-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 CaZj6btMXCG9WQsQnfY8NByiEOjZv9TLWH3MxaG308QUp8ibgj7UP2PMBtsdfsWp
 mh0QI4ZyzsWy2rR3i2JnbQ==

<SEC-DOCUMENT>0000913849-02-000404.txt : 20021217
<SEC-HEADER>0000913849-02-000404.hdr.sgml : 20021217
<ACCEPTANCE-DATETIME>20021217163406
ACCESSION NUMBER:		0000913849-02-000404
CONFORMED SUBMISSION TYPE:	425
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20021217

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MAF BANCORP INC
		CENTRAL INDEX KEY:			0000854662
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				363664868
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		425

	BUSINESS ADDRESS:	
		STREET 1:		55TH ST & HOLMES AVE
		CITY:			CLARENDON HILLS
		STATE:			IL
		ZIP:			60514
		BUSINESS PHONE:		6303257300

	MAIL ADDRESS:	
		STREET 1:		55TH STREET & HOLMES AVENUE
		CITY:			CLARENDON HILLS
		STATE:			IL
		ZIP:			60514

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIDELITY BANCORP INC /DE/
		CENTRAL INDEX KEY:			0000912219
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				363915246
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		425
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12753
		FILM NUMBER:		02860430

	BUSINESS ADDRESS:	
		STREET 1:		5455 WEST BELMONT AVENUE
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60641
		BUSINESS PHONE:		7737364414

	MAIL ADDRESS:	
		STREET 1:		5455 WEST BELMONT AVENUE
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60641
</SEC-HEADER>
<DOCUMENT>
<TYPE>425
<SEQUENCE>1
<FILENAME>r425_121702.txt
<DESCRIPTION>RULE 425 (FIDELITY BANCORP, INC.)
<TEXT>
                                          Filed by MAF Bancorp, Inc. pursuant to
                                      Rule 425 under the Securities Act of 1933.

                                         Subject Company: Fidelity Bancorp, Inc.
                                                   (Commission File No. 1-12753)

         The merger agreement for MAF Bancorp Inc.'s acquisition of Fidelity
Bancorp, Inc. was filed by MAF Bancorp, Inc. as an exhibit to a report on Form
8-K today, December 17, 2002, and the agreement is incorporated by reference
into this filing.


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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