Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Mar. 31, 2017

Tables/Schedules

Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

		March 31, 2017
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$         22,781	$                 712	$                  —	$                381	$                  —	$          23,874
Subdivision construction	15,150	2,486	—	394	—	18,030
Land development	43,487	4,900	—	4,058	—	52,445
Commercial construction	827,717	—	—	—	—	827,717
Owner occupied one- to four-
family residential	187,975	—	—	1,490	—	189,465
Non-owner occupied one- to four-
family residential	129,992	460	—	646	—	131,098
Commercial real estate	1,202,417	18,738	—	5,128	—	1,226,283
Other residential	664,480	4,353	—	164	—	668,997
Commercial business	335,931	2,667	—	5,505	—	344,103
Industrial revenue bonds	24,411	—	—	—	—	24,411
Consumer auto	460,955	—	—	2,060	—	463,015
Consumer other	65,432	—	—	636	—	66,068
Home equity lines of credit	106,816	—	—	347	—	107,163
Acquired FDIC-covered loans,
net of discounts	123,902	—	—	—	—	123,902
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	67,108	—	—	15	—	67,123
Acquired non-covered loans,
net of discounts	68,006	—	—	—	—	68,006
Total	$     4,346,560	$          34,316	$                  —	$              20,824	$                  —	$     4,401,700

	December 31, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$         20,771	$              966	$                —	$                  —	$                 —	$           21,737
Subdivision construction	14,059	2,729	—	398	—	17,186
Land development	39,925	5,140	—	5,559	—	50,624
Commercial construction	780,614	—	—	—	—	780,614
Owner occupied one- to-four-
family residential	198,835	67	—	1,438	—	200,340
Non-owner occupied one- to-
four-family residential	135,930	465	—	529	—	136,924
Commercial real estate	1,160,280	20,154	—	6,472	—	1,186,906
Other residential	658,846	4,370	—	162	—	663,378
Commercial business	342,685	2,651	—	3,292	—	348,628
Industrial revenue bonds	25,065	—	—	—	—	25,065
Consumer auto	492,165	—	—	2,068	—	494,233
Consumer other	69,338	—	—	663	—	70,001
Home equity lines of credit	108,290	—	—	463	—	108,753
Acquired FDIC-covered loans,
net of discounts	134,356	—	—	—	—	134,356
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	72,552	—	—	17	—	72,569
Acquired non-covered loans,
net of discounts	76,234	—	—	—	—	76,234
Total	$    4,329,945	$         36,542	$                —	$           21,061	$                 —	$      4,387,548