EXHIBIT 32

CERTIFICATION

     This Report on Form 10-Q of Tri – County Financial Corporation (the “Company”) for the quarter ended September 30, 2006 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and the information contained in this Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: November 13, 2006	By:	/s/ Michael L. Middleton Michael L. Middleton
		President and Chief Executive Officer
Date: November 13, 2006	By:	/s/ William J. Pasenelli William J. Pasenelli
		Executive Vice President and Chief Financial Officer