Consolidated Statements of Financial Position - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash	$ 110,108	$ 115,600
Interest-bearing deposits in other financial institutions	92,634	126,653
Cash and cash equivalents	202,742	242,253
Available-for-sale securities	243,968	179,179
Held-to-maturity securities	0	130
Mortgage Loans Held for Sale	1,650	8,203
Loans receivable, net of allowance for loan losses of $38,409 and $36,492 at December 31, 2018 and 2017, respectively	3,989,001	3,726,302
Interest receivable	13,448	12,338
Prepaid expenses and other assets	55,336	47,122
Other real estate owned and repossessions, net	8,440	22,002
Premises and equipment, net	132,424	138,018
Goodwill and other intangible assets	9,288	10,850
Federal Home Loan Bank stock	12,438	11,182
Current and deferred income taxes	7,465	16,942
Total assets	4,676,200	4,414,521
Liabilities
Deposits	3,725,007	3,597,144
Federal Home Loan Bank advances	0	127,500
Securities sold under reverse repurchase agreements with customers	105,253	80,531
Short-term borrowings and other interest-bearing liabilities	192,725	16,604
Subordinated debentures issued to capital trust	25,774	25,774
Subordinated notes	73,842	73,688
Accrued interest payable	3,570	2,904
Advances from borrowers for taxes and insurance	5,092	5,319
Accrued expenses and other liabilities	12,960	13,395
Total liabilities	4,144,223	3,942,859
Commitments and Contingencies	0	0
Capital Stock
Serial preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding 2018 and 2017 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding 2018 - 14,151,198 shares, 2017 - 14,087,533 shares	142	141
Additional paid-in capital	30,121	28,203
Retained earnings	492,087	442,077
Accumulated other comprehensive income, net of income taxes of $2,844 and $708 at December 31, 2018 and 2017, respectively	9,627	1,241
Total stockholders' equity	531,977	471,662
Total liabilities and stockholders' equity	$ 4,676,200	$ 4,414,521