CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash	$ 107,617	$ 90,008
Interest-bearing deposits in other financial institutions	81,389	627,259
Cash and cash equivalents	189,006	717,267
Available-for-sale securities	482,807	501,032
Held-to-maturity securities	206,485	0
Mortgage loans held for sale	4,097	8,735
Loans receivable, net of allowance for credit losses of $62,761 - September 2022; $60,754 - December 2021	4,497,109	4,007,500
Interest receivable	13,787	10,705
Prepaid expenses and other assets	64,383	45,176
Other real estate owned and repossessions, net	269	2,087
Premises and equipment, net	139,410	132,733
Goodwill and other intangible assets	11,029	6,081
Federal Home Loan Bank stock and other interest-earning assets	31,254	6,655
Current and deferred income taxes	36,613	11,973
Total Assets	5,676,249	5,449,944
Liabilities:
Deposits	4,739,118	4,552,101
Securities sold under reverse repurchase agreements with customers	124,187	137,116
Short-term borrowings and other interest-bearing liabilities	99,119	1,839
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	74,207	73,984
Accrued interest payable	2,632	646
Advances from borrowers for taxes and insurance	10,134	6,147
Accrued expenses and other liabilities	76,829	25,956
Liability for unfunded commitments	12,974	9,629
Total Liabilities	5,164,974	4,833,192
Stockholders' Equity:
Serial preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding September 2022 and December 2021 - - 0- shares
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding September 2022 - 12,245,593 shares; December 2021 - 13,128,493 shares	123	131
Additional paid-in capital	41,515	38,314
Retained earnings	527,963	545,548
Accumulated other comprehensive income (loss)	(58,326)	32,759
Total Stockholders' Equity	511,275	616,752
Total Liabilities and Stockholders' Equity	$ 5,676,249	$ 5,449,944