UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
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Item 7.01 Regulation FD Disclosure.
Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.
March 31, 2024 1
Loan Portfolio Gross Loans [in thousands] *Includes Home Equity Loans of $115,399 2 *Includes Home Equity Loans of $115,883 03 - 31 - 24 $4,669,023 12 - 31 - 23 $4,667,197
Loan Portfolio by Region Gross Loans [in thousands] 3 03 - 31 - 24 $4,669,023 12 - 31 - 23 $4,667,197
Commercial Real Estate by Industry Gross Loans [in thousands] 4 03 - 31 - 24 $1,502,625 12 - 31 - 23 $1,521,032
Commercial Real Estate by Region Gross Loans [in thousands] 5 03 - 31 - 24 $1,502,625 12 - 31 - 23 $1,521,032
Commercial Real Estate Office and Retail All Data as of 03/31/24 Gross Loans [in thousands] 6 Office $212,860 Retail $306,691 Average credit size is $1,531,368 Average credit size is $1,722,984
Commercial Real Estate Office and Retail All Data as of 03/31/24 Gross Loans [in thousands] 7 Office - $212,860 Retail - $306,691 Medical Traditional Outstanding Balance $39,290 $173,570 # of Loans 22 114 Avg. Loan Size $1,786 $1,523 Weighted Avg. LTV 41% 96% of Office Portfolio – Pass Rated Strip Center Single Tenant Mixed - Use Neighborhood & Shopping Center Outstanding Balance $117,876 $113,253 $17,241 $58,321 # of Loans 56 95 15 12 Avg. Loan Size $2,105 $1,192 $1,149 $4,860 Weighted Avg. LTV 60% 57% 57% 50% 100% of Retail Portfolio – Pass Rated Owner Occupied $20,279 # of Loans 54 Avg. Loan Size $376 Weighted Avg. LTV 53% Other Office Sq. Ft. >100,000 $87,060 20,000 - 100,000 $37,901 <20,000 $28,330 # of Loans 60 Avg. Loan Size $2,555 Weighted Avg. LTV 52%
Construction & Land Development by Industry Gross Loans [in thousands] 8 03 - 31 - 24 $792,663 12 - 31 - 23 $804,409
Construction & Land Development by Region Gross Loans [in thousands] 9 03 - 31 - 24 $792,663 12 - 31 - 23 $804,409
Multi Family Real Estate by Region Gross Loans [in thousands] 10 03 - 31 - 24 $1,040,306 12 - 31 - 23 $942,071 Average credit size is $4,686,063 Average credit size is $4,301,694
Multi Family Real Estate by LTV Gross Loans [in thousands] 11 03 - 31 - 24 $1,040,306 12 - 31 - 23 $942,071
Non - performing by Type Gross Loans [in thousands] 12 03 - 31 - 24 $21,271 12 - 31 - 23 $11,748 *Includes Home Equity Loans of $41 *Includes Home Equity Loans of $9
Non - performing by Region Gross Loans [in thousands] 13 03 - 31 - 24 $21,271 12 - 31 - 23 $11,748
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| GREAT SOUTHERN BANCORP, INC. | ||
| Date: April 17, 2024 | By: | /s/ Joseph W. Turner |
| Joseph W. Turner, President and Chief Executive Officer | ||
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