Note 6: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2017

Tables/Schedules

Impaired Financing Receivables

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	At or for the Three Months Ended March 31, 2017
				Average
		Unpaid		Investment in	Interest
	Recorded	Principal	Specific	Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$             381	$            381	$                 1	$             391	$               —
Subdivision construction	807	820	128	811	7
Land development	4,379	4,478	1,292	3,465	16
Commercial construction	—	—	—	—	—
Owner occupied one- to four-family residential	3,331	3,623	384	3,410	37
Non-owner occupied one- to four-family residential	2,010	2,277	55	1,933	22
Commercial real estate	8,676	9,803	523	11,329	58
Other residential	3,797	3,813	2	3,804	38
Commercial business	6,993	7,643	3,342	5,885	86
Industrial revenue bonds	—	—	—	—	—
Consumer auto	2,086	2,175	377	2,393	29
Consumer other	782	845	117	796	15
Home equity lines of credit	359	379	58	395	10
Total	$       33,601	$      36,237	$         6,279	$       34,612	$             318

		At or for the Year Ended December 31, 2016
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$               —		$               —	$               —	$               —	$               —
Subdivision construction	818		829	131	948	46
Land development	6,023		6,120	1,291	8,020	304
Commercial construction	—		—	—	—	—
Owner occupied one- to four-family
residential	3,290		3,555	374	3,267	182
Non-owner occupied one- to four-family
residential	1,907		2,177	65	1,886	113
Commercial real estate	10,507		12,121	2,209	23,928	984
Other residential	3,812		3,812	—	6,813	258
Commercial business	4,539		4,652	1,295	2,542	185
Industrial revenue bonds	—		—	—	—	—
Consumer auto	2,097		2,178	629	1,307	141
Consumer other	812		887	244	884	70
Home equity lines of credit	476		492	124	417	32
Total	$      34,281		$      36,823	$         6,362	$      50,012	$         2,315

	At or for the Three Months Ended March 31, 2016
				Average
		Unpaid		Investment in	Interest
	Recorded	Principal	Specific	Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                —	$               —	$               —	$               —	$               —
Subdivision construction	1,014	1,014	209	1,049	7
Land development	7,496	7,586	1,141	7,506	69
Commercial construction	—	—	—	—	—
Owner occupied one- to four-family residential	5,148	5,718	520	5,121	57
Non-owner occupied one- to four-family residential	—	—	—	—	—
Commercial real estate	31,654	34,773	1,900	33,088	224
Other residential	9,472	9,472	—	9,496	98
Commercial business	2,215	2,644	1,120	2,230	24
Industrial revenue bonds	—	—	—	—	—
Consumer auto	1,000	1,039	150	929	17
Consumer other	880	962	132	897	19
Home equity lines of credit	460	480	77	461	12
Total	$       59,339	$      63,688	$         5,249	$       60,777	$             527