XML 67 R57.htm IDEA: XBRL DOCUMENT v3.24.2.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,705,108 $ 4,661,348
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,138 53,158
One Year Before 70,090 284,738
Two Years Before 319,752 237,822
Three Years Before 225,968 103,393
Four Years Before 97,191 161,834
Prior 749,154 644,811
Revolving Loans 28,379 35,276
Total 1,511,672 1,521,032
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,138 53,158
One Year Before 70,090 284,738
Two Years Before 319,641 237,822
Three Years Before 225,881 103,393
Four Years Before 97,191 161,680
Prior 730,152 624,515
Revolving Loans 28,379 35,276
Total 1,492,472 1,500,582
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   154
Prior 5,078 5,348
Total 5,078 5,502
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   4,396
Total   4,396
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before 111  
Three Years Before 87  
Prior 13,924 10,552
Total 14,122 10,552
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,526 16,629
One Year Before 12,548 12,055
Two Years Before 8,611 6,196
Three Years Before 3,976 2,817
Four Years Before 1,749 831
Prior 11,096 12,339
Revolving Loans 119,648 122,337
Total 168,154 173,204
Current Period Gross Charge Offs    
Current Year 5 4
One Year Before 67 135
Two year Before 93 24
Three year Before 23 3
Four Year Before 3 18
Prior 548 1,493
Revolving Loans 41 77
Total 780 1,754
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,524 16,629
One Year Before 12,545 12,010
Two Years Before 8,584 6,163
Three Years Before 3,921 2,811
Four Years Before 1,745 828
Prior 10,821 12,089
Revolving Loans 118,894 122,166
Total 167,034 172,696
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 2 21
Three Years Before 18 6
Four Years Before 4 3
Prior 199 201
Revolving Loans 111 154
Total 334 388
Consumer | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans   8
Total   8
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 2  
One Year Before 3 42
Two Years Before 25 12
Three Years Before 37  
Prior 76 49
Revolving Loans 643 9
Total 786 112
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 102,795 302,681
One Year Before 346,854 1,275,272
Two Years Before 1,396,163 1,105,013
Three Years Before 1,065,296 430,496
Four Years Before 415,422 346,862
Prior 1,156,962 969,027
Revolving Loans 221,616 231,997
Total 4,705,108 4,661,348
Current Period Gross Charge Offs    
Current Year 5 4
One Year Before 116 142
Two year Before 93 24
Three year Before 27 3
Four Year Before 30 18
Prior 664 2,534
Revolving Loans 41 97
Total 976 2,822
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 102,593 302,681
One Year Before 346,851 1,274,041
Two Years Before 1,393,933 1,100,593
Three Years Before 1,060,960 430,315
Four Years Before 415,222 346,534
Prior 1,133,299 926,576
Revolving Loans 209,662 226,496
Total 4,662,520 4,607,236
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   3
Two Years Before 996 21
Three Years Before 18 6
Four Years Before 150 328
Prior 5,982 7,780
Revolving Loans 111 200
Total 7,257 8,338
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 1,098 3,840
Three Years Before 3,670  
Four Years Before 43  
Prior 2,731 16,718
Revolving Loans 11,200 4,908
Total 18,742 26,652
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 202  
One Year Before 3 42
Two Years Before 136 559
Three Years Before 648 175
Four Years Before 7  
Prior 14,950 17,953
Revolving Loans 643 393
Total 16,589 19,122
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 3,519 12,528
One Year Before 16,346 9,878
Two Years Before 3,704 41
Three Years Before 40  
Revolving Loans 6,109 7,181
Total 29,718 29,628
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 3,519 12,528
One Year Before 16,346 9,878
Two Years Before 3,704 41
Three Years Before 40  
Revolving Loans 6,109 7,181
Total 29,718 29,628
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   532
One Year Before 284 1,022
Two Years Before 703 21,333
Three Years Before 17,681 43
Four Years Before 31 64
Prior 269 365
Revolving Loans 459  
Total 19,427 23,359
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   532
One Year Before 284 1,022
Two Years Before 703 21,333
Three Years Before 17,681 43
Four Years Before 31 64
Prior 269 365
Revolving Loans 459  
Total 19,427 23,359
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,524 14,860
One Year Before 12,766 12,564
Two Years Before 7,068 5,658
Three Years Before 5,191 3,682
Four Years Before 3,651 5,458
Prior 7,286 4,531
Revolving Loans 705 1,262
Total 43,191 48,015
Current Period Gross Charge Offs    
Prior 101  
Total 101  
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,524 14,860
One Year Before 12,766 12,564
Two Years Before 7,068 5,658
Three Years Before 5,191 3,682
Four Years Before 3,651 5,458
Prior 7,286 4,531
Revolving Loans 705 878
Total 43,191 47,631
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans   384
Total   384
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 22,655 60,895
One Year Before 68,085 422,727
Two Years Before 353,154 203,918
Three Years Before 87,020 15,867
Four Years Before 19,317  
Total 550,231 703,407
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 22,655 60,895
One Year Before 68,085 422,727
Two Years Before 353,154 203,918
Three Years Before 87,020 15,867
Four Years Before 19,317  
Total 550,231 703,407
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 22,252 66,733
One Year Before 64,870 330,489
Two Years Before 320,685 204,324
Three Years Before 186,343 108,380
Four Years Before 102,092 60,459
Prior 167,348 119,621
Revolving Loans 533 529
Total 864,123 890,535
Current Period Gross Charge Offs    
One Year Before 49  
Prior 15 11
Revolving Loans   20
Total 64 31
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 22,252 66,733
One Year Before 64,870 330,489
Two Years Before 320,685 203,781
Three Years Before 185,819 108,232
Four Years Before 101,946 60,288
Prior 165,704 118,570
Revolving Loans 533 483
Total 861,809 888,576
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before 146 171
Prior 694 862
Revolving Loans   46
Total 840 1,079
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   543
Three Years Before 524 148
Prior 950 189
Total 1,474 880
Other residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,542 18,795
One Year Before 66,124 108,389
Two Years Before 310,672 391,516
Three Years Before 511,679 180,916
Four Years Before 181,521 108,173
Prior 171,156 130,947
Revolving Loans 3,282 3,335
Total 1,250,976 942,071
Other residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 6,542 18,795
One Year Before 66,124 108,389
Two Years Before 310,672 391,516
Three Years Before 511,679 180,916
Four Years Before 181,521 108,173
Prior 168,425 111,462
Revolving Loans 3,282 3,335
Total 1,248,245 922,586
Other residential | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,731 12,322
Total 2,731 12,322
Other residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior   7,163
Total   7,163
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,639 58,551
One Year Before 35,741 93,410
Two Years Before 71,814 34,205
Three Years Before 27,398 15,398
Four Years Before 9,870 10,043
Prior 50,653 56,413
Revolving Loans 62,501 62,077
Total 267,616 330,097
Current Period Gross Charge Offs    
One Year Before   7
Three year Before 4  
Four Year Before 27  
Prior   1,030
Total 31 1,037
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 9,439 58,551
One Year Before 35,741 92,224
Two Years Before 69,722 30,361
Three Years Before 23,728 15,371
Four Years Before 9,820 10,043
Prior 50,642 55,044
Revolving Loans 51,301 57,177
Total 250,393 318,771
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before 994  
Prior 11 1,369
Total 1,005 1,369
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   1,186
Two Years Before 1,098 3,840
Three Years Before 3,670  
Four Years Before 43  
Revolving Loans 11,200 4,900
Total 16,011 9,926
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 200  
Two Years Before   4
Three Years Before   27
Four Years Before 7  
Total $ 207 $ 31