CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 13,407	$ 20,456
Proceeds from sales of loans held for sale	37,509	25,328
Originations of loans held for sale	(41,578)	(26,465)
Items not requiring (providing) cash:
Depreciation	2,111	2,267
Amortization	426	198
Compensation expense for stock option grants	433	397
Provision for credit losses on loans	500	1,500
Provision (credit) for unfunded commitments	130	(826)
Net gain on loan sales	(677)	(389)
Net (gain) loss on sale of premises and equipment	15	(5)
Net loss on sale/write-down of other real estate owned and repossessions	4	76
Accretion of deferred income, premiums, discounts and other	(3,278)	(3,333)
Loss on derivative interest rate products	13	291
Deferred income taxes	(840)	(95)
Changes in:
Interest receivable	(433)	1,623
Prepaid expenses and other assets	(18,468)	(10,955)
Accrued expenses and other liabilities	(17,605)	1,321
Income taxes refundable/payable	1,394	3,783
Net cash provided by (used in) operating activities	(26,937)	15,172
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	9,957	(62,080)
Purchase of loans	(6,251)	(400)
Purchase of premises and equipment	(809)	(2,651)
Proceeds from sale of premises and equipment	4	28
Proceeds from sale of other real estate owned and repossessions	25	41
Proceeds from maturities and calls of available-for-sale securities		1,008
Principal reductions on mortgage-backed securities	7,296	7,490
Investment in tax credit partnerships	(6,100)	(9,730)
Redemption of Federal Home Loan Bank stock and change in other interest-earning assets	9,426	3,156
Net cash provided by (used in) investing activities	13,548	(63,138)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	(8,714)	39,355
Net increase in checking and savings deposits	60,430	73,728
Net decrease in short-term borrowings	(249,328)	(40,062)
Proceeds from borrowing under Federal Reserve Bank Term Funding Program	180,000
Advances from borrowers for taxes and insurance	1,413	1,496
Purchase of the Company's common stock	(5,835)	(5,575)
Dividends paid	(4,722)	(4,893)
Stock options exercised	259	73
Net cash provided by (used in) financing activities	(26,497)	64,122
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(39,886)	16,156
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	211,333	168,520
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 171,447	$ 184,676