Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash	$ 105,262	$ 90,008
Interest-bearing deposits in other financial institutions	63,258	627,259
Cash and cash equivalents	168,520	717,267
Available-for-sale securities	490,592	501,032
Held-to-maturity securities	202,495	0
Mortgage loans held for sale	4,811	8,735
Loans receivable, net of allowance for credit losses of $63,480 and $60,754 at December 31, 2022 and 2021, respectively	4,506,836	4,007,500
Interest receivable	19,107	10,705
Prepaid expenses and other assets	69,461	45,176
Other real estate owned and repossessions, net	233	2,087
Premises and equipment, net	141,070	132,733
Goodwill and other intangible assets	10,813	6,081
Federal Home Loan Bank stock and other interest earning assets	30,814	6,655
Current and deferred income taxes	35,950	11,973
Total assets	5,680,702	5,449,944
Liabilities
Deposits	4,684,910	4,552,101
Securities sold under reverse repurchase agreements with customers	176,843	137,116
Short-term borrowings and other interest-bearing liabilities	89,583	1,839
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	74,281	73,984
Accrued interest payable	3,010	646
Advances from borrowers for taxes and insurance	6,590	6,147
Accrued expenses and other liabilities	73,808	25,956
Liability for unfunded commitments	12,816	9,629
Total liabilities	5,147,615	4,833,192
Commitments and Contingencies
Stockholders' Equity
Serial preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding 2022 and 2021 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding 2022 - 12,231,290 shares, 2021 -13,128,493 shares	122	131
Additional paid-in capital	42,445	38,314
Retained earnings	543,875	545,548
Accumulated other comprehensive income (loss), net of income taxes of $(17,948) and $9,676 at December 31, 2022 and 2021, respectively	(53,355)	32,759
Total stockholders' equity	533,087	616,752
Total liabilities and stockholders' equity	$ 5,680,702	$ 5,449,944