Statement of Financial Position - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash	$ 99,044	$ 115,600
Interest-bearing deposits in other financial institutions	109,777	126,653
Cash and cash equivalents	208,821	242,253
Available-for-sale securities	191,251	179,179
Held-to-maturity securities (fair value $0 - September 2018; $131 - December 2017)	0	130
Mortgage Loans Held for Sale	3,474	8,203
Interest receivable	13,008	12,338
Prepaid expenses and other assets	41,116	47,122
Other real estate owned and repossessions, net	12,844	22,002
Premises and equipment, net	133,319	138,018
Goodwill and other intangible assets	9,613	10,850
Investment in Federal Home Loan Bank stock	14,918	11,182
Current and deferred income taxes	12,956	16,942
Total Assets	4,584,086	4,414,521
Loans receivable, net of allowance for loan losses of $37,497 - September 2018; $36,492 - December 2017	3,942,766	3,726,302
Liabilities:
Deposits	3,595,665	3,597,144
Federal Home Loan Bank advances	240,000	127,500
Securities sold under reverse repurchase agreements with customers	112,184	80,531
Short-term borrowings	1,360	16,604
Subordinated debentures issued to capital trusts	25,774	25,774
Subordinated notes	73,804	73,688
Accrued interest payable	3,013	2,904
Advances from borrowers for taxes and insurance	8,858	5,319
Accounts payable and accrued expenses	15,301	13,395
Total Liabilities	4,075,959	3,942,859
Capital Stock
Serial preferred stock - $.01 par value; authorized 1,000,000 shares; issued and outstanding September 2018 and December 2017 - -0- shares	0	0
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding September 2018 -14,153,290 shares; December 2017 - 14,087,533 shares	142	141
Additional paid-in capital	29,553	28,203
Retained earnings	480,027	442,077
Accumulated other comprehensive income (loss)	(1,595)	1,241
Total Stockholders' Equity	508,127	471,662
Total Liabilities and Stockholders' Equity	$ 4,584,086	$ 4,414,521