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Note 3: Loans and Allowance For Loan Losses: Schedule of Loans and Leases Receivable Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2017
Tables/Schedules  
Schedule of Loans and Leases Receivable Allowance for Loan Losses

 

 

December 31, 2017

 

One- to Four-

 

 

 

 

 

 

 

Family

 

 

 

 

 

 

 

Residential

 

 

 

 

 

 

 

and

Other

Commercial

Commercial

Commercial

 

 

 

Construction

Residential

Real Estate

Construction

Business

Consumer

Total

 

(In Thousands)

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

 

 

 

 

 

 

Balance, January 1, 2017

$          2,322

$      5,486

$        15,938

$          2,284

$          3,015

$          8,355

$    37,400

Provision (benefit) charged to expense

               (158)

        (2,356)

             4,234

               (643)

             1,475

             6,548

          9,100

Losses charged off

               (165)

           (488)

            (1,656)

               (420)

            (1,489)

          (11,859)

      (16,077)

Recoveries

                109

            197

                123

                546

                580

             4,514

         6,069

 

 

 

 

 

 

  

 

Balance,

 

 

 

 

 

 

 

December 31, 2017

$          2,108

$      2,839

$        18,639

$          1,767

$          3,581

$          7,558

$    36,492

 

 

 

 

 

 

 

 

Ending balance:

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$             513

$             --

$             599

$                --

$          2,140

$             699

$      3,951

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$          1,564

$      2,813

$        17,843

$          1,690

$          1,369

$          6,802

$    32,081

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$               31

$           26

$             197

$               77

$               72

$               57

$         460

 

 

 

 

 

 

 

 

Loans

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$          6,950

$      2,907

$          8,315

$               15

$          3,018

$          4,129

$    25,334

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$      341,888

$  742,738

$   1,227,014

$   1,112,308

$      372,192

$      531,820

$ 4,327,960

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$      120,295

$    14,877

$        39,210

$          3,806

$          5,275

$        26,206

$  209,669

 

 

December 31, 2016

 

One- to Four-

 

 

 

 

 

 

 

Family

 

 

 

 

 

 

 

Residential

 

 

 

 

 

 

 

and

Other

Commercial

Commercial

Commercial

 

 

 

Construction

Residential

Real Estate

Construction

Business

Consumer

Total

 

(In Thousands)

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

 

 

 

 

 

 

Balance, January 1, 2016

$          4,900

$      3,190

$        14,738

$          3,019

$          4,203

$          8,099

$    38,149

Provision (benefit) charged to expense

            (2,407)

          2,260

             5,632

               (827)

               (926)

             5,549

          9,281

Losses charged off

               (229)

             (16)

            (5,653)

                 (31)

               (589)

            (8,751)

      (15,269)

Recoveries

                  58

              52

             1,221

                123

                327

             3,458

         5,239

 

 

 

 

 

 

  

 

Balance,

 

 

 

 

 

 

 

December 31, 2016

$          2,322

$      5,486

$        15,938

$          2,284

$          3,015

$          8,355

$    37,400

 

 

 

 

 

 

 

 

Ending balance:

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$             570

$             --

$          2,209

$          1,291

$          1,295

$             997

$      6,362

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$          1,628

$      5,396

$        13,507

$             953

$          1,681

$          7,248

$    30,413

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$             124

$           90

$             222

$               40

$               39

$             110

$         625

 

 

 

 

 

 

 

 

Loans

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$          6,015

$      3,812

$        10,507

$          6,023

$          4,539

$          3,385

$    34,281

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$      370,172

$  659,566

$   1,176,399

$      825,215

$      369,154

$      669,602

$ 4,070,108

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$      155,378

$    29,600

$        54,208

$          2,191

$          6,429

$        35,353

$  283,159

 

 

December 31, 2015

 

One- to Four-

 

 

 

 

 

 

 

Family

 

 

 

 

 

 

 

Residential

 

 

 

 

 

 

 

and

Other

Commercial

Commercial

Commercial

 

 

 

Construction

Residential

Real Estate

Construction

Business

Consumer

Total

 

(In Thousands)

 

 

 

 

 

 

 

 

Allowance for Loan Losses

 

 

 

 

 

 

 

Balance, January 1, 2015

$          3,455

$      2,941

$        19,773

$          3,562

$          3,679

$         5,025

$    38,435

Provision (benefit) charged to expense

             1,428

             193

            (2,753)

               (619)

             1,450

            5,820

          5,519

Losses charged off

                 (80)

               (2)

            (2,584)

               (329)

            (1,202)

          (5,315)

        (9,512)

Recoveries

                  97

              58

                302

                405

                276

            2,569

         3,707

 

 

 

 

 

 

  

 

Balance,

 

 

 

 

 

 

 

December 31, 2015

$          4,900

$      3,190

$        14,738

$          3,019

$          4,203

$         8,099

$    38,149

 

 

 

 

 

 

 

 

Ending balance:

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$             731

$             --

$          2,556

$          1,391

$          1,115

$            300

$      6,093

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$          3,464

$      3,122

$        11,888

$          1,570

$          2,862

$         7,647

$    30,553

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$             705

$           68

$             294

$               58

$             226

$            152

$      1,503

 

 

 

 

 

 

 

 

Loans

 

 

 

 

 

 

 

Individually evaluated

 

 

 

 

 

 

 

for impairment

$          6,129

$      9,533

$        34,629

$          7,555

$          2,365

$         1,950

$    62,161

Collectively evaluated

 

 

 

 

 

 

 

for impairment

$      316,052

$  410,016

$   1,008,845

$      651,679

$      392,577

$     596,740

$ 3,375,909

Loans acquired and

 

 

 

 

 

 

 

accounted for under

 

 

 

 

 

 

 

ASC 310-30

$      194,697

$    35,945

$        73,148

$          4,981

$        10,500

$       43,574

$  362,845