	March 31, 2017
							Total Loans
			Past Due				> 90 Days
	30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
	Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$ —	$ —	$ 381	$ 381	$ 23,493	$ 23,874	$ —
Subdivision construction	—	—	107	107	17,923	18,030	—
Land development	575	—	3,919	4,494	47,951	52,445	—
Commercial construction	235	—	—	235	827,482	827,717	—
Owner occupied one- to four-
family residential	1,276	—	1,019	2,295	187,170	189,465	—
Non-owner occupied one- to
four-family residential	6	—	388	394	130,704	131,098	—
Commercial real estate	2,442	6,376	2,914	11,732	1,214,551	1,226,283	306
Other residential	117	—	164	281	668,716	668,997	—
Commercial business	243	88	4,351	4,682	339,421	344,103	—
Industrial revenue bonds	—	—	—	—	24,411	24,411	—
Consumer auto	3,909	947	1,934	6,790	456,225	463,015	—
Consumer other	433	107	610	1,150	64,918	66,068	—
Home equity lines of credit	261	50	287	598	106,565	107,163	5
Acquired FDIC-covered
loans, net of discounts	5,621	161	6,392	12,174	111,728	123,902	—
Acquired loans no longer
covered by loss sharing
agreements, net of
discounts	881	184	1,088	2,153	64,970	67,123	43
Acquired non-covered loans,
net of discounts	373	122	1,849	2,344	65,662	68,006	—
	16,372	8,035	25,403	49,810	4,351,890	4,401,700	354
Less FDIC-supported loans,
and acquired non-covered
loans, net of discounts	6,875	467	9,329	16,671	242,360	259,031	43

Total	$ 9,497	$ 7,568	$ 16,074	$ 33,139	$ 4,109,530	$ 4,142,669	$ 311

	December 31, 2016
							Total Loans
						Total	> 90 Days Past
	30-59 Days	60-89 Days	Over 90	Total Past		Loans	Due and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$ —	$ —	$ —	$ —	$ 21,737	$ 21,737	$ —
Subdivision construction	—	—	109	109	17,077	17,186	—
Land development	413	584	1,718	2,715	47,909	50,624	—
Commercial construction	—	—	—	—	780,614	780,614	—
Owner occupied one- to four-
family residential	1,760	388	1,125	3,273	197,067	200,340	—
Non-owner occupied one- to
four-family residential	309	278	404	991	135,933	136,924	—
Commercial real estate	1,969	1,988	4,404	8,361	1,178,545	1,186,906	—
Other residential	4,632	—	162	4,794	658,584	663,378	—
Commercial business	1,741	24	3,088	4,853	343,775	348,628	—
Industrial revenue bonds	—	—	—	—	25,065	25,065	—
Consumer auto	8,252	2,451	1,989	12,692	481,541	494,233	—
Consumer other	1,103	278	649	2,030	67,971	70,001	—
Home equity lines of credit	136	158	433	727	108,026	108,753	—
Acquired FDIC-covered loans, net of discounts	4,476	1,201	8,226	13,903	120,453	134,356	301
Acquired loans no longer covered by FDIC loss sharing agreements,
net of discounts	1,356	552	1,401	3,309	69,260	72,569	222
Acquired non-covered loans, net of discounts	851	173	2,854	3,878	72,356	76,234	—
	26,998	8,075	26,562	61,635	4,325,913	4,387,548	523
Less FDIC-supported loans,
and acquired non-covered loans, net of discounts	6,683	1,926	12,481	21,090	262,069	283,159	523

Total	$ 20,315	$ 6,149	$ 14,081	$ 40,545	$ 4,063,844	$ 4,104,389	$ —

Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:

	March 31,	December 31,
	2017	2016
	(In Thousands)

One- to four-family residential construction	$ 381	$ —
Subdivision construction	107	109
Land development	3,919	1,718
Commercial construction	—	—
Owner occupied one- to four-family residential	1,019	1,125
Non-owner occupied one- to four-family residential	388	404
Commercial real estate	2,608	4,404
Other residential	164	162
Commercial business	4,351	3,088
Industrial revenue bonds	—	—
Consumer auto	1,934	1,989
Consumer other	610	649
Home equity lines of credit	282	433

Total	$ 15,763	$ 14,081

The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2017. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2017:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance January 1, 2017	$ 2,322	$ 5,486	$ 15,938	$ 2,284	$ 3,015	$ 8,355	$ 37,400
Provision (benefit) charged to expense	549	(1,751)	(476)	501	1,885	1,542	2,250
Losses charged off	(35)	—	(1)	(295)	(275)	(3,403)	(4,009)
Recoveries	21	55	26	7	46	1,197	1,352
Balance March 31, 2017	$ 2,857	$ 3,790	$ 15,487	$ 2,497	$ 4,671	$ 7,691	$ 36,993

Ending balance:
Individually evaluated for
impairment	$ 568	$ 2	$ 523	$ 1,292	$ 3,342	$ 552	$ 6,279
Collectively evaluated for
impairment	$ 2,231	$ 3,738	$ 14,711	$ 1,142	$ 1,274	$ 7,024	$ 30,120
Loans acquired and
accounted for under ASC
310-30	$ 58	$ 50	$ 253	$ 63	$ 55	$ 115	$ 594

Loans
Individually evaluated for
impairment	$ 6,529	$ 3,797	$ 8,676	$ 4,379	$ 6,993	$ 3,227	$ 33,601
Collectively evaluated for
impairment	$ 355,938	$ 665,200	$ 1,217,607	$ 875,783	$ 361,521	$ 633,019	$ 4,109,068
Loans acquired and
accounted for under ASC
310-30	$ 144,219	$ 24,110	$ 47,188	$ 4,880	$ 5,952	$ 32,682	$ 259,031

The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2016:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance January 1, 2016	$ 4,900	$ 3,190	$ 14,738	$ 3,019	$ 4,203	$ 8,099	$ 38,149
Provision (benefit) charged to expense	51	(582)	1,288	129	(554)	1,769	2,101
Losses charged off	(84)	—	(2,309)	(30)	(19)	(1,737)	(4,179)
Recoveries	16	13	11	8	47	860	955
Balance March 31, 2016	$ 4,883	$ 2,621	$ 13,728	$ 3,126	$ 3,677	$ 8,991	$ 37,026

The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2016:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Individually evaluated for
impairment	$ 570	$ —	$ 2,209	$ 1,291	$ 1,295	$ 997	$ 6,362
Collectively evaluated for
impairment	$ 1,628	$ 5,396	$ 13,507	$ 953	$ 1,681	$ 7,248	$ 30,413
Loans acquired and
accounted for under ASC
310-30	$ 124	$ 90	$ 222	$ 40	$ 39	$ 110	$ 625

Loans
Individually evaluated for
impairment	$ 6,015	$ 3,812	$ 10,507	$ 6,023	$ 4,539	$ 3,385	$ 34,281
Collectively evaluated for
impairment	$ 370,172	$ 659,566	$ 1,176,399	$ 825,215	$ 369,154	$ 669,602	$ 4,070,108
Loans acquired and
accounted for under ASC
310-30	$ 155,378	$ 29,600	$ 54,208	$ 2,191	$ 6,429	$ 35,353	$ 283,159

The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows:

· The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes

· The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes

· The commercial construction segment includes the land development and commercial construction classes

· The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes

A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	At or for the Three Months Ended March 31, 2017
				Average
		Unpaid		Investment in	Interest
	Recorded	Principal	Specific	Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$ 381	$ 381	$ 1	$ 391	$ —
Subdivision construction	807	820	128	811	7
Land development	4,379	4,478	1,292	3,465	16
Commercial construction	—	—	—	—	—
Owner occupied one- to four-family residential	3,331	3,623	384	3,410	37
Non-owner occupied one- to four-family residential	2,010	2,277	55	1,933	22
Commercial real estate	8,676	9,803	523	11,329	58
Other residential	3,797	3,813	2	3,804	38
Commercial business	6,993	7,643	3,342	5,885	86
Industrial revenue bonds	—	—	—	—	—
Consumer auto	2,086	2,175	377	2,393	29
Consumer other	782	845	117	796	15
Home equity lines of credit	359	379	58	395	10

Total	$ 33,601	$ 36,237	$ 6,279	$ 34,612	$ 318

		At or for the Year Ended December 31, 2016
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$ —		$ —	$ —	$ —	$ —
Subdivision construction	818		829	131	948	46
Land development	6,023		6,120	1,291	8,020	304
Commercial construction	—		—	—	—	—
Owner occupied one- to four-family
residential	3,290		3,555	374	3,267	182
Non-owner occupied one- to four-family
residential	1,907		2,177	65	1,886	113
Commercial real estate	10,507		12,121	2,209	23,928	984
Other residential	3,812		3,812	—	6,813	258
Commercial business	4,539		4,652	1,295	2,542	185
Industrial revenue bonds	—		—	—	—	—
Consumer auto	2,097		2,178	629	1,307	141
Consumer other	812		887	244	884	70
Home equity lines of credit	476		492	124	417	32

Total	$ 34,281		$ 36,823	$ 6,362	$ 50,012	$ 2,315

	At or for the Three Months Ended March 31, 2016
				Average
		Unpaid		Investment in	Interest
	Recorded	Principal	Specific	Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$ —	$ —	$ —	$ —	$ —
Subdivision construction	1,014	1,014	209	1,049	7
Land development	7,496	7,586	1,141	7,506	69
Commercial construction	—	—	—	—	—
Owner occupied one- to four-family residential	5,148	5,718	520	5,121	57
Non-owner occupied one- to four-family residential	—	—	—	—	—
Commercial real estate	31,654	34,773	1,900	33,088	224
Other residential	9,472	9,472	—	9,496	98
Commercial business	2,215	2,644	1,120	2,230	24
Industrial revenue bonds	—	—	—	—	—
Consumer auto	1,000	1,039	150	929	17
Consumer other	880	962	132	897	19
Home equity lines of credit	460	480	77	461	12

Total	$ 59,339	$ 63,688	$ 5,249	$ 60,777	$ 527

At March 31, 2017, $19.3 million of impaired loans had specific valuation allowances totaling $6.3 million. At December 31, 2016, $18.1 million of impaired loans had specific valuation allowances totaling $6.4 million.

Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.

The following tables present newly restructured loans during the three months ended March 31, 2017 and 2016, respectively, by type of modification:

At March 31, 2017, the Company had $21.2 million of loans that were modified in troubled debt restructurings and impaired, as follows: $5.0 million of construction and land development loans, $7.3 million of single family and multi-family residential mortgage loans, $7.1 million of commercial real estate loans, $1.5 million of commercial business loans and $279,000 of consumer loans. Of the total troubled debt restructurings at March 31, 2017, $15.3 million were accruing interest and $7.8 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the three months ended March 31, 2017. When loans modified as troubled debt restructurings have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2016, the Company had $21.1 million of loans that were modified in troubled debt restructurings and impaired, as follows: $5.0 million of construction and land development loans, $7.4 million of single family and multi-family residential mortgage loans, $7.1 million of commercial real estate loans, $1.3 million of commercial business loans and $296,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2016, $18.9 million were accruing interest and $7.9 million were classified as substandard using the Company’s internal grading system.

During the three months ended March 31, 2017, $234,000 of loans, all of which consisted of one- to four-family residential loans, designated as troubled debt restructurings met the criteria for placement back on accrual status. The criteria is generally a minimum of six months of payment performance under original or modified terms. During the three months ended March 31, 2016, loans designated as troubled debt restructurings totaling $20,000 met the criteria for placement back on accrual status. The $20,000 consisted of consumer loans.

The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The acquired FDIC-covered and previously covered loans are evaluated using this internal grading system. These loans are accounted for in pools and the loans acquired in the Inter Savings Bank FDIC transaction are currently substantially covered through loss sharing agreements with the FDIC. The acquired non-covered loans are also evaluated using this internal grading system, and are also accounted for in pools. Minimal adverse classification in these acquired loan pools was identified as of March 31, 2017 and December 31, 2016, respectively. See Note 7 for further discussion of the acquired loan pools and remaining loss sharing agreements.

The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of the Company’s allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

		March 31, 2017
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$ 22,781	$ 712	$ —	$ 381	$ —	$ 23,874
Subdivision construction	15,150	2,486	—	394	—	18,030
Land development	43,487	4,900	—	4,058	—	52,445
Commercial construction	827,717	—	—	—	—	827,717
Owner occupied one- to four-
family residential	187,975	—	—	1,490	—	189,465
Non-owner occupied one- to four-
family residential	129,992	460	—	646	—	131,098
Commercial real estate	1,202,417	18,738	—	5,128	—	1,226,283
Other residential	664,480	4,353	—	164	—	668,997
Commercial business	335,931	2,667	—	5,505	—	344,103
Industrial revenue bonds	24,411	—	—	—	—	24,411
Consumer auto	460,955	—	—	2,060	—	463,015
Consumer other	65,432	—	—	636	—	66,068
Home equity lines of credit	106,816	—	—	347	—	107,163
Acquired FDIC-covered loans,
net of discounts	123,902	—	—	—	—	123,902
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	67,108	—	—	15	—	67,123
Acquired non-covered loans,
net of discounts	68,006	—	—	—	—	68,006

Total	$ 4,346,560	$ 34,316	$ —	$ 20,824	$ —	$ 4,401,700

	December 31, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$ 20,771	$ 966	$ —	$ —	$ —	$ 21,737
Subdivision construction	14,059	2,729	—	398	—	17,186
Land development	39,925	5,140	—	5,559	—	50,624
Commercial construction	780,614	—	—	—	—	780,614
Owner occupied one- to-four-
family residential	198,835	67	—	1,438	—	200,340
Non-owner occupied one- to-
four-family residential	135,930	465	—	529	—	136,924
Commercial real estate	1,160,280	20,154	—	6,472	—	1,186,906
Other residential	658,846	4,370	—	162	—	663,378
Commercial business	342,685	2,651	—	3,292	—	348,628
Industrial revenue bonds	25,065	—	—	—	—	25,065
Consumer auto	492,165	—	—	2,068	—	494,233
Consumer other	69,338	—	—	663	—	70,001
Home equity lines of credit	108,290	—	—	463	—	108,753
Acquired FDIC-covered loans,
net of discounts	134,356	—	—	—	—	134,356
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	72,552	—	—	17	—	72,569
Acquired non-covered loans,
net of discounts	76,234	—	—	—	—	76,234

Total	$ 4,329,945	$ 36,542	$ —	$ 21,061	$ —	$ 4,387,548