NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Financing Receivable Credit Quality Indicators (Tables)

9 Months Ended

Sep. 30, 2017

Tables/Schedules

Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

	September 30, 2017
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$        19,645	$           414	$               --	$                --	$               --	$       20,059
Subdivision construction	15,346	2,356	--	136	--	17,838
Land development	40,540	4,800	--	--	--	45,340
Commercial construction	984,329	--	--	--	--	984,329
Owner occupied one- to four-
family residential	188,106	37	--	1,682	--	189,825
Non-owner occupied one- to four-
family residential	121,006	392	--	2,064	--	123,462
Commercial real estate	1,216,971	11,848	--	6,678	--	1,235,497
Other residential	758,347	4,110	--	--	--	762,457
Commercial business	356,535	4,808	--	2,695	--	364,038
Industrial revenue bonds	22,614	--	--	--	--	22,614
Consumer auto	391,732	--	--	2,592	--	394,324
Consumer other	62,842	--	--	901	--	63,743
Home equity lines of credit	109,602	--	--	635	--	110,237
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	165,618	--	--	14	--	165,632
Acquired non-covered loans,
net of discounts	61,520	--	--	--	--	61,520
Total	$   4,514,753	$      28,765	$               --	$        17,397	$               --	$  4,560,915

	December 31, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$        20,771	$           966	$               --	$                --	$               --	$      21,737
Subdivision construction	14,059	2,729	--	398	--	17,186
Land development	39,925	5,140	--	5,559	--	50,624
Commercial construction	780,614	--	--	--	--	780,614
Owner occupied one- to-four-
family residential	198,835	67	--	1,438	--	200,340
Non-owner occupied one- to-
four-family residential	135,930	465	--	529	--	136,924
Commercial real estate	1,160,280	20,154	--	6,472	--	1,186,906
Other residential	658,846	4,370	--	162	--	663,378
Commercial business	342,685	2,651	--	3,292	--	348,628
Industrial revenue bonds	25,065	--	--	--	--	25,065
Consumer auto	492,165	--	--	2,068	--	494,233
Consumer other	69,338	--	--	663	--	70,001
Home equity lines of credit	108,290	--	--	463	--	108,753
Acquired FDIC-covered loans,
net of discounts	134,356	--	--	--	--	134,356
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	72,552	--	--	17	--	72,569
Acquired non-covered loans,
net of discounts	76,234	--	--	--	--	76,234
Total	$   4,329,945	$      36,542	$               --	$        21,061	$               --	$ 4,387,548