NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Sep. 30, 2018

Tables/Schedules

Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

	September 30, 2018
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$         25,056	$             421	$               —	$              —	$               —	$        25,477
Subdivision construction	14,087	1,967	—	—	—	16,054
Land development	39,902	4,600	—	—	—	44,502
Commercial construction	1,283,468	—	—	—	—	1,283,468
Owner occupied one- to four-
family residential	253,695	62	—	2,237	—	255,994
Non-owner occupied one- to
four- family residential	106,619	1,092	—	1,571	—	109,282
Commercial real estate	1,370,246	11,330	—	2,295	—	1,383,871
Other residential	791,285	501	—	—	—	791,786
Commercial business	325,260	5,187	—	1,590	—	332,037
Industrial revenue bonds	14,179	—	—	—	—	14,179
Consumer auto	276,220	155	—	1,509	—	277,884
Consumer other	57,337	162	—	422	—	57,921
Home equity lines of credit	116,804	152	—	105	—	117,061
Loans acquired and accounted
for under ASC 310-30,
net of discounts	177,130	—	—	20	—	177,150
Total	$    4,851,288	$        25,629	$               —	$         9,749	$               —	$   4,886,666

	December 31, 2017
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$         20,275	$             518	$               —	$              —	$               —	$        20,793
Subdivision construction	15,602	2,362	—	98	—	18,062
Land development	39,171	4,800	—	—	—	43,971
Commercial construction	1,068,352	—	—	—	—	1,068,352
Owner occupied one- to-four-
family residential	188,706	—	—	1,809	—	190,515
Non-owner occupied one- to-
four-family residential	117,103	389	—	1,976	—	119,468
Commercial real estate	1,218,431	9,909	—	6,989	—	1,235,329
Other residential	742,237	1,532	—	1,876	—	745,645
Commercial business	344,479	6,306	—	2,066	500	353,351
Industrial revenue bonds	21,859	—	—	—	—	21,859
Consumer auto	354,588	—	—	2,554	—	357,142
Consumer other	62,682	—	—	686	—	63,368
Home equity lines of credit	114,860	—	—	579	—	115,439
Loans acquired and accounted
for under ASC 310-30,
net of discounts	209,657	—	—	12	—	209,669
Total	$    4,518,002	$        25,816	$               —	$       18,645	$             500	$   4,562,963