Note 12: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

3 Months Ended

Mar. 31, 2015

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows:

	Three Months Ended March 31,
	2015	2014
Tax at statutory rate	35.0%	35.0%
Nontaxable interest and dividends	(2.9)	(3.7)
Tax credits	(8.3)	(10.2)
State taxes	1.1	1.2
Other	0.1	(0.3)
	25.0%	22.0%