Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

3 Months Ended

Jun. 30, 2017

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

	Three Months Ended June 30,
	2017	2016
Tax at statutory rate	35.0%	35.0%
Nontaxable interest and dividends	(1.2)	(1.6)
Tax credits	(4.3)	(6.5)
State taxes	1.8	1.1
Other	(0.5)	0.3
	30.8%	28.3%

	Six Months Ended June 30,
	2017	2016
Tax at statutory rate	35.0%	35.0%
Nontaxable interest and dividends	(1.5)	(2.1)
Tax credits	(5.1)	(7.5)
State taxes	1.5	1.1
Other	(1.0)	0.4
	28.9%	26.9%