UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
(Exact name of Registrant as specified in its Charter)
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(State or other jurisdiction of
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(Commission File No.)
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(IRS Employer Identification
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(Address of principal executive offices)
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(Zip Code)
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Registrant's telephone number, including area code: (417 ) 887-4400
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
Securities registered pursuant to Section 12(b) of the Act:
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Title of each class
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Trading Symbol(s)
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Name of each exchange on which registered
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this
chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
December 31, 2020
Item 7.01. Regulation FD Disclosure
Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern
Bank.
Portfolio Diversification Legacy Loans 12.31.20 $4,280,945 $4,395,595 9.30.20 *Includes Home Equity Loans of $114,689 Includes Home Equity Loans of $114,356 * [in thousands]
Portfolio Diversification Acquired Loans 12.31.20 $102,571 $110,917 9.30.20 Team Bank, Vantus Bank, Sun Security Bank, InterSavings Bank, and Valley*Includes Home Equity Loans of $5,512 Team Bank, Vantus Bank, Sun Security Bank, InterSavings Bank, and Valley*Includes Home Equity Loans of $7,073 * [in thousands]
Portfolio by Region Legacy Loans 12.31.20 $4,280,945 $4,395,595 9.30.20 * [in thousands]
Portfolio by Region Acquired Loans 12.31.20 $102,571 $110,917 9.30.20 * [in thousands] Team Bank, Vantus Bank, Sun Security Bank, InterSavings Bank, and Valley Team Bank, Vantus Bank, Sun Security Bank, InterSavings Bank, and Valley
Commercial Real Estate Legacy Loans 12.31.20 $1,541,242 $1,519,115 9.30.20 * [in thousands]
Commercial Real Estate by Region Legacy Loans 12.31.20 $1,519,115 9.30.20 * [in thousands] $1,541,242
Construction & Land Development Legacy Loans 12.31.20 $564,018 $648,591 9.30.20 * [in thousands]
Construction & Land Development by Region Legacy Loans 12.31.20 $648,591 9.30.20 * [in thousands] $564,018
Multi Family Real Estate by Region Legacy Loans 12.31.20 $999,447 $987,959 9.30.20 * [in thousands] Average credit size is $3,621,184 Average credit size is $3,466,522
Multi Family Real Estate by LTV Legacy Loans 12.31.20 $999,447 $987,959 9.30.20 * [in thousands]
Consumer Auto Loans by RegionExcluding Insured Credit Loans Legacy Loans 12.31.20 $78,941 $90,337 9.30.20 * [in thousands] 33% of the Consumer PortfolioAvg. origination balance $16,535Avg. origination term 5 yearsExpected life 11.90 months Average Primary FICO-696 New autos--1% Used autos--99% Indirect loans-- 58%Direct loans--42% 35% of the Consumer PortfolioAvg. origination balance $16,633Avg. origination term 5 yearsExpected life 12.66 months Average Primary FICO-689 New autos--1% Used autos--99% Indirect loans-- 57%Direct loans--43% (Adjusted to exclude nonperforming and insured credit program loans) (Adjusted to exclude nonperforming and insured credit program loans)
Consumer Insured Credit Loans by Region Legacy Loans 12.31.20 $7,232 $8,865 9.30.20 * [in thousands] 3% of the Consumer PortfolioAvg. origination balance $19,580Avg. origination term 6 yearsExpected life 11.90 months Average Primary FICO-586 New autos-6% Used autos--94% Indirect loans--97%Direct loans--3% 3% of the Consumer PortfolioAvg. origination balance $19,523Avg. origination term 6 yearsExpected life 12.66 months Average Primary FICO-572 New autos-7% Used autos--93% Indirect loans--97%Direct loans--3% (Adjusted to exclude nonperforming loans) (Adjusted to exclude nonperforming loans)
NonPerforming by Type Legacy Loans 12.31.20 $3,043 $3,837 9.30.20 * [in thousands] *Includes Home Equity Loans of $457 *Includes Home Equity Loans of $508
NonPerforming by Region Legacy Loans 12.31.20 $3,043 $3,837 9.30.20 * [in thousands]
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
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GREAT SOUTHERN BANCORP, INC.
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Date:
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January 25, 2021
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By:
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/s/ Joseph W. Turner
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Joseph W. Turner, President
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and Chief Executive Officer
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