Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)

3 Months Ended

Jun. 30, 2017

Tables/Schedules

Impaired Financing Receivables

	June 30, 2017
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential construction	$             380	$            380	$               —
Subdivision construction	498	512	120
Land development	457	545	—
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,475	3,766	357
Non-owner occupied one- to four-family residential	2,189	2,446	88
Commercial real estate	5,945	6,303	67
Other residential	3,582	3,600	—
Commercial business	6,973	7,827	3,189
Industrial revenue bonds	—	—	—
Consumer auto	2,272	2,462	412
Consumer other	885	998	133
Home equity lines of credit	359	431	58
Total	$       27,015	$      29,270	$         4,424

	Three Months Ended		Six Months Ended
	June 30, 2017		June 30, 2017
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                382	$                   —	$                386	$                 —
Subdivision construction	701	5	756	12
Land development	3,069	5	3,267	21
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,302	43	3,356	80
Non-owner occupied one- to four-family residential	2,066	26	1,999	48
Commercial real estate	9,056	101	10,193	159
Other residential	3,719	37	3,761	75
Commercial business	6,979	40	6,432	126
Industrial revenue bonds	—	—	—	—
Consumer auto	2,029	48	2,211	77
Consumer other	857	24	827	39
Home equity lines of credit	339	8	367	18
Total	$           32,499	$                337	$           33,555	$               655

		At or for the Year Ended December 31, 2016
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$               —		$               —	$               —	$               —	$               —
Subdivision construction	818		829	131	948	46
Land development	6,023		6,120	1,291	8,020	304
Commercial construction	—		—	—	—	—
Owner occupied one- to four-family
residential	3,290		3,555	374	3,267	182
Non-owner occupied one- to four-family
residential	1,907		2,177	65	1,886	113
Commercial real estate	10,507		12,121	2,209	23,928	984
Other residential	3,812		3,812	—	6,813	258
Commercial business	4,539		4,652	1,295	2,542	185
Industrial revenue bonds	—		—	—	—	—
Consumer auto	2,097		2,178	629	1,307	141
Consumer other	812		887	244	884	70
Home equity lines of credit	476		492	124	417	32
Total	$      34,281		$      36,823	$         6,362	$      50,012	$         2,315

	June 30, 2016
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)
One- to four-family residential construction	$                —	$               —	$               —
Subdivision construction	964	975	205
Land development	7,464	7,557	1,442
Commercial construction	—	—	—
Owner occupied one- to four-family residential	3,240	3,524	394
Non-owner occupied one- to four-family residential	1,979	2,225	97
Commercial real estate	26,776	28,692	3,080
Other residential	7,511	7,511	—
Commercial business	1,989	2,056	947
Industrial revenue bonds	—	—	—
Consumer auto	1,176	1,223	176
Consumer other	768	822	115
Home equity lines of credit	387	402	65
Total	$       52,254	$      54,987	$         6,521

	Three Months Ended		Six Months Ended
	June 30, 2016		June 30, 2016
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                   —	$                   —	$                   —	$                 —
Subdivision construction	990	23	1,019	30
Land development	7,474	77	7,490	146
Commercial construction	—	—	—	—
Owner occupied one- to four-family residential	3,245	22	3,288	79
Non-owner occupied one- to four-family residential	1,891	52	1,841	52
Commercial real estate	28,987	400	31,037	624
Other residential	7,521	77	8,509	175
Commercial business	2,102	24	2,166	48
Industrial revenue bonds	—	—	—	—
Consumer auto	1,005	21	967	38
Consumer other	867	10	883	29
Home equity lines of credit	410	7	435	19
Total	$           54,492	$                713	$           57,635	$           1,240