CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash	$ 109,639	$ 102,529
Interest-bearing deposits in other financial institutions	76,830	108,804
Cash and cash equivalents	186,469	211,333
Available-for-sale securities	549,084	478,207
Held-to-maturity securities	191,224	195,023
Mortgage loans held for sale	13,116	5,849
Loans receivable, net of allowance for credit losses of $65,255 - June 2024; $64,670 - December 2023	4,633,628	4,589,620
Interest receivable	22,420	21,206
Prepaid expenses and other assets	144,552	106,225
Other real estate owned and repossessions, net	9,429	23
Premises and equipment, net	134,527	138,591
Goodwill and other intangible assets	10,310	10,527
Federal Home Loan Bank stock and other interest-earning assets	30,052	26,313
Current and deferred income taxes	33,955	29,485
Total Assets	5,958,766	5,812,402
Liabilities:
Deposits	4,615,295	4,721,708
Securities sold under reverse repurchase agreements with customers	74,155	70,843
Short-term borrowings and other interest-bearing liabilities	476,347	252,610
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	74,727	74,579
Accrued interest payable	9,006	6,225
Advances from borrowers for taxes and insurance	8,240	4,946
Accrued expenses and other liabilities	99,420	76,401
Liability for unfunded commitments	7,010	7,487
Total Liabilities	5,389,974	5,240,573
Stockholders' Equity:
Serial preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding June 2024 and December 2023 - - 0 - shares
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2024 - 11,582,606 shares; December 2023 - 11,804,430 shares	116	118
Additional paid-in capital	45,321	44,320
Retained earnings	578,800	569,872
Accumulated other comprehensive loss	(55,445)	(42,481)
Total Stockholders' Equity	568,792	571,829
Total Liabilities and Stockholders' Equity	$ 5,958,766	$ 5,812,402