XML 19 R4.htm IDEA: XBRL DOCUMENT v3.3.1.900
Great Southern Bancorp, Inc. -- Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Income      
Loans $ 177,240 $ 172,569 $ 163,903
Investment securities and other 7,111 10,793 14,892
Total Interest Income 184,351 183,362 178,795
Interest Expense      
Deposits 13,511 11,225 12,346
Federal Home Loan Bank advances 1,707 2,910 3,972
Short-term borrowings and repurchase agreements 65 1,099 2,324
Subordinated debentures issued to capital trust 714 567 561
Total Interest Expense 15,997 15,801 19,203
Net Interest Income 168,354 167,561 159,592
Provision for Loan Losses 5,519 4,151 17,386
Net Interest Income After Provision for Loan Losses 162,835 163,410 142,206
Noninterest Income      
Commissions 1,136 1,163 1,065
Service charges and ATM fees 19,841 19,075 18,227
Net gains on loan sales 3,888 4,133 4,915
Net realized gains on sales of available-for-sale securities 2 2,139 243
Late charges and fees on loans 2,129 1,400 1,264
Gain (loss) on derivative interest rate products (43) (345) 295
Gain recognized on business acquisitions   10,805  
Accretion (amortization) of income/expense related to business acquisitions (18,345) (27,868) (25,260)
Other income 4,973 4,229 4,566
Total Noninterest Income 13,581 14,731 5,315
Noninterest Expense      
Salaries and employee benefits 58,682 56,032 52,468
Net occupancy expense 25,985 23,541 20,658
Postage 3,787 3,578 3,315
Insurance 3,566 3,837 4,189
Advertising 2,317 2,404 2,165
Office supplies and printing 1,333 1,464 1,303
Telephone 3,235 2,866 2,868
Legal, audit and other professional fees 2,713 3,957 4,348
Expense on other real estate owned 2,526 5,636 4,068
Partnership tax credit 1,680 1,720 2,108
Other operating expenses 8,526 15,824 8,128
Total Noninterest Expense 114,350 120,859 105,618
Income Before Income Taxes 62,066 57,282 41,903
Provision for Income Taxes 15,564 13,753 8,174
Net Income 46,502 43,529 33,729
Preferred Stock Dividends 554 579 579
Net Income Available to Common Shareholders $ 45,948 $ 42,950 $ 33,150
Earnings Per Common Share      
Basic $ 3.33 $ 3.14 $ 2.43
Diluted $ 3.28 $ 3.10 $ 2.42