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Note 3: Loans and Allowance for Loan Losses: Schedule of Loans Classified by Aging Analysis (Tables)
12 Months Ended
Dec. 31, 2019
Tables/Schedules  
Schedule of Loans Classified by Aging Analysis

 

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Loans

 

 

 

 

 

Over 90

 

 

 

 

 

Total

 

> 90 Days Past

 

30-59 Days

 

60-89 Days

 

Days

 

Total Past

 

 

 

Loans

 

Due and

 

Past Due

 

Past Due

 

Past Due

 

Due

 

Current

 

Receivable

 

Still Accruing

 

(In Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

One- to four-family

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

residential construction

$

 

$

 

$

 

$

 

$

33,963

 

$

33,963

 

$

 

Subdivision construction

 

 

 

 

 

 

 

 

 

16,088

 

 

16,088

 

 

 

Land development

 

 

 

27

 

 

 

 

27

 

 

40,404

 

 

40,431

 

 

 

Commercial construction

 

15,085

 

 

 

 

 

 

15,085

 

 

1,307,776

 

 

1,322,861

 

 

 

Owner occupied one- to four-

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

family residential

 

1,453

 

 

1,631

 

 

1,198

 

 

4,282

 

 

382,734

 

 

387,016

 

 

 

Non-owner occupied one- to

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

four-family residential

 

152

 

 

 

 

181

 

 

333

 

 

120,010

 

 

120,343

 

 

 

Commercial real estate

 

549

 

 

119

 

 

632

 

 

1,300

 

 

1,492,872

 

 

1,494,172

 

 

 

Other residential

 

376

 

 

 

 

 

 

376

 

 

865,630

 

 

866,006

 

 

 

Commercial business

 

60

 

 

 

 

1,235

 

 

1,295

 

 

311,914

 

 

313,209

 

 

 

Industrial revenue bonds

 

 

 

 

 

 

 

 

 

13,189

 

 

13,189

 

 

 

Consumer auto

 

1,101

 

 

259

 

 

558

 

 

1,918

 

 

149,936

 

 

151,854

 

 

 

Consumer other

 

278

 

 

233

 

 

198

 

 

709

 

 

46,011

 

 

46,720

 

 

 

Home equity lines of credit

 

296

 

 

 

 

517

 

 

813

 

 

118,175

 

 

118,988

 

 

 

Loans acquired and accounted

       for under ASC 310-30, net

   of discounts

 

2,177

 

 

709

 

 

6,191

 

 

9,077

 

 

118,129

 

 

127,206

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

21,527

 

 

2,978

 

 

10,710

 

 

35,215

 

 

5,016,831

 

 

5,052,046

 

 

 

Less: Loans acquired and accounted

       for under ASC 310-30, net

   of discounts

 

2,177

 

 

709

 

 

6,191

 

 

9,077

 

 

118,129

 

 

127,206

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

$

19,350

 

$

2,269

 

$

4,519

 

$

26,138

 

$

4,898,702

 

$

4,924,840

 

$

 

 

 

 

 

December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Loans

 

 

 

 

 

Over 90

 

 

 

 

 

Total

 

> 90 Days Past

 

30-59 Days

 

60-89 Days

 

Days

 

Total Past

 

 

 

Loans

 

Due and

 

Past Due

 

Past Due

 

Past Due

 

Due

 

Current

 

Receivable

 

Still Accruing

 

(In Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

One- to four-family

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

residential construction

$

 

$

 

$

 

$

 

$

26,177

 

$

26,177

 

$

Subdivision construction

 

 

 

 

 

 

 

 

 

13,844

 

 

13,844

 

 

Land development

 

13

 

 

 

 

49

 

 

62

 

 

44,430

 

 

44,492

 

 

Commercial construction

 

 

 

 

 

 

 

 

 

1,417,166

 

 

1,417,166

 

 

Owner occupied one- to four-

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

family residential

 

1,431

 

 

806

 

 

1,206

 

 

3,443

 

 

273,423

 

 

276,866

 

 

Non-owner occupied one- to

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

four-family residential

 

1,142

 

 

144

 

 

1,458

 

 

2,744

 

 

119,694

 

 

122,438

 

 

Commercial real estate

 

3,940

 

 

53

 

 

334

 

 

4,327

 

 

1,367,108

 

 

1,371,435

 

 

Other residential

 

 

 

 

 

 

 

 

 

784,894

 

 

784,894

 

 

Commercial business

 

72

 

 

54

 

 

1,437

 

 

1,563

 

 

320,555

 

 

322,118

 

 

Industrial revenue bonds

 

3

 

 

 

 

 

 

3

 

 

13,937

 

 

13,940

 

 

Consumer auto

 

2,596

 

 

722

 

 

1,490

 

 

4,808

 

 

248,720

 

 

253,528

 

 

Consumer other

 

691

 

 

181

 

 

240

 

 

1,112

 

 

56,238

 

 

57,350

 

 

Home equity lines of credit

 

229

 

 

 

 

86

 

 

315

 

 

121,037

 

 

121,352

 

 

Loans acquired and accounted

       for under ASC 310-30, net

   of discounts

 

2,195

 

 

1,416

 

 

6,827

 

 

10,438

 

 

157,213

 

 

167,651

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

12,312

 

 

3,376

 

 

13,127

 

 

28,815

 

 

4,964,436

 

 

4,993,251

 

 

Less: Loans acquired and accounted

       for under ASC 310-30, net

   of discounts

 

2,195

 

 

1,416

 

 

6,827

 

 

10,438

 

 

157,213

 

 

167,651

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

$

10,117

 

$

1,960

 

$

6,300

 

$

18,377

 

$

4,807,223

 

$

4,825,600

 

$