statements	Annual report \| California Tax-Free Income Fund	19

FINANCIAL STATEMENTS

Statements of changes in net assets

These Statements of changes in net assets show how the value of the fund’s net assets has changed during the last two periods. The difference reflects earnings less expenses, any investment gains and losses, distributions, if any, paid to shareholders and the net of fund share transactions.


	Year	Year
	ended	ended
	5-31-13	5-31-12

Increase (decrease) in net assets

From operations
Net investment income	$11,316,605	$11,761,423
Net realized gain	820,548	580,901
Change in net unrealized appreciation (depreciation)	(10,560)	23,065,500

Increase in net assets resulting from operations	12,126,593	35,407,824

Distributions to shareholders
From net investment income
Class A	(10,029,977)	(10,448,639)
Class B	(85,302)	(85,506)
Class C	(1,039,549)	(1,028,477)

Total distributions	(11,154,828)	(11,562,622)

From Fund share transactions	1,652,293	(2,231,172)

Total increase	2,624,058	21,614,030

Net assets

Beginning of year	273,617,349	252,003,319

End of year	$276,241,407	$273,617,349

Undistributed net investment income	$551,050	$318,753


20	California Tax-Free Income Fund \| Annual report	See notes to financial statements

Financial highlights

The Financial highlights show how the fund’s net asset value for a share has changed during the period.


CLASS A SHARES Period ended	5-31-13	5-31-12	5-31-11	5-31-10	5-31-09¹	8-31-08

Per share operating performance

Net asset value, beginning of period	$11.02	$10.07	$10.32	$9.70	$10.36	$10.61
Net investment income²	0.46	0.48	0.49	0.50	0.36	0.47
Net realized and unrealized gain (loss)
on investments	0.04	0.94	(0.26)	0.61	(0.65)	(0.25)
Total from investment operations	0.50	1.42	0.23	1.11	(0.29)	0.22
Less distributions
From net investment income	(0.46)	(0.47)	(0.48)	(0.49)	(0.36)	(0.46)
From net realized gain	—	—	—	—	(0.01)	(0.01)
Total distributions	(0.46)	(0.47)	(0.48)	(0.49)	(0.37)	(0.47)
Net asset value, end of period	$11.06	$11.02	$10.07	$10.32	$9.70	$10.36
Total return (%)³	4.55	14.43	2.29	11.69	(2.63)⁴	2.18

Ratios and supplemental data

Net assets, end of period (in millions)	$241	$243	$224	$250	$248	$294
Ratios (as a percentage of average net assets):
Expenses before reductions	0.84	0.86	0.86	0.85	0.91^5,6	0.81
Expenses net of fee waivers	0.84	0.86	0.86	0.85	0.91^5,6	0.81
Net investment income	4.15	4.56	4.79	4.97	5.10⁶	4.45
Portfolio turnover (%)	7	9	2	9	26	22

¹For the nine-month period ended 5-31-09. The Fund changed its fiscal year end from August 31 to May 31.
²Based on the average daily shares outstanding.
³Does not reflect the effect of sales charges, if any.
⁴Not annualized.
⁵Includes proxy fees. The impact of this expense to the gross and net expense ratios was 0.04%.
⁶Annualized.


See notes to financial statements	Annual report \| California Tax-Free Income Fund	21


CLASS B SHARES Period ended	5-31-13	5-31-12	5-31-11	5-31-10	5-31-09¹	8-31-08

Per share operating performance

Net asset value, beginning of period	$11.03	$10.07	$10.32	$9.70	$10.36	$10.61
Net investment income²	0.38	0.40	0.40	0.41	0.30	0.38
Net realized and unrealized gain (loss)
on investments	0.03	0.95	(0.26)	0.61	(0.65)	(0.25)
Total from investment operations	0.41	1.35	0.14	1.02	(0.35)	0.13
Less distributions
From net investment income	(0.37)	(0.39)	(0.39)	(0.40)	(0.30)	(0.37)
From net realized gain	—	—	—	—	(0.01)	(0.01)
Total distributions	(0.37)	(0.39)	(0.39)	(0.40)	(0.31)	(0.38)
Net asset value, end of period	$11.07	$11.03	$10.07	$10.32	$9.70	$10.36
Total return (%)^3,4	3.76	13.67	1.43	10.75	(3.25)⁵	1.31

Ratios and supplemental data

Net assets, end of period (in millions)	$3	$2	$2	$4	$7	$10
Ratios (as a percentage of average net assets):
Expenses before reductions	1.69	1.71	1.71	1.70	1.76^6,7	1.66
Expenses net of fee waivers	1.59	1.62	1.71	1.70	1.76^6,7	1.66
Net investment income	3.40	3.79	3.92	4.12	4.25⁷	3.59
Portfolio turnover (%)	7	9	2	9	26	22

¹For the nine-month period ended 5-31-09. The Fund changed its fiscal year end from August 31 to May 31.
²Based on the average daily shares outstanding.
³Does not reflect the effect of sales charges, if any.
⁴Total returns would have been lower had certain expenses not been reduced during the applicable periods shown.
⁵Not annualized.
⁶Includes proxy fees. The impact of this expense to the gross and net expense ratios was 0.04%.
⁷Annualized.


CLASS C SHARES Period ended	5-31-13	5-31-12	5-31-11	5-31-10	5-31-09¹	8-31-08

Per share operating performance

Net asset value, beginning of period	$11.02	$10.07	$10.32	$9.70	$10.36	$10.61
Net investment income²	0.38	0.40	0.40	0.41	0.30	0.38
Net realized and unrealized gain (loss)
on investments	0.03	0.94	(0.26)	0.61	(0.65)	(0.25)
Total from investment operations	0.41	1.34	0.14	1.02	(0.35)	0.13
Less distributions
From net investment income	(0.37)	(0.39)	(0.39)	(0.40)	(0.30)	(0.37)
From net realized gain	—	—	—	—	(0.01)	(0.01)
Total distributions	(0.37)	(0.39)	(0.39)	(0.40)	(0.31)	(0.38)
Net asset value, end of period	$11.06	$11.02	$10.07	$10.32	$9.70	$10.36
Total return (%)^3,4	3.77	13.56	1.43	10.76	(3.25)⁵	1.31

Ratios and supplemental data

Net assets, end of period (in millions)	$33	$29	$26	$25	$17	$14
Ratios (as a percentage of average net assets):
Expenses before reductions	1.69	1.71	1.71	1.70	1.76^6,7	1.66
Expenses net of fee waivers	1.59	1.62	1.71	1.70	1.76^6,7	1.66
Net investment income	3.40	3.79	3.95	4.11	4.22⁷	3.60
Portfolio turnover (%)	7	9	2	9	26	22

¹For the nine-month period ended 5-31-09. The Fund changed its fiscal year end from August 31 to May 31.
²Based on the average daily shares outstanding.
³Does not reflect the effect of sales charges, if any.
⁴Total returns would have been lower had certain expenses not been reduced during the applicable periods shown.
⁵Not annualized.
⁶Includes proxy fees. The impact of this expense to the gross and net expense ratios was 0.04%.
⁷Annualized.


22	California Tax-Free Income Fund \| Annual report	See notes to financial statements

Notes to financial statements

Note 1 — Organization

John Hancock California Tax-Free Income Fund (the Fund), the sole series of John Hancock California Tax-Free Income Fund (the Trust), is an open-end management investment company organized as a Massachusetts business trust and registered under the Investment Company Act of 1940, as amended (the 1940 Act). The investment objective of the Fund is to seek a high level of current income, consistent with preservation of capital, that is exempt from federal and California personal income taxes.

The Fund may offer multiple classes of shares. The shares currently offered are detailed in the Statement of assets and liabilities. Class A and Class C shares are offered to all investors. Class B shares are closed to new investors. Shareholders of each class have exclusive voting rights to matters that affect that class. The distribution and service fees, if any, and transfer agent fees for each class may differ. Class B shares convert to Class A shares eight years after purchase.

Note 2 — Significant accounting policies

The financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America, which require management to make certain estimates and assumptions as of the date of the financial statements. Actual results could differ from those estimates and those differences could be significant. Events or transactions occurring after the end of the fiscal period through the date that the financial statements were issued have been evaluated in the preparation of the financial statements. The following summarizes the significant accounting policies of the Fund:

Security valuation. Investments are stated at value as of the close of regular trading on the New York Stock Exchange (NYSE), normally at 4:00 P.M., Eastern Time. In order to value the securities, the Fund uses the following valuation techniques: Debt obligations are valued based on the evaluated prices provided by an independent pricing service, which utilizes both dealer-supplied and electronic data processing techniques, taking into account factors such as institutional-size trading in similar groups of securities, yield, quality, coupon rate, maturity, type of issue, trading characteristics and other market data. Certain securities traded only in the over-the-counter market are valued at the last bid price quoted by brokers making markets in the securities at the close of trading. Certain short-term securities are valued at amortized cost. Other portfolio securities and assets, for which reliable market quotations are not readily available, are valued at fair value as determined in good faith by the Fund’s Pricing Committee following procedures established by the Board of Trustees, which include price verification procedures. The frequency with which these fair valuation procedures are used cannot be predicted and fair value of securities may differ significantly from the value that would have been used had a ready market for such securities existed.

The Fund uses a three-tier hierarchy to prioritize the pricing assumptions, referred to as inputs, used in valuation techniques to measure fair value. Level 1 includes securities valued using quoted prices in active markets for identical securities. Level 2 includes securities valued using other significant observable inputs. Observable inputs may include quoted prices for similar securities, interest rates, prepayment speeds and credit risk. Prices for securities valued using these inputs are received from independent pricing vendors and brokers and are based on an evaluation of the inputs described. Level 3 includes securities valued using significant unobservable inputs when market prices are not readily available or reliable, including the Fund’s own assumptions in determining the fair value of investments. Factors used in determining value may include


Annual report \| California Tax-Free Income Fund	23

market or issuer specific events or trends, changes in interest rates and credit quality. The inputs or methodology used for valuing securities are not necessarily an indication of the risks associated with investing in those securities. Changes in valuation techniques may result in transfers into or out of an assigned level within the disclosure hierarchy.

As of May 31, 2013, all investments are categorized as Level 2 under the hierarchy described above.

Repurchase agreements. The Fund may enter into repurchase agreements. When the Fund enters into a repurchase agreement, it receives collateral that is held in a segregated account by the Fund’s custodian. The collateral amount is marked-to-market and monitored on a daily basis to ensure that the collateral held is in an amount not less than the principal amount of the repurchase agreement plus any accrued interest. In the event of a default by the counterparty, realization of the collateral proceeds could be delayed, during which time the collateral value may decline.

Security transactions and related investment income. Investment security transactions are accounted for on a trade date plus one basis for daily net asset value calculations. However, for financial reporting purposes, investment transactions are reported on trade date. Interest income is accrued as earned. Interest income includes coupon interest and amortization/accretion of premiums/discounts on debt securities. Debt obligations may be placed in a non-accrual status and related interest income may be reduced by stopping current accruals and writing off interest receivable when the collection of all or a portion of interest has become doubtful. Gains and losses on securities sold are determined on the basis of identified cost and may include proceeds from litigation.

Line of credit. The Fund may borrow from banks for temporary or emergency purposes, including meeting redemption requests that otherwise might require the untimely sale of securities. Pursuant to the Fund’s custodian agreement, the custodian may loan money to the Fund to make properly authorized payments. The Fund is obligated to repay the custodian for any overdraft, including any related costs or expenses. The custodian may have a lien, security interest or security entitlement in any fund property that is not otherwise segregated or pledged, to the maximum extent permitted by law, to the extent of any overdraft.

In addition, the Fund and other affiliated funds have entered into an agreement with Citibank N.A. that enables them to participate in a $300 million unsecured committed line of credit. A commitment fee, payable at the end of each calendar quarter, based on the average daily unused portion of the line of credit, is charged to each participating fund on a pro rata basis and is reflected in other expenses on the Statement of operations. Prior to March 27, 2013, the Fund participated in a $100 million unsecured line of credit, also with Citibank, with terms otherwise similar to the existing agreement. Commitment fees for the year ended May 31, 2013 were $962. For the year ended May 31, 2013, the Fund had no borrowings under either line of credit.

Expenses. Within the John Hancock Funds complex, expenses that are directly attributable to an individual fund are allocated to such fund. Expenses that are not readily attributable to a specific fund are allocated among all funds in an equitable manner, taking into consideration, among other things, the nature and type of expense and the fund’s relative net assets. Expense estimates are accrued in the period to which they relate and adjustments are made when actual amounts are known.

Class allocations. Income, common expenses and realized and unrealized gains (losses) are determined at the fund level and allocated daily to each class of shares based on the net assets of the class. Class-specific expenses, such as distribution and service fees, if any, and transfer agent fees, are calculated daily for each class, based on the net asset value of the class and the applicable specific expense rates.


24	California Tax-Free Income Fund \| Annual report

Federal income taxes. The Fund intends to continue to qualify as a regulated investment company by complying with the applicable provisions of the Internal Revenue Code and will not be subject to federal income tax on taxable income that is distributed to shareholders. Therefore, no federal income tax provision is required.

Under the Regulated Investment Company Modernization Act of 2010, the Fund is permitted to carry forward capital losses incurred in taxable years beginning after December 22, 2010 for an unlimited period. Any losses incurred during those taxable years will be required to be utilized prior to the losses incurred in pre-enactment taxable years. As a result of this ordering rule, pre-enactment capital loss carryforwards may be more likely to expire unused. Additionally, post-enactment capital losses that are carried forward will retain their character as either short-term or long-term capital losses rather than being considered all short-term as under previous law.

For federal income tax purposes, the Fund has a capital loss carryforward of $937,776 available to offset future net realized capital gains as of May 31, 2013.

The following table details the capital loss carryforward available as of May 31, 2013:


CAPITAL LOSS CARRYFORWARD EXPIRING AT MAY 31
2017	2018

$731,359	$206,417

Net capital losses of $210,930 that are the result of security transactions occurring after October 31, 2012, are treated as occurring on June 1, 2013, the first day of the Fund’s next taxable year.

As of May 31, 2013, the Fund had no uncertain tax positions that would require financial statement recognition, derecognition or disclosure. The Fund’s federal tax returns are subject to examination by the Internal Revenue Service for a period of three years.

Distribution of income and gains. Distributions to shareholders from net investment income and net realized gains, if any, are recorded on the ex-date. The Fund generally declares dividends daily and pays them monthly. Capital gain distributions, if any, are distributed at least annually. The tax character of distributions for the years ended May 31, 2013 and 2012 was as follows:

Distributions paid by the Fund with respect to each class of shares are calculated in the same manner, at the same time and in the same amount, except for the effect of class level expenses that may be applied differently to each class. As of May 31, 2013, the components of distributable earnings on a tax basis consisted of $778,110 of undistributed exempt interest.

Such distributions and distributable earnings, on a tax basis, are determined in conformity with income tax regulations, which may differ from accounting principles generally accepted in the United States of America. Material distributions in excess of tax basis earnings and profits, if any, are reported in the Fund’s financial statements as a return of capital.

Capital accounts within the financial statements are adjusted for permanent book-tax differences. These adjustments have no impact on net assets or the results of operations. Temporary book-tax differences, if any, will reverse in a subsequent period. Book-tax differences are primarily attributable to accretion on debt securities and distributions payable.


Annual report \| California Tax-Free Income Fund	25

Note 3 — Guarantees and indemnifications

Under the Trust’s organizational documents, its Officers and Trustees are indemnified against certain liabilities arising out of the performance of their duties to the Fund. Additionally, in the normal course of business, the Fund enters into contracts with service providers that contain general indemnification clauses. The Fund’s maximum exposure under these arrangements is unknown, as this would involve future claims that may be made against the Fund that have not yet occurred. The risk of material loss from such claims is considered remote.

Note 4 — Fees and transactions with affiliates

John Hancock Advisers, LLC (the Advisor) serves as investment advisor for the Fund. John Hancock Funds, LLC (the Distributor), an affiliate of the Advisor, serves as principal underwriter of the Fund. The Advisor and the Distributor are indirect, wholly owned subsidiaries of Manulife Financial Corporation (MFC).

Management fee. The Fund has an investment management agreement with the Advisor under which the Fund pays a monthly management fee to the Advisor equivalent, on an annual basis, to the sum of: (a) 0.550% of the first $500,000,000 of the Fund’s average daily net assets; (b) 0.500% of the next $500,000,000 of the Fund’s average daily net assets; (c) 0.475% of the next $1,000,000,000 of the Fund’s average daily net assets; and (d) 0.450% of the Fund’s average daily net assets in excess of $2,000,000,000. The Advisor has a subadvisory agreement with John Hancock Asset Management a division of Manulife Asset Management (US) LLC, an indirectly owned subsidiary of MFC and an affiliate of the Advisor. The Fund is not responsible for payment of the subadvisory fees.

The investment management fees incurred for the year ended May 31, 2013 were equivalent to a net annual effective rate of 0.55% of the Fund’s average daily net assets.

Accounting and legal services. Pursuant to the Accounting and Legal Services Agreement, the Fund reimburses the Advisor for all expenses associated with providing the administrative, financial, legal, accounting and recordkeeping services to the Fund, including the preparation of all tax returns, periodic reports to shareholders and regulatory reports, among other services. These expenses are allocated to each share class based on its relative net assets at the time the expense was incurred. These accounting and legal services fees incurred for the year ended May 31, 2013 amounted to an annual rate of 0.02% of the Fund’s average daily net assets.

Distribution and service plans. The Fund has a distribution agreement with the Distributor. The Fund has adopted distribution and service plans with respect to Class A, Class B and Class C shares pursuant to Rule 12b-1 under the 1940 Act, to pay the Distributor for services provided as the distributor of shares of the Fund. The Fund pays the following contractual rates of distribution fees under these arrangements, expressed as an annual percentage of average daily net assets for each class of the Fund’s shares:


CLASS	RULE 12b–1 FEE

Class A	0.15%
Class B	1.00%
Class C	1.00%

The Distributor has contractually agreed to waive 0.10% of Rule 12b-1 fees for Class B and Class C shares. The current waiver agreement expires on September 30, 2013, unless renewed by mutual agreement of the Fund and the Distributor based upon a determination that this is appropriate under the circumstances at that time.


26	California Tax-Free Income Fund \| Annual report

Accordingly, these fee limitations amounted to $2,558 and $31,151 for Class B and Class C shares, respectively, for the year ended May 31, 2013.

Sales charges. Class A shares are assessed up-front sales charges, which resulted in payments to the Distributor amounting to $402,779 for the year ended May 31, 2013. Of this amount, $66,385 was retained and used for printing prospectuses, advertising, sales literature and other purposes, $327,093 was paid as sales commissions to broker-dealers and $9,301 was paid as sales commissions to sales personnel of Signator Investors, Inc., a broker-dealer affiliate of the Advisor.

Class A, Class B and Class C shares may be subject to contingent deferred sales charges (CDSCs). Certain Class A shares that are acquired through purchases of $1 million or more and are redeemed within one year of purchase are subject to a 1.00% sales charge. Class B shares that are redeemed within six years of purchase are subject to CDSCs, at declining rates, beginning at 5.00%. Class C shares that are redeemed within one year of purchase are subject to a 1.00% CDSC. CDSCs are applied to the lesser of the current market value at the time of redemption or the original purchase cost of the shares being redeemed. Proceeds from CDSCs are used to compensate the Distributor for providing distribution-related services in connection with the sale of these shares. During the year ended May 31, 2013, CDSCs received by the Distributor amounted to $23,756, $1,727 and $1,511 for Class A, Class B and Class C shares, respectively.

Transfer agent fees. The Fund has a transfer agent agreement with John Hancock Signature Services, Inc. (Signature Services), an affiliate of the Advisor. The transfer agent fees paid to Signature Services are determined based on the cost to Signature Services (Signature Services Cost) of providing recordkeeping services. The Signature Services Cost includes a component of allocated John Hancock corporate overhead for providing transfer agent services to the Fund and to all other John Hancock affiliated funds. It also includes out-of-pocket expenses that are comprised of payments made to third-parties for recordkeeping services provided to their clients who invest in one or more John Hancock funds. In addition, Signature Services Cost may be reduced by certain fees that Signature Services receives in connection with retirement and small accounts. Signature Services Cost is calculated monthly and allocated, as applicable, to four categories of share classes: Institutional Share Classes, Retirement Share Classes, Municipal Bond Classes and all other Retail Share Classes. Within each of these categories, the applicable costs are allocated to the affected John Hancock affiliated funds and/or classes, based on the relative average daily net assets.

Class level expenses. Class level expenses for the year ended May 31, 2013 were:


	DISTRIBUTION AND	TRANSFER
CLASS	SERVICE FEES	AGENT FEES

Class A	$367,756	$149,070
Class B	25,583	1,557
Class C	311,506	18,948
Total	$704,845	$169,575

Trustee expenses. The Fund compensates each Trustee who is not an employee of the Advisor or its affiliates. Under the John Hancock Group of Funds Deferred Compensation Plan (the Plan) which was terminated in November 2012, certain Trustees could have elected, for tax purposes, to defer receipt of this compensation. Any deferred amounts were invested in various John Hancock funds. The investment of deferred amounts and the offsetting liability are included within Other receivables and prepaid expenses and Payable to affiliates — Trustees’ fees, respectively, in the accompanying Statement of assets and liabilities. Plan assets will be liquidated in accordance with the Plan documents.


Annual report \| California Tax-Free Income Fund	27

Note 5 — Fund share transactions

Transactions in Fund shares for the years ended May 31, 2013 and 2012 were as follows:


	Year ended 5-31-13		Year ended 5-31-12
	Shares	Amount	Shares	Amount
Class A shares

Sold	2,659,701	$29,614,660	2,252,330	$23,781,930
Distributions reinvested	675,066	7,512,939	680,924	7,213,593
Repurchased	(3,567,974)	(39,724,603)	(3,179,921)	(33,579,890)

Net decrease	(233,207)	($2,597,004)	(246,667)	($2,584,367)

Class B shares

Sold	46,439	$518,547	61,476	$648,780
Distributions reinvested	5,973	66,511	5,011	53,125
Repurchased	(46,281)	(516,659)	(69,935)	(730,853)

Net increase (decrease)	6,131	$68,399	(3,448)	($28,948)

Class C shares

Sold	643,100	$7,162,575	429,795	$4,520,556
Distributions reinvested	50,256	559,345	47,072	498,358
Repurchased	(317,698)	(3,541,022)	(436,227)	(4,636,771)

Net increase	375,658	$4,180,898	40,640	$382,143

Net increase (decrease)	148,582	$1,652,293	(209,475)	($2,231,172)

Note 6 — Purchase and sale of securities

Purchases and sales of securities, other than short-term securities, amounted to $18,504,375 and $21,892,351, respectively, for the year ended May 31, 2013.


28	California Tax-Free Income Fund \| Annual report

Auditor’s report

Report of Independent Registered Public Accounting Firm

To the Board of Trustees and Shareholders of
John Hancock California Tax-Free Income Fund:

In our opinion, the accompanying statement of assets and liabilities, including the schedule of investments, and the related statements of operations and of changes in net assets and the financial highlights present fairly, in all material respects, the financial position of John Hancock California Tax-Free Income Fund (the “Fund”) at May 31, 2013, the results of its operations for the year then ended, the changes in its net assets for each of the two years in the period then ended and the financial highlights for each of the five years in the period then ended, in conformity with accounting principles generally accepted in the United States of America. These financial statements and financial highlights (hereafter referred to as “financial statements”) are the responsibility of the Fund’s management; our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits of these financial statements in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits, which included confirmation of securities at May 31, 2013 by correspondence with the custodian and brokers, provide a reasonable basis for our opinion.

PricewaterhouseCoopers LLP
Boston, Massachusetts
July 25, 2013


Annual report \| California Tax-Free Income Fund	29

Tax information

Unaudited

For federal income tax purposes, the following information is furnished with respect to the distributions of the Fund, if any, paid during its taxable year ended May 31, 2013.

98.41% of dividends from net investment income are exempt-interest dividends.

Eligible shareholders will be mailed a 2013 Form 1099-DIV in early 2014. This will reflect the tax character of all distributions paid in calendar year 2013.

Please consult a tax advisor regarding the tax consequences of your investment in the Fund.


30	California Tax-Free Income Fund \| Annual report

Evaluation of Advisory and Subadvisory Agreements by the Board of Trustees

This section describes the evaluation by the Board of Trustees (the Board) of John Hancock California Tax-Free Income Fund (the Trust) of the Advisory Agreement (the Advisory Agreement) with John Hancock Advisers, LLC (the Advisor) and the Subadvisory Agreement (the Subadvisory Agreement) with John Hancock Asset Management a division of Manulife Asset Management (US) LLC (the Subadvisor) for John Hancock California Tax-Free Income Fund (the Fund). The Advisory Agreement and Subadvisory Agreement are collectively referred to as the Agreements.

Approval of Advisory and Subadvisory Agreements

At in-person meetings held on May 16-17, 2013, the Board, including the Trustees who are not considered to be interested persons of the Trust under the Investment Company Act of 1940, as amended (the 1940 Act) (the Independent Trustees), reapproved for an annual period the continuation of the Advisory Agreement between the Trust and the Advisor and the Subadvisory Agreement between the Advisor and the Subadvisor with respect to the Fund.

In considering the Advisory Agreement and the Subadvisory Agreement, the Board received in advance of the meeting a variety of materials relating to the Fund, the Advisor and the Subadvisor, including comparative performance, fee and expense information for peer groups of similar mutual funds prepared by an independent third-party provider of mutual fund data; performance information for relevant indexes; and, with respect to the Subadvisor, comparative performance information for comparably managed accounts; and other information provided by the Advisor and the Subadvisor regarding the nature, extent and quality of services provided by the Advisor and the Subadvisor under their respective Agreement, as well as information regarding the Advisor’s revenues and costs of providing services to the Fund and compensation paid to affiliates of the Advisor. At the meeting at which the renewal of the Advisory Agreement and Subadvisory Agreement is considered, particular focus is given to information concerning Fund performance, comparability of fees and total expenses and profitability. However, the Board notes that the evaluation process with respect to the Advisor and the Subadvisor is an ongoing one. In this regard, the Board also took into account discussions with management and information provided to the Board at prior meetings with respect to the services provided by the Advisor and the Subadvisor to the Fund, including quarterly performance reports prepared by management containing reviews of investment results, and periodic presentations from the Subadvisor with respect to the Fund. The Board noted the affiliation of the Subadvisor with the Advisor, noting any potential conflicts of interest. The Board also considered the nature, quality and extent of the services to be provided to John Hancock Fund portfolios by the Advisor’s affiliates, including distribution services.

Throughout the process, the Board asked questions of and requested additional information from management. The Board is assisted by counsel for the Trust and the Independent Trustees are also separately assisted by independent legal counsel throughout the process. The Independent Trustees also received a memorandum from their independent counsel discussing the legal standards for their consideration of the proposed continuation of the Agreements and discussed the proposed continuation of the Agreements in private sessions with their independent legal counsel at which no representatives of management were present.

Approval of Advisory Agreement

In approving the Advisory Agreement with respect to the Fund, the Board, including the Independent Trustees, considered a variety of factors, including those discussed below. The Board also considered other factors (including conditions and trends prevailing generally in the economy, the securities markets and the industry) and does not treat any single factor as determinative, and each Trustee may attribute different weights to different factors. The Board’s conclusions may be based in part on its consideration of the advisory and subadvisory arrangements in prior years and on the Board’s ongoing regular review of Fund performance and operations throughout the year.


Annual report \| California Tax-Free Income Fund	31

Nature, extent and quality of services. Among the information received by the Board from the Advisor relating to the nature, extent and quality of services provided to the Fund, the Board reviewed information provided by the Advisor relating to its operations and personnel, descriptions of its organizational and management structure, and information regarding the Advisor’s compliance and regulatory history, including its Form ADV. The Board also noted that on a regular basis it receives and reviews information from the Trust’s Chief Compliance Officer (CCO) regarding the Fund’s compliance policies and procedures established pursuant to Rule 38a-1 under the 1940 Act. The Board also considered the Advisor’s risk management processes. The Board considered that the Advisor is responsible for the management of the day-to-day operations of the Fund, including, but not limited to, general supervision of and coordination of the services provided by the Subadvisor, and is also responsible for monitoring and reviewing the activities of the Subadvisor and other third-party service providers.

In considering the nature, extent and quality of the services provided by the Advisor, the Trustees also took into account their knowledge of the Advisor’s management and the quality of the performance of the Advisor’s duties, through Board meetings, discussions and reports during the preceding year and through each Trustee’s experience as a Trustee of the Trust and of the other trusts in the complex.

In the course of their deliberations regarding the Advisory Agreement, the Board considered, among other things:

(a) the skills and competency with which the Advisor has in the past managed the Trust’s affairs and its subadvisory relationships, the Advisor’s oversight and monitoring of the Subadvisor’s investment performance and compliance programs, such as the Subadvisor’s compliance with fund policies and objective(s), review of brokerage matters, including with respect to trade allocation and best execution and the Advisor’s timeliness in responding to performance issues;

(b) the background, qualifications and skills of the Advisor’s personnel;

(c) the Advisor’s compliance policies and procedures and its responsiveness to regulatory changes and mutual fund industry developments;

(d) the Advisor’s administrative capabilities, including its ability to supervise the other service providers for the Fund;

(e) the financial condition of the Advisor and whether it has the financial wherewithal to provide a high level and quality of services to the Fund; and

(f) the Advisor’s reputation and experience in serving as an investment advisor to the Trust and the benefit to shareholders of investing in funds that are part of a family of funds offering a variety of investments.

The Board concluded that the Advisor may reasonably be expected to continue to provide a high quality of services under the Advisory Agreement with respect to the Fund.

Investment performance. In considering the Fund’s performance, the Board noted that it reviews at its regularly scheduled meetings information about the Fund’s performance results. In connection with the consideration of the Advisory Agreement, the Board:

(a) reviewed information prepared by management regarding the Fund’s performance;

(b) considered the comparative performance of the Fund’s benchmark;


32	California Tax-Free Income Fund \| Annual report

(c) considered the performance of comparable funds, if any, as included in the report prepared by an independent third-party provider of mutual fund data. Such report included the Fund’s ranking within a smaller group of peer funds and the Fund’s ranking within broader groups of funds; and

(d) took into account the Advisor’s analysis of the Fund’s performance and its plans and recommendations regarding the Trust’s subadvisory arrangements generally.

The Board noted that the Fund had outperformed its benchmark index for the one- and three-year periods and underperformed for the five-year period ended December 31, 2012. The Board also noted the Fund had underperformed the peer group average for the one-year period and outperformed the average for the three- and five-year periods ended December 31, 2012. The Board took into account management’s discussion of the Fund’s performance, including the factors that contributed to the Fund’s more recent performance relative to the peer group. The Board noted the Fund’s performance relative to the benchmark index for the one- and three-year periods and relative to the peer group for the three- and five-year periods.

The Board concluded that the overall performance of the Fund has generally been in line with or generally outperformed the historical performance of comparable funds and the Fund’s benchmark.

Fees and expenses. The Board reviewed comparative information prepared by an independent third-party provider of mutual fund data including, among other data, the Fund’s contractual and actual advisory fees and total expenses as compared to similarly situated investment companies deemed to be comparable to the Fund. The Board considered the Fund’s ranking within a smaller group of peer funds chosen by the independent third-party provider, as well as the Fund’s ranking within broader groups of funds. In comparing the Fund’s actual and contractual management fee to that of comparable funds, the Board noted that such fee includes both advisory and administrative costs.

The Board noted that net management fees and total expenses for this Fund are higher than the peer group medians. The Board took into account the Advisor’s discussion of the Fund’s expenses.

The Board also took into account management’s discussion with respect to the advisory/subadvisory fee structure, including the amount of the advisory fee retained by the Advisor after payment of the subadvisory fee. The Board also took into account that management had agreed to implement an overall fee waiver across a number of funds in the complex, including the Fund, which is discussed further below. The Board reviewed information provided by the Advisor concerning investment advisory fees charged by the Advisor or one of its advisory affiliates to other clients (including other funds in the complex) having similar investment mandates, if any. The Board considered any differences between the Advisor’s and Subadvisor’s services to the Fund and the services they provide to other comparable clients or funds. The Board concluded that the advisory fee paid with respect to the Fund is reasonable.

Profitability/Indirect benefits. In considering the costs of the services to be provided and the profits to be realized by the Advisor and its affiliates (including the Subadvisor) from the Advisor’s relationship with the Trust, the Board:

(a) reviewed financial information of the Advisor;

(b) reviewed and considered an analysis presented by the Advisor regarding the net profitability to the Advisor and its affiliates of the Fund;


Annual report \| California Tax-Free Income Fund	33

(d) received information with respect to the Advisor’s allocation methodologies used in preparing the profitability data;

(e) considered that the Advisor also provides administrative services to the Fund on a cost basis pursuant to an administrative services agreement;

(f) noted that the Fund’s Subadvisor is an affiliate of the Advisor;

(g) noted that affiliates of the Advisor provide transfer agency services and distribution services to the Fund, and that the Trust’s distributor also receives Rule 12b-1 payments to support distribution of the Fund;

(h) noted that the Advisor also derives reputational and other indirect benefits from providing advisory services to the Fund;

(i) noted that the subadvisory fees for the Fund are paid by the Advisor; and

(j) considered that the Advisor should be entitled to earn a reasonable level of profits in exchange for the level of services it provides to the Fund and the entrepreneurial risk that it assumes as Advisor.

Based upon its review, the Board concluded that the level of profitability, if any, of the Advisor and its affiliates (including the Subadvisor) from their relationship with the Fund was reasonable and not excessive.

Economies of scale. In considering the extent to which economies of scale would be realized as the Fund grows and whether fee levels reflect these economies of scale for the benefit of Fund shareholders, the Board:

(a) with respect to each fund in the John Hancock fund complex, including the Fund (except those listed below), considered that the Advisor has agreed, effective June 1, 2013, to waive its management fee for the Fund and each of the open-end funds of John Hancock Funds II, John Hancock Funds III, each other John Hancock Fund (except those listed below) (the Participating Portfolios) or otherwise reimburse the expenses of the Participating Portfolios as follows (the Reimbursement): The Reimbursement shall equal, on an annualized basis, 0.01% of that portion of the aggregate net assets of all the Participating Portfolios that exceeds $75 billion but is less than or equal to $125 billion, 0.0125% of that portion of the aggregate net assets of all the Participating Portfolios that exceeds $125 billion but is less than or equal to $150 billion and 0.015% of that portion of the aggregate net assets of all the Participating Portfolios that exceeds $150 billion. (The John Hancock Funds that are not Participating Portfolios as of the date of this annual report are each of the fund of funds, money market funds, index funds and closed-end funds);

(b) reviewed the Trust’s advisory fee structure and the incorporation therein of any subadvisory fee breakpoints in the advisory fees charged and concluded that (i) the Fund’s fee structure contains breakpoints at the subadvisory fee level and that such breakpoints are reflected as breakpoints in the advisory fees for the Fund and (ii) although economies of scale cannot be measured with precision, these arrangements permit shareholders of the Fund to benefit from economies of scale if the Fund grows. The Board also took into account management’s discussion of the Fund’s advisory fee structure; and

(c) the Board also considered the effect of the Fund’s growth in size on its performance and fees. The Board also noted that if the Fund’s assets increase over time, the Fund may realize other economies of scale.


34	California Tax-Free Income Fund \| Annual report

Approval of Subadvisory Agreement

In making its determination with respect to approval of the Subadvisory Agreement, the Board reviewed:

(1) information relating to the Subadvisor’s business, including current subadvisory services to the Trust (and other funds in the John Hancock family of funds);

(2) the historical and current performance of the Fund and comparative performance information relating to the Fund’s benchmark and comparable funds; and

(3) the subadvisory fee for the Fund, including any breakpoints, and comparative fee information, where available, prepared by an independent third-party provider of mutual fund data.

Nature, extent and quality of services. With respect to the services provided by the Subadvisor, the Board received information provided to the Board by the Subadvisor, including the Subadvisor’s Form ADV, as well as took into account information presented throughout the past year. The Board considered the Subadvisor’s current level of staffing and its overall resources, as well as received information relating to the Subadvisor’s compensation program. The Board reviewed the Subadvisor’s history and investment experience, as well as information regarding the qualifications, background and responsibilities of the Subadvisor’s investment and compliance personnel who provide services to the Fund. The Board also considered, among other things, the Subadvisor’s compliance program and any disciplinary history. The Board also considered the Subadvisor’s risk assessment and monitoring process. The Board reviewed the Subadvisor’s regulatory history, including whether it was currently involved in any regulatory actions or investigations as well as material litigation, and any settlements and amelioratory actions undertaken, as appropriate. The Board noted that the Advisor conducts regular, periodic reviews of the Subadvisor and its operations, including regarding investment processes and organizational and staffing matters. The Board also noted that the CCO and his staff conduct regular, periodic compliance reviews with the Subadvisor and present reports to the Independent Trustees regarding the same, which includes evaluating the regulatory compliance systems of the Subadvisor and procedures reasonably designed by them to assure compliance with the federal securities laws. The Board also took into account the financial condition of the Subadvisor.

The Board considered the Subadvisor’s investment process and philosophy. The Board took into account that the Subadvisor’s responsibilities include the development and maintenance of an investment program for the Fund, which is consistent with the Fund’s investment objectives, the selection of investment securities and the placement of orders for the purchase and sale of such securities, as well as the implementation of compliance controls related to performance of these services. The Board also received information with respect to the Subadvisor’s brokerage policies and practices, including with respect to best execution and soft dollars.

Subadvisor compensation. In considering the cost of services to be provided by the Subadvisor and the profitability to the Subadvisor of its relationship with the Fund, the Board noted that the fees under the Subadvisory Agreement are paid by the Advisor and not the Fund.

The Board also received information and took into account any other potential conflicts of interests the Advisor might have in connection with the Subadvisory Agreement.

In addition, the Board considered other potential indirect benefits that the Subadvisor and its affiliates may receive from the Subadvisor’s relationship with the Fund, such as the opportunity to provide advisory services to additional portfolios of the Trust and reputational benefits.


Annual report \| California Tax-Free Income Fund	35

Subadvisory fees. The Board considered that the Fund pays an advisory fee to the Advisor and that, in turn, the Advisor pays a subadvisory fee to the Subadvisor. The Board also took into account the subadvisory fees paid by the Advisor to fees charged by the Fund’s Subadvisor to manage other subadvised portfolios and portfolios not subject to regulation under the 1940 Act, as applicable.

Subadvisor performance. As noted above, the Board considered the Fund’s performance as compared to the Fund’s peer group and benchmark and noted that the Board reviews information about the Fund’s performance results at its regularly scheduled meetings. The Board noted the Advisor’s expertise and resources in monitoring the performance, investment style and risk-adjusted performance of the Subadvisor. The Board was mindful of the Advisor’s focus on the Subadvisor’s performance. The Board also noted the Subadvisor’s long-term performance record for similar accounts, as applicable.

The Board’s decision to approve the Subadvisory Agreement was based on a number of determinations, including the following:

(1) The Subadvisor has extensive experience and demonstrated skills as a manager;

(2) The overall performance of the Fund generally has been in line with or outperformed the historical performance of comparable funds and the Fund’s benchmark and the Fund’s overall performance is satisfactory;

(3) The subadvisory fees are reasonable in relation to the level and quality of services being provided; and

(4) Subadvisory fee breakpoints are reflected as breakpoints in the advisory fees for the Fund in order to permit shareholders to benefit from economies of scale if the Fund grows.

* * *

Based on their evaluation of all factors that they deemed to be material, including those factors described above, the Board, including the Independent Trustees, concluded that renewal of the Advisory Agreement and the Subadvisory Agreement would be in the best interest of the Fund and its shareholders. Accordingly, the Board, and the Independent Trustees voting separately, approved the Advisory Agreement and Subadvisory Agreement for an additional one-year period.


36	California Tax-Free Income Fund \| Annual report

Trustees and Officers

This chart provides information about the Trustees and Officers who oversee your John Hancock fund as of December 1, 2012. Officers elected by the Trustees manage the day-to-day operations of the Fund and execute policies formulated by the Trustees.


Independent Trustees

Name, Year of Birth	Trustee	Number of John
*Position(s) held with Fund*	of the	Hancock funds
Principal occupation(s) and other	Trust	overseen by
directorships during past 5 years	since¹	Trustee

James M. Oates,²Born: 1946	2012	233

Managing Director, Wydown Group (financial consulting firm) (since 1994); Chairman and Director,
Emerson Investment Management, Inc. (since 2000); Independent Chairman, Hudson Castle Group, Inc.
(formerly IBEX Capital Markets, Inc.) (financial services company) (1997–2011); Director, Stifel Financial
(since 1996); Director, Investor Financial Services Corporation (1995–2007); Director, Connecticut River
Bancorp (since 1998); Director, Virtus Funds (formerly Phoenix Mutual Funds) (since 1988). Trustee
and Chairperson of the Board, John Hancock retail funds (since 2012); Trustee (2005–2006 and since
2012) and Chairperson of the Board (since 2012), John Hancock Funds III; Trustee (since 2004) and
Chairperson of the Board (since 2005), John Hancock Variable Insurance Trust; Trustee and Chairperson
of the Board (since 2005), John Hancock Funds II.


Charles L. Bardelis,^2,3Born: 1941	2012	233

Director, Island Commuter Corp. (marine transport). Trustee, John Hancock retail funds (since 2012);
Trustee, John Hancock Funds III (2005–2006 and since 2012); Trustee, John Hancock Variable Insurance
Trust (since 1988); Trustee, John Hancock Funds II (since 2005).


Peter S. Burgess,^2,3Born: 1942	2012	233

Consultant (financial, accounting and auditing matters) (since 1999); Certified Public Accountant;
Partner, Arthur Andersen (independent public accounting firm) (prior to 1999); Director, Lincoln
Educational Services Corporation (since 2004); Director, Symetra Financial Corporation (since 2010);
former Director, PMA Capital Corporation (2004–2010). Trustee, John Hancock retail funds (since 2012);
Trustee, John Hancock Funds III (2005–2006 and since 2012); Trustee, John Hancock Variable Insurance
Trust and John Hancock Funds II (since 2005).


William H. Cunningham, Born: 1944	1987	233

Professor, University of Texas, Austin, Texas (since 1971); former Chancellor, University of Texas
System and former President of the University of Texas, Austin, Texas; Director, LIN Television (since
2009); Chairman (since 2009) and Director (since 2006), Lincoln National Corporation (insurance);
Director, Resolute Energy Corporation (since 2009); Director, Southwest Airlines (since 2000); former
Director, Introgen (manufacturer of biopharmaceuticals) (until 2008); former Director, Hicks Acquisition
Company I, Inc. (until 2007); former Director, Texas Exchange Bank, SSB (formerly Bank of Crowley)
(until 2009); former Advisory Director, JP Morgan Chase Bank (formerly Texas Commerce Bank–Austin)
(until 2009). Trustee, John Hancock retail funds (since 1986); Trustee, John Hancock Variable Insurance
Trust (since 2012); Trustee, John Hancock Funds II (since 2012 and 2005–2006).


Grace K. Fey,²Born: 1946	2012	233

Chief Executive Officer, Grace Fey Advisors (since 2007); Director and Executive Vice President,
Frontier Capital Management Company (1988–2007); Director, Fiduciary Trust (since 2009).
Trustee, John Hancock retail funds (since 2012); Trustee, John Hancock Variable Insurance Trust and
John Hancock Funds II (since 2008).


Annual report \| California Tax-Free Income Fund	37


Independent Trustees (continued)

Name, Year of Birth	Trustee	Number of John
*Position(s) held with Fund*	of the	Hancock funds
Principal occupation(s) and other	Trust	overseen by
directorships during past 5 years	since¹	Trustee

Theron S. Hoffman,^2,3Born: 1947	2012	233

Chief Executive Officer, T. Hoffman Associates, LLC (consulting firm) (since 2003); Director, The Todd
Organization (consulting firm) (2003–2010); President, Westport Resources Management (investment
management consulting firm) (2006–2008); Senior Managing Director, Partner and Operating Head,
Putnam Investments (2000–2003); Executive Vice President, The Thomson Corp. (financial and
legal information publishing) (1997–2000). Trustee, John Hancock retail funds (since 2012); Trustee,
John Hancock Variable Insurance Trust and John Hancock Funds II (since 2008).


Deborah C. Jackson, Born: 1952	2008	233

President, Cambridge College, Cambridge, Massachusetts (since 2011); Chief Executive Officer,
American Red Cross of Massachusetts Bay (2002–2011); Board of Directors of Eastern Bank Corporation
(since 2001); Board of Directors of Eastern Bank Charitable Foundation (since 2001); Board of Directors
of American Student Assistance Corporation (1996–2009); Board of Directors of Boston Stock Exchange
(2002–2008); Board of Directors of Harvard Pilgrim Healthcare (health benefits company) (2007–2011).
Trustee, John Hancock retail funds (since 2008); Trustee of John Hancock Variable Insurance Trust and
John Hancock Funds II (since 2012).


Hassell H. McClellan,²Born: 1945	2012	233

Associate Professor, The Wallace E. Carroll School of Management, Boston College (since 1984);
Trustee, Virtus Variable Insurance Trust (formerly Phoenix Edge Series Funds) (since 2008); Director,
The Barnes Group (since 2010). Trustee, John Hancock retail funds (since 2012); Trustee, John Hancock
Funds III (2005–2006 and since 2012); Trustee, John Hancock Variable Insurance Trust and
John Hancock Funds II (since 2005).


Steven R. Pruchansky, Born: 1944	1994	233

Chairman and Chief Executive Officer, Greenscapes of Southwest Florida, Inc. (since 2000); Director
and President, Greenscapes of Southwest Florida, Inc. (until 2000); Member, Board of Advisors, First
American Bank (until 2010); Managing Director, Jon James, LLC (real estate) (since 2000); Director,
First Signature Bank & Trust Company (until 1991); Director, Mast Realty Trust (until 1994); President,
Maxwell Building Corp. (until 1991). Trustee (since 1992) and Chairperson of the Board (2011–2012),
John Hancock retail funds; Trustee and Vice Chairperson of the Board, John Hancock retail funds,
John Hancock Variable Insurance Trust and John Hancock Funds II (since 2012).


Gregory A. Russo, Born: 1949	2008	233

Director and Audit Committee Chairman (since 2012) and Member, Audit Committee and Finance
Committee (since 2011), NCH Healthcare System, Inc. (holding company for multi-entity healthcare
system); Director and Member of Finance Committee, The Moorings, Inc. (nonprofit continuing care
community) (since 2012); Vice Chairman, Risk & Regulatory Matters, KPMG LLP (KPMG) (2002–2006);
Vice Chairman, Industrial Markets, KPMG (1998–2002); Chairman and Treasurer, Westchester
County, New York, Chamber of Commerce (1986–1992); Director, Treasurer and Chairman of
Audit and Finance Committees, Putnam Hospital Center (1989–1995); Director and Chairman of
Fundraising Campaign, United Way of Westchester and Putnam Counties, New York (1990–1995).
Trustee, John Hancock retail funds (since 2008); Trustee, John Hancock Variable Insurance Trust and
John Hancock Funds II (since 2012).


38	California Tax-Free Income Fund \| Annual report


Non-Independent Trustees⁴

Name, Year of Birth	Trustee	Number of John
*Position(s) held with Fund*	of the	Hancock funds
Principal occupation(s) and other	Trust	overseen by
directorships during past 5 years	since¹	Trustee

James R. Boyle,²Born: 1959	2012	233

Senior Executive Vice President, John Hancock Financial Services (1999–2012, including prior positions);
Chairman and Director, John Hancock Advisers, LLC, John Hancock Funds, LLC and John Hancock
Investment Management Services, LLC (2005–2010). Trustee, John Hancock retail funds (since 2012 and
2005–2010), Trustee, John Hancock Variable Insurance Trust and John Hancock Funds II (since 2005).


Craig Bromley,²Born: 1966	2012	233

President, John Hancock Financial Services (since 2012); Senior Executive Vice President and General
Manager, U.S. Division, John Hancock Financial Services (since 2012); President and Chief Executive
Officer, Manulife Insurance Company (Manulife (Japan) (2005–2012), including prior positions).
Trustee, John Hancock retail funds (since 2012); Trustee, John Hancock Variable Insurance Trust and
John Hancock Funds II (since 2012).


Warren A. Thomson,²Born: 1955	2012	233

Senior Executive Vice President and Chief Investment Officer, Manulife Financial Corporation and The
Manufacturers Life Insurance Company (since 2009); Chairman and Chief Executive Officer, Manulife
Asset Management (since 2001, including prior positions); Director (since 2006), and President and
Chief Executive Officer of Manulife Asset Management Limited (since 2013); Director and Chairman,
Hancock Natural Resources Group, Inc. (since 2013).

Principal officers who are not Trustees

Name, Year of Birth		Officer
*Position(s) held with Fund*		of the
Principal occupation(s) and other		Trust
directorships during past 5 years		since

Hugh McHaffie, Born: 1959		2012

President
Executive Vice President, John Hancock Financial Services (since 2006, including prior positions);
Chairman and Director, John Hancock Advisers, LLC, John Hancock Investment Management Services,
LLC and John Hancock Funds, LLC (since 2010); President, John Hancock Advisers, LLC (since 2012);
President, John Hancock Investment Management Services, LLC (since 2010). President (since 2012) and
former Trustee (2010–2012), John Hancock retail funds; President, John Hancock Variable Insurance
Trust and John Hancock Funds II (since 2009).


Andrew G. Arnott, Born: 1971		2009

Executive Vice President
Senior Vice President, John Hancock Financial Services (since 2009); Executive Vice President,
John Hancock Advisers, LLC (since 2005); Executive Vice President, John Hancock Investment
Management Services, LLC (since 2006); President, John Hancock Funds, LLC (since 2004, including
prior positions); Executive Vice President, John Hancock retail funds (since 2007, including prior
positions); Executive Vice President, John Hancock Variable Insurance Trust and John Hancock Funds II
(since 2007, including prior positions).


Thomas M. Kinzler, Born: 1955		2006

Secretary and Chief Legal Officer
Vice President, John Hancock Financial Services (since 2006); Secretary and Chief Legal Counsel,
John Hancock Funds, LLC (since 2007); Secretary and Chief Legal Officer, John Hancock retail funds,
John Hancock Variable Insurance Trust and John Hancock Funds II (since 2006).


Annual report \| California Tax-Free Income Fund	39


Principal officers who are not Trustees (continued)

Name, Year of Birth	Officer
*Position(s) held with Fund*	of the
Principal occupation(s) and other	Trust
directorships during past 5 years	since

Francis V. Knox, Jr., Born: 1947	2005

Chief Compliance Officer
Vice President, John Hancock Financial Services (since 2005); Chief Compliance Officer, John Hancock
retail funds, John Hancock Variable Insurance Trust, John Hancock Funds II, John Hancock Advisers,
LLC and John Hancock Investment Management Services, LLC (since 2005); Vice President and Chief
Compliance Officer, John Hancock Asset Management a division of Manulife Asset Management (US)
LLC (2005–2008).


Charles A. Rizzo, Born: 1957	2007

Chief Financial Officer
Vice President, John Hancock Financial Services (since 2008); Senior Vice President, John Hancock
Advisers, LLC and John Hancock Investment Management Services, LLC (since 2008); Chief Financial
Officer, John Hancock retail funds, John Hancock Variable Insurance Trust and John Hancock Funds II
(since 2007).


Salvatore Schiavone, Born: 1965	2010

Treasurer
Assistant Vice President, John Hancock Financial Services (since 2007); Vice President, John Hancock
Advisers, LLC and John Hancock Investment Management Services, LLC (since 2007); Treasurer,
John Hancock retail funds (since 2007, including prior positions); Treasurer, John Hancock Variable
Insurance Trust and John Hancock Funds II (since 2010 and 2007–2009, including prior positions).

John Hancock retail funds is comprised of John Hancock Funds III and 34 other John Hancock funds consisting of 24 series of other John Hancock trusts and 10 closed-end funds.

The business address for all Trustees and Officers is 601 Congress Street, Boston, Massachusetts 02210-2805.

The Statement of Additional Information of the Fund includes additional information about members of the Board of Trustees of the Trust and is available without charge, upon request, by calling 1-800-225-5291.

¹Each Trustee holds office until his or her successor is elected and qualified, or until the Trustee’s death, retirement, resignation or removal.

²Became a Trustee of the Trust effective December 1, 2012.

³Member of Audit Committee.

⁴Because Messrs. Bromley and Thomson are senior executives or directors and Mr. Boyle held prior positions as a senior executive and director of the Advisor and/or its affiliates, each of them is considered an “interested person,” as defined in the Investment Company Act of 1940, of the Trust.


40	California Tax-Free Income Fund \| Annual report

More information


Trustees	Investment advisor
James M. Oates, Chairman	John Hancock Advisers, LLC
Steven R. Pruchansky, Vice Chairman
Charles L. Bardelis*	Subadvisor
James R. Boyle†	John Hancock Asset Management a division of
Craig Bromley†	Manulife Asset Management (US) LLC
Peter S. Burgess*
William H. Cunningham	Principal distributor
Grace K. Fey	John Hancock Funds, LLC
Theron S. Hoffman*
Deborah C. Jackson	Custodian
Hassell H. McClellan	State Street Bank and Trust Company
Gregory A. Russo
Warren A. Thomson†	Transfer agent
	John Hancock Signature Services, Inc.
Officers
Hugh McHaffie	Legal counsel
President	K&L Gates LLP

Andrew G. Arnott	Independent registered
Executive Vice President	public accounting firm
	PricewaterhouseCoopers LLP
Thomas M. Kinzler
Secretary and Chief Legal Officer

Francis V. Knox, Jr.
Chief Compliance Officer

Charles A. Rizzo
Chief Financial Officer

Salvatore Schiavone
Treasurer

*Member of the Audit Committee
†Non-Independent Trustee

The fund’s proxy voting policies and procedures, as well as the fund’s proxy voting record for the most recent twelve-month period ended June 30, are available free of charge on the Securities and Exchange Commission (SEC) website at sec.gov or on our website.

The fund’s complete list of portfolio holdings, for the first and third fiscal quarters, is filed with the SEC on Form N-Q. The fund’s Form N-Q is available on our website and the SEC’s website, sec.gov, and can be reviewed and copied (for a fee) at the SEC’s Public Reference Room in Washington, DC. Call 800-SEC-0330 to receive information on the operation of the SEC’s Public Reference Room.

We make this information on your fund, as well as monthly portfolio holdings, and other fund details available on our website at jhfunds.com or by calling 800-225-5291.


You can also contact us:
800-225-5291	Regular mail:	Express mail:
jhfunds.com	John Hancock Signature Services, Inc.	John Hancock Signature Services, Inc.
	P.O. Box 55913	Mutual Fund Image Operations
	Boston, MA 02205-5913	30 Dan Road
		Canton, MA 02021


Annual report \| California Tax-Free Income Fund	41

800-225-5291
800-554-6713 TDD
800-338-8080 EASI-Line
jhfunds.com


This report is for the information of the shareholders of John Hancock California Tax-Free Income Fund.
It is not authorized for distribution to prospective investors unless preceded or accompanied by a prospectus.	53A 5/13
MF146653	7/13

ITEM 2. CODE OF ETHICS.

As of the end of the year, May 31, 2013, the registrant has adopted a code of ethics, as defined in Item 2 of Form N-CSR, that applies to its Chief Executive Officer, Chief Financial Officer and Treasurer (respectively, the principal executive officer, the principal financial officer and the principal accounting officer, the “Covered Officers”). A copy of the code of ethics is filed as an exhibit to this Form N-CSR.

ITEM 3. AUDIT COMMITTEE FINANCIAL EXPERT.

Effective December 12, 2012, Peter S. Burgess is the audit committee financial expert and is “independent”, pursuant to general instructions on Form N-CSR Item 3.

Prior to December 12, 2012, Gregory A. Russo was the audit committee financial expert and was “independent”, pursuant to general instructions on Form N-CSR Item 3.

ITEM 4. PRINCIPAL ACCOUNTANT FEES AND SERVICES.

(a) Audit Fees

The aggregate fees billed for professional services rendered by the principal accountant for the audits of the registrant’s annual financial statements or services that are normally provided by the accountant in connection with statutory and regulatory filings or engagements amounted to the following for the fiscal years ended May 31, 2013 and 2012. These fees were billed to the registrant and were approved by the registrant’s audit committee.


Fund		May 31, 2013		May 31, 2012

John Hancock California Tax-Free Income Fund	$	34,267	$	32,813

(b) Audit-Related Services

Audit-related fees for assurance and related services by the principal accountant are billed to the registrant or to the registrant’s investment adviser (not including any sub-adviser whose role is primarily portfolio management and is subcontracted with or overseen by another investment adviser), and any entity controlling, controlled by, or under common control with the adviser ("control affiliates") that provides ongoing services to the registrant. The nature of the services provided was affiliated service provider internal controls reviews. Amounts billed to the registrant were as follows:


Fund		May 31, 2013		May 31, 2012

John Hancock California Tax-Free Income Fund	$	738	$	783

Amounts billed to control affiliates were $99,637 and $96,255 for the fiscal years ended May 31, 2013 and 2012, respectively.

The aggregate fees billed for professional services rendered by the principal accountant for tax compliance, tax advice and tax planning (“tax fees”) amounted to the following for the fiscal years ended May 31, 2013 and 2012. The nature of the services comprising the tax fees was the review of the registrant’s tax returns and tax distribution requirements. These fees were billed to the registrant and were approved by the registrant’s audit committee.


Fund		May 31, 2013		May 31, 2012

John Hancock California Tax-Free Income Fund	$	2,491	$	2,418

(d) All Other Fees

Other fees billed for professional services rendered by the principal accountant to the registrant or to the control affiliates for the fiscal years ended May 31, 2013 and 2012 amounted to the following:


Fund		May 31, 2013		May 31, 2012

John Hancock California Tax-Free Income Fund	$	167	$	199

(e)(1) Audit Committee Pre-Approval Policies and Procedures:

The trust’s Audit Committee must pre-approve all audit and non-audit services provided by the independent registered public accounting firm (the “Auditor”) relating to the operations or financial reporting of the funds. Prior to the commencement of any audit or non-audit services to a fund, the Audit Committee reviews the services to determine whether they are appropriate and permissible under applicable law.

The trust’s Audit Committee has adopted policies and procedures to, among other purposes, provide a framework for the Committee’s consideration of audit-related and non-audit services by the Auditor. The policies and procedures require that any audit-related and non-audit service provided by the Auditor and any non-audit service provided by the Auditor to a fund service provider that relates directly to the operations and financial reporting of a fund are subject to approval by the Audit Committee before such service is provided. Audit-related services provided by the Auditor that are expected to exceed $25,000 per year/per fund are subject to specific pre-approval by the Audit Committee. Tax services provided by the Auditor that are expected to exceed $30,000 per year/per fund are subject to specific pre-approval by the Audit Committee.

All audit services, as well as the audit-related and non-audit services that are expected to exceed the amounts stated above, must be approved in advance of provision of the service by formal resolution of the Audit Committee. At the regularly scheduled Audit Committee meetings, the Committee reviews a report summarizing the services, including fees, provided by the Auditor.

(e)(2) Services approved pursuant to paragraph (c)(7)(i)(C) of Rule 2-01 of Regulation S-X:

Audit-Related Fees, Tax Fees and All Other Fees:

There were no amounts that were approved by the Audit Committee pursuant to the de minimis exception under Rule 2-01 of Regulation S-X.

(f) According to the registrant’s principal accountant for the fiscal year ended May 31, 2013, the percentage of hours spent on the audit of the registrant's financial statements for the most recent fiscal year that were attributed to work performed by persons who were not full-time, permanent employees of principal accountant was less than 50%.

(g) The aggregate non-audit fees billed by the registrant’s principal accountant for non-audit services rendered to the registrant and rendered to the registrant's control affiliates for the fiscal years ended May 31, 2013 and 2012 amounted to the following:


Trust		May 31, 2013		May 31, 2012

John Hancock California Tax-Free Income Fund	$	2,838,581	$	3,333,863

(h) The audit committee of the registrant has considered the non-audit services provided by the registrant’s principal accountant to the control affiliates and has determined that the services that were not pre-approved are compatible with maintaining the principal accountant’s independence.

ITEM 5. AUDIT COMMITTEE OF LISTED REGISTRANTS.

The registrant has a separately-designated standing audit committee comprised of independent trustees. Effective December 12, 2012, the members of the audit committee are as follows:

Peter S. Burgess - Chairman
Charles L. Bardelis
Theron S. Hoffman

Prior to December 12, 2012, the members of the audit committee were as follows:

Gregory A. Russo - Chairman
Dr. John A. Moore
Steven R. Pruchansky

ITEM 6. SCHEDULE OF INVESTMENTS.

(a) Not applicable.
(b) Not applicable.

ITEM 7. DISCLOSURE OF PROXY VOTING POLICIES AND PROCEDURES FOR CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 8. PORTFOLIO MANAGERS OF CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 9. PURCHASES OF EQUITY SECURITIES BY CLOSED-END MANAGEMENT INVESTMENT COMPANY AND AFFILIATED PURCHASERS.

Not applicable.

ITEM 10. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

The registrant has adopted procedures by which shareholders may recommend nominees to the registrant's Board of Trustees. A copy of the procedures is filed as an exhibit to this Form N-CSR. See attached “John Hancock Funds – Nominating, Governance and Administration Committee Charter”.

ITEM 11. CONTROLS AND PROCEDURES.

(a) Based upon their evaluation of the registrant's disclosure controls and procedures as conducted within 90 days of the filing date of this Form N-CSR, the registrant's principal executive officer and principal financial officer have concluded that those disclosure controls and procedures provide reasonable assurance that the material information required to be disclosed by the registrant on this report is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission's rules and forms.

(b) There were no changes in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that have materially affected, or are reasonably likely to materially affect, the registrant's internal control over financial reporting.

ITEM 12. EXHIBITS.

(a)(1) Code of Ethics for Covered Officers is attached.

(a)(2) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by Section 302 of the Sarbanes-Oxley Act of 2002 and Rule 30a-2(a) under the Investment Company Act of 1940, are attached.

(b)(1) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, and Rule 30a-2(b) under the Investment Company Act of 1940, are attached. The certifications furnished pursuant to this paragraph are not deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section. Such certifications are not deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, except to the extent that the Registrant specifically incorporates them by reference.

(c)(1) Submission of Matters to a Vote of Security Holders is attached. See attached “John Hancock Funds – Nominating, Governance and Administration Committee Charter”.

(c)(2) Contact person at the registrant.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


John Hancock California Tax-Free Income Fund


By:	/s/ Hugh McHaffie
	------------------------------
	Hugh McHaffie
	President


Date:	July 25, 2013

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.


By:	/s/ Hugh McHaffie
	------------------------------
	Hugh McHaffie
	President


Date:	July 25, 2013



By:	/s/ Charles A. Rizzo
	--------------------------------
	Charles A. Rizzo
	Chief Financial Officer


Date:	July 25, 2013

EX-99.CERT 2 b_califtaxfreeincomecerts.htm CERTIFICATION b_califtaxfreeincomecerts.htm

CERTIFICATION

I, Hugh McHaffie, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock California Tax-Free Income Fund (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.


Date: July 25, 2013	/s/ Hugh McHaffie
	Hugh McHaffie
	President

CERTIFICATION

I, Charles A. Rizzo, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock California Tax-Free Income Fund (the “registrant”);

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.


Date: July 25, 2013	/s/ Charles A. Rizzo
	Charles A. Rizzo
	Chief Financial Officer

EX-99.906 CERT 3 c_califtaxfreeincomenoscert.htm 906 CERTIFICATION c_califtaxfreeincomenoscert.htm

Certification Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of

the Sarbanes-Oxley Act of 2002

In connection with the attached Report of John Hancock California Tax-Free Income Fund (the “registrant”) on Form N-CSR to be filed with the Securities and Exchange Commission (the "Report"), each of the undersigned officers of the registrant does hereby certify that, to the best of such officer's knowledge:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the registrant as of, and for, the periods presented in the Report.


	/s/ Hugh McHaffie
	--------------------------------
	Hugh McHaffie
	President


Dated:	July 25, 2013



	/s/ Charles A. Rizzo
	--------------------------------
	Charles A. Rizzo
	Chief Financial Officer

Dated:	July 25, 2013

A signed original of this written statement, required by Section 906, has been provided to the registrant and will be retained by the registrant and furnished to the Securities and Exchange Commission or its staff upon request.

EX-99.CODE ETH 4 d_soxcodeofethicsjune2013.htm CODE OF ETHICS d_soxcodeofethicsjune2013.htm

JOHN HANCOCK VARIABLE INSURANCE TRUST

JOHN HANCOCK FUNDS

JOHN HANCOCK FUNDS II

JOHN HANCOCK FUNDS III

SARBANES-OXLEY CODE OF ETHICS

FOR

PRINCIPAL EXECUTIVE, PRINCIPAL FINANCIAL OFFICERS & TREASURER

I. Covered Officers/Purpose of the Code

This code of ethics (this “Code”) for John Hancock Variable Insurance Trust, John Hancock Funds¹, John Hancock Funds II and John Hancock Funds III, each a registered management investment company under the Investment Company Act of 1940, as amended (“1940 Act”), which may issue shares in separate and distinct series (each investment company and series thereunder to be hereinafter referred to as a “Fund”), applies to each Fund’s Principal Executive Officer (“President”), Principal Financial Officer (“Chief Financial Officer”) and Treasurer (“Treasurer”) (the “Covered Officers” as set forth in Exhibit A) for the purpose of promoting:

► honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships;

► full, fair, accurate, timely and understandable disclosure in reports and documents that the Fund files with, or submits to, the Securities and Exchange Commission (“SEC”) and in other public communications made by the Fund;

► compliance with applicable laws and governmental rules and regulations;

► the prompt internal reporting of violations of the Code to an appropriate person or persons identified in the Code; and

► accountability for adherence to the Code.

^{____________________________________}¹John Hancock Funds includes the following trusts: John Hancock Financial Opportunities Fund; John Hancock Bond Trust; John Hancock California Tax-Free Income Fund; John Hancock Capital Series; John Hancock Current Interest; John Hancock Income Securities Trust; John Hancock Investment Trust; John Hancock Investment Trust II; John Hancock Investment Trust III; John Hancock Investors Trust; John Hancock Municipal Securities Trust; John Hancock Premium Dividend Fund ; John Hancock Preferred Income Fund; John Hancock Preferred Income Fund II; John Hancock Preferred Income Fund III; John Hancock Series Trust; John Hancock Sovereign Bond Fund; John Hancock Strategic Series; John Hancock Tax-Exempt Series Fund; John Hancock Tax-Advantaged Dividend Income Fund; John Hancock Tax-Advantaged Global Shareholder Yield Fund and John Hancock Hedged Equity and Income Fund.

1 of 6

Each of the Covered Officers should adhere to a high standard of business ethics and should be sensitive to situations that may give rise to actual as well as apparent conflicts of interest.

II. Covered Officers Should Handle Ethically Actual and Apparent Conflicts of Interest

Overview

A “conflict of interest” occurs when a Covered Officer’s private interest interferes with the interests of, or his service to, the Fund. For example, a conflict of interest would arise if a Covered Officer, or a member of his family, receives improper personal benefits as a result of his position with the Fund. Certain conflicts of interest arise out of the relationships between the Covered Officers and the Fund and already are subject to conflict of interest provisions in the Investment Company Act of 1940, as amended (the “Investment Company Act”) and the Investment Advisers Act of 1940, as amended (the “Investment Advisers Act”). For example, Covered Officers may not individually engage in certain transactions (such as the purchase or sale of securities or other property) with the Fund because of their status as “affiliated persons” of the Fund. Each of the Covered Officers is an officer or employee of the investment adviser or a service provider (“Service Provider”) to the Fund. The Fund’s, the investment adviser’s and the Service Provider’s compliance programs and procedures are designed to prevent, or identify and correct, violations of these provisions. This Code does not, and is not intended to, repeat or replace these programs and procedures, and such conflicts fall outside of the parameters of this Code.

Although typically not presenting an opportunity for improper personal benefit, conflicts arise from, or as a result of, the contractual relationship between the Fund and the investment adviser and the Service Provider of which the Covered Officers are also officers or employees. As a result, this Code recognizes that the Covered Officers will, in the normal course of their duties (whether formally for the Fund, for the investment adviser or for the Service Provider), be involved in establishing policies and implementing decisions which will have different effects on the investment adviser, the Service Provider and the Fund. The participation of the Covered Officers in such activities is inherent in the contractual relationship between the Fund and the investment adviser and the Service Provider and is consistent with the performance by the Covered Officers of their duties as officers of the Fund. Thus, if such participation is performed in conformity with the provisions of the Investment Company Act and the Investment Advisers Act, it will be deemed to have been handled ethically. In addition, it is recognized by the Fund’s Board of Trustees/Directors (the “Board”) that the Covered Officers may also be officers or employees of one or more other investment companies covered by other Codes.

Other conflicts of interest are covered by the Code, even if such conflicts of interest are not subject to provisions in the Investment Company Act and the Investment Advisers Act. The following list provides examples of conflicts of interest under the Code, but the Covered Officers should keep in mind that these examples are not exhaustive. The overarching principle is that the personal interest of a Covered Officer should not be placed improperly before the interest of the Fund.


* * *

2 of 6

Each Covered Officer must:

► not use his/her personal influence or personal relationships improperly to influence investment decisions or financial reporting by the Fund whereby the Covered Officer would benefit personally to the detriment of the Fund;

► not cause the Fund to take action, or fail to take action, for the individual personal benefit of the Covered Officer rather than for the benefit of the Fund; and

► not use material non-public knowledge of portfolio transactions made or contemplated for the Fund to trade personally or cause others to trade personally in contemplation of the market effect of such transactions.

Additionally, conflicts of interest may arise in other situations, the propriety of which may be discussed, if material, with the Fund’s Chief Compliance Officer (“CCO”). Examples of these include:

► service as a director/trustee on the board of any public or private company;

► the receipt of any non-nominal gifts;

► the receipt of any entertainment from any company with which the Fund has current or prospective business dealings unless such entertainment is business-related, reasonable in cost, appropriate as to time and place, and not so frequent as to raise any question of impropriety (or other formulation as the Fund already uses in another code of conduct);

► any ownership interest in, or any consulting or employment relationship with, any of the Fund’s service providers, other than its investment adviser, any sub-adviser, principal underwriter, administrator or any affiliated person thereof; and

► a direct or indirect financial interest in commissions, transaction charges or spreads paid by the Fund for effecting portfolio transactions or for selling or redeeming shares other than an interest arising from the Covered Officer’s employment, such as compensation or equity ownership.

III. Disclosure & Compliance

► Each Covered Officer should familiarize himself or herself with the disclosure requirements generally applicable to the Fund;

► Each Covered Officer should not knowingly misrepresent, or cause others to misrepresent, facts about the Fund to others, whether within or outside the Fund, including to the Fund’s directors and auditors, and to governmental regulators and self-regulatory organizations;

3 of 6

► Each Covered Officer should, to the extent appropriate within his/her area of responsibility, consult with other officers and employees of the Fund and the Fund’s adviser or any sub-adviser with the goal of promoting full, fair, accurate, timely and understandable disclosure in the reports and documents the Fund files with, or submits to, the SEC and in other public communications made by the Fund; and

► It is the responsibility of each Covered Officer to promote compliance with the standards and restrictions imposed by applicable laws, rules and regulations.

IV. Reporting & Accountability

Each Covered Officer must:

► upon adoption of the Code (or thereafter as applicable, upon becoming an Covered Officer), affirm in writing to the Fund’s CCO that he/she has received, read, and understands the Code;

► annually thereafter affirm to the Fund’s CCO that he/she has complied with the requirements of the Code;

► not retaliate against any employee or Covered Officer or their affiliated persons for reports of potential violations that are made in good faith;

► notify the Fund’s CCO promptly if he/she knows of any violation of this Code (Note: failure to do so is itself a violation of this Code); and

► report at least annually any change in his/her affiliations from the prior year.

The Fund’s CCO is responsible for applying this Code to specific situations in which questions are presented under it and has the authority to interpret this Code in any particular situation. However, any approvals or waivers sought by the Principal Executive Officer will be considered by the Fund’s Board or the Compliance Committee thereof (the “Committee”).

The Fund will follow these procedures in investigating and enforcing this Code:

► the Fund’s CCO will take all appropriate action to investigate any potential violations reported to him/her;

► if, after such investigation, the CCO believes that no violation has occurred, the CCO is not required to take any further action;

► any matter that the CCO believes is a violation will be reported to the Board or, if applicable, Compliance Committee;

4 of 6

► if the Board or, if applicable, Compliance Committee concurs that a violation has occurred, the Board, either upon its determination of a violation or upon recommendation of the Compliance Committee, if applicable, will consider appropriate action, which may include review of, and appropriate modifications to, applicable policies and procedures; notification to appropriate personnel of the Service Provider or the investment adviser or its board; or a recommendation to dismiss the Registrant’s Executive Officer;

► the Board, or if applicable the Compliance Committee, will be responsible for granting waivers, as appropriate; and

► any changes to or waivers of this Code will, to the extent required, be disclosed as provided by SEC rules.

V. Other Policies & Procedures

This Code shall be the sole code of ethics adopted by the Fund for purposes of Section 406 of the Sarbanes-Oxley Act of 2002 and the rules and forms applicable to registered investment companies thereunder. Insofar as other policies or procedures of the Fund, the Fund’s adviser, any sub-adviser, principal underwriter or other service providers govern or purport to govern the behavior or activities of the Covered Officers who are subject to this Code, they are superseded by this Code to the extent that they overlap or conflict with the provisions of this Code. The Fund’s and its investment adviser’s codes of ethics under Rule 204A-1 under the Investment Advisers Act and Rule 17j-1 under the Investment Company Act, respectively, are separate requirements applying to the Covered Officers and others, and are not part of this Code.

VI. Amendments

Any amendments to this Code, other than amendments to Exhibit A, must be approved or ratified by a majority vote of the Fund’s Board, including a majority of independent directors.

VII. Confidentiality

All reports and records prepared or maintained pursuant to this Code will be considered confidential and shall be maintained and protected accordingly. Except as otherwise required by law or this Code, such matters shall not be disclosed to anyone other than the Fund’s Board and its counsel, the investment adviser and the relevant Service Providers.

VIII. Internal Use

The Code is intended solely for the internal use by the Fund and does not constitute an admission, by or on behalf of the Fund, as to any fact, circumstance, or legal conclusion.

5 of 6

Exhibit A

Persons Covered by this Code of Ethics

(As of June 2013)

John Hancock Variable Insurance Trust
► Principal Executive Officer and President – Hugh McHaffie
► Principal Financial Officer and Chief Financial Officer – Charles Rizzo
► Treasurer – Salvatore Schiavone

John Hancock Funds
► Principal Executive Officer and President – Hugh McHaffie
► Principal Financial Officer and Chief Financial Officer – Charles Rizzo
► Treasurer – Salvatore Schiavone

John Hancock Funds II
► Principal Executive Officer and President – Hugh McHaffie
► Principal Financial Officer and Chief Financial Officer – Charles Rizzo
► Treasurer – Salvatore Schiavone

John Hancock Funds III
► Principal Executive Officer and President – Hugh McHaffie
► Principal Financial Officer and Chief Financial Officer – Charles Rizzo
► Treasurer – Salvatore Schiavone

6 of 6

EX-99 5 e_govtcommittee070513.htm GOVERNANCE CHARTER e_govtcommittee070513.htm

6/12/13

JOHN HANCOCK FUNDS ¹

NOMINATING AND GOVERNANCE COMMITTEE CHARTER

Overall Role and Responsibility

The Nominating and Govrnance Committee the "Committee") of each of the Trusts shall (I) make determinations and recommendations to the Board of Trustees (the "Board") regarding issues related to (a) the composition of the Board and (b) corporate governance matters applicable to the Trustees who are not "interested persons" as defined in the Investment Company Act of 1940, as amended (the "1940 Act"), of any of the Trusts, or of any Fund's investment adviser, subadviser or principal underwriter and who are "independent" as defined in the rules of the New York Stock Exchange ("NYSE") (the "Independent Trustees") and (2) discharge such additional duties, responsibilities and functions as are delegated to it from time to time.

Membership

The Nominating and Governance Committee (the "Committee") shall be composed of all of the Independent Trustees of the Board. One member of the Committee shall be appointed by the Board as Chair of the Committee. The chair shall be responsible for leadership of the Committee, including scheduling meetings or reviewing and approving the schedule for them, preparing agendas or reviewing and approving them before meetings, presiding over meetings of the Committee and making reports to the full Board, as appropriate.

Structure, Operations and Governance

Meetings and Actions by Written Consent. The Committee shall meet as often as required or as the Committee deems appropriate, with or without management present. Meetings may be called and notice given by the Committee chair or a majority of the members of the Committee. Members may attend meetings in person or by telephone. The Committee may act by written consent to the extent permitted by law and the Funds' governing documents. The Committee shall report to the Board on any significant action it takes not later than the next following Board meeting.

Required Vote and Quorum. The affirmative vote of a majority of the members of the Committee participating in any meeting of the Committee at which a quorum is present is necessary for the adoption of any resolution. At least a majority of the Committee members present at the meeting in person or by telephone shall constitute a quorum for the transaction of business.

^{__________________________}¹"John Hancock Funds" includes each trust and series thereof listed in Appendix A, as may be amended from time to time (each individually, a "Trust," and collectively, the "Trusts," and each series thereof, a ''Portfolio" or '' Fund," and collectively, the "Portfolios"or "Funds").

{ N0345447; 21 1

Delegation to Subcommittees. The Committee may delegate any portion of its authority to a subcommittee of one or more members.

Appropriate Resources and Authority. The Committee shall have the resources and authority appropriate to discharge its responsibilities, including the authority to retain special counsel and other advisers, experts or consultants, at the Funds' expense, as it determines necessary or appropriate to carry out its duties and responsibilities. In addition, the Committee shall have direct access to such officers of and service providers to the Funds as it deems desirable.

Review of Charter. The Committee Charter shall be approved by at least a majority of the Independent Trustees of the Trust. The Committee shall review and assess the adequacy of this Charter periodically and, where necessary or as it deems desirable, will recommend changes to the Board for its approval. The Board may amend this Charter at any time in response to recommendations from the Committee or on its own motion.

Executive Sessions. The Committee may meet privately and may invite non-members to attend such meetings. The Committee may meet with representatives of the Investment Management Services department of the Funds' advisers, internal legal counsel of the Funds' advisers, members of the John Hancock Funds Risk & Investment Operations Committee (the "RIO Committee") and with representatives of the Funds' service providers, including the subadvisers, to discuss matters that relate to the areas for which the Committee has responsibility.

Specific Duties and Responsibilities

The Committee shall have the following duties and powers, to be exercised at such times and in such manner as the Committee shall determine:

1. Except where a Trust is legally required to nominate individuals recommended by another, to identify individuals qualified to serve as Independent Trustees of the Trusts, and to consider and recommend to the full Board nominations of individuals to serve as Trustees.

2. To consider, as it deems necessary or appropriate, the criteria for persons to fill existing or newly created Trustee vacancies. The Committee shall use the criteria and principles set forth in Annex A to guide its Trustee selection process.

3. To consider and recommend changes to the Board regarding the size, structure, and composition of the Board.

4. To evaluate, from time to time, and determine changes to the retirement policies for the Independent Trustees, as appropriate.

5. To periodically review the Board's committee structure and, in collaboration with the Chairs of the various Committees, the charters of the Board's committees, and

{N034544 7: 2} 2

recommend to the Board of Trustees changes to the committee structure and charters as it deems appropriate.

6. To retain and terminate any firm(s) to be used to identify or evaluate or assist in identifying or evaluating potential Independent Board nominees, subject to the Board's sole authority to approve the firm's fees and other retention terms.

7. To consider and determine the amount of compensation to be paid by the Trusts to the Independent Trustees, including the compensation of the Chair of the Board or any Vice-Chair of the Board and of Committee Chairs, and to address compensation-related matters. The Chair of the Board has been granted the authority to approve special compensation to Independent Trustees in recognition of any significant amount of additional time and service to the Trusts provided by them, subject to ratification of any such special compensation by the Committee at the next regular meeting of the Committee.

8. To coordinate and administer an annual self-evaluation of the Board, which will include, at a minimum, a review of its effectiveness in overseeing the number of Funds in the Fund complex and the effectiveness of its committee structure.

9. To review the Board Governance Procedures and recommend to the Board of Trustees changes to the Procedures as the Committee deems appropriate.

10. To report its activities to the full Board and to make such recommendations with respect to the matters described above and other matters as the Committee may deem necessary or appropriate.

Additional Responsibilities

The Committee will also perform other tasks assigned to it from time to time by the Chair of the Board or by the Board, and will report findings and recommendations to the Board, as appropriate.

Last revised:

6/12/13

{N034544 7: 2} 3


ANNEX A

The Committee may take into account a wide variety of factors in considering Trustee candidates, including (but not limited to) the criteria set forth below. The Committee may determine that a candidate who does not satisfy these criteria in one or more respects should nevertheless be considered as a nominee if the Committee finds that the criteria satisfied by the candidate and the candidate's other qualifications demonstrate the appropriate level of fitness to serve.

General Criteria

1. Nominees should have a reputation for integrity, honesty and adherence to high ethical standards, and such other personal characteristics as a capacity for leadership and the ability to work well with others.

2. Nominees should have business, professional, academic, financial, accounting or other experience and qualifications which demonstrate that they will make a valuable contribution as Trustees.

3. Nominees should have a commitment to understand the Funds, and the responsibilities of a trustee/director of an investment company and to regularly attend and participate in meetings of the Board and its committees.

4. Nominees should have the ability to understand the sometimes conflicting interests of the various constituencies of the Funds, including shareholders and the investment adviser, and to act in the interests of all shareholders.

5. Nominees should not have, nor appear to have, a conflict of interest that would impair their ability to represent the interests of all the shareholders and to fulfill the responsibilities of a trustee.

6. Nominees should have experience on corporate or other institutional bodies having oversight responsibilities.

It is the intent of the Committee that at least one Independent Trustee be an "audit committee financial expert" as that term is defined in Item 3 of Form N-CSR.

{ N0345447; 2}

Application of Criteria to Current Trustees

The re-nomination of current Trustees should not be viewed as automatic, but should be based on continuing qualification under the criteria set forth above based on, among other things, the current Trustee's contribution to the Board and any committee on which he or she serves.

Review of Nominations

1. The Committee believes that it is in the best interests of each Trust and its shareholders to obtain highly-qualified candidates to serve as members of the Board.

2. In nominating candidates who would be Independent Trustees, the Committee believes that no particular qualities or skills nor any specific minimum qualifications or disqualifications are controlling or paramount. The Committee shall take into consideration any such factors as it deems appropriate. These factors may include (but are not limited to) the person's character, integrity, judgment, skill, diversity and experience with investment companies and other organizations of comparable purpose, complexity and size and subject to similar legal restrictions and oversight; the interplay of the candidate's experience with the experience of other Board members; and the extent to which the candidate would be a desirable addition to the Board and any Committees thereof. Other factors that the Committee may take into consideration include a person's availability and commitment to attend meetings and perform his or her responsibilities; whether or not the person has or had any relationships that might impair or appear to impair his or her independence, such as any business, financial or family relationships with Fund management, the investment adviser and/or any subadviser of the Funds, as applicable, Fund service providers, or their affiliates or with Fund shareholders. The Committee will strive to achieve a group that reflects a diversity of experiences in respect of industries, professions and other experiences, and that is diversified as to gender and race.

3. While the Committee is solely responsible for the selection and recommendation to the Board of Independent Trustee candidates, the Committee may consider nominees recommended by any source, including shareholders, management, legal counsel and Board members, as it deems appropriate. The Committee may retain a professional search firm or a consultant to assist the Committee in a search for a qualified candidate. Any recommendations from shareholders shall be directed to the Secretary of the relevant Trust at such address as is set forth in the Trust's disclosure documents. Recommendations from management may be submitted to the Committee Chair. All recommendations shall include all information relating to such person that is required to be disclosed in solicitations of proxies for the election of Board members and as specified in the relevant Trust 's By-Laws, and must be accompanied by a written consent of the proposed candidate to stand for election if nominated for the Board and to serve if elected by shareholders.

{N0345447; 21

4. Any shareholder nomination must be submitted in compliance with all of the pertinent provisions of Rule 14a -8 under the Securities Exchange Act of 1934 in order to be considered by the Committee. In evaluating a nominee recommended by a shareholder, the Committee, in addition to the criteria discussed above, may consider the objectives of the shareholder in submitting that nomination and whether such objectives are consistent with the interests of all shareholders. If the Board determines to include a shareholder 's candidate among the slate of its designated nominees, the candidate's name will be placed on the Trust's proxy card. If the Board determines not to include such candidate among its designated nominees, and the shareholder has satisfied the requirements of Rule 14a -8, the shareholder's candidate will be treated as a nominee of the shareholder who originally nominated the candidate. In that case, the candidate will not be named on the proxy card distributed with the Trust's proxy statement.

5. As long as a current Independent Trustee continues, in the opinion of the Committee, to satisfy the criteria listed above, the Committee generally would favor the re-nomination of a current Trustee rather than a new candidate. Consequently, while the Committee will consider nominees recommended by shareholders to serve as trustees, the Committee may only act upon such recommendations if there is a vacancy on the Board, or the Committee determines that the selection of a new or additional Trustee is in the best interests of the relevant Trust. In the event that a vacancy arises or a change in Board membership is determined to be advisable, the Committee will, in addition to any shareholder recommendations, consider candidates identified by other means as discussed in this Annex A.

6. With respect to candidates for Independent Trustee, a biography of each candidate shall be acquired and shall be reviewed by counsel to the Independent Trustees and counsel to the Trust to dctem1ine the candidate's eligibility to serve as an Independent Trustee.

7. The Committee may from time to time establish specific requirements and/or additional factors to be considered for Independent Trustee candidates as it deems necessary or appropriate.

8. After its consideration of relevant factors, the Committee shall present its recommendation(s) to the full Board for its consideration.

l N0345447; 21


Appendix A

List of John Hancock Fund Trusts

John Hancock Financial Opportunities Fund	John Hancock Investors Trust
John Hancock Bond Trust	John Hancock Municipal Securities Trust
John Hancock California Tax-Free Income Fund	John Hancock Preferred Income Fund
John Hancock Capital Series	John Hancock Preferred Income Fund II
John Hancock Current Interest	John Hancock Preferred Income Fund Ill
John Hancock Emerging Markets Income Fund	John Hancock Premium Dividend Fund
John Hancock Flexible Income Opportunities Fund	John Hancock Series Trust
John Hancock Funds II	John Hancock Sovereign Bond Fund
John Hancock Funds Ill	John Hancock Strategic Diversified Income Fund
John Hancock Hedged Equity & Income Fund	John Hancock Strategic Series
John Hancock Income Securities Trust	John Hancock Tax-Advantaged Dividend Income Fund
John Hancock Investment Trust	John Hancock Tax-Advantaged Global Shareholder Yield Fund
John Hancock Investment Trust II	John Hancock Tax-Exempt Series Fund
John Hancock Investment Trust Ill	John Hancock Variable Insurance Trust

t N0345447; 2}

GRAPHIC 7 cataxfreeincomex1x1.jpg GRAPHIC begin 644 cataxfreeincomex1x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@# M7P)+`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`QJ***[@"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`K3NK2T(A*3"WDDB5C$ZLPR?0C)Y MZX/K5&!XTD#RH9`.0N<`GW]JV;;-M:R:W>`-/(=MLA'&?[V/0=OI]*B3`S]1 MM(+';")6EN."Y`VJ@_NXZY_E3+'3Y[YF\L`(N-[MT7/3ZGV%1P0S7UTL48,D MTK=^Y]36MJE^MA"-*L,!8O\`6S#J[]\>GI^E#;6BW`Q[B+R+B2+>K[&*[EZ' M%1TE:VBQ_NKB97\MD*AI>\:'<68>_P`H`^M4W9`/BTV&Y6RMLO#=R(68"/<& M!8XSSP46/VB>5DFOW\NU5N3$" M/EZ_@?RK-E4>'M&"CC4;P?,>\:_Y_7Z5DI-L#'U"&VM&^S1/YTJ']Y*#\N?1 M1Z>]4J**U0!1113`*GL[2:]G$4*@G&227 M(T"V73[0(;IP&N)2,X/8#Z5+?1`8M]:&RN3`TBNP`)*YXR.G-5J5F+L68EF) MR23R324T`4444P"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*** M*`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH M`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"GQQO+(J1HSNQP%49)J2SM M9;VY2"!=SL?P'N?:KMS=0V*-:Z:V3C$MS_$_LOHO\ZEOH@)],T1)[Y+>YF_> M&XMYW@LHKG[/(+:W0IN"G`R3V`_P`*IVJ?V!X< M>Z;Y;N[P$'=<]/R&37+K+(JLJNP5OO`'@_6HLY.X'9VAALE:X@@@$UTZPPE0 M0'/1F]ESGIZ>XI9K*P74Y)I;>$16\>9,I\H'/)'CV;[@=)>Z4+FQMHK2SCAFE/G%L?=0]`6[GG.! MZ=*=I5C+YYMT@:/3U!^T27";3-^?0>GIUZUS+SS2*JO*[*GW06)`^E227MW- M'YN.F?8]S7&++(L9C61@C=5!X/X4J32Q@!)74*=PPQ&#ZTO9 M]F!V/V33TO;FYFM(5@MDY0H,#ZCNQ].PQZU"VEVU]!I\7V6.U,I\UV08.W!P M@)ZDC\L&N4,TI5E,CE6.6!8X)]31YTN5/FOE/NGQB MB@M@9(H$3$T@''/?!]Z=!;64RM)=6$?VFVB,CPP#`Y/RJ5'4X'ZUS<#)DS2W MLD2%B"T;%21T MR#BHZMW6GSVR>:2DL)./-B;+N=NZQY MX'X]?I4OA[2Q=S&[NL+9P?,[-P&([?XU7>^MKEHY;V":69%"DB;`DQW.03G\ M:=2JD=NYM((QA(X"5Q]3U-19VL@%U_53JE]N3(@C^6,'T[G\:RZM_P!J M:A_S_P!U_P!_F_QH_M34/^?^Z_[_`#?XU25E9`5**M_VIJ'_`#_W7_?YO\:/ M[4U#_G_NO^_S?XT]0*E%6_[4U#_G_NO^_P`W^-']J:A_S_W7_?YO\:-0*E%6 M_P"U-0_Y_P"Z_P"_S?XT?VIJ'_/_`'7_`'^;_&C4"I15O^U-0_Y_[K_O\W^- M']J:A_S_`-U_W^;_`!HU`J45;_M34/\`G_NO^_S?XT?VIJ'_`#_W7_?YO\:- M0*E6+*\GL+E;BW;:Z_D1Z&G_`-J:A_S_`-U_W^;_`!H_M34/^?\`NO\`O\W^ M-+4"Y-J5E)YTT=M+#-,C(\:./+8D=<8]>?J*R*M_VIJ'_/\`W7_?YO\`&C^U M-0_Y_P"Z_P"_S?XT)6`J45;_`+4U#_G_`+K_`+_-_C39;^\GC,J,]U/_K36FE:)8FE1V=VZLQR35(#4O6@2SC`6%)'MT8`12)G$>"-N>,'J/I4\H% MNTCM[BQ\F4)'*TF(YNF#CHWL?7M4B*$U65);:($6[$QE.%81;NGU%9GF/Y?E M[V\O.[;GC/KBG+1ED2/(WJ-O(' M;J1^%-U.,`0RQF%H9`=CQQ[,X/((]155KB9I5E::0R)C:Y8DC'3!HGN9KE@T M\K2$#`W'H*+`144450!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%:WAJ62/5T1)&575]P!P#A M&(S55+?S(#>7/:I MY@,.BM(Z6FRY5;H-/;Q^8ZA,ICC(#9ZC/I2G3K1+>VGEOF2.<$J##EA@XZ`X MQ^-/F0&915^33'ANKJ.:0+':G]Y(!GKTP/4TBV"3,GV>X#QE&DD++@QA>N1S M^'K1=`4:4#)P*O?V>LUJ9[*5IMKJCHR;6!;@'J<@GBDDLH(_.C-V//A!RI3" ML0>0&SR?PHN@*LT$UNP6>)XF(R`ZD$CUYJ.MJ[MQ3;D(-SE0&_N3!Y/F M`)M"':@!*CH"0,D?6JM3:[N!MV=];)>6B-,$M[6&1=[*WS,P;.``>,G]*K6S MP)I=]`US&))'0H-K?,%S[>]9M%'*!KW2 MT.B?9YKE5?[0)2FULE0"",XQFLJBCE`Z`WMBCW4*79%O-$R1*D1"1]",CJ3Q MC-4;MX)=.T^)+F/?$&5QM;Y=S$^G\JS:*%&P&_ZA&UQ^XO-K+*J,=C M+TR"`?7I52SEL[*XDC-P9HIX6B>1$("9Q@C/)Y%9=%'*!JVUY'ID3K#*MP\D MD;$J"%"HV[N!R3BF7\=A))+<07A(D)80F([@3V)Z8]\UFT402!TXQ6-=1Q13LL$PFCS\K@$<>X(ZU#10HV`****H`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`K0M=+\VV^U75PEK;$X5V!)<^RCK6?6OXE;;JAMEXBMD6-%'0#`/]:E[V0%> MXM;!('>#43+(N,1F`KNY]6% MI::ZUG+.\=LN,R$;B,J#V'J:=K,""VLKM;<6TDZL)(@,`%2!D#MG-:4L4W+K*Y2&*-I9&49.T=<5#=_9C+_H8F$>/^ M6I!.?PK7\/792*\C\B`^7:2/N,8+-TX)[CVJ"Q6*\FN;^[AB6&VC#&*)=BLW M11QZFG?5@9%%;5G>VVH72VEU8VL4UD)Z'/?GUJ33+:V@MM7^VQ)*; M4J!G@Y#'@'MD@"CFL!@T5M:7)'J>OP"6VMXXRC*4CCPOW6.<=S_A3[.^M+G4 M([,Z?;"TE;RU.S]X,\`[NN:'+R`R;9('\W[1*8]L;,F%SN?LOMFH*V-.M8TN M]4AD19/(MIMI8`X*\`CWJG978MU95LX9Y7(PTJ[\#T`IW`IU)`L;S*LTABC) M^9PN['X5JZC"LNCQWKVBVLXF\IE1-BL,9!Q6-0G<#9BTK3Y;:>X35',<&W>? MLQXR<#^*L^\AM8MGV6Z:XSG=F+9M_4YJYIW_`"`=7^D/_H=5[&[%NA1+*">5 MFR&E3?@>@%)7U`I45LZE$LFEP7YM%M9Q*8G14VJW&0=M65L+75%AU!!'!`@Q M>(HVA2H[`>M',!SM6]+LO[0OX[7S/+WY^;;G&`3T_"GSI-J=W-+9V3>6#PD, M7"CMG'>KGA^WFM_$-LEQ%)$Q5R`ZE3C8W/--O0"K+:Z:L3M'J3NX!*J;8C)[ M#.>*SZT)=,6.)W&HV+[03M60DGV'%7P]K9:!87)M()KEVD4>8N01NZD=\<`? M6E>P&!16RK0V>GK?O;0RW%W(WEHZYCC4'G"_7BFW4$=_86]Y;PI#,\WV>1$& M%+8R"!VI\P&116W>7=MIMT;*"RMIHX3MD>5-S.W?GM5/6;2*TO0+?/D2HLL> M><*1TH4K@1Z99?VA?QVOF>7OS\V,XP">GX54K5\,?\AZV^C_`/H#5/8_98/# MLEW-;Q32K<[8]XZG:.#ZCJ<4F[,##HK99H=1T:ZG:VAAGM60AH4VAE8XP138 M$M[#2HKV:!+B>X9A$D@RBJO!)'?FGS`9%%:MNW]M7UM:&WM[?TXQD^ MW04Y]6MDN"D.FVC6JG`#)EV7UW=8/`;=USWIUBU5=-2Q@D MMQ((&=US(QS@MN[!-I#`9P?48K#JD[@:D>FVHT^WNKJ^:'S]VU1"7^Z<'G-4[N*VB= M1:W+3J1R3'LP?S-:TEH+KP_I>;JW@VF;_7,1N^8=,`U2MK1(=9LX6F@N4>5- MQC.Y<%L8.14I@9U%6=254U*Z1%"JLS@`#``R:VVM+=O&K6WDQB$@C8$&T?NL M]/KS36IV?O!G@'=US45C8P17-_+=+YL5CGY M"JV\=Q96L0,@,;PIL*L#D?4=OQK*U3_D*WG_`%W?_P!"-";N!5HHHJ@"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`" MMRXB&NI'H]JYNBDTV!NZ]Y@TO35FG\^53*'?=NYRO&>^. MGX5=_P"9^7\/_15NH_P#7C+_2DT62)X[NPF=8Q=1@(S'`#JQW6H`06T#"1G+#YL<@#UR:2&;[3IFNSXQYKQOCTS(36)1 M2Y>X&KX8_P"0];?1_P#T!JJZ3_R%[+_KNG_H0JI13L!OVO\`R%M=_P"N%Q_. MG:>+K^Q8_P"Q]OVDR-]H*D;P/X>O;'I_C7/44N4#H-2%PGAL)>7!FG%V"P9] MY3Y#@9S^/XUS]%%-*P&KIW_(!U?Z0_\`H=7;$7?]B0_V/M\XLWVDH1O'/R]> MV*YVBDXW`Z+48[@^'88IYVN+DW>&&_>5)4X7/^>M.6ZM]':+2Y%5XW'^FMUY M8=`?:N;HHY`-"[2[T:]E@AN)8P<$-&Y7>O8\?YZU:\/W$USXAMGGFDE8*X#. MQ8XV-QS6+13M=`%:NH?\B_I/UF_]"%95%-H#H["YO)]$@@TNX*7-NS!X00"Z MDY!&?3-5KZYU:VDM6U.1BJRB18R5)RN.>/K6+14\NH'67DFMSW#3Z7F*Y_5)+M[PK?2>9,@"DY!QWQD?6J=%"C8#5\,?\AZV^C_\`H#4? M\RF?^OX?^BZRJ*;6MP-73O\`D`ZO](?_`$.I88AJNC06T#+]KM&;$;,!O5CG M(SW!K%HHY0-BR@N-#U*UNKZ$QQ[B#R"<$$$X'UI'\/79N"(-CVQ.5G\P;=OJ M361119[@=-:7,4_BVS2W.Z&"/R4;U"H>:Q-)_P"0O9?]=T_]"%5**%&P&I_S M-7_;[_[/6C9W1BU?5[9)Q!+<2/Y4A.`'#'`S[YKFJ*3C<#HY7\2PQR232ND: M*269DQ@>GK7.444TK`:NH?\`(OZ3]9O_`$(52L)5@U"VF?[DM7D_7_`-%5RM%3RL"WI/\`R%[+ M_KNG_H0K4A>*34-7L)7"?:G8(S'`WJY(!K`HIM7`W])T6XMM4MY;Y5AB21<% MG'SMGY0,=><5E:I_R%;S_KN__H1JK10D[W8!1115`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110` M4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`>E?V9I__/C;?]^E_P`*/[+T_P#Y\;;_`+\K_A5JEKCNP*G]EZ?_ M`,^-M_WZ7_"H;FRTZ"%G-E;#'_3%?\*T3TK`\277EQ+&&ZGFI?L\W_`*+: MLDY=R]+&'97_[Z-+]HE`QYCG_@1J`4'FG=BN3-<3$\ M2O\`]]&GQR2D9,K_`/?1JL.M2CIS2NQHE\V3/$K_`/?1I&FE`_UC_P#?1J,C MTH8Y3%*[*)HIY`,M(Q_&I@['D2-^=4D)*D5(CE2`:3;!&C;HUPK`2'<.V:UM M"M=T_P"_4./1AFL:SD\MPX&L`_[9BD-E9]/LL'_`'['^%6B<\8J-L#FES/N.R*C6-KVMH?^_8I! M96O_`#ZP_P#?L5<'..WK28*FES/N%D5A86G_`#[0_P#?L4AL;7M;0?\`?L5: MW9.*1CSTJ>9]PLBI]BMT/_?`J/[+:CK;1?\`?`JTQ.>*C[X/4TN9]QV1 M6>QM\Y$$>/9!52>SB&2L2`?[HK4.%&TFHV3((HYI+J.R9@2H@RC1@>C`8JHK M;7Y0'VQ6Q>0_*3C-9##:>.H[&M%-OJ8RC8LVZHS#"(P[@BM-+:!XPPACSZ;1 M61`07'9JU;-]HPQY-*4GW+@2F"&,YA\R]ZV=-U`KA6/R$_E6\*CV9S5J5M4:/]EZ?_SX6O\`WY7_ M``H_LO3_`/GPM?\`ORO^%6E(89!R#2UK=G*5/[+T[_GPM?\`ORO^%']EZ?\` M\^%K_P!^5_PJW11=@5?[+T__`)\+7_ORO^%']EZ?_P`^%K_WY7_"K5+1=@4_ M[+T__GPM?^_*_P"%']EZ?_SX6O\`WY7_``JW11=@5?[+T_\`Y\+7_ORO^%'] MEZ?_`,^%K_WY7_"K=%%V!4_LO3_^?"U_[\K_`(4?V7I__/A:_P#?E?\`"K=% M%V!4_LO3_P#GPM?^_*_X4?V7I_\`SX6O_?E?\*MT478%/^R]/_Y\+7_ORO\` MA1_9>G_\^%K_`-^5_P`*MT=Z+L"K_9>G_P#/A:_]^5_PH_LO3_\`GPM?^_*_ MX5:I:+L"I_9>G_\`/A:_]^5_PH_LO3_^?"U_[\K_`(5;HHNP*G]EZ?\`\^%K M_P!^5_PH_LO3_P#GPM?^_*_X5;HHNP*G]EZ?_P`^%K_WY7_"C^R]/_Y\+7_O MRO\`A5NBB[`J?V7I_P#SX6O_`'Y7_"C^R]/_`.?"U_[\K_A5NBB[`J?V7I__ M`#X6O_?E?\*/[+T__GPM?^_*_P"%6Z*+L"I_9>G_`//A:_\`?E?\*/[+T_\` MY\+7_ORO^%6Z*+L"*EI*6@"&YG6",L3S7$Z[NX5FWJ-%K2L1:8C$U6HK-G[ M4G)(I0;*>PGI0(6)Z5LQ6!Q5E+`#M6;JI&BI7,`6[]A3Q;/W%="MD,=*#:>@ MJ?:EJBC'CM#MIQLBP^45KI;X&"*E$8`P!4>T9?LT<[)9O%\[#@57+C=R*ZF2 MU$B$5CW>FD$E16D:E]S.5.VQ5@G.X*!P:]!\,(I@#=P*X.RMV\T9&&%>D>'X M!#9KZGDU?4B)KG@5&QI[GBHS5MC2$)IA/.:<>E,/%9LM#&/-&>*,BF$]?6I* M$;K43>AIQ(-,88'OZU#8T*I]:`V[IVI@R?8"GEL8`&<^E%QB$'M3.M)E2,'B@",H#04&1S2_*/XA]*LR[T_C*UM[3R/:H)ES&`.]"=BM&<\;4\,I^8=16C:QNT8)L6J+)FIMH` MQC%/FN)12(D9TZU+\LRD,`1Z5&XIJY!XI(;1-!%&L;)Y8`IT5OL)"D8IB.2P M&>*GW9[52"[-/39"8V1OX3Q5ZLO3F(G93W6M/M71%W1RS5F+1115$!2T44`) M1110`M%)10`M%)10`M%%%`"4444`%+24M`!1110`4444`%%%%`"4444`+111 M0`4444`14V9]D9/H*?5:^.VW-#>@'-:LQFWD9..:Q92=R$#@]:WI0,/_`+0K M#$OE@QNN[!K,HEN&#W*+G@**8DA>\:-.GD3_`/HIZK$F0LV<8X%/L"8[E^Y^ MSSG_`,A-4KJYQ6G%:].*NP6!3J*NQ6X6LFVV;))(HPVG'(J?[*!5X*!0X&*+!M-$LREML72[ M1CFNYTP`6Z@5S2QYG&VNFTX;(%!ZUT09SR6I;8\5&33V/%1'K5MB0,>*CWHVDP?X5_"H[FX$:G;U MK.ENFV$E@"#1H.Q>EEP,YZ52DO`"1FJJRR3$_.2*>MKYF.0"?4TBK);DJ7:G MAL9JY!.9(]V,(.]4?LT$0/F3*"/4T^"0328$FZ-?NKT4>YI"=NA?\PG@\%NO ML*:QVL">O0+3H4(4E4$_7%0P0`8')YI"WM^--#9^[T]A3P/ M8_C30,85W4I7@9I^S)ZXIVSC!ZU0KD!']VA9_+X;]:D*"HW3(Z9I@5?[6EAG M1D^Z#\WTKI].OX[R'R6K[TZ>E:0G;1D3I\VL3N\ MT9K)T[6HKD!'^1_0UJ!PPXYK9.YSM6T8^BDHR`.M,09IKR*BY8XJG>:G%;@X M()K`O=:!S\V:5QV.@FU!5X2HUN6==VXUQTFL%S\M=+;,5LT+=2,TKCL7X[TJ M4$T^"X:,_*QIP'.3Y#UC3XWR>HZ5LSG(^@K!U%\.2O>LQE?/R%LU?T*S:XNC(>1Y4@_-&' M]:R(6,IV9Q7:^'+?RT''\)_D:A[V-8[7(8-+V``K5X6P10,5?<`5"YI6L7>Y M6V`&FD#M4CU"3S4%V$)H8_+36;%,+9%)LH:7YJ*5\BDM*K8.::(:+T*D'=6Y99\D9ZU@POD(OJ:W;-OEQ73'8 MYWN62Q[TF1CK36]:B8G/6AL:0]R"*A)YHRM!/RXS1VXI`"> M!VZTAC@N``*E!PO/4TU>O-*#SGL*8#_N@CO4$\VT4]W&.M9.H7&TD9J6P2(+ MR<9(!^IK*DE\Y]H;BH;NX:9MBG"#K[TL;K!`SF@M(L?:!&?+0!F'7T%5KB_+ M#:KLQ[D<`55:1BI5BC`IA2(=(AG_:%6OO+T!%`![BE85R`8;@E0*7:O]X\>E2L/8?E36`P>,5+ M5A$9^7^(FC=^51,P'0FA6R,AA]:+CL2'FHR>:0/S@_G2L.?6M?3M;>W^2XK)N(RC<=*A5R!3 M3<=BI04D=Y%J%O+'O612/K6-JNNA,I&>/:L:VAFDPX.Q/[QJ22PBE&9';KUZ M9K3VMSG=.SW,V]U0N.I%94MTSG@FM]["SM#NVF>3_;/`_*DE,2;2((\'@''> MESH7*8VEQ-=ZA$G8G+?2NW=L@*#619-"DQ<0;),8)ZC\*OI=+DMM)`I\R$T2 M,C8XI%W`\U(DZ28\O;GT)I[,%^\G'J*+H5AT9)JS&[I]UC4*%#RIS]*?NJD! M:%VXQDU>5MR@^HK')YK2LVW0#/;BK3):)Z*2EIB%I**0LHZD?G0`M%`(/0YH MH`6BDHS0`M)1FB@`I:2B@!:***`(Z;(-R$>U+FE/2F(YF\B\N9AC@URM]N,K MKZ5Z!J%NK1%LE'E&E8=RDX.:%A)ZU::'!'%2A5"YHY0YBB;MT:;&F-UIS$8S3">,T%(1L9J,G%.!R">YIN,G%( MH:`2:>%]*?M%.VYZ46`C/'.:0DA,?C4C`+QUJI<.T8++\P[BDP0KR@<=ZP=1 M9W8]A6D\RR#`.M-N23&J]LU/-#NCR/O"J)E=Y` MAI"?8L6!)EF'8]?>M$CRD```'I5*!#%'N(PS'JHPH_K6G8$E`#V/)]:I10LPZ86M&#;&N!4=0>I2<#C-57NL9[U6>Y]ZFY2@69)U)^]C'>JTEQ@Y/S#U7BJ[S MYY')IIF/5TP/6@+%V.YW#(;(JQ'-N[5C.6A/F1\H?O`5;@G!P5(P:8-%UVV] M>]1,^,TUGW(3Z5#OSFF2D.E.]3GM3HK1(HA<7`R#RJTZ"W:9\GA!U-.O95#9 M?[H'RC^7\J;);Z(03LKAF8Y;D<<`4AF&\YN`[#HI&!^=1I>%HA$T(B8KE2.! MBJ$VY9D)8KG.<]CZ4D1:Y9:97F^?UX')P:;)<6Z2%3&)#CG:>?K3+=&=FD/K M@U'';M(99,].I`[>_P"5-6$[EE'BE971C&Q&,-T:K$;1B0`RF)FXWCE2?2LF MU>6%F0@2P-DC;SC\*TH_+FD,90%\!ACHZ^U4R46F6YB)8A&!_B3(/Y=*L6]X MA7RY,J3_`'J@@("E5+`9X#=O;Z5#),8V"NFZ-O\`9Y'^(I#-5=L9R&"^YJ=9 M6QG`8>JFLV$[5^5M\9X'<"IT,:/M_P!6Q].AIW$759&'H?>I1+*D96)@!53: M_7]1_A0CNIS_`%ZTU)H+)EE;B6/)=BWK4D=](1VQ[U5+$]:5<''-:*=R'&Q; M:YD=<9_*HU!8;93QV/I47\0`SGTJQY<<7,KY/HO)JR1R!8R,,3^E2-<`?QFJ MYN"W$:!%]>],#8&6-`%L3@]6-+O!&=_YU2+$\\4UB^/E;'UH`ON709/(]0U`%M=0YP15F*Y23`Z&L$DD]:DBF9".> M*+B.@I:JVUTKJ%)P:L\TP&8HHHI@07J[H&`]*\_UQ-SY[@UZ)+S$:X74X@TT MBGUXJ)".?P59)/?FNYT";?$/3:W\C7&W"^7E2/I73>$I-\1'HK?R-9RW-8;& MX>1Q3-IJ<+0X"C)J+&MR$)3MH%1RW:(,<55;4HEZD4:#)I2%-1F08S5"?4HB MV`:B:]!X%2V:)7-&24!,U5-QE2,U"LWF1XJC-,8F]JELI12+,MR%!YK+NM0Q MP*9=7*[*TC$B6=L\XIPA4?>.3562>55PO&?2B$3N><_C6 MC1BI*YIVY0';BM;3+DQ2A>V:Q8[=L!B_-7K2-U;.2347L6U='9HX=,BD)P,5 MFVEPT>%;H?6K^\$#/>FR$PS@TJ<@FHG.%)]*D1N%QWJ2R9%+CC@>M$K",>U/ MSP`.E02\J*J7,A`ST-,FN#&F M.E&Y4Y8XS3G8(FX9/I61=PWD@9U;`/84#7F6IKQ`3\U4I;T$FLIQ=>85=B/P MIZVKL,LQ-+E+370L/>*/XN:@>[SV)IQM54=*1K8<4[(')C%N&)_U9Q5ZV=)! ME9'U[CUH:)6I8DCV*2HRIX(JI'^YDVY^4]*T(WWH,\U! M/"#G'X4D/8D1\@BIH[0@^9,<+UV]Z?I%OF%KBXZ*<*.W'@J M:*>%@5DX$@Z]=I/6F9D5NZ7MGB-2CQXW+UQGFH)+=GD?*C[N0,YZ4L=E)83O M+;2$1L..ZUJE`Q25!DX^DCMG@NF=3PR\8X]_\` M&I?)*2O]E;RG'13TR>?R/Z4U+T&18KM0LA^ZP!4'V-%A&7-#&LIECW*5;+#K M@YY_#WJ9O,23"XR#N0GOZ@?7TK3DM;61R$;9*W.UACMV/2J\EIL38P/'OVIW M"Q+'="7:=N,\GFEDVLY&/,4=4S@CW%4(GDBF>.3YL.><,!7.]>SK5E9`>2`0>_I]:J*VWY6QS^M2CY2"#\IZ?X&DF%BU@8QCGZU&P` M;!X:D5L].#CH::SX&2,J.OJ*=Q$R3;3\RY/0&F\CO4)D&,@Y'KW%(LX_BY]* MUC/N0T6BP098U"9=YZU2^TO/,4["K<2A%'%:$%A>*=3`OM.#(V>.>*K^&U^SZC+&?XE)_0UBG M?0TM9Z'0J<"LO5;PQ@!>2:U)OE0FL>=-^9&[42T+6K,6>2X<9`(JE,)@,L]: M%W=+R%(`]JQ=3DG51@<'I4Q3EL5)QCN-$P1\G+&KD-["Y`;*FLBV260DMFIQ M;REP.M-I#C)[I'362JXX.0:9?6A(Z<4W2D:+"MFM:Z3=$*SL:W9PM["_FE>< M5'%!SS6_E2K;[NAQ4J68ZL2:AL MI%>-2QXYJVF4]J<(P@P!3&!-),#0B?>G)SQ4]I=J&\MS[`UGV[8X-,)VRD=S M6J9B]S?;IS3E.`OI56WD;RP'_`U9'4>@J6BDRW$>&/Y56NI0GY5-GRXZQ=2N M2"Q!`4#.:;&C.O[[#EHVJ;"V!QSFJ2QJRAL5< MU>79:-CJ>!5.*0B,`#H*`N,:'+<=*A=,$^U70?Y56EPH))^E`UJ95],L(W.0 M*=971P-PX/3-0W=DUXAN-^TJ>$(J^+3Y$]EJK*PHN[99BD"GY>AJ95,LBHHY M8U3$;@<=JUM&B+2O(W\`PI]S6=M1R=D69(RS^7'_`*I5VL,?>-1W*"%&;^[P M/J)R?K5-&!EVRRQ1ONZO\SD^M5VCS@A>AX'J*UY(L MC`'!-%O"HE+MR$'YTAE.*V9!AL@G[W-6`A0!<'!'7T-7DBW-N;\J=+""!A0? MPJ[:`9L\#2Q?(W[Q.A/]:A>'[1!N52DR=NQK092F6`QZBHI%5_G!VOW'K47L M!D"X<2>7.@;!RN>H]JNJWF*8\'([$]12SP).`V`)%.U$#-`=O)7/0U9W"0@D\^M2-;B0;AUI[C#`;#H>4/3O4A1&0JP MRIZBJAS$XDS@C@Y]*L0RA\<$-W':I`A8&(A')*'[IIR.-WEMD9Z&I9`"I1AE M&JFP:(X;+#^$U+'8MHS,=K<2#H1WJ17#]2,]O>J/G9CW#[PZU)',L@#=#W%* MY+0^0&-LC[IZCTJN[%.!R*LLX=?4]*H397CH1R*I,18MY5W9!&>]7@^:P?-& M[S%XYY%7K>Y#+CO6\)71G)6-,-3MP7DU6C;<>*D)^;GI6A!.F#SVH<9R,#I5 M5YVYV<`=:IK=&]EV9(MP>QQYA_PH$3RJ6!:)E8CJ*BA#C'!S4L@4@;>`. M@'2F?=0]!^%("P/GX7+>X'6C!_R*SFF<@X.5_*H]UP>EQ*!Z;0:`.YHHHK0` MHI**`,W5U(3QCTH=<#CBE+4<3+73H%3E-Q]ZK7%G M%_='XUJR+C@M211 MDG)J2FQ\<(W`@5/.@$520I2SK\E6EH1*0YJDZ!A@U)H-C M=2>"*G#\5FRQM"X92>:EBN.S4FAHMLU-#9INX$=:9G!I$R)\[1D5%NW2*Q/> MD:3Y<9J+>,_C6D3GD:\\V!&H/7%2)++!A\%D[UG02>?=QC/`K:7;]WK6IBG8 MFEG$MN'B/46IVWI6?#6>*BAC M*Q**DF<11ECV%0QHN0A@.M2%N,54M;D36ZR#N*F,F0*T1(LC@+CK5>5U5?2F MSL!G!K,NKH*I!/-2V7&-R#5+DM(BCIFF0RGBJ-Q+OD7':I8GQR:!M:F@7!49 MR,'FHH;"?TJPIZ(1+=I6 M5$^\Q_*NBMK9((@,#:@[#J?6JFC6V%,[]6X4^U:N`750..M"1G.5]!K?)$S= MR*A6/$*Y[\FIKH@#;ZTA&..U-D(KRH%P.X'-5F0@)&.K')JW-RV.Y&*8R?OU M]@*DHEA3"@^]2LF>*6->*>16J6A+>I6D0;>G>J4]N`I('6M)QQ43)D,OK64X ME)F,1("5+<=5/<'_``IJE+A=P&V0#D"K;IP<]C56-=K';Q611"RD`=C5NTE7 M.QC@_P`Z8Z9X/%,B38<.,U2=@L7;BW$J\8#=JH-$T1SR,=:T8B5X!)'HW)%+ M+&'&:IJX[E%'W<'K2,`.O*GJ*6XA(R4.".E1QRB0%&X<=:@95N(V@82)RM,$ M@XEC.1W6K397JZ2`J0# MEW'X4XD213N&V2;AT:KEC/9;P)3(C'^(5&`7/0 MGH/>K1GBM!NWO))_>8Y_+TK4Q+#!G3?<_)'_`,\D/7_>-.L2;B?,:8`X50*H M(]Y?R;(8V8'KZ5O11QZ9;D1N&G(^9AT6F@'2VPA`-Q,D8/;O4,D]D8V51(XQ MUZ5CWS84UGVX)DW&L]SH2LCI[08A4GKWJ60!A4%C(&@`[BK(4,I-;=#![F)J" MX-99/SUJ7Y#2,!6:VU5)8XQ61KT(;O'E9]*HEP.:9=WAE?RT^Z#U]:8$9UJT MM-2'+L3+=[3BIXYQ+D=ZS6P&V]6JU`I5@P]*)10E)]25WYII;BHY7.3D4QF^ M0DFA(Q>Y;L')DR#TK?@E/=5E4@BJD3 M9Z]J+BY\M.M-^8D[;#+BR3R&0X5>N?6LK3H/LMVRXPA^[D>M:,0N)E^8?*?6 MK0A56!4#)K*46MCIA43T94DBDD78B-ENKL/Y5/:6"0#G)/J:<;HJ49DQC*GV MJTK;E&:A&S;L,(JIJ9S;D*:M,<'-9]ZQ92#2;*BM2EH5^$E>UF;`)^4GH*V) M',9X;C/2N.N%Q-GWK0@G$,X*Q9_$TV*ZCJPT:R^V7#2.NZ)./J M:U]4F;2K%G@PQ)VH.X-//EZ;;;QA0HY'K6)+=2:IE6SRV:47E4Y1SFL9(M#BH=:8R$'.*5# MAO8U,#^-4M1!'C'2I"W&.U-.*2K`20!JHS0X/F+U%7&/-1O4M7"Y6R)(^14$ ML>5V'H:M-BF$5-BDS'=3#(0?_P!=!;CCH:NWL6Y3CKBLQ9!G&?J*FUAO5$;G M$GLXVGZU2?Y6!/4'%7+@+@@'/I5.X.Y,]ZTCN8S6AH:58SF-[@IL4]&?@8JQ MNM(W);]_)_L_=%94EQ),%$CL0.@)Z5-%D8XS6YSFS#>S%<+B-/[J#%33R;83 MD]?6JEHIX)XI+R3<<#H*`(4.Z;D&KLC#8,#.15.V4$GBKKC"`=:`*R]*D'2H M`?F(]ZEP#VH`[ZDI:2M`$H%!H%`"T"B@4`-E7>I'M64!Y4A!]:V*S=00H^\# M@UE-:%Q>I'-**S[J7WI)YCZU1NG+*=O)Q7,V=44BG=3"27'84L#C/%40_!WG M!S5BVNK5&`DE"_6FD6V:DO6K$MJI)QNJN;9L_(A-0MS1JZU90C@"G)HNI MS!$=O4]*T%M=H9I?E`&>:S+P"XF`CY45HM7J8R?2)#9QEF+MU-:L:\'Z5!%% ML4"K*@+&3WI2=V'+9%1Q\YSTJK,^3M'2KE M:%FQ+C:*S+%&E8*/NYY-=%96X"[8ESZM5F3+(;8N$&7-20V?S>9-\S>E6((% MC'J?6IP*:0A@3(QCBG>6`.E.QB@FJ&07$"3(1T/:J]I(=I1N'6KAJ&:'>0RG M:XZ'UK&<.J-J=2VC(97Z\UGW+[A5Z=7(W%,'OCI6;<-6#3OJ=D&GL9%PF2>] M0HY48/45:EYS4#1G.<9JTR9$Z29%,DNPF=QZ4MN!MP?UID]J7)('7I35B5M;5MXEO(HPKV:LP'4'&?PJ"P7R3MD7Y<]ZTO+0\A1CUJVT M+V:>[*KW5[JLX:X_=0]HUK21(X(QQT%-01)@U#RCW!JKF`LK;E..__P"JD7E"#3#@TI7GFDQ22`>3Q3=U-SCOFD+9XJ@%)]*8:4J3VQ2B,GK2L!&5S1 MLXJ=8\&E93V'%%@,^X2L%AMG=/09%=/*H*D5SFIQM%.LH'&<5+0T5IB5D'HP MJM+UQC@U8N>50CM568\CG%")D)'C`)YJY;@L1CBJB`$Y'YU=A95XQ70CE9H1 MOL3U-5I#N;YCD^AIWF9'!Q3>I_K0P)[1Z5.YP*`*F?WC# MI@U)D>]0YQ*V._>I@QQVH`]!HH-%6`AI*4TE,!:4=:2E%`!C-,N(5EC*GKVJ M4#%!I`QM&Y5A@BL]LY-=+J]J9,N@Y[US4P*-[URRC9G1&5T9MU`?,R.AH M2PCN%PR\^M7R@D7GK3H8BA&*B]C>.IGP6EQ82?N3QZ&MVSU"/C[2FUNF<5*J M+(HXYJ.:W&WE0:TW)Y8L?]ILMS*&7ZFJ%Q?V\,N(QNSZ"FSQ1+GY0#51E7&` MHI7*5'S*]],UPR[21GBE'5F,W9%"\E(CV@]:AMHS(0!T[U'*Q=\>]:VG6C,5C0?,W4UT)6 M5CDD[LO:9:F1UC080?>-=-#&L2!4`P*AL+001!5'/:,4UG`J![G%("S\H'-4;VSCERT;!7].U1271[5`T[L>I MJ9)/,0["IX_EX/2L]+MAC<`:LQ7 M`<\FBX]RRZ;AD579#G':K.0R\&GB)B,\4#V((U`^;'(Z"MK3"%C/KGFLY8L' MD\UHV8VH#T&[FJN1/8OQR8FSGCC-,W[+@MV/6HRX5LYZ<9IUQP1GC/%*YB-: M7+8/TJT/EA-9NK4*,#`I0,5HD##-(32FH MV-,0,>:8ST$Y%,/)H&(2<4A.:7!IO04"$:HR<4YC4;-BD,,CO2!P3[5"\F,U M!)-@8SBIN-*Y>\^,'')I3<)V!K,5R34T0).2:+M@U8O";(Z'\::9AVJ#<`,[ MJ89<_P`7Y4")GD!K-U"'S87`'/45;+TP\BA@M&AA4C:5BVHXYY MJ3(QWJI!+N)'0U8SGFF9DJ,/UJS*>*J#L!W-7FMKEQ@1/^(H!%`?ZT\5+G'& MVK$6DSR.6=DC`_OFK']EQ#K>PC_@0II`=J:2E-)5`%)2TE`!3L8H`H/44`+4 M;/V%.M9.J:4D@WQ`*U;&,@5'/TI-7W*3L<>83#+MD'-3[ M`,$5NK91S+(9%SZ&LN:+[.^UNG:N>5.VIM&H,0$=.E/=\K3%D"MBG$=ZC4T3 M,ZX4`G/6J;MMZ+6R\*MS5:6!1VI6-5(ROG<\C`IPB(JZ55:BDP`:0KH@.$0D MUC7\@/W>YK3GE^0@UG)"9GW=JU@CGJ,AM+9GD#$5V.C:<8T#LH+'I5#1]/\` M,E!(X%=E;VXC0<5NDH'H`@>H'-3 M.:KN:1)%(:K.N34SM4+-2`B:+GF@1BG'<>QI/+<]JD!0JTN%!I!&XI2C$T`3 M)BI,(4.Y%/X5''&>]6E0%<&E8:=BF=.MY/F:%>?2IH/#]E/T,D;>H-64^48( MXJU`5#`BGRHM39ER>&[R%B;>:.5>P?@U4=VM9C%=*4D'OD?G762W<<%N78]! M7":U>-9%DZ'C-2SN6C5B?NBH&`C.>Q(I0V=R'H>E00 M.'*[<]3Q6@L@(SZUE*X!0'HXQGW%70V=A_`TT4B\F"*D"X6HHN!4N>*V0F1N MI--*XY-/9L54FF*@GKZ4F[#1(Y`YR`*K23HIP#S5:6220_-TJL[8ZU#;*2+W MG9./*]:`*$O"U0EDP>M:<\?RF ML::-LNPR-H-38I$5QJ,5OG<YE5]@@`Y(SFMHQC;4PE*=[)`NKL[A6>4$C.`HJS#J"R8VS9]F7%6(M"BC=7 MD`!)>3+"AYQ_%6D-49UOB*UOU[UKP:? M2`@S;1Z*,5G0-E^F!3YSGH!28T-5WM:45H`8T44):QV;1PH,DGDFMNSM0]P!CI6R1RMW+VDV8CC!QUZUK M!>*2&(1H`!3ZT$-(J,BI34;4#('JN]6''O5=RHZF@17<9/%1-'ZFI9)@.!BJ MS,'/+@4A",$'O5>24+T45.8DVY,HK/N64?=?-(0273CI@56DNY/[U5Y68G[U M5F9O6I&66O)<_>--^VR@_?-5231C-`BX-2F'\568M5D[FLK94B1F@#?@U+=] MZKJW*D`BN>MXVK04E0,GH*!AJM\TC>4#\HK`O6Z5;EDW2,3ZU%+:F>'>'"X[ M&F%QL!R%J\N0P'N*J6=K*PSD8'O5Z,?O%'O0RXFI>,!9Y!YZ?C4;R94'OOVG M\J)#Y]JRC&1S5,38O'BDX5T!!]"*YF;HL_>A91U#9'YU=@DW!!FJ,3#(8'MFDF4;L8IY/%,3[H(]*5B,5NMB2*8\<53D('WB*=:L.M1,GI2$5I/7N*YN\A M:"Z+=G;-=+,,`YK(U!=SJ@&3F@<-R)RRVC.IPRC(-8;2,[%W.6/4DUOW($-J MR'[S`G'M7-;JTI[&>(M=%F,\^U6AG''2J435:SQWJSF9;MN`U.'$V,^]-(3%"<(.X[U%I-H;JZ\IF. MW&335EHC.33V%=A9V2P'>>6-36UK%;)MB4**FJTK$!2 M$T4AZ9J@&NV%-59)L=*L-R*A:$'F@969V;V%4;B4AL5I/%QUJG+:,6S29)ER M2'/6J4TQR<&M.>T8MP*I36C`?=J6AHS99W[,?SJL9G)ZFK4T)!.5-0&/%("/ M>QZT=:>5I#Q0(;MH"T$T;J!$BBK,2@U3$E2QRD&F(U($%27:E8"1VJG!,5D2/<[!1CO29<2Q$Q4,,]14,T:S;7`Y7AJBM;A+QY%@ M;(3J?>I;:>);B2R5LR.A;\164X]3>F[OE%"-&ZL2<@8'O5R$GANS$&H;5FG4 MHW8\58MU*IM/\/`K)&LX\KLS;MVW0H?;%.D0LM1VK`IMSTYJP*Z%JC,RY[>1 MQM1DMR_ MWB:$M$7G'-279%".WEG.3E1W-:EI;K$H`%/50H&*E3@4TA-BXI2*0-S3B:T1 M!`ZU5FXSFKT8$DDA.3C@5>?O M5U;P6AA6=Y%B M-O:IPY8X%5$.*LV_,JU1D:2\1@>@HXZ\XH)..E)FI`D3DBI0I(J)6Q@#%3*W M`I@>CT4G>ES5B$9MJDTP/FEDY0U71LD^U`#W;FHXFS(?H?Y4DAIL',WX'^5( M8^[;;;FJ$)^7-6M3?$07UJI#]W-)[@3J:DE&8P:A4BI0=R8IB*MY(8XP1TJC M%.E]9RJ>V15S4!F+'M6;HT6R*X)'&XU/4#"9-K$>E*HJS.GS$^M5QUJ"S5L9 MTFB^S7&#G@5I202"WV)(=@["NO(%:+5$%%[=ATK7\.VQ5 MY)F],52/)QWKH[&#R+5%[XR:F*U'<]J`%D;:*J2RG'%#.TC''05%]Y\=A2`AD< MYX-5Y)6`ZU889)JK=$(A]:3$5I;GJ"JGZBJK-;O]Z,?@:;*W.:K.3VI`6#%: MGN5_&HS;1'[LGYU6)/K32V.]("P;,YX8&F_8VJ#[0R]#0+U_[U`BR+/UJ9+5 M15(7[>M']H'UIB-:*%%JXB)TKG/[1;/6IX;]V(`-`$5\GE7DBCIG(J!3@BKF MIK\R2=R.:HFF,)UP=PI'07('FLY]@V*E<;HJC3@XH`L6;"PB=8!C?W/-0QLU MO<+<*5V'$U&1DXIY.#2"M2$-*C--;`Z4]CCFH7?BI=B MEJ#-@9%5YKG8G6B23@\UF7XV';W]*J0RR MPVP7:21TK(NS?7,QVOY*`]NIJG+H)0OJ:D]T0OUK,O;PQQE\$MV`[TY@1!M9 MV9AW-0&-I",C@5)9#;ZG<.<2QA!VK22-98\N,DU72W!.<5=C7I0D3)E1U>WY M3+*.QJ:&Z#J"#4TB<<5DR;K>4NOW2>12:L-.YK>9S3@V>>U4XI2P'<=JL!N* M`8KMDUDZMJ!L$7"[M^0/K6FQK`\4W:HLBFTH(KH.5NY(I]*NV"Y M1:QQCU;DTTZO>?WU'_`:>@CNMP(XIF[%1,KQ-D=*3S,BJ`F+94BJ6[9(14A? MWJM,<\T`3ELYI;;_`%I/L?Y5467BIX90"2.NTG]#2`@U23,@6F(<1U6NI"\N M34J/E<5($RG`J:%LU3W\U-"_S4P$O.>/:L^%O+M)!W.:O7+9:J#J1$WH:3W` MSYE^2J71JTI!\E9[CYZ@H<*FL[EH)0O.UJAC!)P!D^@K8T_1'F=);@;4'./6 MFF%KFAI5L9I_.8?(O3/=S=.PJW/@-LS]:H74A>3;'T%2(KRJO0"JKCGI5ESA"QZU"02-V. MM(94=3FH'%7F7(JN^T4`4V!S3&J5VYXJ!LT"&EL4PL:&IM,!P-:%A&2P-5;> M')W-TJXDOS!(Q0(L:DQ\M#V%4CR`:O7$?F6K#T%9MNQ<;<98<4("Y:Q23@K& MN<4IL+@/T'YU)!%+;(7\PIN["H9))2V2[?G5:`68]/F/WF514WV*VC&99@?8 M5G"1SU=OSIPY/-`RZMS;6LH:WCW,.@JTN,8I'*A< MGI6QD9T8X'UI# M(BC)=1^-8\LUXX+OD#WJM=&6W,+2,S*Q^?'\-*X/E74V9+N(?QBLVZN$.2K9 MKG[JXNGO&6-V"$\#VK8TNR9T#S?,>V:;0HM-&AIH+Q`CIFKQXJ"RC$(*XP,Y MJ9S4@-/6L#Q2X\N!?]HG]*W2P%$'<^]:05V957:)AC+'"@ MD^@J:.UG?HF/KQ2?:Y%_U86,?[*BFF>5S\TC'ZFMSF+L5A_SUGC3UYYK5M]1 MNH;=8(9<1)P"HZBN?50?K6K%D(,>E)@3-(\K;I&+'U/-.50.34:_6IE-2!(# MD@`BE);L*5%S4N!ZT`>A,H87*R^E:/G(.IQ69>X:4LO(-4P$$N:1F& M*A40E"3VI]M-ND(S_`W_H)J26/Y>:IHC1SLPZ>5)_Z`:0A)?F?- M"-56.Y#_`%[BI-_-("=6^;-3PN-YJDTF!4]J0V33`ED.YC3;R-4M"PI7Z5!= MR;K4KGM2`I$AXP1Z5'!I\UY/MB''=O2KFEV3W9YR(QU-='#!';Q[8U`'\ZDT M2*ECI4%F@.`S_P!XU=)%(6IA:I#Q5=VS4C)@"HW& M*0$#&HF-2,>:B:@!AYIRJ!R:4#`R:86W-CM3`E#ESM7I5N"/R^2>:K1D**L( MV:EB+T?SIM]JRXI/L=\VX9!Z5IVYZ56U"V0N)&;&>]..X#)9FE?.*6&!';/:I:-8RZ,U[V^2UE61SA,X;Z&K+''T[ M&N9G:2[;##=["M?2)Y)+003\2P@*<]QV-0HM+4UYTW9%F5N*HRLS9]*NR`FJ MKIUXK.1JF9UP#@X]*EM+A8U`!``ZYJ1T'6L]K(2R.A)`;OFI6@/7TFM)H=ZY6-L_6KTZBY M9?9.@6VA:9G6HQ4D>< MUH8EF,#(]ZTATK-MSNF&>@K17K4L"5.M3IQ4"=:M)C%("5!A1F@GGK0#\O-, M+<]:`.YF`S[U7<'.*A^VC.6J19E89S573`8XP]1+IA/SL_/I2;2&E<;(Y*5>L#^ZS4'V9]N-E6K M>-XDP10IJY3@R23I3K6U^TMAON=Z;M+G&.*O1.L,6U1SWI2DAQ@RTH6%`B`` M#C`IK/59ILTPR$UE*9LHE@OQ32U0[Z`]9\Q5B3-(S4S>:87HN%AQ:HV:@N,= M:A=Z5P0,]1.]-=ZADDXZTBK"R28JL[F6([56D/7FGLU5Y&ZTT)EV MPU58F$5T>/X6K6F??"64Y4BN.GPP(-.L-7EM&\F4[HB>_:NJ$CCJ02V-^0`1 M9/:LX$%F8C@5]1'@U>2TFF4%$./4TC:9..3M'XT6'< MK*>E//-6(M.?.7D4"I_LMM'_`*R;/L*+#3*]L"\BHO4^]:BPP6W,S;W_`+HJ MJL]M$"(8\D]ZCR223F@"T]_(QQ&!&/:HH9W@F$P8DCU/454FNH(5V.J$KHK2#'456C_UP.*MR`FHE0[\UC8OH7%4$A%6 M(Q\E-8&J$G8SICLS^X4?1:K^-7A:YZU(+=5%'*3*HV5(XR3FI^@J7:!TJO.X4&AF>I!176XIG,04X'`HE3RW([=J:36;5A%NR/S$UHJW2LVTX6K\9.:EB+D72 MIU(Q5>+I4Z@<9I`2+DC%*$^M"8R<5+D4#.H>T![5`UL1T-:[)FH_)!-9V-C) M\EQU8TAB..`:U6C7.,4SRQFIU"R,M8YM9LHC8^@IC M,34AQ4;8J&4AI^M(2!R32$4WCO2&.WTX,,9J'OUH)Q2&3%\"HR_O4)H6>FLU1,U4`KMCO5>1 M^O-+(]59'JTB),CE:J4Q!-32OP:JLANI/[M4(9QW%7X9$8BD,R-4+&[W,,9JEDQR*X['-;6L0+*JLK8 MK-ALY;F0QQC<1U/85I%-B-B'4IIX1L8*/:F.9V/WG;Z5-9:;':H-Q+L>N>!5 MHDD=0`/05LJ5]QV*"03'EV('N:5XPHX.35QHP4+8SCU-9TX`Z#'TK6,(KH,' MG$?!&?I56YO)"F,X'H*8[L"<'/L:JW,@9"!UIV2`JR%II-H!)/0"NBT?PZGE MK%=(68M>7.1"G)XY/H!]:V=MAE/5=6CTOR$1(S(I^6!#Q".^?5JZ(;+JWCGA88=0P]#7ELQW.2>2 M>IKN?!,C'2WB)),10-"%O M2HV..LZ>_'/S4KE6-":4*I^85BWU[DE$Y-5Y[EY20.!ZU"HQT_.@ M/00+@$M]ZLO426<8Z+6H_2LZ4!BU5"5G\2[E7EL#)`]:)QOJB1;85=1\=>M1V=M;X#3W2JO MHO)-7O[0M83MM[0''\4AR:S<2;CH23]U6;Z"K4=KOS5-@N:,.FS;L2R11?[SC-6/L$`X-]%GZUBC&X'K5D,.] M(H]`-)G%*:::S;-QK#--QS3Z0U(QC<41_?/^Z?Y4%>].C&&/T/\`*EU&,/%& M::3D]:3I4C%85&1FG,3V-"-Z_G4C(R/6HR*F<@#-5R3BJTDE6D2V$C\U5=RQXI6,;G-.=C&>(E3N.#4`MY#T4D>M=!>6&\EHQFLWS98,H1D5K:QSWN43 M"P/0U?$I6!0WWJ:9U)R4YJ-B6.:0#2-QR:`*>!Q2[4.14T:LIY!JI%(\)P#TK1M[N.3"NO)I#([F![F()&"6/`K2L[5;"S" MYW-U+>IJ>.*.`;OXC4=_*$0#VKJIPL,@DFR0,\T;L`53C;<_M5AFZ5T6"Y:0 M9MVY_*L:[;#GFME#BS;W/K6%>GYR*2`J.W4U%#"UQ:ZWQ+<' M8EJIY8^9)]3TKE9(N*4%I<#.CA#OD]/:ND\/W2V%V&;B)_E?V]#60D>'J[$O M!'J*IQ35F"=CO"`>5.,CC'>H9#D;9!QZUSNF:R]C^XO"S09^5NI3V^E;XN$E M0,C!E->?4@X.S.B+N59[7`S&?PJFY=#AA6DQ'\)JM,2>J@_C61=S/>8KTX/M M4#WC8^]4ERA;HAJB\+?W?UI7*&2W!G3:A2+@8XI0&6H=-DV+1;::ER:KHOF#W/K5M$R@K.P'H1- M)UJ/.:H&;K2,Q-1.U,H5CWIC-Q32W6HF:J$*\E0.^:':H M)''-6D0V$DG%568N<"DDDX/-6M.\IXV./WE;PBG:XKG-O&5:E49K3 MO;3:-WK6=M(-9M6+3N+MXI0*>O-.VYH$-7CBGKP:`*7%`$F/XEJU&1+'SUJJ MAXQ3P3&V1TH$-GAV'(%,C&&ZU?4K,E5983&V1TI#'O%D9`JWI-L'N?,8<)T^ MM,MP'0`UK6,8B@'N:PKS[V:W7(^QKBL"[/SD]14]!E%^O- M==X0AV"9O]@#IZD5R\,/FS*HZ=2:[CPQ%MAD(ZM(H_``G_"HGI%@4M;;S=4G M]%.*RI(^.E7;N3S;N9R.KFJ[<^E:1T20%4)\W''O4Z<+@TN`>,4F2HJA$5PN MX<]:FT?47AD\AL[/X<_RJ-VW8QCDU3N%93N3[PY%8UH<\2H.S.O$X;O36<'O M6%8W^]`">?2M`3[A7FM'0328Q51P,\#FG-*3P:@=ZFQ2$85&[`#BD>0U4FF. M*:C<=PFFQFJ$TN7%N/WGYK1(08`XI0N:7 M!SQ3PM4`D9*'ID58\Z/U/Y5!P*,"H<$Q'H&<8IP;FD(!IN"*\LZB93S3Z@1Z ME4TQ#P*O7\#5(3&TAIW%,=P`:'H-$;&HVI))0.G6J\DQK-LM M(=(P!YJ$G-,,A)YIID&*S;+2%8XJM,_%$LO'6JDDE9MEJ(,]0R'BAGJ%WIFE MA'?%5W84LCU`S520F/9\5$[@"FLW6J\LE6HF@PD#.*E2/*T^8GDON:D(,?FK,N+?8Q]*TM^15: M9&?DGBDU<$R@%*U(O-.*T@&*BQ0;<&EVY%/%&#F@",<&I1AEIK+FD0X.*`'J M3&8/2K[?-$OL:Z: M<;(H2[^8`@<9K.NUW3,?2M!7!/E]^HJI*FYV/7FMD!4`YS4BX!%(RXI%/(JA M&FY_T)3Z5SMWU/H:WR=UD/4&L&Z^_BHZ#&0>:H_=;=Q[FM&TUO5-.4HD<3Y; M()7I_P#KJ"S3..*MM&`PXSBAQ36H7'P?:;PR32!(1U"*"1^IJA=7DEJVUHE< M=,@XKM-"&E`IZG&:AD0],\GN:C:X^;D-CUQQ3DG61F!;.3T/-.XQJV[QMN M.!GT-68[G9UR:KLOEC=&/DZE.P]Q0`&4,O*GO6+HP;NRN=EHWZ?W2?RJ&6^& M#MC.?Q@N@<\B22\=CQ@56DD=CR:>5).?6DV\U:BELA- MMD#`FD"ECWJQLSVI0M%A$*Q]JD$7M4@7GBGL0/\`"G8",+C\*Z#3-/\`L"PW M=PF^YE.+:'OGLQ]A3=,TV.WB6_OT)!.(8,?-*W:KNH77V"*2633[61G=FSU0DY-2N.W:H2.:0ST@$'G-(352W=XT`3J,T^63/2JSFLV;11&SDYJ)VXH=L57DDXJ32PYWX MJ!WI&8FF$&J2$QKM43MQ2RN!5226M(QN92E8623KS59GWG`J6&VGO)`D,;.Q M[`5OV/@VY/SW$J1#T`R:VT1@[MG/+!WJ2.+#`UUZ>%HAP]PY^B@4Y_#%LH_U MLG'N*GF*LCFC!EJTND'S0./?%21AP MOS*1]16T)7.6K!)W1/&^>,TLC#&*@Y4[J'?/6M4S"PW.)*=BFHN3FGL>:0T( M*=UH`S0!4V*%J-A@Y%2`9..OTJ46SL,GY1[U2@WL%BNC9[U=M[22<9X"^M58 M8U>;8'!QU`K42X,6!M^45I&EW&B:"W6WBV@Y]33U(*.O<]7)%R6(&?2J5Z@E&]#@U9L9#-:_.,,IP?\:8$,B\?2H4!W M9]*N2+G-5]F#D]*8%R`[K1P#WYK%O!^]XK8M#N61..1FLN\7$I^M("QIZ@]: MM2*-P/-5K`X(Q6E+'G!%%P'VH_=G-4;I"[X`Y/2KT7$9JI)("QVG/J:2`I.J MQ81#WR6]31'$&.6.%J1E+=:8!L!YJ@'6ZK-1QN=MS''>B4@@*5R!V-581%O61"5/X> ME1$$'I3'1T;S(^H/0T^*=)"%<;&/'7BD,`!WI"*E:,CIFF[#0`P`4N,<4_9G M%36]I-=2B.",NQ[#^M`%7'I6_INE):1QW>H(S.W$-N/O2'MGVJ>UT6*TF02? MZ1=@Y\E3\D?NQ_I2WNJ1VMP[6[_:;HC!N&^ZGLHK-ROH@)KZ\&G`3W!674G7 MY$'W8!]*YB1Y+B9I)69W8Y+'O3Y"TLC/(Q9CR2>IJ">98E_SUJE%1`;6Y)JG'&]Q+O$*@--7;N!)&G>E(ZFGD`<4P]>:T$,( MR::?_P!5//`&::!S[4@(F&O6D!V=QM9TT MV>2:R[S45CR`037D1BV]#KDTEJ=RLJL`0<@^E*2#7!Z9XBFMIL2?-$3T]*[* MSO8+V$20N#GMGD5@I@0D\U,(N]*<`4#N0%0*AE<*.*DFDQ6?<38!.:N,;D3E9$5 MQ,`#3]'L)]6NO*C!`'WF[`5%IMI-JU^EO%_%R2>P]:]+TO38-,M%AA4=/F;N MQKHM96./F*KK-N%.,GO4E6)OK0<9J/?GK3UYIDL,;N#@TS MR$;.Y%/X5**>`*:N(J/I]O)UB6H'T2U;^#'T-:H%.(XJDWW):3Z&$^@0]5=E MJB;9%8K#ZU4-Y);/LN%W)V85822VD&0<4D!#*BY)!Q41E9>^15QHH3S MNR/K44D,']^F!4-TRY`Z'M5G2[D?:_+)X<$?C5:40KT8?C51ITAE5T/S*<@B MI8SI6&34++S_`/6J.VO(KF,.A^8CD>AJP"#WIH!MK\LP!YW<54OT^]1WME-9[9';=$3@MCIZ<5?AC M6YTU7"^=&J*&@SCS"`!@GM@Y/O2:G*\.D26T\GF7-PV$C`^X,@X^@Q4<[N!C MGKG\:DC.,D2C/R_+C5R,-,%^8^]1_:?MC&7S3*YZLQYK/EM3\0$]LH4?/&1[@9J\@0CY3^51HN.Q_`TYD4\\AO4<5H M(=@@<8Q3./QI0S*/G`/N*"0QXYH`C;KZ4+2$$&I$':@""4=:JD\GBKLJ\''_ M`.JJC#+&DP*MSJ)%G`2[PK?WAWK?MG25B\;`C8W(/^R:\PBD(/6MO0K^ M:*Z8(YVB"9L>XC8C^582H]8FL:W21W5M.3\C]?6EG;%11^-4+C4(0#Y9WFG&FV3*K%=1;F8*"2<5 M02*:^N$AB4L6.`*CDDDFD&9R2FZC\ MBWH.A0:1!E1NG])J MP7N:B.3WJPC5GQR^]64D`[T$LN9S3UJNKC&:E1N*9!8`[T[MS4:MQ3PU4A#N MHJO>VJW,!C8=>A]#4ZTM5%\KNA-7.+FW*K1MPRG!%54AJKB+1FW+AP&%0-% M'SY9Q[4H92*:RC&:`()/,7@;L>QJJY<=6;\35B0-ZD55DW9YYJ6,?;V\UU*( MH(VD<]JZ2Q\'"2,-=SD.?X4[?C6UH>E0V.G(0@\V0;G8]3FM:`8R:Y)5;NR- ME#2[,6W\-6UE'((2[-(,'><@5GW&GWD#$@;T_6NN.`*38KJE=$*W,[,SE"VJ M.?*[7X-7[1_RJK,I#5):\[L]A6[,R<\FF2*">14@!(QWIKC&*`(`AC;]S+)' MNZF-B":$@6)BXW,[=6GKZU,3A2<=>GTJ MO(<+3`C^O2EP,\C/TI%'ZT;L=./:@0\!<^U*S*/N]Z@+X!.::6S[4`3F2HW< M5'N--+4@(YH0YSC!JF"UO)O0X/IZU>+<>]5Y4WGVJ6AE:2667.]OP%+'`6-6 M$M^15J.`"DH@106X'-78H]HZ4Y(\`9J0:&!@`9%-/!K0_MK5?^@G>_\`?]O\:/[:U7_H)WO_`'_;_&HY M&+D*(I:N_P!M:K_T$[W_`+_M_C1_;6J_]!.]_P"_[?XT^1AR%+H:TM%;_2Y` M?^?:?_T4]1?VUJO_`$$[W_O^W^-7-*U?4I+MU?4;M@+>=L-,QY$3D'KV(!I. M#L+D+7A?!U%L_P!VNNE3(XKSO^VM5_Z"=[_W_;_&C^VM5_Z"=[_W_;_&GR,2 MI6ZG<20;NYJA/:-R1N9OSJK_;6J_]!.]_[_M_C1_;6J_]!.]_[_M_C1R> M0_9R[EB:T$T9P>:RY(7B.UACT-7/[:U7_H)WO_?]O\:/[:U7_H)WO_?]O\:3 MIW&H-=3;\(:.+N7[7.N8XCQ[FNZ'`KRK^VM5_P"@G>_]_P!O\:/[:U7_`*"= M[_W_`&_QK*6'YM&7*K'JE`YKRO^VM5_Z"=[_W_;_&C^VM5_Z"=[_W_;_& MH^JON5[0]1#? M_\`?]O\:?U-]Q>T\CT< M-Q2JU>;_`-M:K_T$[W_O^W^-']M:K_T$[W_O^W^-'U-]P]IY'HLJ"1&5@"", M8KD=3LVLYL=8F^Z?Z5D?VUJO_03O?^_[?XT?VUJO_03O?^_[?XUK3HRI]2). MY._!SBFY]>E1?VUJO_03O?\`O^W^-']M:K_T$[W_`+_M_C6W*R+#B"IX)Q2E MI,<-D4S^VM5_Z"=[_P!_V_QH_MK5?^@G>_\`?]O\:.5@,E>3O42_?4GU%6/[ M:U7_`*"=[_W_`&_QH_MK5?\`H)WO_?\`;_&DX-C/1X7S`F/NA15B!@5)KS#^ MVM5_Z"=[_P!_V_QH_MK5?^@G>_\`?]O\:YOJK[FKJ^1ZD&#$\T]_\`?]O\:/[:U7_H)WO_`'_;_&G]6?<7/Y'JCD>M5IU62-HS_$,5YI_; M6J_]!.]_[_M_C1_;6J_]!.]_[_M_C3^K-.]PY]+6.AN4VN01R.#26H_UG'3` MKG_[:U7_`*"=[_W_`&_QH_MK5?\`H)WO_?\`;_&NFS,CI^`!S0>4)_I7,?VU MJO\`T$[W_O\`M_C1_;6J_P#03O?^_P"W^-+E8'0XP:%4L0HXKGO[:U7_`*"= M[_W_`&_QH_MK5?\`H)WO_?\`;_&G9A8WYFR^.W0>U0..3@BF'\JJ_VUJO_`$$[W_O^W^-']M:K_P!!.]_[_M_C1RL+%G&? MI[T](\GUJG_;6J_]!.]_[_M_C1_;6J_]!.]_[_M_C1RL+&JD0QTYJ81@8Q6) M_;6J_P#03O?^_P"W^-']M:K_`-!.]_[_`+?XT686-PC;32>.*Q?[:U7_`*"= M[_W_`&_QH_MK5?\`H)WO_?\`;_&BS"QL']*;N_&LG^VM5_Z"=[_W_;_&C^VM M5_Z"=[_W_;_&BS"QINV[@4^/OS63_;6J_P#03O?^_P"W^-']M:K_`-!.]_[_ M`+?XT686-H#)&*<1QBL/^VM5_P"@G>_]_P!O\:/[:U7_`*"=[_W_`&_QIV86 M-A@5)('7J*B)#'(;`]ZS/[:U7_H)WO\`W_;_`!H_MK5?^@G>_P#?]O\`&E9A M8H44458PHHHH`*OZ/_Q^2?\`7MP%"BBB MF`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`% M%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!5_1_P#C\D_Z]KC_`-$O5"K^C_\`'Y)_U[7'_HEZ3V`H4444P"BB MB@`HJ2"%[B>.&,9>1@BCW)P*U?$6@-H;P8N!<1RAAO";<,#@CJ:5TG8#&HJW M_9E_M+?8;G:%W$^4V`/7ITIL-A>7"*\%I/*C':K)&6!/IP*+H"M14_V.ZQ,? MLTV(/]:=A_=_[WI^-(UK<*L3-!*%F_U1*'$G^[Z]>U%P(:*O0Z79YGDN5WXQG\*+J]@*E%=1_PB4#306J MZLHO9X!-'"T!`(P>-V?8_E6!%87D[.(;6:4QG#^6A;:??%)33`K458BLKN<, M8;6:0*VUBD9.#Z''>D>SN8[@6[VTRS'I&R$,?PZT[H""BK$MC=PS)#+:SQRR M'"(T9#,?8=ZN6&@:E?7:6ZVLL6\D&26-E5<=QC,C,>QZ#^OY5J726NJ M^&+Z*UO?MD]K*;K/E-'@,26&#G/\1_*N)HK-PN[W`]%%U.OBS1+596$#66YD M!X8E6Z_]\BLBXN9K'P9FUD:$G467*''')Q^@KD:*2I@>CZE#]HO?$-I`%-Q/ M;PE$R`7P#G^E9]U8ED\+VDMP+=U\W,BL#L8;3@'IG(Q]:XBBA4[=0/0)X##9 M:4K_`&G>NKQC%S*LCJ#VR.GKBN4\3_\`(QW_`/UU-95%.,.5W`]*^U(=7L[# M9%%-/IJ^3=!1YB-SP">V`:S]+A)\/6UO#]K-S;7$GGQVDJ(P<,<%MW48Q7"T M5/LO,#T)#<7-KXB-BAMKAY(]J[QD-M&X9!QD\_B:EAE$)LK6XF5=7&GR(K.X M)5SMV@GUX/ZUPL&IS0:5=:>BQF&Y96=B#N&T@C'/M5*E[(#N8UGMK#2+75G+ M7QU-'C1GW.B9&<\]/\121:G<-\01!/.6150MA1E,?S`_&N'HJO9@7M9@ MN;?5)TNPPE+$_,V3CM^E4:**T6B`****8!1110`4444`%%%%`!1110`4444` M%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4 M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`5?T?_`(_)/^O: MX_\`1+U0J_H__'Y)_P!>UQ_Z)>D]@*%%%%,`HHHH`T=%LK>]N)Q=&7RH;>28 MB(@,=HSC)!J"]-@2GV".Y3KO\]U;/IC`'O4^B-J"WC_V8@>=HV4J5#94]>#P M:T-:@DDM+);J"&/5I)2I2,*I9.`I8#@'.:S;M(#)L3IX$AOUN6Z;!`RCUSDD M'VJS?Z;;V]_:I'Q]*DTNPU2&ZF>UL$GDA4(WD`D#KQV M%37ME9'2EU"P:X5!-Y+QSD$YVY!!&.*?>6US=>*+Y;2$32I=2/L(!!PY['K] M*N:\TYT2V348HK:[28B.",!1Y>WDE!P.<"E?5`UQ_Z)>J%7]'_`./R3_KVN/\`T2])[`4* M***8!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`%7]'_`./R3_KVN/\`T2]4*OZ/_P`?DG_7MUQ_Z)>J%7]'_X_)/^O:X_]$O2>P%"BBBF`4444`%% M%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`444 M4`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110 M`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`! M5_1_^/R3_KVN/_1+U0J_H_\`Q^2?]>UQ_P"B7I/8"A1113`****`"BBB@`HH MHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB M@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****` M"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`J_H_\` MQ^2?]>UQ_P"B7JA5_1_^/R3_`*]KC_T2])[`4****8!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% M%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444 M`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%7]'_X_)/\` MKVN/_1+U0J_H_P#Q^2?]>UQ_Z)>D]@*%%%%,`HHHH`****`"BBB@`HHHH`** M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"K^C_`/'Y)_U[7'_H MEZH5?T?_`(_)/^O:X_\`1+TGL!0HHHI@%%%%`!1110`4444`%%%%`!1110`4 M444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!11 M10`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`5?T?_`(_)/^O:X_\`1+U0 MJ_H__'Y)_P!>UQ_Z)>D]@*%%%%,`HHHH`****`"BBB@`HHHH`****`"BBB@` MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"B MBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`*** 4*`"BBB@`HHHH`****`"BBB@#_]D_ ` end GRAPHIC 8 cataxfreeincomex3x1.jpg GRAPHIC begin 644 cataxfreeincomex3x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@! M,P'2`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`ZR\UD6=]':-8WDCRDB,QJF'P,G&6'05)8ZK#=W%Q`Q2*6*9H ME0R#X@CE2*2:-))/N(S`%OH. M]85EH-U;-IC!X5>U0)+(K$[UR3M`(QCGKP15\V$\>MR7L8ADCF5%<29#1[<_ M=X[Y]J`'Z5JT&I6"7.Z.-BF]X_,!,8]ZG%_9F$3"[@,1;:'\P;2?3.>O!K"M M/#MY:VR1Q3012"Q>W+*"74UM;W,.&4J`,8QC'&>M8TOAO4)1=EYX6>>W:+<7;YB75@<8PO`(P/ MUSP`=&+VT:%YA=0F*,X=Q(-JGW/:JUKJT$]G,N7R"%.,Y]_2J- MYH4TEW<3VY@16D@ECC.0K&/.0V!P#D>O2K.G:7+!IEW:W!A#7$DKCR\E5#=. M#Z4`6X=3L9X()DNH=D_^KRX!8^F/7VJ.RU6&ZN;FW8QQRPS-$J&0%G``.X#\ M:Q;OP_J-SIMO:^;;KY5N(L*[J-PZ-P._:]ZY, MG"X"],8_&@#0L=6@N;&&YG:.V,KNBJ\@Y*L5XSC/3-6YIX;<*9Y8X@QV@NP& M3Z<$=ATZUJ:KI<]VEG]G=%EMSQ,[' M*CC/&,-D#H<4`6++5(;JYN+=BD>*QYM`FE>1@\2,]^;C>I.X1E-N,XZY[=*;!X>E=(8;HVZQ06SVX,(.90 MP`RWITSWYH`W6N[9&E5KB)3$`9`7`V`],^E+)_'ZF@":^U>WM$MF5XI?/DC48D`PC'&_P!Q5AK^S6W%PUW`(&.!(9!M/XYQ M6%%X;N%XDDAD5+F(Q@D\0(Q8*>.OS$>G`J630[O,JQR1"&2[>;RP[)\K*H'* MC((()P.N>M`&K_:EE]O2R%S&;ATWJH8O'H.M`'4?;[/R//^UP>3NV^9Y@VY],],TKWEK'(L\6>&*9I2XAC_`-6!L"]2IYX].YHG\,S-;M'&\1(L4MHVD8DJ MP';A]3EE-T?(>5Y@00&4LI7&-N2,''WNG:I='T>[LM0AGG^RA(;/ M[,/*SN;#`ACD>@H`T8]6L);FXMTNHO,M_P#6`L!CU_+H?0\59AGAN(A+!*DL M9Z.C`C\Q6)>Z%<3WUU+$T'ES213`/G.Y,?*1CE3C/U[5:L=.N($OY'>**>[. M0L0RD9"[01G&?4\4`:$%Q!\; M2@E!G'/2H-!TJYTZ>ZDN'1O.6,861FY7<"?F]F?K@_E2-?6:PI,UW`(GX5S M(-K?0]ZYO^S+U=$M3+$9;V:\ADEW*3@`@#=CH`H&?J:L0:#=V]Q]K4VLLLAE MWPR9\M-Y!^4X[8].?:@#5N=8LX)VMO/C:X$1E$>[J`,X^I_ES3K'4[:\L$N? M-B3]VLDB^8#Y61G!/;\:RXM`GMOLPBDBEV6;VSM)D')Y##@_3Z5#)X9N&BA6 M.:*(QVL,9V_Q2(V23D=#ZG/TH`V;G5]/M8X))KN$).VV-MX(;WSZ>].BU&`J M[3R0P@3-$NZ93N(..QZ^W6LI="N4T^!0\4ES%=_:L2ME"2""N0HP.<].M$&B M7=MJ#7BFVE9I9CYE_MBV^W?9<2?ZSR?-V_)YF,[<^N/:JTFDW3Z;IMN]PLLMK< M12R2.3\P4Y./?ZU#)HURERS(8VMTNVOD4$[VDVGY?3&3G.:`+]UK%M:W1@D$ MAV;!)(JY6/<<+N/O41\06*ER_F)&H>"!I%#;&G0X!)`Y!P>G:F:;930W5W>71 MC\^Y*`K$254*,#D_4UDV_ANX2U:.4V[/_9QM5.2<.68YZ=.1[T`=#]JM\$^? M%@/Y9.\-/EMLC/^L9LANG3KSUH`Z/[3`+@0>='YQ&X1 M[QN(]<=:@.J6`B>3[;;E43>Q60'"^M8]OX=NHM0BF:Y#1+(DQPP!#*H7'W22 M.".HX/2EM?#LL-M81,8`8()HIBN?F+XP1QS^-`&Y9W<%[:QW-M()(I!D$']/ MK[5/5/2;:6STRWMIQ'OA0)F,D@X&`>0.35R@`HHHH`****`"BBB@"K)?1PW; M0RM'&BQJYD:51U;:!C.>O?IVJ6"XAN$+P31RJ#@E&#`'TXK'UG19]1N9W1HM MDL$46')ZK+O.>.F*N6EC+:7FHS1^4%N&1HE&0`0@'/''([4`/AU>SD29WE6! M8IV@)F8+EE.#CFD?588]5^Q2&-`85E61I`-Q+$!0/PK)M]!O;>X-YNM)IY6E M,D4F[RUWL#E3C/&,=.:9+X8G^RM$DL3L+%;9'?((8.6)Z'`Z?E0!T/VNV%QY M'VB+SLX\O>-V<9Z=>G-,-]$-3%AM?S3"9LX&W;NQ^?-9EQHDTNIS7:F$%[N" M8$D[@B`!ATZ]:FO-%COM;2[NHH9K9;8QA'&3OW9SCZ9H`LV>K6=W9V]R)1"M MQGRUE8*SG7FKS:',9)),P[VU%;H-SD(,9&<=>#[ M>E.70[J(0SH\#S1W$LYA?(B^<8P#C/'KCN:`-&RU2*ZEGC8I&T=PT"`N"9,* M&R/SZ476J1P7)MHX)[F95#.D*9V`]"22!^'6J%AHUW::S+?EH&$TC[DR?E4A M<%>.#D<^HQSQ5F2QO+?4[B\L&@87*J)8YBPP5&`01GMVQ0!:DU"V5)O+FBDE MA0NT0<;A@=QVK.D\1Q1::UW+$B?NH71//7+-(,[?48]2.@)[55_L"_:]6>6: M%B#-N;S'^8.K`?+C`P2.G7&:4>';K[#/`SP%I(;1%.3@&+[W;OV_I0!MP7]O M((5>>W6>5`PC64-G([>H]\4O]H66,_:[?&<9\P=>>.OL?R-9%QH,\DMQ&CP" M"XN%G,I!\V/&WY5XQ_#QSQFB'P^R6-C"RVY>&\-Q,?[ZY?';D_,.M`&H=0A\ MVW$;Q213*[>:)5P`N.G//7MT[U(MY#+;O-;.MRJ`\0L&)([#G&:PI/#][O)A MG@B^>Z93R=HD(V\8]CG^M7=$TNXT^ZNYIF3;.L>U5D=RI4'/+?4?X4`266N0 MW;3[K>XMHX&*22S[%56&."0QYY%74O+5Q&4N86$N=A#@[\=<>M9+:1>+9W\< MXO3<+R0"GR_*3C(/'49Q50^&KN2RDLY)HDBDN7G\Q79G0%```6]\Y.>G MUX`-R]U*WL],?4"QE@10V8B&W`G''.#2Q:A$8U:Y!LVE32:'`+^PD@@@2VMA*3'C^)@N"!C' M8T`:*W5N[R(L\3/%_K%#@E/KZ4TWMN;*2[BD6:%%+%HF#9`&3BN<'A6Z*2Q/ M>_+L=8W!&3N8,=PV]\<\FM&QTBX@T^_BFE5I[L'^(%0=NT'A5]NU`%ZWU.SG MB@<3QHTZJR1NX#_,,@8SUQ4QNK=9S`;B(3!=QC+C'+G[)+&6MS* MT-K&C9/RF,C=SCOCC^E3SZ'<2)J-NLD/E7CM*)3GS%)Q\I&.5XQUZ4`:_P!N ML_)6;[5!Y3-M#^8-I/IGUX-+'>6LK[([F%VV[\*X)V^OT]ZQ3H5Q+:.5,XW(P89^HJCIVM0:A"DXAFMX9"!')/M4.2<`##'G--T/39[`W#W$N^ M28KD!@1P,`\*N.,?D*H6OAIK71[:*);=;Z*5)7<9VR%6R`3C/Z4`;CWUI&&, MEU`NTE6W2`8(&2#[@$5%?ZG;V=@]T98F_=L\:^8!YN!G`/?\*S+;1+H7\=Q< MM;NHNY;AE7/1HPH`R.H(JL?#=XMF(XWM6.O('_P"J@#5U M#6HK'3K>Y<)ON"@2-Y0@RV.I/89Y.*O+G:@#4.H68MI M+@74+0QC+.K@@#MTJG'K]G)=0HLL0@FMS,LS2`#.X+MQZ\^O;%)I>D"ST`:> MXB$K1E9&09!)SSVSUJB/#]T]NL<;6Z>@Y_K0!OOHZFKEQIEP^N)>0&*),KYK;B6D`_A*D8_$&@"?2]7M]0LHYR\44C1 M^8T7F`E!ZGV]ZLK?V;Q>:MW`T>[;O$@QGTSZU@Q^'+N*QL8H);>*:"":.1P" MWD*&5WX0G<,L.!61#H$\6L"X$X-L)S.J@A2I(QMQ MMY&./O=.U6+G3+DZA=SP^0Z7<81O-)#1X4CY<`\'/M0!;M=3MI[>T>26*&:Y MB6186D&[D9P/6I#?V8\W-W`/*_UG[P?)]>>*P)?#U_)%;QF:%A#'`H_>.H4I MMW#`&&S@D$]/3O3O^$?NA',@6V\HN'BA\Y\*VXG?NVY!YZM+%=6\TKQ13Q221_?17!*_4=JYV;PW?3.C27HVAA>874)BC^^XD&U?J>U<^?#U^[RO)-"SO!/$6,C_`#%QP=N,+[@? MK4C>'K@;C$UN`IMG2,YVLT8((;CHVLB2.ES"R1_?82`A?KZ5CIIMS:Z%K,;I&TMT9I42`$CYD```QU MR*J+X>O+FW61Y(;9Q#"B)&#@[#NRP(X/X'&.]`'1&]M!$DINH1'(,HYD&&^A M[U%#J4!M$N+B2&W#L5&Z92,@D=0<'I67:^'Y4>R-PTU@EMIA/#&ADGR"A3^[@'C^5; M&GZ;-::K>7&Z-+>O?IVI?M]GY)F^UP>4&VE_,&T'TSGK67K.BSZC<\=,5'/H5S_:SWUO]F*B99$A?(4CR]AS@<'N.M`%VSUA;J;9 MY:*OFS1[_.7I&1R!U.<]NE6CJ-B(UD-Y;^6YVJWFK@GT!S7/R>&+N:'RWF@B M!:X)\O.!YA4J`,=..:M7VDZA>QQJWV6)1&Z&..1U4$XPV0`3T^[TH`U#JMB+ M\V1N8QU`&SI5]_: M-@ET(_+WLXV[L_=8KU_"IQ1Q7/?V!J'V=55[=9(V/ MD?O6/D#:!P=OS_0C\:F_L2_60()K=H3>QW;,!G&>OK2"_B%S-'*\4:1A,.TJ_-NSVSD=._7M6-'X0L_VJ#R6. M%D\P;2?0'I3_`+3`(//\Z/R>OF;QM_/I7.7FF7%C,+I(UF47DDJPK&SKM=`. M0!P003Z<]:M6NFWO_"+6EFI6*X0*75C@$`Y*Y'(^HZ4`7+K5XX9;=856>.>* M642))Q\@!]\YS4T&H0OIMO>W#QVZ31H_SN``6`.,G'K61;^'[J$0CS(B$%SG MYF/^LQCDC)Q@YS5B32;D6>DB,P/-8*`R2$['^3:><9]QQ0!-::TEQ*5*(B"6 M:/>9EZ1D?-@X)SGMTJ9M9TY9K>+[9"S7!(CVN"#^/Z?6L8^&[ED42K:NN^X9 MHP[*I$A4@#`R,8_EUJU%H]ZAL)9)8)9K:9V(;.-C`C`;&21GN.?:@"]<:M!& M5$#PSY#D[9ER-JD].IS@]*=9:K:W6GI=F:&,>6KR@R`^5N`.&/;KWK*B\/31 MP6BJ;<21M<&5AGYMX<+SCG&X5''X;NGLI8II+>-S9+:IY62&(.=S9`[T`;=[ MJEE81N]S6%((MN)3,I5@RYSUXZ]^O6LN M?1;V\747N'MEDNA`8PI8JIC).#D=#Z^](^B7CZBU_P#Z+Y@D218"Q*'$6P@G M'&#T.*`-J2^M(D1Y+J!%<$H6D`#`=2/7J*6]Y:2J\,8CCC6=U=F,NU,8VD8Z]\Y] MJ`-F2\M81(9;F%!%CS"S@;,],^F:);RUA#F6YACV8#;G`VYZ9],UEZKH3:AJ M*R;T%K*@6Y0YW/MSLQ^)_052'AR_^S0R/=QF]21F<@_*_P`H0*2(9RZN"HQUYK!A\,,MO>0O(F M9;:.&*3[S)@$'L..0..U6M.TBXMK6^6:4-+=+M^\"HPI`/"KCMV[4`:)O[,1 MB0W<`1FVAO,&"?3.>M-^WQ+&IVM+*. M"2)&BMO(F48"N2!N8$J>N/3/3D5+)H$[7&[S(WCWVI_>$DL(L[L\8R<__JH` MVX[NVE\OR[B)_-!,>UP=X'7'KBFK>VC-&JW4):7/E@2#+XZX]:QIM"NOL4@M MI88[I;N2>!N=JJY((/'H?SJ.7PS*+M/L]QBVQ$"N0&7R\8Q\I)Y&>HZF@#7N MM7T^TAEDENX<0\.JN"P/I@JK("67U`[BL(^'KE[._M MM\$,,Z$11J2X5MV=V2,C/IS2Q:!=_P!J+=23(L9F6X9(V'RL`!@93)'4=1P> ME`&H^J0C5;>QB*2M()-Y60$QE0#@CWS3M2U&/38X6>*64S2B)$B`)+$$CJ1Z M5DV>AWUG<0/&UHPMDG$;L6#2%^5W<>O6KVK:9)JEO8QS"$^5.DLZG.U@`00. M/?O0!=2\A/E+*P@EE&5AE8!_RS_*GI<022M$DT;2+G M#Y2>@/IFD-_9B#SS=P>2#M\SS!MSZ9S7-:EH-S#I9$:1R$6=O;E(U+%G60%C MC'(Q5M]#OGDEF\R!#-.'>"-V5=H3:,,!D'OQ]*`-J:^MHH]QGAW%=R*9%&_T MQFDAO[>1;,'GZBL2R\.3PI$+AK>0Q6LL2G).':33V20;[6,P6Q@C9,CS<[>7XXZ=.>36E M]BN[/4;FXLHX2ERT"[>FQ5R'8CCMC&*`-*2[MHA*9+B)!%CS-S@;,],^F:22 M\MH0YEN84$>"Y9P-N>F?3-9>K:&VH:C')N06LBA;I"2"X4DIC\3S5)?#M_\` M8XF>[C-ZDN\L#\K`)L7DJ<'`ST/4T`;DNI6T5TD#N!NC\SS"0$`R`,G/-^YP-N>F?3-4X-)5=`_LR5BP,10L3G&<].!TSQQVK-;P_?/ M9PN]S']O68S2,/NN=NTJTFC.-"MK%`DLD#!E,DI7:74+)F55O+&9WM((?-AC94N%D=,Y/F-E>W/'6M/0]-GL#.=()+B)9G^[&S@,WT'>FI?V;K(R7<#+']\B M0$+]?2LV\TNZDU<7=J\5N#M\R3<69P`>"A&._7-9I\-7[Q3AIH-\MH8"3*Y! M;`./>@#I$OK21E6.Z@=F8J`L@))'4?6GQW$$LKQ1S1O)']]%8$K M]1VK%FT&1M0EN(A`BM=V\R]00B``CIUZ_G1I&A7%AJ"RS7'FQQ*X0@@%MQR< MC:/YGF@#2CU*#9(UQ)#`$D=!NF4YV]3UX^G4=ZF^V6NUV^TP[8P&<[QA0>A/ MH#61#HDRWL,LIA>-+R>=E.3E7!V]NO(JO;^&[F-=/1IHMB(J7:@DB0(VY,<> MO!SCB@#H?M,'GF#SX_.`W&/>-P'KCTJI/K>F0",O?08D?RP1(",]\^F.]95Y@K,%.64KM.%R1@X^]T[4)H5\MK$I>W+07"2PPLQ954*05 M+XR+%"C72X\M(Y`C`;=K$@J2A]?:@ M#I3?6BR&,W4`=%Y7/!)Z=.I[7YJDY(SCKSP:9=ZM8V5S';W5U%%)("P#L!@#N2>GMZUD MOX>G:&]&8/-F-OL?)X$87/./]DXK1U'3Y+C4;*[B$+>1O5UDSRK8R1P>1B@" MX+NV+!1<1%FC\P#>,E/[WT]Z07MJ9$C%S"9)!N1?,&6'J!WKFCX7O?*.VYB6 M4$P(VYO^/;!&WI][GZ<"KW;\J]OX>#GC-`&W-= M6]NR+//%$SG"AW`+'VSUI#>VH:53^'+RWT^Z/FM<[(G6()@L^Y@3E0N>V>IH`ZL7MH8& MG%S#Y*'#2>8-JGT)H-]:!(W-U!ME&4/F##CCIZ]1^=8S:+>F.Z=9+>.2XEC8 MQ1EE3:@QC=C()ZY`XQ3+7P[/');&5H&6![AADE\;\;3\PY(QSD_G0!L2:I81 MV\TYNX3'`,R%7#;?;CO[4Z'4;*9(72ZA(G_U8WC+>P]36';>';L--]HEBQ-9 M/;,0[OEB1AL'@#CH,8IDGAR]F:-GGBC!CCCD6)L;=A)!4E"??''/) M%=F&38B"$RM(TBC:`0#D=<>_2E%[:&%YA=0F*/[[B0;5^I[50U/2Y[RZGEC: M,+)826PW$YW,1@].G%4F\/7`W&)K6RE@UQ""NW=EQQN^[GZ]O6N>/AV^V-(LT$4 MOVJ2=8X_N8=5'4J<$8/;O3T\/745Q9S))"39+&D:,Q/F`9W;CCJ,_+QV]Z`- M_P"UVWF21_:(M\0S(N\90>I':E@N(;F(2V\T0..U:VF6VHVD<44TD$D99S)R2RCC:%.!N[Y)H`T MZ***`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`H MHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**8)$:1HPZET`+*#R`>F1^!_ M*GT`%%%%`!132R@@$@$],GK2)+&[.J.K,A`8`Y*Y&>?3@T`/HHHH`**3<-VW M(SC.*6@`HHHH`**9)(D,;22NJ(HRS,<`#W-/H`***9'(DH)C=7`8J2IS@C@C MZT`/HHHH`****`"BBB@`HHHH`****`"BBB@`HIJ.K@E&#`$@D'/(."/SIU`! M113#(@9E+J&4;B,\@<\_H?RH`?13(Y$EC62-U=&&593D$>H-.H`6BBB@`HHI M*`%HHIJ.LB*\;!D89#*<@B@!U%%-=U0`NP4$@`DXY)P!^=`#J**:'4N4##>` M"5SR`>A_0_E0`ZBBB@`HHIKNJ`%V"@D`$G').`/SH`=1110`4444`%%%%`!1 M110!5U/[5]@D^P_\?'&SIZC/7CIFL'_BJO\`/E5U%%4I6Z`W`DZX!/&1QCN,X%0!M3DC8R/>AY((W9A'*/ M+8!>.>*2)8DC?)!9OFW<;5!Z;:>VL6"[_P!^6"8R M51F&3C`!`Y)R.!SS4@4-1BN]0TJSM$M65IEW3++(PV`#H7P>=Q!]\&B^?49] M,L9(UN(YI/W,ZID%-PVE_P`#@Y].:TKW48;*Q^UR+(R<855^8Y]CCZ_A3[F_ MM;5`\\H12C.#@G*J,GI[4`I7NG1FXCN'G=IEVG(VX@9!]`S#/ON]ZLV M-O=QC4\8C\S_`-!Q M^?-+::[;7-V]NV8F#*(]X(WY0/SD<'D\'TH`S[R&_EUB<*]ZL#2E1Y;,%"^1 MG(QT^<=1WX[U7DN-2D6#?!J*NUOMG*%P23#D;0!A3OXSG.>O!K?BU6RFV>7. M&\QQ&ORGDD%AVZ$`G/2F6.KVM_=/!;>8VV))0YC(5@W3!(_S^!P`8#Q:FWE. MZW8NA&R2R*&X)GCSM(_AVYQ[`^]/9-5B:8(U\R`N1DL3M2=<8]24W>Y'K6\= M7L1;_:/.;RHTUFV\Z:.K;L*IW<#@?.!Z=.>:` M,-5U2:^=R=02)IEVC+@;&G<'CV0CZ#%7I1??\(]&"]T)TF88VN7D4,P4$K\P MR,?-]*V;>[@NA(87W"-BK-M(&1UP3U_"J#>(+-;F--Q\AXV?SMK8R&4>G(^; M[W3B@#'OVU"ZBND6SO462UD5XY&:3+?+MQQCN>A.>_(JQ/\`VJ][?!GG@C`; M!02/N7/NNT:*V<0!V;!;?(!RV,G;MY//0FHVEU*2WG%FUTT0NI%5W> M3>GR)LR`"Q`.WD3')DG9#GZ!#_.K-%`%'S=5_Y\K/ M_P`"V_\`C=2V[WK2$7-O;QIC@QSLYS]"@_G5FB@#E(89X+J]E^RS-EI]WE1O M$QW3`J2XR7^7)!4949')(J2T^W2#S+M+U(E5495>7=LWRCCH2<"/)QNQ]:UH M]8@>:1&BG0)OVMLW;]C!&VA23U(Z@9I_]K6?9Y"=@?"PN3@D@#@=<@_+UX/' M%`&(/M<3PQ0VUXNZY=LG:!@G:-=6TMPT\C2[E= M07\N/:-N[/W3DKT//S9'>K\6K6TJ?O5=-SR(`8V(^5F7DXP,[>A^E2VU[9-* M+2U/**`$2,[4&T$&09(R,8/3.,9(Y^]FD:"^$L8VW,B/@V;C]![5KKJMJT MQB#.6WA5VH6W956SQG"X=>3@#-,M]:LKB,,C2`[`Y7RF/50V`0""<,.`2:`, MI#>7.FZQ$;6Y17MLQ)*TCL7(<$`L!SPO"Y'H>:9)#J(O8IBEP!;1^3N`R75) M8B6&.[+NX[XZ5L#6("MW(`QBMH!,S`8)Y<$;3C!&P]:%UFU"MYXD@=6*LCKN M*X"DD[<@*`RY.<#/.*`,NR_M!]1CF<7?E&1AA]X4(6N#RIX[1=?;UJBZ74.@ MP%TNX[NWB9F.'"QJ+>0*1_"".`<67(/J,`]J`,HS78GB\B*_,9N$,;R&7A"4WY7! MS_']_&!]WM1=VDK:!HT+P$M&%$BO;M,$/E,.4'/4CZ'%:T^L6T44+1AY#+(J M!=C#;EPAWF<8R1S][-$L5W(\"3I>-Y=Q'Y0&\KM6X;)?U^0(0PQ] M:B*WB33R)#=.S)"MP6:5,D&0L$(!.,E?N#V-7LB7`D\7[*;B"*2X7)`$>`3@X)&X M@8X_'M4T4BRQ)(ARKJ&'T-`&-KJ7\MA`T<3+79=JW#9+>OR;#EOJ.]=110!RMJ=4*6YE%V'#K]H`:0\< M>9]Y0.3MP%S@!MIK;EA8Z[:SA6*BWE1FYP#NC('H#U_+VJ_10`4444`%%%%` M!1110!4U33XM4T^6SG9UCDQDH0#P0>X/I7/_`/"`:5_S\7O_`'VO_P`375T5 M2G);,#E/^$`TK_GXO?\`OM?_`(FMI]*46UE';S-&]D`(9&`;HNWD<9R/I6C1 M0Y.6X&1/H]Q--),+\H\JQK)L0J&"AL]&!YW9Z]N]5T\.,D83[1"0(%A(,!P^ MT*`S#=R1MX/!&>IK?HJ0,R71UG@LX+BXEECME.3N*N[8P&+`@]"WUS3)=%\V MPLK9KDYM'4A]O+J,C:>>ZG&:UJ*`,(>&T%E':FY.U#+E@G)#QE`.O92/RJ1= M#8R!Y;D.?.25ML>,[8O+QU.,]:V:*`,2+P^84C*7?[Z%H_+;=[H MO*&6X;/EHNU5ZY(&3R<\G]*H/X?=[7R'O`56T:TC/E?Y1@8GZ8$,KLA(!W2-R"V3Q*1USQG-;5%`&(^AS&2)OMK%$F\\QA2`6\TR<#=CG. M.<]`1BGZ9I+VRV;[A%Y.XLFW+D'.$+`XP`1QCJHYK8HH`Q)_#R3+,#<$"439 M&WCO\(=Q[Y]J?#H9CO_`+2;D%5D+J@CQC/FD@G//,Q[#H*V**`,:ST1 M[%XW@NAN51&V^+(9=D:G@$8/[L'/;)X-0V>AW4*2P_:1''&5\E@GS$B)$W$A MN!P1@8/OTK?HH`QK?0C#97D#W.YKJ%HF;:>,M(V>6)/^L[GMUYIJZ"RPND=Q M%%YBNCK'!M0(X4$(N[Y3\@.X9D?<%SEB,8+#``'S<8Q6Y10!4FTZ M">5I'>Y#-U"74B#\@P`IDFF1-8W5M'+./M$31EI)GEVY!&1N)]:O44`9!T5E MFAGAN0LL#3.A:/<,R/N.1D=!D=>]0Q>'3$L:I=G"Q+&Q(;J$V;E&[:#CU!K= MHH`SI-.F_LJ.QM[E(PF$W-$6!C'1,;AVP"<^O3/%]`5C4,06``)48'X#M3J* M`"BBB@`HHHH`****`"BBB@`HHHH`**Q[B39XHMD,KOYD!`B60CRR,G<5SR#T MR>A`JG+.0:`.DHKG]2NW,SO:W+F0HQ MB6)]P:/RF.X+R#\^.<>@SSBH$NF^W%8KN5HQ)"+/$Q82J9,2=_GP,YSG:`#0 M!T]%5[R1XH@R'!W8Z53^US_W_P!!32N!J45E_:Y_[_Z"C[7/_?\`T%/E8&I1 M67]KG_O_`*"C[7/_`'_T%'*P-2BLO[7/_?\`T%'VN?\`O_H*.5@:E%9?VN?^ M_P#H*/M<_P#?_04_H:SJT=0_U"_[W]#6=6D=@"BBBF`4444`%%%%`!1110`4444`%%%%`!111 M0`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%` M!1110`4444`:.G_ZAO\`>_H*@N-8@MKR6"6.4+#&))9L#8@.<9YS_">@-3Z? M_J&_WOZ"J=_H%K?W4P4)]W!'!*DCKV-1I?4!9O$&GQ+&1(\A=P M@5$.0=VWG.,<^OH:6+Q!ILB`F8HWE+*49#D`A2.@P3AUX&>M1R>'+224R>;. MI:3S&`8?,=Y<`\=`2?SJ&7PS;+$3`\K2K&$0.X`X5`#D*<']VIZ'G/%/W0+D MNMV442S;G,3&0;]N`"@)(.<'/!_*B76[2$()/-5V*`H4((W$#/H0"1G!-01Z M#'-I8M+]S(QG:X8J?XBQ.,DN<54'A;3PB*QDD*$8,@1^`H7&"N,84=L\5;MM(BM;:XAAGF0SOO9Q MMR#QT&W';TH]T"2XU)+:RCNWAE,;@%MNT[`>YP<'\,T^UOHKN:YCC60-;2>6 M^Y<9.,\>W-5'\/V!MXX40Q*FS+(!N?:,+EB">/48-6?[,M3/--)&)6EE6;#@ M$*RJ%!'IP*6@$"ZY;M;1W"PW'DO,82Q0#8V[;R"<]3Z9]JTZS7T2W?RP9)=J M7#7(&5Y_H:SJTK[:(1N M!(W=CCUJAF+^X_\`WV/\*N.P#**?F+^X_P#WV/\`"C,7]Q_^^Q_A5`,HI^8O M[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_] M]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_" MC,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7] MQ_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\` MOL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X M4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,H MI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HI^8O M[C_]]C_"C,7]Q_\`OL?X4`,HI^8O[C_]]C_"C,7]Q_\`OL?X4`,HHFGMH(C) M+N1!U)@Z'KZ5!I"11VC)"92H M>E2RW,,,T,4CA9)V*QKW8@$G]!63JL6@7RF422PLDKRR;-WR M1E]XZ;,MPYXW`"UDNI)E$$>=S@Y`P<'IWSQCUJ8'(S6>;"4Z!+I MVY?,,#PJQ)(/!`)XZD8)]\UH`84"@!:***`"BBB@`HHHH`****`*NH?ZA?\` M>_H:SJT=0_U"_P"]_0UG5I'8`HHHI@%%%%`!1110`4444`%%%%`!1110`444 M4`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!4%W= MQVD89\LS'"(O5C[4V]O$M$7Y3)*_"1KU8_X>]5HH/*#WVHR#^/\XJLU MUJ'B!C'8AK2QSAIC]Y_I_G\:U;*PLM'MCY8"#'SR-U;ZG^E59+<"A'I^O.H> M35%C=N2@0$+[4IT_7\\:M'C_`*YC_"K9UNTS_P`M/^^:/[;M/^FG_?-.[[`; M/A^*YAT\I>3B>;>>B\&X`1<97SBNXA\,JJ.';@@@] M..]/DUV=;>61-.1'P".H_OQG+W3".1YE+%%Q"J3JFX''96)R@]`*QY&E\2WWE1EDTR!OF;IYII]]<-KU M\=.L9&6R0_Z1.!][V'/_`.NKUP\5G%'INEJ?,QCIC:/7.>M:);SF:,KG.T+@9!XP!3%TD);- M;1W4T4`"HBQD`JH&",G.<\\_3TJJ;>>*TO88896$ER<_-\Q0J,D%CSTQ^-0S M>;-I5I`L,F^!4$BE-P!V'&5')[?3(-.WF!H'1[9F4.TCPQQF..!B-B*5VG'& M>G')-36%A%8+)Y;R.TC!F9R,G```X`'``%48H"VH6Q-NXQ#MF+*>?EQRW1O3 M'KS5G1[80022"+R?.D+B/;MVKT`Q]!G\:3V`T****D`HHHH`****`"BBB@`H MHHH`****`*NH?ZA?][^AK.K1U#_4+_O?T-9U:1V`****8!1110`4444`%%%% M`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%0S7*1*QR/D!W$ MG`7ZGM0!-5:YOX+=@C,6D;I&@W,?P%5?,NK\_P"CDQ0Y_P!:RXSS_".I^IX] MC5NTLH+,'RE^=OO.W+-^/]*`(#?7+8\K3IVSW8JN/S-!DU1R-EO;QCU>4YZ> MPJ^2`,DX%5Y=0LX?];=P(?1I`*+`0?8)Y_\`C[O9&!ZI#\B_X_K5BWLK:UR8 M(41CU;&6/U/4U1F\1Z5$KNGV* MVD>6.Z9N7>FZ?8"V!DE.^=_O-_05=I-@%%%%2`4444`:.G_ZAO\`>_H*M55T M_P#U#?[W]!5JLWN`4444@"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@"K MJ'^H7_>_H:SJTKX`PC+!?FZG/O5#8O\`SU3\C_A5QV`913]B_P#/5/R/^%&Q M?^>J?D?\*H!E%/V+_P`]4_(_X4;%_P">J?D?\*`&44_8O_/5/R/^%&Q?^>J? MD?\`"@!E%/V+_P`]4_(_X4;%_P">J?D?\*`&44_8O_/5/R/^%&Q?^>J?D?\` M"@!E%/V+_P`]4_(_X4;%_P">J?D?\*`&44_8O_/5/R/^%&Q?^>J?D?\`"@!E M%/V+_P`]4_(_X4;%_P">J?D?\*`&44KF*-=TEQ$@]6)']*JG4;''[NZ6;M^Y M1Y/_`$%31<"S15%]2&X+%;329[X"XYQ_$0?TI#J+Q,K7%OY<#<&0$DK]1C^6 M?ZT7`OT4Y!'(@=)XV5AD$9(/Z4NQ?^>J?D?\*`&4R218QECSV`ZFBZFAM8&E MDFCP!P,D9_,51@LWU`F:]<)"3\D!W# MK=_H!4L.G+E7NG\]U^ZN,(GT7^IR:O\`EQ1I_K8T11Z$`#\JP+O69KRY-EH@ M65OX[@@[$]Q_G\Z:5P-+4-3M=-CWW,@!/W4'+-]!6.IU;72&4MI]EG((SO?_ M`#^7UJY::%:61-YJ-VEQ<9R9)-V`?88IYOKB\E\NP0!`<&9QQ5JRV`K?\(K: MNP-Q=74Q'9G&/Y5/'X;TJ,Y^R[C_`+3L?ZU-]@U!_P#6:G&O^XI_P%']BEO] M=J4C_P#?7_UZ.9]P)$M-.M.5AMH3Z[5!_.A]3LHQS.I]E&?Y4B:%8KU??_O% MOZ"K":;9Q_=2#\5)_I4W0&:7NM6.(\P6O=CU:M&VM8K6/9$N/4]S]:LB-`," M5`/H?\*-B_\`/5/R/^%#8#**?L7_`)ZI^1_PHV+_`,]4_(_X4@&44_8O_/5/ MR/\`A1L7_GJGY'_"@!E%/V+_`,]4_(_X4;%_YZI^1_PH`O:?_J&_WOZ"K55K M$`0G#!OFZC/M5FLWN`4444@"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@ M"KJ'^H7_`'OZ&LZM'4/]0O\`O?T-9U:1V`****8!1110`4444`%%%5Y+ZTC_ M`-9=0)_O2`4`6**IC5;`_=NHV_W3N_E4$VO6$1(+N2/52N?Q;`H`TZ*YZ;Q9 M;J,1QC=Z._\`\2"/UJD][JNNL8[-"D'0L1M3\3U/^>*KE8&UJ.NVEBK`,)9! MQA3P#[G_``R:RH]>U&X&^.UN&0\@Q09&/KS5JUT&PT]1/?R">0?W_NCV"U<_ MMJ#HD,K*.`0HQ3LO4#(DU75R1LL]1_")1_[(:1;S5IP5:PU!O]^7RQ_XZJG] M:V1K"'I;3GZ+2'5F/^KLIV/N,4678#(6TUF1]R:;9PD.YOIUN[0G;*%0#:#WZ5H_\`$W_Z85%/<7<``U"*.2VD MRKA1FG<"6.%HHQ=:2RO#(-Q@)PK>ZG^$_I4O]K6OV=Y&8HZ'#1,,.&[#%8]O M*WAZ]6)G,FEW)S')U\L_Y_Q]:Z!K:WEGCN&B1I%'ROCFH:ML!4M[66ZF%U?+ MC!S%#V4=BWJ>?PJ?4-0MM.@\VY?:/X5'5C["H-7U>'3(AD>9._\`JXAU8_X5 MG6NGGS/[4UUPTQ^Y$>B>@Q_2FH]6`Q8=0\1$/<%K33\Y6,?>D'O5\7-O8H+/ M3(`[CC"]`?4GO2;[O5>(P8+7NQZM6A:VD-I'MB7'JQZFFV!3BTR2=Q-J$AD; MM&#P*TE544*BA5'0`=*6BI;N`4444@"BBB@`HHHH`****`"BBB@`HHHH`T=/ M_P!0W^]_05:JKI_^H;_>_H*M5F]P"BBBD`4444`%%%%`!1110`4444`%%%%` M!125D+J5T82Y6%3"&:8`$[@'9<*<]?E///TYH`V**RK_`%*>UED:-(VBCW*5 M8$,6$9?.?3@#IW//&*A&J7:W*XRWE:=;O<2'H2#C M\!U/Z50BT_[4_P!JURXNCCG8+>3CZG;@?A6K!J.F62"+3;21V(Z)"P)^I(R: M=D@*?]FZWJYS?3_9H#_RS]O]T?UJT/"=KT:[NR,MY?_B:.;S`D2;1K3_4QPJ?] MB+G\\4'4+B[.S3X2%Z&1QP*D26PC^Y:R@^OV.3_XFIAJ$`Z1W/\`X"R?_$U- MT!!#I*E_-O)#/)[G@5HJH50J@`#H`*J_VC!_MK&2ZE^TZAR?X8NP'O4-CY,;_:+E;F2X;G M)M9,+_X[5_\`M&#^Y<_^`LO_`,32<@+8``P.!153^T8/[ES_`.`LO_Q-']HP M?W+G_P`!9?\`XFI`MT54_M&#^Y<_^`LO_P`31_:,']RY_P#`67_XF@"W153^ MT8/[ES_X"R__`!-']HP?W+G_`,!9?_B:`+=%5/[1@_N7/_@++_\`$T?VC!_< MN?\`P%E_^)H`MT54_M&#^Y<_^`LO_P`31_:,']RY_P#`67_XF@"W153^T8/[ MES_X"R__`!-']HP?W+G_`,!9?_B:`+=%5/[1@_N7/_@++_\`$T?VC!_*M44`4ETNV*1B<-.R1>66E8MOX*DD="2 M"1GKR:%TNS5XW$;%D(.6D8[B#D;LGYL'D9SCM5VB@"AK,T<%EYDWW`PSQFN? M.I::1@H"/^N==)J(#6X!`(W#@_C69Y4?_/-/RK2-K`937FD.NUK>-@>QA!J, M_P!@/]ZVA7_MCC^0K:V(!C:N/I3&MX'^]#&WU4&KN!BMIWAV3G8@^CL/ZU-# M=QQK]GTBS&!_%C`^O_ZZT386AZV\?X+BID18U"HH51T`&*+@9J:9+<,'OYRY M[(IP!6A#!%`NV*-4'L*DHI-W`****0!1110`4444`%%%%`!1110`4444`%%% M%`!28&EHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`T=/\`]0W^]_05:JKI_P#J&_WOZ"K59O<`HHHI`%%%%`!1110`4444`%%% M%`!1110`445EZI=7$-W;B`MY:_//C;@+N`R<\XQN^[SG':@#4HK%U2_N+666 M2.8(L>Y!&R@J?W3/N]>HQUQ@'CO4/VZ\2]FB-RS+:R0(-RK^^$DFTEL#MT&, M<@YXH`UM0_U"_P"]_0UG5HZA_J%_WOZ&LZM([`%%%%,`HHHH`****`"BBB@` MHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"B MBB@`HHHH`****`"BBB@`HHHH`T=/_P!0W^]_05:JKI_^H;_>_H*M5F]P"BBB MD`4444`%%%%`!1110`4444`%%%%`!5"5[:XU1;:2R\Z2!5D\YD0B+.<8RH!S0!"KV-E,+=K-D,%L1'(8 MPY:-<9`(RW<<'KGO3EDT]+*RNXK-#N4&V1(E#C<-V%[`XR3SVJ2/32E^UR91 MCRO*4!3N(X^^Q)+$8X/'4]@">V MU*&YGCC1)`)8O-BD(&V1>,DM`%.WU&.73/[0DCD@@V>9^\VY*8SGY2> MWXTQ=8MS/;P,LB332-'Y;`90A=WS<^F/7K4,6A0BTG@E$! M([9YSR2:8F@XU!+Y[V0S^:)9`L:A&(4J,#!(X/J?Y8`-FBBB@"K9WHNWE"02 MJD;M'YC;=K%6*G&#GJ.X%51KD#M&L,,TKRL`B+MRP*LP;E@,$*WY4Z/2(UOY M+IF5-QR%MU,);G.7*GYS]>.3Q59O#R&V:$2QG(6-6:+<8T4,%V\\,-Q^;]*` M-NBD`P,4M`%6*]$M]-;)!*1"0KR_+L!*AL=<]".U5Y-9MHYS"$D>0L4C"@?O M6!PP7GJ#USBB?28Y]1-TY5!CDPJ8Y6XQAI`W':JMUX]07.7W`GY@3],>]`&TC%D5BI4D9VGJ/:G5#:P?9K6*`.SB-`FYSDG`QDU-0 M!5FO!%>PVHAED>52^4VX100"3DC^\.F:;/J,,-XMIM=Y67("XQG#$+DGJ=K8 M[<=J;?Z>+V:W2X;=Y>9."#A6S\N<8/J*C_L>-;^&Y25\1@?*[%R6`<*= MQ.?^6C?IZ4`6;*[%Y&[>3)"4Y)JQ0!5O+P6C0+Y,LSSOL1(]N<[2Q^\0.@-)>:A#9LBRAB6!8[1]U1C+'V M&1^=-U2P&HVPA)C7G.YH]Y7C&5Y^5O0]JANM'CN#\LL@#*\PU&*_W^4DB[,'YP!D'.#P?8\'GVJY6?I>F#3O.Q+YGF$'[NWIW M/JQSR>^!6A0!7O;I;*V,[H[@,JA4QDEF"@VCEEAE5Y#M6'Y2Y M."<=<=`3U[5)>6XNK5X2L3;L<31^8G!SRN1FJ`T1([:)(IW66)MRLQ8HIP1P MF<`88C`]J`)[+5K6^F$Q('-7ZR]/T6*PNEF1AMCB\J- M%!&!QDG).2=HY&*U*`(KJ=+6UFN)`2D*,[8ZX`R:C6[_`-#:YE@FA"@L48!F MP/92:EFC$L$D9"D.I7#KN'([CN/:J=AI26:-A_F;/RQY2)<_W8\D#^?6@`AU M>VFEMHUW@W,:R*2!@;@2H//4A6_+Z5H5E6^B)!/9R><6^S1(A&W&\HK*IZ\< M.W'T].=6@`JK97HO5D=(941'9`[[<.58J<8)/4=\5:K.M]*2&[FN"^#(X8)` M#$O!)RP!^8G/)/!P..*`%AUBVF^S[5F'VB5XDRA&"NC#M5JLY MM*234)+IWV!UVX@!B9NG+,IRV-O'3`)ZT`$NL0QQW4@AG=;60I*0H&W"[BW) M'&#^/;-:`.1D5F76ES2M.8;I8Q/.LKJ\18$*BKM.&!QE0?TK3^M`"T444`56 MO0-0%FD$LC!%D9UV[4!)`SD@_P`)Z`TD]^EO<+%+#,`P)60*"&(!)``.E*-.`U"&Y$@VPH57*DR$$=&4) GRAPHIC 9 cataxfreeincomex5x1.jpg GRAPHIC begin 644 cataxfreeincomex5x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M1`'(`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`DO?&6K1:O-%$;LS8)`Z-R>*BN?&FO6CA+K3X( M&(R!)#(I(_%JH6\L<'CV26:18XUO9-S,<`?,W4U?MQIJZC(;YK(VYCC">9=" MY(DWG'S<$+UW#ICZUU-170"'_A/]5_Y][+_OAO\`XJC_`(3_`%7_`)][+_OA MO_BJ=9P:?_9C_;;C36?);;&J!@PD_O9R1C/`&W'0U,EWI4EX$>'3%B-_)"2( MT'[D#Y3GL"?XOUHM'^4"!?'VK,P5;:S))P`$?G_QZED\>:Q%(T,H%$WF$J2Q[XQG)/'XTZY;1Y(+V4R6TC/) MF,;00[V`K_`/"?ZK_S[V7_`'PW_P`51_PG^J_\^]E_ MWPW_`,57*45K[./8#J_^$_U7_GWLO^^&_P#BJ/\`A/\`5?\`GWLO^^&_^*KE M**/9Q[`=7_PG^J_\^]E_WPW_`,51_P`)_JO_`#[V7_?#?_%5RE%'LX]@.K_X M3_5?^?>R_P"^&_\`BJ/^$_U7_GWLO^^&_P#BJY2BCV<>P'5_\)_JO_/O9?\` M?#?_`!5'_"?ZK_S[V7_?#?\`Q5R_[X;_XJC_A/]5_Y][+_OAO_BJY2BCV M<>P'5_\`"?ZK_P`^]E_WPW_Q5'_"?ZK_`,^]E_WPW_Q5R_P"^&_\`BJ/^$_U7 M_GWLO^^&_P#BJY2BCV<>P'5_\)_JO_/O9?\`?#?_`!5'_"?ZK_S[V7_?#?\` MQ5R_[X;_XJC_A/]5_Y][+_OAO_BJY2BCV<>P'5_\`"?ZK_P`^]E_WPW_Q M5'_"?ZK_`,^]E_WPW_Q5R_P"^&_\`BJ/^$_U7_GWLO^^&_P#BJY2BCV<>P'5_ M\)_JO_/O9?\`?#?_`!5'_"?ZK_S[V7_?#?\`Q5R_[X;_XJC_A/]5_Y][+ M_OAO_BJY2BCV<>P'5_\`"?ZK_P`^]E_WPW_Q5'_"?ZK_`,^]E_WPW_Q5K7^IWMU:VGF0O62>$_$4I4R6C.54*-TZ'`'0?>Z4W_A#]>_Y\/_`"-'_P#%5ZK1 M1[>0'E7_``A^O?\`/A_Y&C_^*H_X0_7O^?#_`,C1_P#Q5>JT4>WD!Y5_PA^O M?\^'_D:/_P"*H_X0_7O^?#_R-'_\57JM%'MY`>5?\(?KW_/A_P"1H_\`XJC_ M`(0_7O\`GP_\C1__`!5>JT4>WD!Y5_PA^O?\^'_D:/\`^*H_X0_7O^?#_P`C M1_\`Q5>JT4>WD!Y5_P`(?KW_`#X?^1H__BJ/^$/U[_GP_P#(T?\`\57JM%'M MY`>5?\(?KW_/A_Y&C_\`BJ/^$/U[_GP_\C1__%5ZK11[>0'E7_"'Z]_SX?\` MD:/_`.*H_P"$/U[_`)\/_(T?_P`57JM%'MY`>5?\(?KW_/A_Y&C_`/BJ/^$/ MU[_GP_\`(T?_`,57JM%'MY`>5?\`"'Z]_P`^'_D:/_XJC_A#]>_Y\/\`R-'_ M`/%5ZK11[>0'E7_"'Z]_SX?^1H__`(JC_A#]>_Y\/_(T?_Q5>JT4>WD!Y5_P MA^O?\^'_`)&C_P#BJ/\`A#]>_P"?#_R-'_\`%5ZK11[>0'E7_"'Z]_SX?^1H M_P#XJC_A#]>_Y\/_`"-'_P#%5ZK11[>0'E7_``A^O?\`/A_Y&C_^*H_X0_7O M^?#_`,C1_P#Q5>JT4>WD!Y5_PA^O?\^'_D:/_P"*H_X0_7O^?#_R-'_\57JM M%'MY`>5?\(?KW_/A_P"1H_\`XJC_`(0_7O\`GP_\C1__`!5>JT4>WD!Y5_PA M^O?\^'_D:/\`^*H_X0_7O^?#_P`C1_\`Q5>JT4>WD!Y5_P`(?KW_`#X?^1H_ M_BJ/^$/U[_GP_P#(T?\`\57JM%'MY`>5?\(?KW_/A_Y&C_\`BJ/^$/U[_GP_ M\C1__%5ZK11[>0'E7_"'Z]_SX?\`D:/_`.*H_P"$/U[_`)\/_(T?_P`57JM% M'MY`>5?\(?KW_/A_Y&C_`/BJ/^$/U[_GP_\`(T?_`,57JM%'MY`>5?\`"'Z] M_P`^'_D:/_XJC_A#]>_Y\/\`R-'_`/%5ZK11[>0'E7_"'Z]_SX?^1H__`(JC M_A#]>_Y\/_(T?_Q5>JT4>WD!Y5_PA^O?\^'_`)&C_P#BJ/\`A#]>_P"?#_R- M'_\`%5ZK11[>0'E7_"'Z]_SX?^1H_P#XJC_A#]>_Y\/_`"-'_P#%5ZK11[>0 M'E7_``A^O?\`/A_Y&C_^*H_X0_7O^?#_`,C1_P#Q5>JT4>WD!YWX9T'4].\3 MV;W=MY:[9'SYBG@+M/0^K+^=%=K-_P`AZT_Z]I__`$**BLYRXJ:/\`Y&6X_P"O.+_T.2M* MD!S/]HWD-Q=7VZ22`K%*L&,_(WF*H`[$D(Q_$58UK49=,MHLW,K7$<.]E41! M92.I.[G'!X3D9^E:M^+<6K370)BM_P!\<$_P\YP.N.N#W`JJ-90VJ3&UGS(7 MVH&CR0O4YW;2#W1 M?RI^C7,US>F2>Y;?/8P2B'*@`G=N(&,].0*B768&@\WRI@K*K0@@9F#$!2O/&21UQUYQ0!D76LW,.G33/<2 M)+"#$`JQJKRHI+D[NQ)'`Y^7CO2W6HS6-SJC+*L2L)6C+8P9!%#M`S]6X^OI M70VMPEU`)4#+RRE6ZJP)!!^A!%34`9%C?7$^LW,#DK''N!C8I\N"`I`!W8(R M3D8Z8JY%`3TZ`FGK?VK2QQK+N M,BAE95)4@C(^;ISVYYJC)8WDEPE]M@%RCJ1%YK;"`KK][;D']X3T[`>]-M=( MFMHX;8.CPKY3.^XAMT848`]#M'?UZT`:,M[;Q7"P.Y#L0/NG:">`"V,`GL"> M:+:]M[LD0.6P,Y*D!AZ@D?,/<9%4I;"YFD.1$J32Q32G>249"IVKQR#L'/'4 MG%.TRPGMO($YCQ;0"WC*,3O''S$8&#\HXY[\T`:=0W-S%:QAY2V"<`*I8D^@ M`!)JE/IMQ+J'VA;O9'N4^7F;MCTD"]O[OYU+JMI+>01I%M;9('9&D,>X`'C> MH)7G!R/3'>@";[;;_9!<[SY1Z?*=Q.<8VXSG/&,9ILY2[T^0J9HU920?FB<8 M_(CI5)],F?3[>W=(9/LY5U5G.US\P*M\O3!'.#D]15FVMY+;2WBE(+8=L*20 MH))"@GL`0!].U`"Z,[R:-8R2,SNUO&69CDDE1DDU=JCH?_("T_\`Z]H__015 MZ@`J/SX3)Y8E3?NV[=PSG&<8]<<_2I*SEL9AK9OR8]I3RMN>B8SNZ?>W<=`">XJI;[I?$-T6EEV101%(]Y"_,7R M2O3/`I=&)Y%=65WE*&,@@Y!`/\`GUIM@'76[U9&WN+>W#-C&3^\ MR:`+ES;-<21,+B6)4.2L9P&Y!Y_(CZ$UAG5KPW%ZJR%6B+A8F,?WA(%C51][ M#CJ6'<$5TM(S!5+'.`,\#)_*@#FM.U:XGNW1K_S)EF1/LNU!P54OVS\I+=^- MO.:2PU*_O3`AN'B\V55Q<&4JT,MROVAAL M<_+C:K$[<#(4#W[9SS9?6+%$#/*Z_>R#$^5VXSN&,K@,#SC@YZ4`8_\`;%T( M(YFGWR26J/Y,)3,9(&YF4C(QDD$G'8CUMZ??S2W=HLUT'$R-MC1XV8@%\,^W M/&`.5.-V:OOJELMA<7B[W2W!+J$(;@9Q@@=B#Z8.>E,N=6@@MY9`LA=(&F5& MC9-P"YQDC`/MU]J`*$VI20ZI<*;PE8Y65K<(I*1B'?O``W9W8')QSBJD&K74 MTK&.>1T19`'8QL0/W/S'9\A(W.1[?C6JFIV43+)$"JW$I,S2!DVXB+;B&'3" M`>E:%M<1W47F1%BN6.218(8SDA) M/+0K]`2S9/L*9IUQ?1&VM'N)9O-ED42LH)`CE?=D^Z[0/3M[;=Q>06SHDKD% M^F%)Q[G`X'N>*I-J.F"X6ZWR/*1Y2[8Y'(SDE0H!P?D.>,\#/:@"GJ>KS6VI MO!:F660(X\DA-NX1,ZX`^:BBUBRFA66.21E8@*/)?< MV1D$+C)&`3G&.#0!CZCKVR.\>WO"=DC?9S$8]C8B0X);J-S'@?-Z=*U]&)-G M*3WN9_\`T:U/?5;-&=3(S,C;"$C9B3W"X'S8P?48H`6BBB@ M"A-_R'K3_KVG_P#0HJ*)O^0]:?\`7M/_`.A144WT`-'_`./.3_KYN/\`T<]7 MZQM-U33[>"6*>^MHI%N9\H\RJ1^]<]":M?VUI7_03LO^_P"O^--IW`<;.0:O M]M290C0B)XBF2<%B"&SQ][T[5=JA_;6E?]!.R_[_`*_XT?VUI7_03LO^_P"O M^-*S`NR!C&PC*JY!VEER`?<9&?SK$C\/N+7RY);>1O/>79)`7A&[T3<,>O7J M35[^VM*_Z"=E_P!_U_QH_MK2O^@G9?\`?]?\:+,"(:?<8AQ-'YEJ/+AEE0R% MU*J&+O;WH@T98%BA24&W3RRZ,F6=D`"G.>/NKV[=JE_MK2O^@G9?]_U M_P`:/[:TK_H)V7_?]?\`&BS`98:9)9#BX5R(XX%)CQB-"<`\\L0QYZ=./6)= M%86\<37"DVZ(ENWE_<"LK#=S\W*+G&.G:K']M:5_T$[+_O\`K_C1_;6E?]!. MR_[_`*_XT68$]C;?9+;RR^]B[.S8P"S,6.!V&2:L50_MK2O^@G9?]_U_QH_M MK2O^@G9?]_U_QHLP+]%4/[:TK_H)V7_?]?\`&C^VM*_Z"=E_W_7_`!HLP+]% M4/[:TK_H)V7_`'_7_&C^VM*_Z"=E_P!_U_QHLP+]%4/[:TK_`*"=E_W_`%_Q MH_MK2O\`H)V7_?\`7_&BS`OT50_MK2O^@G9?]_U_QH_MK2O^@G9?]_U_QHLP M+]%4/[:TK_H)V7_?]?\`&C^VM*_Z"=E_W_7_`!HLP+]0W4U-_MK2O^@G9?\` M?]?\:/[:TK_H)V7_`'_7_&BS`OT50_MK2O\`H)V7_?\`7_&C^VM*_P"@G9?] M_P!?\:+,"&'15B@$?GDE;>&$-MZ&,DANOJ1Q[4R31&F^T/-<@RW$4L;E8\+E MU1<@9.,",<9.Y!('*YC"?TS5*\T*>]D+7%^2-C+M5&"C=&R'`W8_BSTSU&<=+G]M:5_ MT$[+_O\`K_C1_;6E?]!.R_[_`*_XT68%:?0VNT_TNZ#.05+1Q[ MT1)7RPPW+AAAOFZ\XQWS5K^VM*_Z"=E_W_7_`!H_MK2O^@G9?]_U_P`:+,"J M="(-QLFB;S7++YT;OLRQ8X&\`5(&QEHL9Q]* M*'T`UJ***0!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1 M110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%%%`!1110`4444`%%% @%`!1110`4444`%%%%`!1110`4444`%%%%`!1110!_]D_ ` end GRAPHIC 10 cataxfreeincomex7x1.jpg GRAPHIC begin 644 cataxfreeincomex7x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` MB0$,`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`U?M]M]I,'F$2!MO*G&<9QG&,T1W]M)-Y22Y8D@?*0"?8]#^% M5DTXR7-P\SR!&FWH@(VG"KAO7.1Z]J9%;W)AM;1X`BV[(3-N&&"^@Z\^_O6N MH%I-1M7:15D8E,DC8W.#@XXYY]*8-6LRF\/)MW;1^Y?D\\=/8U!864]OI`&1^-21W$,K[(W#'8'XZ%3G!S^!JJT<]M=F:.)KD/&J'YE#`KGD MYP.<]J@M+>YLKE2;=I5>(*S(RX0[V8CD@X&Z@"\][;I&9&D^7>4X4DE@2"`. MIZ&I()X[B,21-N7ITP0?0CM6GYFK-G!(/M M$DJ^6T[[M@.=HV@=?7C-`$D=];R2,B29*YRVT[>.OS8Q^M,34K1U=A+PBESE M2,J.I&1R/I59+>X;36TYX=@$1C$P8;3Q@''7]*9=P7=[$0;;R3'%(`-X.]BA M4`8[<]\=J+@7I+^UCLUNWE`@8`A\'G/MUH^WVWVDP>81(&V\J<9QG&<8S67< M:9B`C:<*N&]6\DZPI*K2-'YB@=U]<]* M2*\BFEC2/P'6T5B6OBO3I\"XCFM6]?]8OZ8/Z&MF)XYX1-;R)-$?XXSD? MCZ?C2::W`=1112`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HH MHH`****`"BBB@`HHIDTT=M;O<3?<7@#NQ[`4`%Q/#:0^=<,0IX51]YS[?XUS MU_JMQ>Y3/E0=HDZ?CZFH+R[EO+AIICDGH!T4>@]J@K11MN`5>T1@-4A5C@2; MH_KN4C^9JC4EM+Y%S%-C/EN&Q]#FJ>P%[4?^0+J'_7)?_1J5Q]=MKJ>78ZN@ MZ!1CZ>:E<354]@"K%G>W-C,)K69XG]5/7V([U7HK0#NM&\00ZH1!.%@NSP`# MA)?IZ'VK6(P<'K7F`.#D5VWAS63J47V6Y;-Y&N58_P#+51_[,/UKGG"VJ`V: M***S`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****``` MD@#DGI6!KMYY]WY"']U!E1_M-W/^?2MR>?[+:3W`X:-/E_WCP/YY_"N0JX+J M`4445H`4444`;.N$R:/=S'K+:0N?KOCS^H-<179WI#^$97SDK#Y9Y])D/\F% M<93I[`%%%%:`%26\\EM/'/"Q22-@RL.Q%1T4`>E6=VE_90WD8`$H^91_"PZC M\_TQ4U4I@?0[A_*M#QM_Q[:?\`[\O\DKDZWA%.-P.C6XT> M;)2]FM\=%GASG\5S_*IUTZ28XM)[:ZXSB&92?R.#^E5@:N\-X/U6/O&T9_P"^G7_XFN1K?EUJPDTF]MHK6>"2X"@#>)%^5@WL1T/K M6!5035P"BBBK`****`-7PS-Y/B"S.>:/_`,AFQ_Z^(_\` MT(5Z(WWC]:PJ[@)11160!1110`4444`%%%%`!1110`4444`%%%%`!1110`44 M44`%%%%`&'XPC+Z-#(!GRY\'V#*?_B17%UZ1J%J;[3;FT`RTB93_`'AR/Y8_ M&O-ZWI/2P!1116H!1110`4444`%%%%`!1110!J>&HO.\068[(_F?]\C=_2N\ MKF/!=J=UU>L.%7R4]R>3^0'ZUT=Q_J'/FM$`,EUQD`?4$5S5'>0$E%8\=U=" M:V1Y7.0@M6;F6XCO2%+[&CQ"N%VM)AC@]^@'M6=P+] M%95E?,;OR9Y'P.$,B;6!@]P. MU%P+U%9(UCR_)CE6-I2J^8!(,J2NXG'H!GGZ#WJ7^U5^T1Q%%7?ZRF3Z9[T7`T:*REU@FS\]K?!Y^4/G_EEY@YQZ<58M]1CGO7MEVDJ&.0^2-I` M.1VY/'K@T7`NT5CP7\XGDW.TOS,H1U"@'S=B[3CD8/)YQQ]*L#4F,H4P@*-H MD;?RK,Q4`#'/(]J+@:%%9,>ISFZ^:)%B=(V4L_"AMW)(7J<#CIQUK6I@%%%% M`!1110`4444`%%%%``"5((X(Y%<7XJTW['J!N8E_T>Z)=?\`9;^)?SY^AKM* MBN[6&^M)+2Y!\M^0PZHW9A51ERNX'FE%6]2T^XTR[:WN5PPY5AT<=B#Z54KI M3N`4444P"BBB@`HHHH`*?#%)/,D42EY'8*JCJ2:97:^&M&.GQ_;;I,73C]VA MZQJ>Y]S^@J92Y4!JV5FFGV,-FA!\L?.P_B<]3_3Z`4^6-)HFCD&Y&&"/44^J MVHR21:?<20L$D2-F!(SC`S7*`YK6%IQ,5._(/WC@D="1T)]Z5;6)9(WPQ:,8 M7<[$#C&<$]<=^M4[BZF&H1QHY$>45L*-N3G(8XZXQC'<\]J;?7-W!<-Y0
%7+N1U\F.-MC3/LWXSM^4G\^*``6% ML!M"$+LV%0[;2N,8(S@\4Y;2%6C**5,:A%VN0-HZ`\\_C5,:K%$88Q)YQ8X) MD(1^6V_=P,X.<].E-_MG;`CR11H\@1E#2X7:P8C+8X/RD=.N*+H"TVFVC0>2 M8ODXX#$=%V]<_P!WBIH[>..5I$#`MU&\[?RSC-9YUC%K]H\D;"S8&XEBJG!; M`7_ZWO4JW$SV\8WE7EN'BW@#Y0&;\.BXHT`F&GVPW_(WSDDY=N#G=QSQSSQC MFG"SMP.(_P"[W/\`"B?R]S1H!9&F6@)(1QD`$"5L$#H,9QCGITJY61-K+"W#Q MQ+N>#S!\Q.UMF_!XQT]\^U2C4)$>57B#%"6?Y^%4*A...?O=_?FBZ`TJ*IVM MZT\YC:((#OV$-DD(VTY&..<>M4=/U*9U179I9)8T9!*OEY8YW8..5&!S@]:+ M@;5%9AU8+*%:'";K:#=Z82Y' MG6W:9!Q^(['ZUW=*K%'=Y)MI/[T'`_[Y/'Y M8K(F\'3`_P"C7T#C_IHK(?ZC]:V52+`YFBMT^$M2!X-N??S14D?A"^8CS+BU MC'?+EC^@I\\>X'/5-:VL]Y.(;:)I9#T51FNMM?"5C"0UU<2W)_NH/+7\^2?T MK:@BAM8?)M84@B[J@Z_4]3^-2ZJZ`9.B^'HM.(GN]D]V.54^F52 M02QAA82'`/E[N5Z'OS]*0%TV"00? M4$=*R]/N9(YREP)3@[%RP;:"QQDYY/1>_P!T_6KVH)(T*F,MA6W.JN4+K@\` MCIZ_A0`J6,";-BNI0D@B1LG)R<\\\^N:#86VU5$97:JJI5R"`N0,$'(ZG\ZS MX]0E6XF"$/$_,>\'*_+%UYZ?/G'U]:6[O;Q8YHXWB62..5BXC)W%=N,#/'WO M?I1=`7I-/M98]CQDK\W1V&=QRV3GG)J0VT)A,6W"%BW!(().<@]1R:J7I\VW MC)>972:.-BA>('+J&P,\C\_K44&HW$SQ*B!4D-QQM@"X;" MV.S*-\F7R=C+$Q54.<2$@>OWAQTHN@-065L&4^4,J`!DGL&'_LS M?G34T^WCQM5^&#\RL"Y!PN/4Y4Y/3;CO1H!JT5FW[N)+E@[J8+<21!6(!;+ M=1WZ`8]_>JL]U?17UPPE0QPK*P0H<$*L9QUZ\]?KZX!<#)L*=ZKR>`VE:M,!:***`"BBB@`HHHH`****`"BBB@`HHHH`****` M(C;0&?SC!&9?[^P;OSH6WA1U=(8U=5V!@H!"^GTJ6B@"+[/#O5_*3N/K2S017"!)XDD4'(#J",_C4E%`$9AB)),2$L"#\HYSC/\A^5(+>!4V"&, M)M*[0HQ@]1]#4M%`#!'&$5`B[%QM7'`QTQ]*:MO`CETAC5BVXL%`)///UY/Y MU+10!&(8E*E8D!7`&%'&,X_F?SH,,3%BT2$MD'*CG.,_R'Y5)10!&\$,@&*1E:2-'9#E2R@E3[4AMH#(\AAC+N-KMM&6'H3WJ6B@"+[-!YAD 2\F/S#C+;1DXZ<_@*EHHH`__9 ` end GRAPHIC 11 cataxfreeincomex38x1.jpg GRAPHIC begin 644 cataxfreeincomex38x1.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M/`"P`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`HHHH`***9+(D,9>1@JCJ30!3?4EM[Z6WNE\M`H>.4`E<'C M#'L<@TCZWIJKF.[BG.0H6!O,8D]!@9H@81_:-1N_W*LHP'XV1KDC/NE;4+I7B@-L?^R/4]V].GL`= M0K!U#*05(R".]+2*H50J@!0,`#M4=S.EM;23R9V1J6.!D\4`5]6N9;33WF@` M,@9`JXSNRP&![G./QJO>^(;"RM!<2M+SP$\I@Q/I@C@_6JUP=1N[N&-IK>+R MQ]I>(IN$8'W0QSR2GO0! MT5@UU+&;J]_<[QE8!TC7_:/=OT'ZTMGJ"W[LUJA:V4X\\\!S_L^H]^GUK!U" M[E\1:P='LW*V,/-W*I^__LC^7Y^E=1#%'!"D42!(T`55'0"@!]%%%`!1110` M445E:_K"Z3:#RT,MW,=L$0&2S?3TH`OR74$4L<4DT:22'"(S`%OH*FK!T72I M\K=ZB#YY(=@QRS-CJV.`!GA1P.O7IO4`%%%%`!2$`]1TJM>7T%F%$I+2/PD2 M#<[GV']>E9&NW]W::3+=7,GV3(VQ0Q$%V8],MV]<#TZT`4?$.H0ZEK$>CM<) M#9PGS+R1FV@XQA<_E^)]JZ"SU73;DB*UNHFV@X`X&!UQ].*XV/2;J'PHLP5S M-?SJ9Y-NYUB.?Q]"?K6KJ(@M+&.6WL0T%FABM%>++22MQNP1G`QG/<_@:`*^ MK:S9ZOJT=C)2YBCCF`\HEL;@>F/ M;D5Q=[I4EE8V5E)!*\]^_FWDR)N;CG8,>_ZBKD^GRZGJ<.F,A6)`KW3+G:BC M[D2GT`_,DGM0!U2ZC9/=_9%NH6N.?W8<%N.O%0ZW($TV10"TKX$48Y+OU`_3 MGVS7.Z3*&U*[U);&5I8C]GMK1(RI1!W)Q@?C[U9.OZ?9NUU?323:@056W$3+ MY?\`LJ"![9)Z_I0!1U[5-FD):VTGG7^IM^]V]5[%,=O[N/8U%K1D\,6>GVEB M1]HEMY(Y&'4EBIW#WSD"I]%T6\U'4IMJ6$MO)<)=PM#$W*V]P^J7#F)W:-CY*].IZG_`.MZ M5:O8);;1[73K2%RT_P"[A4H03NX>5AVSG`!Z#/X`'5#7-+*Q$7T'[XX3Y^3S MBI[N^M;(*;F98]YPH/5C[#J:X^XTR.#6;'3!;R&UM(Q,Q2/+7$GU^N.O`&:M M:6\[^([^ZU*VE:]CQ';1*I*A3GHW3\3CJ?6@#HWU2QCM8[E[J-89?N,3][Z> MM/\`[0L_L?VLW,0M_P#GH6P/3'UKF+421>(;VYU&!Y[J$*MG#'&=O/\`=[`> M_P!:JW>C)!K.GQWZ.;=@T\Y4,Z/*224"C..WU%`'6QZM82VI`SCOS]:/$J7NJWL&GVMN8%G8,R[<<# M@-(0/R'8#WP+6GZ9#J,'V"Z<1K8-\]A$NW+8X9FR2P/J,=:`.M!#`$'(/(-+ M63I%[SMU/L/1?85R6I2-XI\516$1)LK4G>1T('WC^/05N>+];_ M`++T_P`B!O\`2[@;4`ZJ.[?X>]'@_1#I.F^9.N+JXPSC^Z.RT`;X`4``8`X` M%+110`4444`%(0"02!D=#2T4`%%%%`!1110`4UB54D*6/H.IIU%`%.2>]QF& MR4GTEF"_R#5"TFM'[MK8#ZW#G_V2M*B@#*,FNCI:Z>?I._\`\36'JZZS;W\. MM"PB1K92)O*FW>8F>A&![_Y%=C2$`@@C(/:@#%LO$UG@`UMH`8[/_3KL_=A@^;G_:(Z"M4C(P:0*J_=`'T%`'.:1X?G>_.K:VRR MWC GRAPHIC 12 cataxfreeincomex38x2.jpg GRAPHIC begin 644 cataxfreeincomex38x2.jpg M_]C_X``02D9)1@`!`0'_____``#_[@`.061O8F4`9``````!_]L`0P`0"PP. M#`H0#@T.$A$0$Q@H&A@6%A@Q(R4=*#HS/3PY,S@W0$A<3D!$5T4W.%!M45=? M8F=H9SY-<7EP9'A<96=C_]L`0P$1$A(8%1@O&AHO8T(X0F-C8V-C8V-C8V-C M8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C8V-C_\``$0@` M1@"P`P$B``(1`0,1`?_$`!\```$%`0$!`0$!```````````!`@,$!08'"`D* M"__$`+40``(!`P,"!`,%!00$```!?0$"`P`$$042(3%!!A-180'EZ@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>H MJ:JRL[2UMK>XN;K"P\3%QL?(R;GZ.GJ\?+S]/7V M]_CY^O_$`!\!``,!`0$!`0$!`0$````````!`@,$!08'"`D*"__$`+41``(! M`@0$`P0'!00$``$"=P`!`@,1!`4A,08205$'87$3(C*!"!1"D:&QP0DC,U+P M%6)RT0H6)#3A)?$7&!D:)BH*#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6V MM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:``P# M`0`"$0,1`#\`]`K+U#Q#I>FS>3=W2K+W15+$?7`XK3)`!).`.]#, M=Y&,[@,=,\?@:P_"5J]EJFK1;?+MFES`N[@@%N1^&*VKFV>XNXV>6!4B;@!RZK:X4-+D_("RQMM#-C`SC@G(X/J*D@U"VN)?+B9B3G!,;`-@X M."1@XK+DM)H@+*)G<-+"Y_OO4VDKN>V@ENH/-ME9C;C'F*3Q\PSP`#Z=Q M^(!;;40E[.DA*PQ!0!Y+EF8GL>A^@%2KJ5JY55=B[,4">6VX$8R",<=0?IST MIEQ8O)(TL.\:[ED5I'9F8*N`,A5`'T"?K0!H4 M444`%%%%`!1110`4444`%%%%`!1110!D>*86GT&XB5B"VWA>K<@[1]>GXUYI MI.F2ZI<,BLL44:EYIG^[&H[G_"O2?%MO/<^'KF.V1I);S0N['7`__75:SL]1USQ%'JE]:O9VL"XBC?[QZXX^ MISGZ5D6FG0Z(9%@$G"IS@DD=\9K#U#2=0CU>ZTJVAE^PWUPDAD"DJ MHR2>>G&?T%7?$VDF+6+6\-O<2V*Q")Q;'YX\9Q^'(H`U+;Q'(R7\5Y9&WO;* M%IC"7!#@#/!'X?G4.E^)KW52AMM);R]K[Y"_RAP"0N<=^/SJA9V-C+;ZI-I] MKJ(D%G(@>X!_>94\`=^@K9\'0R6_ARWCFB>*0,^5=2#]X]C0`FF^)([W0KG4 M9(?*-MNWQ[L\@9'/O5[1;Z74M,BO)8!`9.V9L[5>0<@=3^M.OX#,B@"S/J=G;K,7N(R81EU#`D?A^(JTCK(@=&# M*PR".]9$FGWA-TL(CCBEB8%3*2'D.,'&/EZ'./6M.%IV9O.BC1<#:5D+$G'. M1@8Y]SGVH`@AOS-$TPAVQ#(5V<#.#C\*>=2L0[H;N`,F=PWC(P<'\C5.2PN) M;B:18HH`ZD.$D)\ULC#$8&"`#SUYJ2WTYHV@9UC+1W$\I/?:[.1^C#-`%DW] MFI4&ZA&Y0R_..0>A^E,&I0++<).Z0B&7RP7<#=\BOG_Q[]*S$T^<&\M8XX/W MEJD.6R`H)?VY&#TXIYTRY&I7-R%#([%0IEV;E,<8SD9[H010!M]:J6NH+<6Q MNF3RK?;N61V`X]QVJ:!9(\Q&-%A156,ARQ/'.01Q^9S[5DSZ9=7$DDBQPVX. MUC$DI*RN'#9/`P<`C.,\\]*`-0WUJ(EE-Q$$8E0VX8)'4?I3FFC:,[95&XE% M;.?FY_P/Y50CLIX+I;N*&,NP<.CS$GG;@AL,8]6]>U`&=IMA;V^I#4M0UB.^N-OEQ,=JA1^?7YOU]ZZ6L4Z3(JQIL62(V MBVSQ^:4`QG/0<@Y/Y"M:'S<,)41,,0FURV5[$Y`P?;GZT`24444`%%%%`!11 M10`4444`%%5=3M?MNFW-MG!DC(4^A['\\5S'V:^NB;EK:<'4P()U9"#$HV#) M]!@2<^XH`[&BN3O-/NQ=3Q0PR>5:RM>PLH/S,=IVCU.?,X]Q3YK6\AL8-0A@ MD>\D>8NFP[@)U5K^W>ZUN^C2)Y`+^S+A03A=G).. M@]Z`.IN[N"RB$EPY52P484L2?0`3S^-E3V4%W92Q2PVTWF2:6#)E6^:?*@;C_`'N?RH`Z>">.XB\R)MR9 M(S@CH<'K[BF7=U#96[7%R^R)2`6P3C)`'3W(KG=8TVX3[-;Q!C;QVPC1Q"\K M))TW#:1@XQR?>JNJV,[1ZBLUI<7%X\\;13)&Q!CRO&1]#Q^-`'9U4M-1M;T1 MFVD9Q(AD4[&`*@XZD>O;K6-!:7?_``D1EERA$[,'$#G?'@@*7SMQSTQU%9^D MZ3<3Q06]Q;S1*VER1%G0C:YER!SW[T`=I17*/;ZA>:?)>2V[)-++&DL4D18^ M6BX(*@@D;B3CN*=#ILDMQI$<\NEH`****`"BBB@`J"WM(+9IFA3:TSEY"226/X_R MHHH`GHHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`@M[2&V,AA0@R-N