NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Sep. 30, 2019

Tables/Schedules

Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

	September 30, 2019
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$ 35,153	$ —	$ —	$ —	$ —	$ 35,153
Subdivision construction	16,326	—	—	—	—	16,326
Land development	38,788	28	—	83	—	38,899
Commercial construction	1,335,827	—	—	—	—	1,335,827
Owner occupied one- to four-
family residential	343,359	—	—	1,739	—	345,098
Non-owner occupied one- to
four- family residential	121,298	425	—	566	—	122,289
Commercial real estate	1,458,339	32,312	—	3,970	—	1,494,621
Other residential	841,087	—	—	—	—	841,087
Commercial business	299,286	4,702	—	1,245	—	305,233
Industrial revenue bonds	13,350	—	—	—	—	13,350
Consumer auto	173,996	60	—	654	—	174,710
Consumer other	48,211	94	—	318	—	48,623
Home equity lines of credit	119,130	44	—	531	—	119,705
Loans acquired and accounted
for under ASC 310-30,
net of discounts	142,084	—	—	15	—	142,099
Total	$ 4,986,234	$ 37,665	$ —	$ 9,121	$ —	$ 5,033,020

	December 31, 2018
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$ 25,803	$ 374	$ —	$ —	$ —	$ 26,177
Subdivision construction	12,077	1,718	—	49	—	13,844
Land development	39,892	4,600	—	—	—	44,492
Commercial construction	1,417,166	—	—	—	—	1,417,166
Owner occupied one- to-four-
family residential	274,661	43	—	2,162	—	276,866
Non-owner occupied one- to-
four-family residential	119,951	941	—	1,546	—	122,438
Commercial real estate	1,357,987	11,061	—	2,387	—	1,371,435
Other residential	784,393	501	—	—	—	784,894
Commercial business	315,518	5,163	—	1,437	—	322,118
Industrial revenue bonds	13,940	—	—	—	—	13,940
Consumer auto	251,824	116	—	1,588	—	253,528
Consumer other	56,859	157	—	334	—	57,350
Home equity lines of credit	121,134	118	—	100	—	121,352
Loans acquired and accounted
for under ASC 310-30,
net of discounts	167,632	—	—	19	—	167,651
Total	$ 4,958,837	$ 24,792	$ —	$ 9,622	$ —	$ 4,993,251