NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)

3 Months Ended

Sep. 30, 2018

Tables/Schedules

Impaired Financing Receivables

Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows:

	September 30, 2018
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
One- to four-family residential   construction	$                 —	$                    —	$                  —
Subdivision construction	241	241	107
Land development	14	18	—
Commercial construction	—	—	—
Owner occupied one- to four-   family residential	3,663	3,995	343
Non-owner occupied one- to four-   family residential	2,398	2,677	321
Commercial real estate	3,556	3,714	635
Other residential	—	—	—
Commercial business	2,008	2,383	324
Industrial revenue bonds	—	—	—
Consumer auto	1,843	2,046	331
Consumer other	566	751	85
Home equity lines of credit	115	133	17
Total	$          14,404	$             15,958	$             2,163

	Three Months Ended		Nine Months Ended
	September 30, 2018		September 30, 2018
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                    —	$                    —	$                    —	$                  —
Subdivision construction	299	3	336	11
Land development	15	1	15	1
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,401	53	3,322	142
Non-owner occupied one- to four-family residential	2,583	38	3,082	130
Commercial real estate	6,689	55	7,115	278
Other residential	675	—	1,368	20
Commercial business	2,581	40	3,277	329
Industrial revenue bonds	—	—	—	—
Consumer auto	1,865	37	2,120	118
Consumer other	671	11	806	48
Home equity lines of credit	405	—	500	28
Total	$             19,184	$                  238	$             21,941	$             1,105

	At or for the Year Ended December 31, 2017
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                 —	$                 —	$                 —	$               193	$                —
Subdivision construction	349	367	114	584	22
Land development	15	18	—	1,793	24
Commercial construction	—	—	—	—	—
Owner occupied one- to four-
family residential	3,405	3,723	331	3,405	166
Non-owner occupied one- to four-
family residential	3,196	3,465	68	2,419	165
Commercial real estate	8,315	8,490	599	9,075	567
Other residential	2,907	2,907	—	3,553	147
Commercial business	3,018	4,222	2,140	5,384	173
Industrial revenue bonds	—	—	—	—	—
Consumer auto	2,713	2,898	484	2,383	222
Consumer other	825	917	124	906	69
Home equity lines of credit	591	648	91	498	33
Total	$          25,334	$          27,655	$            3,951	$          30,193	$           1,588

	September 30, 2017
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential construction	$                        —	$                        —	$                         —
Subdivision construction	434	450	116
Land development	315	319	—
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,441	3,740	351
Non-owner occupied one- to four-family residential	3,293	3,560	104
Commercial real estate	9,358	9,581	599
Other residential	3,390	3,390	—
Commercial business	3,141	4,311	2,396
Industrial revenue bonds	—	—	—
Consumer auto	2,740	2,936	491
Consumer other	1,042	1,148	156
Home equity lines of credit	647	725	100
Total	$                 27,801	$                 30,160	$                    4,313

	Three Months Ended		Nine Months Ended
	September 30, 2017		September 30, 2017
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                    —	$                    —	$                  258	$                  —
Subdivision construction	444	9	652	21
Land development	424	12	2,319	33
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,440	44	3,384	124
Non-owner occupied one- to four-family residential	2,550	80	2,183	128
Commercial real estate	6,819	266	9,068	425
Other residential	3,457	27	3,660	102
Commercial business	5,580	35	6,148	161
Industrial revenue bonds	—	—	—	—
Consumer auto	2,548	79	2,323	156
Consumer other	1,005	26	886	65
Home equity lines of credit	633	14	456	32
Total	$             26,900	$                  592	$             31,337	$             1,247