CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Loans	$ 71,076	$ 65,438
Investment securities and other	6,314	6,025
TOTAL INTEREST INCOME	77,390	71,463
INTEREST EXPENSE
Deposits	27,637	14,650
Securities sold under reverse repurchase agreements	333	342
Short-term borrowings, overnight FHLBank borrowings and other interest-bearing liabilities	3,044	1,780
Subordinated debentures issued to capital trust	454	393
Subordinated notes	1,106	1,106
TOTAL INTEREST EXPENSE	32,574	18,271
NET INTEREST INCOME	44,816	53,192
PROVISION FOR CREDIT LOSSES ON LOANS	500	1,500
PROVISION (CREDIT) FOR UNFUNDED COMMITMENTS	130	(826)
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES AND PROVISION (CREDIT) FOR UNFUNDED COMMITMENTS	44,186	52,518
NON-INTEREST INCOME
Commissions	381	427
Overdraft and insufficient funds fees	1,289	1,896
Point-of-sale and ATM fee income and service charges	3,183	3,701
Net gains on loan sales	677	389
Late charges and fees on loans	167	180
Loss on derivative interest rate products	(13)	(291)
Other income	1,122	1,587
TOTAL NON-INTEREST INCOME	6,806	7,889
NON-INTEREST EXPENSE
Salaries and employee benefits	19,656	19,203
Net occupancy and equipment expense	7,839	7,720
Postage	807	828
Insurance	1,144	867
Advertising	350	647
Office supplies and printing	267	268
Telephone	721	703
Legal, audit and other professional fees	1,725	1,981
Expense on other real estate and repossessions	61	154
Acquired intangible asset amortization	108	111
Other operating expenses	1,744	1,981
TOTAL NON-INTEREST EXPENSE	34,422	34,463
INCOME BEFORE INCOME TAXES	16,570	25,944
PROVISION FOR INCOME TAXES	3,163	5,488
NET INCOME	$ 13,407	$ 20,456
Earnings Per Common Share
Basic Earnings Per Common Share	$ 1.14	$ 1.68
Diluted Earnings Per Common Share	1.13	1.67
Dividends Declared Per Common Share	$ 0.40	$ 0.40