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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Collateral dependent loans by class of loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Principal Balance $ 28,170 $ 18,785
Specific Allowance 1,354 1,229
Land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Principal Balance 384 384
Specific Allowance 13  
Owner occupied one- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Principal Balance 529 691
Specific Allowance 15 29
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Principal Balance 10,523 10,548
Specific Allowance 1,200 1,200
Other residential (multi-family)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Principal Balance 16,734 $ 7,162
Specific Allowance $ 126