CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash	$ 95,347	$ 110,108
Interest-bearing deposits in other financial institutions	110,743	92,634
Cash and cash equivalents	206,090	202,742
Available-for-sale securities	277,750	243,968
Mortgage Loans Held for Sale	1,892	1,650
Loans receivable, net of allowance for loan losses of $38,651 - March 2019; $38,409 - December 2018	4,050,336	3,989,001
Interest receivable	14,550	13,448
Prepaid expenses and other assets	59,383	55,336
Other real estate owned and repossessions, net	8,772	8,440
Premises and equipment, net	141,754	132,424
Goodwill and other intangible assets	8,963	9,288
Federal Home Loan Bank stock	5,633	12,438
Current and deferred income taxes	3,097	7,465
Total Assets	4,778,220	4,676,200
Liabilities:
Deposits	3,956,091	3,725,007
Securities sold under reverse repurchase agreements with customers	118,618	105,253
Short-term borrowings and other interest-bearing liabilities	22,219	192,725
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	73,951	73,842
Accrued interest payable	2,933	3,570
Advances from borrowers for taxes and insurance	7,864	5,092
Accrued expenses and other liabilities	27,135	12,960
Total Liabilities	4,234,585	4,144,223
Capital Stock
Serial preferred stock - $.01 par value; authorized 1,000,000 shares; issued and outstanding March 2019 and December 2018 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding March 2019 -14,170,758 shares; December 2018 - 14,151,198 shares	142	142
Additional paid-in capital	30,916	30,121
Retained earnings	494,181	492,087
Accumulated other comprehensive income	18,396	9,627
Total Stockholders' Equity	543,635	531,977
Total Liabilities and Stockholders' Equity	$ 4,778,220	$ 4,676,200