8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 10, 2014

THE COMMUNITY FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Maryland	0-18279	52-1652138
(State or other Jurisdiction of incorporation or organization)	(Commission File Number)	(IRS Employer Identification No.)

3035 Leonardtown Road, Waldorf, Maryland 20601

(Address of principal executive offices)

 (301) 645-5601

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[  ]           Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ]           Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01                      Other Events

On February 10, 2014, The Community Financial Corporation issued a press release announcing that its wholly owned subsidiary, Community Bank of the Chesapeake, intends to open two full-service bank branches in Fredericksburg, Virginia over the next 18 months.  A copy of the press release is attached as Exhibit 99.1 to this report and is furnished herewith.

Item 9.01                      Financial Statements and Exhibits

Exhibits

Number                             Description

99.1                                 Press Release dated February 10, 2014

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	THE COMMUNITY FINANCIAL CORPORATION
Date:  February 11, 2014	By:	/s/ William J. Pasenelli
		William J. Pasenelli
		President and Chief Financial Officer

EX-99.1

FOR IMMEDIATE RELEASE	CONTACT:                     Diane Hicks
	Marketing Manager
	(240) 427-1047 hicksd@cbtc.com

COMMUNITY BANK OF THE CHESAPEAKE EXPANDS

INTO FREDERICKSBURG, VIRGINIA

Waldorf, Maryland, February 10, 2014 –Community Bank of the Chesapeake (the “Bank”) announced its intention to open two full-service bank branches in Fredericksburg over the next 18 months.  The Bank is a wholly owned subsidiary of The Community Financial Corporation (NASDAQ: TCFC).

The Bank currently operates a Commercial Loan Production office in Central Park. The first branch, located at 1340 Central Park Blvd., Suite 106, is expected to open in July, 2014. The existing loan office will be relocated within the new branch.

The Bank is under contract to acquire a parcel of land located at 421 William Street in downtown Fredericksburg. Upon ratification of this agreement, regulatory and permit approvals, construction is expected to begin later this year with completion by summer 2015.  Both branches will feature a modern approach to banking and will be interactive for the customers.

“We are excited to be expanding our presence in Fredericksburg,” said William Pasenelli, President, Community Bank of the Chesapeake. “We opened the commercial lending office last year and have been well received in the region. These new branches will allow us to meet the deposit needs of our existing customers as well as the Fredericksburg market in general.”

Community Bank of the Chesapeake is the oldest independent financial institution headquartered in Southern Maryland with eleven branches and over $1 billion in assets. Community Bank of the Chesapeake branches are located throughout the Chesapeake region, serving communities from Southern Maryland to Fredericksburg, Virginia.

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