UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 or 15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934

March 1, 2004

Commonwealth Bank of Australia-ACN 123 123 124

(Translation of registrant’s name into English)

Level 2, 48 Martin Place
SYDNEY NSW 1155
AUSTRALIA

(Address of principal executive office)

Indicate by check mark whether the registrant files or will fill annual reports under cover of Form 20-F or Form 40-F:
Form 20-F  x  Form 40-F  o

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g-3-2(b) under the Securities and Exchange Act of 1934.  Yes  o  No x

TABLE OF CONTENTS

BUY-BACK TENDER BOOKLET

EXPLANATORY NOTICE

ADR TRANSMITTAL LETTER

TENDER FORM

TENDER FORM

WITHDRAWL/AMENDMENT FORM

Documents Furnished By the Registrant

Exhibit No.	Document
99.1	Buy-Back Tender Booklet
99.2	Explanatory notice to holders of American Depositary Shares
99.3	ADR Transmittal Letter
99.4	Tender Form — Issuer Sponsored Holders
99.5	Tender Form — CHESS Holders
99.6	Withdrawal/Amendment Form

SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	Commonwealth Bank of Australia
Date: March 1, 2004	/s/ John Damien Hatton
	Name:	John Damien Hatton
	Title:	Company Secretary

Exhibit Index

Exhibit No.	Document
99.1	Buy-Back Tender Booklet
99.2	Explanatory notice to holders of American Depositary Shares
99.3	ADR Transmittal Letter
99.4	Tender Form — Issuer Sponsored Holders
99.5	Tender Form — CHESS Holders
99.6	Withdrawal/Amendment Form