CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash	$ 97,208	$ 99,299
Interest-bearing deposits in other financial institutions	376,437	120,856
Cash and cash equivalents	473,645	220,155
Available-for-sale securities	446,935	374,175
Mortgage loans held for sale	20,188	9,242
Loans receivable, net of allowance for loan losses of $49,801 - June 2020; $40,294 - December 2019	4,399,645	4,153,982
Interest receivable	14,759	13,530
Prepaid expenses and other assets	47,688	74,984
Other real estate owned and repossessions, net	4,435	5,525
Premises and equipment, net	140,558	141,908
Goodwill and other intangible assets	7,521	8,098
Federal Home Loan Bank stock and other interest-earning assets	11,276	13,473
Total Assets	5,566,650	5,015,072
Liabilities:
Deposits	4,512,158	3,960,106
Securities sold under reverse repurchase agreements with customers	191,624	84,167
Short-term borrowings and other interest-bearing liabilities	1,279	228,157
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	148,032	74,276
Accrued interest payable	3,464	4,250
Advances from borrowers for taxes and insurance	10,729	7,484
Accrued expenses and other liabilities	33,520	24,904
Current and deferred income taxes	13,342	2,888
Total Liabilities	4,939,922	4,412,006
Capital stock
Serial preferred stock -$.01 par value; authorized 1,000,000 shares; issued and outstanding June 2020 and December 2019 - - 0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2020 -14,084,420 shares; December 2019 - 14,261,052 shares	141	143
Additional paid-in capital	34,230	33,510
Retained earnings	533,346	537,167
Accumulated other comprehensive income	59,011	32,246
Total Stockholders' Equity	626,728	603,066
Total Liabilities and Stockholders' Equity	5,566,650	5,015,072
Commitments and Contingencies	$ 0	$ 0