	June 30, 2016
							Total Loans
			Past Due				> 90 Days
	30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
	Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$--	$--	$--	$--	$28,631	$28,631	$--
Subdivision construction	--	--	109	109	18,362	18,471	--
Land development	6	1,675	100	1,781	56,452	58,233	--
Commercial construction	--	--	--	--	710,926	710,926	--
Owner occupied one- to four-
family residential	45	200	998	1,243	218,555	219,798	--
Non-owner occupied one- to
four-family residential	67	173	380	620	145,783	146,403	--
Commercial real estate	4,087	2,512	2,288	8,887	1,144,721	1,153,608	--
Other residential	--	--	--	--	521,691	521,691	--
Commercial business	25	160	3	188	366,137	366,325	--
Industrial revenue bonds	--	--	--	--	34,342	34,342	--
Consumer auto	2,969	1,067	1,055	5,091	480,124	485,215	--
Consumer other	618	176	535	1,329	70,656	71,985	--
Home equity lines of credit	152	108	340	600	101,911	102,511	4
Acquired FDIC-covered
loans, net of discounts	678	1,388	8,743	10,809	142,497	153,306	--
Acquired loans no longer
covered by loss sharing
agreements, net of
discounts	132	1,394	1,038	2,564	82,636	85,200	--
Acquired non-covered loans,
net of discounts	770	307	4,839	5,916	778,103	84,019	--
	9,549	9,160	20,428	39,137	4,201,527	4,240,664	--
Less FDIC-supported loans,
and acquired non-covered
loans, net of discounts	1,580	3,089	14,620	19,289	303,236	322,525	--

Total	$7,969	$6,071	$5,808	$19,848	$3,898,291	$3,918,139	$--

	December 31, 2015
							Total Loans
						Total	> 90 Days Past
	30-59 Days	60-89 Days	Over 90	Total Past		Loans	Due and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)

One- to four-family
residential construction	$649	$--	$--	$649	$22,877	$23,526	$--
Subdivision construction	--	--	--	--	38,504	38,504	--
Land development	2,245	148	139	2,532	55,908	58,440	--
Commercial construction	1	--	--	1	600,793	600,794	--
Owner occupied one- to four-
family residential	1,217	345	715	2,277	108,000	110,277	--
Non-owner occupied one- to
four-family residential	--	--	345	345	149,529	149,874	--
Commercial real estate	1,035	471	13,488	14,994	1,028,480	1,043,474	--
Other residential	--	--	--	--	419,549	419,549	--
Commercial business	1,020	9	288	1,317	356,263	357,580	--
Industrial revenue bonds	--	--	--	--	37,362	37,362	--
Consumer auto	3,351	891	721	4,963	434,932	439,895	--
Consumer other	943	236	576	1,755	73,074	74,829	--
Home equity lines of credit	212	123	297	632	83,334	83,966	--
Acquired FDIC-covered loans, net of discounts	7,936	603	9,712	18,251	217,820	236,071	--
Acquired loans no longer covered by FDIC loss sharing agreements,
net of discounts	989	39	33	1,061	32,277	33,338	--
Acquired non-covered loans, net of discounts	1,081	638	5,914	7,633	85,803	93,436	--
	20,679	3,503	32,228	56,410	3,744,505	3,800,915	--
Less FDIC-supported loans,
and acquired non-covered loans, net of discounts	10,006	1,280	15,659	26,945	335,900	362,845	--

Total	$10,673	$2,223	$16,569	$29,465	$3,408,605	$3,438,070	$--

Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:

	June 30,	December 31,
	2016	2015
	(In Thousands)

One- to four-family residential construction	$--	$--
Subdivision construction	109	--
Land development	100	139
Commercial construction	--	--
Owner occupied one- to four-family residential	998	715
Non-owner occupied one- to four-family residential	380	345
Commercial real estate	2,288	13,488
Other residential	--	--
Commercial business	3	288
Industrial revenue bonds	--	--
Consumer auto	1,055	721
Consumer other	535	576
Home equity lines of credit	340	297

Total	$5,808	$16,569

The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2016. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2016:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance April 1, 2016	$4,883	$2,621	$13,728	$3,126	$3,677	$8,991	$37,026
Provision (benefit) charged to expense	(700)	1,066	2,696	(143)	(114)	(505)	2,300
Losses charged off	(7)	--	(1,422)	--	(173)	(1,762)	(3,364)
Recoveries	8	11	1,155	30	141	826	2,171
Balance June 30, 2016	$4,184	$3,698	$16,157	$3,013	$3,531	$7,550	$38,133

Ending balance:

Balance January 1, 2016	$4,900	$3,190	$14,738	$3,019	$4,203	$8,099	$38,149
Provision (benefit) charged to expense	(649)	484	3,984	(14)	(668)	1,264	4,401
Losses charged off	(91)	--	(3,731)	(30)	(192)	(3,499)	(7,543)
Recoveries	24	24	1,166	38	188	1,686	3,126
Balance June 30, 2016	$4,184	$3,698	$16,157	$3,013	$3,531	$7,550	$38,133

Ending balance:
Individually evaluated for
impairment	$696	$--	$3,080	$1,442	$947	$356	$6,521
Collectively evaluated for
impairment	$2,853	$3,610	$12,875	$1,511	$2,416	$7,012	$30,277
Loans acquired and
accounted for under ASC
310-30	$635	$88	$202	$60	$168	$182	$1,335

Loans
Individually evaluated for
impairment	$6,183	$7,511	$26,776	$7,464	$1,989	$2,331	$52,254
Collectively evaluated for
impairment	$407,120	$514,180	$1,126,832	$761,695	$398,678	$657,380	$3,865,885
Loans acquired and
accounted for under ASC
310-30	$176,851	$33,363	$59,341	$4,180	$8,463	$40,327	$322,525

The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2015:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Balance April 1, 2015	$3,985	$2,809	$20,216	$3,356	$3,945	$4,760	$39,071
Provision (benefit) charged to expense	(110)	524	(146)	(77)	423	686	1,300
Losses charged off	(80)	--	(2)	--	(551)	(935)	(1,568)
Recoveries	91	9	123	9	175	488	895
Balance June 30, 2015	$3,886	$3,342	$20,191	$3,288	$3,992	$4,999	$39,698

Balance January 1, 2015	$3,455	$2,941	$19,773	$3,562	$3,679	$5,025	$38,435
Provision (benefit) charged to expense	446	384	239	(190)	890	831	2,600
Losses charged off	(220)	(2)	(4)	(197)	(775)	(2,082)	(3,280)
Recoveries	205	19	183	113	198	1,225	1,943
Balance June 30, 2015	$3,886	$3,342	$20,191	$3,288	$3,992	$4,999	$39,698

The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2015:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)

Allowance for loan losses
Individually evaluated for
impairment	$731	$--	$2,556	$1,391	$1,115	$300	$6,093
Collectively evaluated for
impairment	$3,464	$3,122	$11,888	$1,570	$2,862	$7,647	$30,553
Loans acquired and
accounted for under ASC
310-30	$705	$68	$294	$58	$226	$152	$1,503

Loans
Individually evaluated for
impairment	$6,129	$9,533	$34,629	$7,555	$2,365	$1,950	$62,161
Collectively evaluated for
impairment	$316,052	$410,016	$1,008,845	$651,679	$392,577	$596,740	$3,375,909
Loans acquired and
accounted for under ASC
310-30	$194,697	$35,945	$73,148	$4,981	$10,500	$43,574	$362,845

The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 6 as follows:

· The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes

· The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes

· The commercial construction segment includes the land development and commercial construction classes

· The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes

A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.

Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:

	June 30, 2016
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$--	$--	$--
Subdivision construction	964	975	205
Land development	7,464	7,557	1,442
Commercial construction	--	--	--
Owner occupied one- to four-family residential	3,240	3,524	394
Non-owner occupied one- to four-family residential	1,979	2,225	97
Commercial real estate	26,776	28,692	3,080
Other residential	7,511	7,511	--
Commercial business	1,989	2,056	947
Industrial revenue bonds	--	--	--
Consumer auto	1,176	1,223	176
Consumer other	768	822	115
Home equity lines of credit	387	402	65

Total	$52,254	$54,987	$6,521

	Three Months Ended		Six Months Ended
	June 30, 2016		June 30, 2016
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$--	$--	$--	$--
Subdivision construction	990	23	1,019	30
Land development	7,474	77	7,490	146
Commercial construction	--	--	--	--
Owner occupied one- to four-family residential	3,245	22	3,288	79
Non-owner occupied one- to four-family residential	1,891	52	1,841	52
Commercial real estate	28,987	400	31,037	624
Other residential	7,521	77	8,509	175
Commercial business	2,102	24	2,166	48
Industrial revenue bonds	--	--	--	--
Consumer auto	1,005	21	967	38
Consumer other	867	10	883	29
Home equity lines of credit	410	7	435	19

Total	$54,492	$713	$57,635	$1,240

		At or for the Year Ended December 31, 2015
					Average
			Unpaid		Investment	Interest
	Recorded		Principal	Specific	in Impaired	Income
	Balance		Balance	Allowance	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$--		$--	$--	$633	$35
Subdivision construction	1,061		1,061	214	3,533	109
Land development	7,555		7,644	1,391	7,432	287
Commercial construction	--		--	--	--	--
Owner occupied one- to four-family
residential	3,166		3,427	389	3,587	179
Non-owner occupied one- to four-family
residential	1,902		2,138	128	1,769	100
Commercial real estate	34,629		37,259	2,556	28,610	1,594
Other residential	9,533		9,533	--	9,670	378
Commercial business	2,365		2,539	1,115	2,268	138
Industrial revenue bonds	--		--	--	--	--
Consumer auto	791		829	119	576	59
Consumer other	802		885	120	672	74
Home equity lines of credit	357		374	61	403	27

Total	$62,161		$65,689	$6,093	$59,153	$2,980

	June 30, 2015
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
	(In Thousands)

One- to four-family residential construction	$467	$467	$--
Subdivision construction	4,361	4,418	223
Land development	7,334	7,337	1,411
Commercial construction	--	--	--
Owner occupied one- to four-family residential	3,555	3,819	370
Non-owner occupied one- to four-family residential	1,609	1,826	70
Commercial real estate	25,891	27,250	2,130
Other residential	9,729	9,729	--
Commercial business	1,567	1,591	261
Industrial revenue bonds	--	--	--
Consumer auto	561	604	84
Consumer other	604	756	91
Home equity lines of credit	393	492	68

Total	$56,071	$58,289	$4,708

	Three Months Ended		Six Months Ended
	June 30, 2015		June 30, 2015
	Average		Average
	Investment	Interest	Investment	Interest
	in Impaired	Income	in Impaired	Income
	Loans	Recognized	Loans	Recognized
	(In Thousands)

One- to four-family residential construction	$660	$12	$815	$28
Subdivision construction	4,421	53	4,452	106
Land development	7,339	66	7,424	132
Commercial construction	--	--	--	--
Owner occupied one- to four-family residential	3,681	39	3,832	88
Non-owner occupied one- to four-family residential	1,688	20	1,737	45
Commercial real estate	26,275	326	26,456	630
Other residential	9,742	93	9,761	180
Commercial business	1,962	19	2,216	47
Industrial revenue bonds	--	--	--	--
Consumer auto	456	14	440	21
Consumer other	569	16	575	33
Home equity lines of credit	404	4	405	13

Total	$57,197	$662	$58,113	$1,323

At June 30, 2016, $20.9 million of impaired loans had specific valuation allowances totaling $6.5 million. At December 31, 2015, $25.1 million of impaired loans had specific valuation allowances totaling $6.1 million.

Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.

The following table presents newly restructured loans during the three months ended June 30, 2016 by type of modification:

At June 30, 2016, the Company had $41.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.2 million of construction and land development loans, $11.5 million of single family and multi-family residential mortgage loans, $19.1 million of commercial real estate loans, $1.9 million of commercial business loans and $308,000 of consumer loans. Of the total troubled debt restructurings at June 30, 2016, $38.7 million were accruing interest and $9.2 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the six months ended June 30, 2016. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2015, the Company had $45.0 million of loans that were modified in troubled debt restructurings and impaired, as follows: $7.9 million of construction and land development loans, $13.5 million of single family and multi-family residential mortgage loans, $21.3 million of commercial real estate loans, $2.0 million of commercial business loans and $311,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2015, $39.0 million were accruing interest and $12.2 million were classified as substandard using the Company’s internal grading system.

During the three months ended June 30, 2016, loans designated as troubled debt restructurings totaling $404,000 met the criteria for placement back on accrual status. The $404,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $69,000 of consumer loans. During the six months ended June 30, 2016, loans designated as troubled debt restructurings totaling $424,000 met the criteria for placement back on accrual status. The $424,000 consisted of $235,000 of one- to four- family residential loans, $100,000 of commercial real estate loans and $89,000 of consumer loans. The criteria is generally a minimum of six months of payment performance under original or modified terms.

The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered and previously covered loans are evaluated using this internal grading system. These loans are accounted for in pools and the loans acquired in the InterSavings Bank FDIC transaction are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2016 and December 31, 2015, respectively. See Note 7 for further discussion of the acquired loan pools and remaining loss sharing agreements.

The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year.

		June 30, 2016
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$27,685	$--	$946	$--	$--	$28,631
Subdivision construction	14,496	258	3,320	397	--	18,471
Land development	45,554	8,596	--	4,083	--	58,233
Commercial construction	710,926	--	--	--	--	710,926
Owner occupied one- to four-
family residential	218,403	108	--	1,287	--	219,798
Non-owner occupied one- to four-
family residential	141,780	549	3,439	635	--	146,403
Commercial real estate	1,121,543	20,204	--	11,861	--	1,153,608
Other residential	513,335	8,356	--	--	--	521,691
Commercial business	363,168	2,580	429	148	--	366,325
Industrial revenue bonds	34,342	--	--	--	--	34,342
Consumer auto	484,061	--	--	1,154	--	485,215
Consumer other	71,377	--	--	608	--	71,985
Home equity lines of credit	102,138	--	--	373	--	102,511
Acquired FDIC-covered loans,
net of discounts	153,294	--	--	12	--	153,306
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	85,152	--	--	48	--	85,200
Acquired non-covered loans,
net of discounts	82,566	--	--	1,453	--	84,019

Total	$4,169,820	$40,651	$8,134	$22,059	$--	$4,240,664

	December 31, 2015
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)

One- to four-family residential
construction	$22,798	$--	$728	$--	$--	$23,526
Subdivision construction	34,370	263	3,407	464	--	38,504
Land development	47,357	6,992	--	4,091	--	58,440
Commercial construction	600,794	--	--	--	--	600,794
Owner occupied one- to-four-
family residential	108,584	587	--	1,106	--	110,277
Non-owner occupied one- to-
four-family residential	144,744	516	3,827	787	--	149,874
Commercial real estate	1,005,894	18,805	--	18,775	--	1,043,474
Other residential	409,172	8,422	--	1,955	--	419,549
Commercial business	355,370	1,303	438	469	--	357,580
Industrial revenue bonds	37,362	--	--	--	--	37,362
Consumer auto	439,157	--	--	738	--	439,895
Consumer other	74,167	--	--	662	--	74,829
Home equity lines of credit	83,627	--	--	339	--	83,966
Acquired FDIC-covered loans,
net of discounts	236,055	--	--	16	--	236,071
Acquired loans no longer covered
by FDIC loss sharing
agreements, net of discounts	33,237	--	--	101	--	33,338
Acquired non-covered loans,
net of discounts	91,614	--	--	1,822	--	93,436

Total	$3,724,302	$36,888	$8,400	$31,325	$--	$3,800,915