NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)

9 Months Ended

Sep. 30, 2017

Tables/Schedules

Impaired Financing Receivables

Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows:

	September 30, 2017
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential   construction	$                  --	$                  --	$                   --
Subdivision construction	434	450	116
Land development	315	319	--
Commercial construction	--	--	--
Owner occupied one- to four-   family residential	3,441	3,740	351
Non-owner occupied one- to four-   family residential	3,293	3,560	104
Commercial real estate	9,358	9,581	599
Other residential	3,390	3,390	--
Commercial business	3,141	4,311	2,396
Industrial revenue bonds	--	--	--
Consumer auto	2,740	2,936	491
Consumer other	1,042	1,148	156
Home equity lines of credit	647	725	100
Total	$        27,801	$        30,160	$            4,313

	Three Months Ended		Nine Months Ended
	September 30, 2017		September 30, 2017
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                      --	$                      --	$                 258	$                      --
Subdivision construction	444	9	652	21
Land development	424	12	2,319	33
Commercial construction	--	--	--	--
Owner occupied one- to four-   family residential	3,440	44	3,384	124
Non-owner occupied one- to four-   family residential	2,550	80	2,183	128
Commercial real estate	6,819	266	9,068	425
Other residential	3,457	27	3,660	102
Commercial business	5,580	35	6,148	161
Industrial revenue bonds	--	--	--	--
Consumer auto	2,548	79	2,323	156
Consumer other	1,005	26	886	65
Home equity lines of credit	633	14	456	32
Total	$            26,900	$                 592	$            31,337	$              1,247

		At or for the Year Ended December 31, 2016
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                   --		$                  --	$                   --	$                  --	$                    --
Subdivision construction	818		829	131	948	46
Land development	6,023		6,120	1,291	8,020	304
Commercial construction	--		--	--	--	--
Owner occupied one- to four-
family residential	3,290		3,555	374	3,267	182
Non-owner occupied one- to four-
family residential	1,907		2,177	65	1,886	113
Commercial real estate	10,507		12,121	2,209	23,928	984
Other residential	3,812		3,812	--	6,813	258
Commercial business	4,539		4,652	1,295	2,542	185
Industrial revenue bonds	--		--	--	--	--
Consumer auto	2,097		2,178	629	1,307	141
Consumer other	812		887	244	884	70
Home equity lines of credit	476		492	124	417	32
Total	$         34,281		$        36,823	$            6,362	$        50,012	$             2,315

	September 30, 2016
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential   construction	$                           --	$                         --	$                            --
Subdivision construction	851	860	133
Land development	9,051	9,146	1,079
Commercial construction	--	--	--
Owner occupied one- to four-   family residential	3,170	3,450	382
Non-owner occupied one- to four-   family residential	1,865	2,119	51
Commercial real estate	13,369	16,269	2,280
Other residential	3,977	3,977	--
Commercial business	2,326	2,438	1,046
Industrial revenue bonds	--	--	--
Consumer auto	1,632	1,751	245
Consumer other	886	959	133
Home equity lines of credit	383	396	63
Total	$                 37,510	$               41,365	$                     5,412

	Three Months Ended		Nine months Ended
	September 30, 2016		September 30, 2016
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                      --	$                      --	$                      --	$                      --
Subdivision construction	924	6	987	36
Land development	9,066	120	8,016	266
Commercial construction	--	--	--	--
Owner occupied one- to four-   family residential	3,181	50	3,252	129
Non-owner occupied one- to four-   family residential	1,947	31	1,877	83
Commercial real estate	22,325	223	28,133	847
Other residential	6,321	44	7,779	219
Commercial business	2,190	39	2,174	87
Industrial revenue bonds	--	--	--	--
Consumer auto	1,434	55	1,123	93
Consumer other	864	27	876	56
Home equity lines of credit	395	3	422	22
Total	$            48,647	$                 598	$            54,639	$              1,838