XML 19 R4.htm IDEA: XBRL DOCUMENT v3.6.0.2
Great Southern Bancorp, Inc. -- Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest Income      
Loans $ 178,883 $ 177,240 $ 172,569
Investment securities and other 6,292 7,111 10,793
Total interest income 185,175 184,351 183,362
Interest Expense      
Deposits 17,387 13,511 11,225
Federal Home Loan Bank advances 1,214 1,707 2,910
Short-term borrowings and repurchase agreements 1,137 65 1,099
Subordinated debentures issued to capital trust 803 714 567
Subordinated notes 1,578    
Total interest expense 22,119 15,997 15,801
Net Interest Income 163,056 168,354 167,561
Provision for Loan Losses 9,281 5,519 4,151
Net Interest Income After Provision for Loan Losses 153,775 162,835 163,410
Noninterest Income      
Commissions 1,097 1,136 1,163
Service charges and ATM fees 21,666 19,841 19,075
Net gains on loan sales 3,941 3,888 4,133
Net realized gains on sales of available-for-sale securities 2,873 2 2,139
Late charges and fees on loans 1,747 2,129 1,400
Gain (loss) on derivative interest rate products 66 (43) (345)
Gain recognized on business acquisitions     10,805
Accretion (amortization) of income/expense related to business acquisitions (6,935) (18,345) (27,868)
Other noninterest income 4,055 4,973 4,229
Total noninterest income 28,510 13,581 14,731
Noninterest Expense      
Salaries and employee benefits 60,377 58,682 56,032
Net occupancy expense 26,077 25,985 23,541
Postage 3,791 3,787 3,578
Insurance 3,482 3,566 3,837
Advertising 2,228 2,317 2,404
Office supplies and printing 1,708 1,333 1,464
Telephone 3,483 3,235 2,866
Legal, audit and other professional fees 3,191 2,713 3,957
Expense on other real estate owned 4,111 2,526 5,636
Partnership tax credit investment amortization 1,681 1,680 1,720
Acquired deposit intangible asset amortization 1,910 1,750 1,519
Other operating expenses 8,388 6,776 14,305
Total noninterest expense 120,427 114,350 120,859
Income Before Income Taxes 61,858 62,066 57,282
Provision for Income Taxes 16,516 15,564 13,753
Net Income 45,342 46,502 43,529
Preferred Stock Dividends   554 579
Net Income Available to Common Shareholders $ 45,342 $ 45,948 $ 42,950
Earnings Per Common Share      
Basic $ 3.26 $ 3.33 $ 3.14
Diluted $ 3.21 $ 3.28 $ 3.10