Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash	$ 104,142	$ 99,299
Interest-bearing deposits in other financial institutions	136,352	120,856
Cash and cash equivalents	240,494	220,155
Available-for-sale securities	395,799	374,175
Mortgage loans held for sale	16,160	9,242
Loans receivable, net of allowance for loan losses of $43,928 - March 2020; $40,294 - December 2019	4,195,035	4,153,982
Interest receivable	13,437	13,530
Prepaid expenses and other assets	47,712	74,984
Other real estate owned and repossessions, net	4,979	5,525
Premises and equipment, net	141,699	141,908
Goodwill and other intangible assets	7,809	8,098
Federal Home Loan Bank stock and other interest-earning assets	9,896	13,473
Total Assets	5,073,020	5,015,072
Liabilities:
Deposits	4,178,918	3,960,106
Securities sold under reverse repurchase agreements with customers	124,484	84,167
Short-term borrowings and other interest-bearing liabilities	1,312	228,157
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	74,385	74,276
Accrued interest payable	2,747	4,250
Advances from borrowers for taxes and insurance	9,195	7,484
Accrued expenses and other liabilities	31,019	24,904
Current and deferred income taxes	10,954	2,888
Total Liabilities	4,458,788	4,412,006
Capital stock
Serial preferred stock -$.01 par value; authorized 1,000,000 shares; issued and outstanding March 2020 and December 2019 - - 0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding March 2020 -14,083,820 shares; December 2019 - 14,261,052 shares	141	143
Additional paid-in capital	33,958	33,510
Retained earnings	524,922	537,167
Accumulated other comprehensive income	55,211	32,246
Total Stockholders' Equity	614,232	603,066
Total Liabilities and Stockholders' Equity	5,073,020	5,015,072
Commitments and Contingencies	$ 0	$ 0