Note 4: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Policies)	12 Months Ended
Dec. 31, 2015
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans, Foreclosed Assets and Indemnification Asset The following tables present the balances of the loans, discount and FDIC indemnification asset related to the TeamBank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $407.1 million since the transaction date because of $274.1 million of repayments by the borrower, $61.7 million of transfers to foreclosed assets and $71.3 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans, Foreclosed Assets and Indemnification Asset The following tables present the balances of the loans, discount and FDIC indemnification asset related to the Vantus Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $299.7 million since the transaction date because of $253.8 million of repayments by the borrower, $16.6 million of transfers to foreclosed assets and $29.3 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset The following tables present the balances of the loans, discount and FDIC indemnification asset related to the Sun Security Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $190.6 million since the transaction date because of $130.8 million of repayments by the borrower, $28.2 million of transfers to foreclosed assets and $31.6 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above. Of the $1.3 million expected loss remaining, $259,000 is non-loss share discount.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans, Foreclosed Assets and Indemnification Asset The following tables present the balances of the loans, discount and FDIC indemnification asset related to the InterBank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $199.7 million since the transaction date because of $163.9 million of repayments by the borrower, $14.4 million of transfers to foreclosed assets and $21.4 million of charge-offs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
Valley Bank
FDIC Indemnification Asset Policy	*Valley Bank Loans and Foreclosed Assets* The following tables present the balances of the loans and discount related to the Valley Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $83.4 million since the transaction date because of $75.6 million of repayments by the borrower, $1.6 million of transfers to foreclosed assets and $6.2 million of charge-offs to customer loan balances. The Valley Bank transaction did not include a loss sharing agreement; however, the loans were recorded at a discount, which is accreted to yield over the life of the loans. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note 4: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Policies)

12 Months Ended

Dec. 31, 2015

FDIC Indemnification Asset Policy

TeamBank Loans, Foreclosed Assets and Indemnification Asset

The following tables present the balances of the loans, discount and FDIC indemnification asset related to the TeamBank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $407.1 million since the transaction date because of $274.1 million of repayments by the borrower, $61.7 million of transfers to foreclosed assets and $71.3 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Vantus Bank

FDIC Indemnification Asset Policy

Vantus Bank Loans, Foreclosed Assets and Indemnification Asset

The following tables present the balances of the loans, discount and FDIC indemnification asset related to the Vantus Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $299.7 million since the transaction date because of $253.8 million of repayments by the borrower, $16.6 million of transfers to foreclosed assets and $29.3 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Sun Security Bank

FDIC Indemnification Asset Policy

Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset

The following tables present the balances of the loans, discount and FDIC indemnification asset related to the Sun Security Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $190.6 million since the transaction date because of $130.8 million of repayments by the borrower, $28.2 million of transfers to foreclosed assets and $31.6 million of charge-downs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above. Of the $1.3 million expected loss remaining, $259,000 is non-loss share discount.

InterBank

FDIC Indemnification Asset Policy

InterBank Loans, Foreclosed Assets and Indemnification Asset

The following tables present the balances of the loans, discount and FDIC indemnification asset related to the InterBank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $199.7 million since the transaction date because of $163.9 million of repayments by the borrower, $14.4 million of transfers to foreclosed assets and $21.4 million of charge-offs to customer loan balances. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Valley Bank

FDIC Indemnification Asset Policy

Valley Bank Loans and Foreclosed Assets

The following tables present the balances of the loans and discount related to the Valley Bank transaction at December 31, 2015 and 2014. Through December 31, 2015, gross loan balances (due from the borrower) were reduced approximately $83.4 million since the transaction date because of $75.6 million of repayments by the borrower, $1.6 million of transfers to foreclosed assets and $6.2 million of charge-offs to customer loan balances. The Valley Bank transaction did not include a loss sharing agreement; however, the loans were recorded at a discount, which is accreted to yield over the life of the loans. Based upon the collectability analyses performed at the time of the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations. As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.