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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest Income      
Loans $ 176,654 $ 178,883 $ 177,240
Investment securities and other 6,407 6,292 7,111
Interest and Dividend Income, Operating 183,061 185,175 184,351
Net Interest Income 155,156 163,056 168,354
Provision for loan losses 9,100 9,281 5,519
Net Interest Income (Loss) After Provision for Loan Losses 146,056 153,775 162,835
Interest Expense      
Deposits 20,595 17,387 13,511
Federal Home Loan Bank advances 1,516 1,214 1,707
Short-term borrowings and repurchase agreements 747 1,137 65
Subordinated debentures issued to capital trust 949 803 714
Subordinated notes 4,098 1,578 0
Interest Expense 27,905 22,119 15,997
Noninterest Income      
Commissions 1,041 1,097 1,136
Service charges and ATM fees 21,628 21,666 19,841
Net gains on loan sales 3,150 3,941 3,888
Net realized gains on sales of available-for-sale securities 0 2,873 2
Late charges and fees on loans 2,231 1,747 2,129
Gain (loss) on derivative interest rate products 28 66 (43)
Gain (loss) on termination of loss sharing agreements 7,705 (584) 0
Amortization of income/expense related to business acquisitions (486) (6,351) (18,345)
Other income 3,230 4,055 4,973
Noninterest Income 38,527 28,510 13,581
Noninterest Expense      
Salaries and employee benefits 60,034 60,377 58,682
Net occupancy expense 24,613 26,077 25,985
Postage 3,461 3,791 3,787
Insurance 2,959 3,482 3,566
Advertising 2,311 2,228 2,317
Office supplies and printing 1,446 1,708 1,333
Telephone 3,188 3,483 3,235
Legal, audit and other professional fees 2,862 3,191 2,713
Expense on Other Real Estate Owned 3,929 4,111 2,526
Partnership Tax Credit Investment Amortization 930 1,681 1,680
Acquired Deposit Intangible Asset Amortization 1,650 1,910 1,750
Other operating expenses 6,878 8,388 6,776
Noninterest Expense 114,261 120,427 114,350
Income Before Income Taxes 70,322 61,858 62,066
Provision for Income Taxes 18,758 16,516 15,564
Net income (loss) 51,564 45,342 46,502
Preferred Stock Dividends 0 0 554
Net Income Available to Common Shareholders $ 51,564 $ 45,342 $ 45,948
Earnings Per Common Share      
Basic $ 3.67 $ 3.26 $ 3.33
Diluted $ 3.64 $ 3.21 $ 3.28