Note 6: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)

3 Months Ended

Jun. 30, 2016

Tables/Schedules

Financing Receivable Credit Quality Indicators

The loan grading system is presented by loan class below:

		June 30, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$27,685	$--	$946	$--	$--	$28,631
Subdivision construction	14,496	258	3,320	397	--	18,471
Land development	45,554	8,596	--	4,083	--	58,233
Commercial construction	710,926	--	--	--	--	710,926
Owner occupied one- to four-
family residential	218,403	108	--	1,287	--	219,798
Non-owner occupied one- to four-
family residential	141,780	549	3,439	635	--	146,403
Commercial real estate	1,121,543	20,204	--	11,861	--	1,153,608
Other residential	513,335	8,356	--	--	--	521,691
Commercial business	363,168	2,580	429	148	--	366,325
Industrial revenue bonds	34,342	--	--	--	--	34,342
Consumer auto	484,061	--	--	1,154	--	485,215
Consumer other	71,377	--	--	608	--	71,985
Home equity lines of credit	102,138	--	--	373	--	102,511
Acquired FDIC-covered loans,
net of discounts	153,294	--	--	12	--	153,306
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	85,152	--	--	48	--	85,200
Acquired non-covered loans,
net of discounts	82,566	--	--	1,453	--	84,019
Total	$4,169,820	$40,651	$8,134	$22,059	$--	$4,240,664

	December 31, 2015
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
One- to four-family residential
construction	$22,798	$--	$728	$--	$--	$23,526
Subdivision construction	34,370	263	3,407	464	--	38,504
Land development	47,357	6,992	--	4,091	--	58,440
Commercial construction	600,794	--	--	--	--	600,794
Owner occupied one- to-four-
family residential	108,584	587	--	1,106	--	110,277
Non-owner occupied one- to-
four-family residential	144,744	516	3,827	787	--	149,874
Commercial real estate	1,005,894	18,805	--	18,775	--	1,043,474
Other residential	409,172	8,422	--	1,955	--	419,549
Commercial business	355,370	1,303	438	469	--	357,580
Industrial revenue bonds	37,362	--	--	--	--	37,362
Consumer auto	439,157	--	--	738	--	439,895
Consumer other	74,167	--	--	662	--	74,829
Home equity lines of credit	83,627	--	--	339	--	83,966
Acquired FDIC-covered loans,
net of discounts	236,055	--	--	16	--	236,071
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	33,237	--	--	101	--	33,338
Acquired non-covered loans,
net of discounts	91,614	--	--	1,822	--	93,436
Total	$3,724,302	$36,888	$8,400	$31,325	$--	$3,800,915