NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)

6 Months Ended

Jun. 30, 2019

Tables/Schedules

Impaired Financing Receivables

Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows:

	June 30, 2019
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential   construction	$                 —	$                 —	$                  —
Subdivision construction	261	261	100
Land development	3,556	3,588	—
Commercial construction	—	—	—
Owner occupied one- to four-   family residential	2,157	2,434	114
Non-owner occupied one- to four-   family residential	764	944	22
Commercial real estate	7,809	7,834	555
Other residential	—	—	—
Commercial business	1,451	1,918	470
Industrial revenue bonds	—	—	—
Consumer auto	1,040	1,230	133
Consumer other	417	651	20
Home equity lines of credit	364	380	3
Total	$          17,819	$          19,240	$             1,417

	Three Months Ended		Six Months Ended
	June 30, 2019		June 30, 2019
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                    —	$                    —	$                    —	$                  —
Subdivision construction	280	3	293	5
Land development	1,189	99	601	99
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	2,839	20	3,097	57
Non-owner occupied one- to four-family residential	815	6	1,296	18
Commercial real estate	6,349	86	5,612	136
Other residential	—	—	—	—
Commercial business	1,626	26	1,700	58
Industrial revenue bonds	—	—	—	—
Consumer auto	1,088	18	1,240	43
Consumer other	401	11	432	22
Home equity lines of credit	290	10	254	17
Total	$             14,877	$                  279	$             14,525	$                455

	At or for the Year Ended December 31, 2018
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                 —	$                 —	$                 —	$                 —	$                —
Subdivision construction	318	318	105	321	17
Land development	14	18	—	14	1
Commercial construction	—	—	—	—	—
Owner occupied one- to four-
family residential	3,576	3,926	285	3,406	197
Non-owner occupied one- to four-
family residential	2,222	2,519	304	2,870	158
Commercial real estate	3,501	3,665	613	6,216	337
Other residential	—	—	—	1,026	20
Commercial business	1,844	2,207	309	2,932	362
Industrial revenue bonds	—	—	—	—	—
Consumer auto	1,874	2,114	336	2,069	167
Consumer other	479	684	72	738	59
Home equity lines of credit	111	128	17	412	28
Total	$          13,939	$          15,579	$            2,041	$          20,004	$           1,346

	June 30, 2018
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential   construction	$                 —	$                 —	$                  —
Subdivision construction	335	357	110
Land development	15	18	—
Commercial construction	—	—	—
Owner occupied one- to four-   family residential	3,261	3,579	284
Non-owner occupied one- to four-   family residential	3,144	3,465	343
Commercial real estate	8,313	8,468	220
Other residential	1,015	1,015	—
Commercial business	3,350	4,754	1,422
Industrial revenue bonds	—	—	—
Consumer auto	2,033	2,228	369
Consumer other	784	1,007	118
Home equity lines of credit	513	553	154
Total	$          22,763	$          25,444	$             3,020

	Three Months Ended		Six Months Ended
	June 30, 2018		June 30, 2018
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                    —	$                    —	$                    —	$                  —
Subdivision construction	338	2	354	8
Land development	15	—	15	—
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,272	44	3,283	89
Non-owner occupied one- to four-family residential	3,225	38	3,331	92
Commercial real estate	7,391	145	7,328	223
Other residential	1,017	10	1,714	20
Commercial business	3,559	258	3,625	289
Industrial revenue bonds	—	—	—	—
Consumer auto	2,034	40	2,247	81
Consumer other	879	18	874	37
Home equity lines of credit	528	9	548	28
Total	$             22,258	$                  564	$             23,319	$                867