	March 31, 2014
							Total Loans
	30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
(In Thousands)
One- to four-family
residential construction	$--	$--	$--	$--	$35,259	$35,259	$--
Subdivision construction	--	111	1,303	1,414	27,839	29,253	--
Land development	150	2	373	525	61,284	61,809	--
Commercial construction	--	--	--	--	223,113	223,113	--
Owner occupied one- to four-
family residential	2,055	80	2,673	4,808	86,959	91,767	163
Non-owner occupied one- to
four-family residential	531	--	770	1,301	142,914	144,215	--
Commercial real estate	2,089	--	6,607	8,696	819,266	827,962	--
Other residential	--	--	--	--	309,964	309,964	--
Commercial business	987	236	1,082	2,305	317,043	319,348	--
Industrial revenue bonds	--	--	2,022	2,022	39,065	41,087	--
Consumer auto	1,033	103	79	1,215	159,569	160,784	--
Consumer other	1,098	214	486	1,798	79,470	81,268	160
Home equity lines of credit	214	22	391	627	57,985	58,612	--
FDIC-supported loans, net of
discounts (TeamBank)	587	--	1,188	1,775	45,019	46,794	--
FDIC-supported loans, net of
discounts (Vantus Bank	961	36	2,052	3,049	50,045	53,094	--
FDIC-supported loans,
net of discounts
(Sun Security Bank)	630	130	3,329	4,089	59,041	63,130	--
FDIC-supported loans,
net of discounts
(InterBank)	4,734	248	15,345	20,327	191,885	212,212	--
	15,069	1,182	37,700	53,951	2,705,720	2,759,671	323
Less FDIC-supported loans,
net of discounts	6,912	414	21,914	29,240	345,990	375,230	--

Total	$8,157	$768	$15,786	$24,711	$2,359,730	$2,384,441	$323

	December 31, 2013
							Total Loans
	30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
(In Thousands)
One- to four-family
residential construction	$--	$--	$--	$--	$34,662	$34,662	$--
Subdivision construction	--	--	871	871	39,538	40,409	--
Land development	145	38	338	521	57,320	57,841	--
Commercial construction	--	--	--	--	184,019	184,019	--
Owner occupied one- to four-
family residential	1,233	344	3,014	4,591	84,542	89,133	211
Non-owner occupied one- to
four-family residential	1,562	171	843	2,576	143,332	145,908	140
Commercial real estate	2,856	131	6,205	9,192	771,498	780,690	--
Other residential	--	--	--	--	325,599	325,599	--
Commercial business	17	19	5,208	5,244	310,025	315,269	--
Industrial revenue bonds	--	--	2,023	2,023	40,207	42,230	--
Consumer auto	955	127	168	1,250	133,467	134,717	--
Consumer other	1,258	333	732	2,323	79,937	82,260	257
Home equity lines of credit	168	16	504	688	57,595	58,283	--
FDIC-supported loans, net of
discounts (TeamBank)	414	130	1,396	1,940	47,922	49,862	6
FDIC-supported loans, net of
discounts (Vantus Bank)	675	31	2,356	3,062	54,858	57,920	42
FDIC-supported loans,
net of discounts
(Sun Security Bank)	510	121	4,241	4,872	59,971	64,843	147
FDIC-supported loans, net of
discounts (InterBank)	6,024	1,567	16,768	24,359	189,180	213,539	20
	15,817	3,028	44,667	63,512	2,613,672	2,677,184	823
Less FDIC-supported loans,
net of discounts	7,623	1,849	24,761	34,233	351,931	386,164	215

Total	$8,194	$1,179	$19,906	$29,279	$2,261,741	$2,291,020	$608

Nonaccruing loans (excluding FDIC-supported loans, net of discount) are summarized as follows:

	March 31,	December 31,
	2014	2013
(In Thousands)
One- to four-family residential construction	$--	$--
Subdivision construction	1,303	871
Land development	373	338
Commercial construction	--	--
Owner occupied one- to four-family residential	2,510	2,803
Non-owner occupied one- to four-family residential	770	703
Commercial real estate	6,607	6,205
Other residential	--	--
Commercial business	3,104	5,208
Industrial revenue bonds		2,023
Consumer auto	79	168
Consumer other	326	475
Home equity lines of credit	391	504

Total	$15,463	$19,298

The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014. Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of March 31, 2014:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance January 1, 2014	$6,235	$2,678	$16,939	$4,464	$6,451	$3,349	$40,116
Provision (benefit) charged to expense	(548)	(687)	1,641	2,582	(2,307)	1,010	1,691
Losses charged off	(1,192)	--	(381)	(35)	(1,949)	(1,020)	(4,577)
Recoveries	143	7	244	60	146	445	1,045
Balance March 31, 2014	$4,638	$1,998	$18,443	$7,071	$2,341	$3,784	$38,275


Ending balance:
Individually evaluated for
impairment	$1,394	$--	$1,503	$2,791	$174	$193	$6,055
Collectively evaluated for
impairment	$3,244	$1,998	$16,940	$4,280	$2,166	$3,591	$32,219
Loans acquired and
accounted for under ASC
310-30	$--	$--	$--	$--	$1	$--	$1

Loans
Individually evaluated for
impairment	$11,501	$10,942	$29,665	$12,616	$4,771	$1,222	$70,717
Collectively evaluated for
impairment	$288,993	$299,022	$839,385	$272,305	$314,577	$299,442	$2,313,724
Loans acquired and
accounted for under ASC
310-30	$206,236	$35,270	$81,610	$2,266	$4,025	$45,823	$375,230

The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2013:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
Provision (benefit) charged to expense	(337)	2,031	3,590	1,240	1,735	(34)	8,225
Losses charged off	(919)	(1,895)	(4,343)	(53)	(1,018)	(917)	(9,145)
Recoveries	9	19	124	5	25	637	819
Balance March 31, 2013	$5,575	$4,482	$16,812	$5,130	$5,838	$2,711	$40,548

The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Individually evaluated for
impairment	$2,501	$--	$90	$473	$4,162	$218	$7,444
Collectively evaluated for
impairment	$3,734	$2,678	$16,845	$3,991	$2,287	$3,131	$32,666
Loans acquired and
accounted for under ASC
310-30	$--	$--	$4	$--	$2	$--	$6

Loans
Individually evaluated for
impairment	$13,055	$10,983	$31,591	$12,628	$8,755	$1,389	$78,401
Collectively evaluated for
impairment	$297,057	$314,616	$791,329	$229,232	$306,514	$273,871	$2,212,619
Loans acquired and
accounted for under ASC
310-30	$206,964	$35,095	$84,591	$6,989	$4,883	$47,642	$386,164

The portfolio segments used in the preceding two tables correspond to the loan classes used in all other tables in Note 7 as follows:

· The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes

· The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes

· The commercial construction segment includes the land development and commercial construction classes

· The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes

A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.

Impaired loans (excluding FDIC-supported loans, net of discount), are summarized as follows:

	At or for the Three Months Ended March 31, 2014
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$--	$--	$--	$--	$--
Subdivision construction	2,420	2,733	469	3,130	22
Land development	12,616	13,033	2,791	12,620	101
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family residential	5,366	5,489	727	5,534	52
Non-owner occupied one- to four-family residential	3,716	3,845	198	3,721	41
Commercial real estate	29,664	32,010	1,503	31,123	330
Other residential	10,942	10,942	--	10,957	90
Commercial business	2,073	3,580	174	3,961	21
Industrial revenue bonds	2,698	2,805	--	2,698	--
Consumer auto	120	144	18	172	2
Consumer other	647	694	97	677	18
Home equity lines of credit	455	591	78	528	14

Total	$70,717	$75,866	$6,055	$75,121	$691

	At or for the Year Ended December 31, 2013
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$--	$--	$--	$36	$--
Subdivision construction	3,502	3,531	1,659	3,315	163
Land development	12,628	13,042	473	13,389	560
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family residential	5,802	6,117	593	5,101	251
Non-owner occupied one- to four-family residential	3,751	4,003	249	4,797	195
Commercial real estate	31,591	34,032	90	42,242	1,632
Other residential	10,983	10,983	--	13,837	434
Commercial business	6,057	6,077	4,162	6,821	179
Industrial revenue bonds	2,698	2,778	--	2,700	27
Consumer auto	216	231	32	145	16
Consumer other	604	700	91	630	63
Home equity lines of credit	569	706	95	391	38

Total	$78,401	$82,200	$7,444	$93,404	$3,558

At March 31, 2014, $25.8 million of impaired loans had specific valuation allowances totaling $6.1 million. At December 31, 2013, $18.0 million of impaired loans had specific valuation allowances totaling $7.4 million.

Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.

The following table presents newly restructured loans during the three months ended March 31, 2014 by type of modification:

At March 31, 2014, the Company had $53.5 million of loans that were modified in troubled debt restructurings and impaired, as follows: $9.7 million of construction and land development loans, $16.2 million of single family and multi-family residential mortgage loans, $24.6 million of commercial real estate loans, $2.6 million of commercial business loans and $428,000 of consumer loans. Of the total troubled debt restructurings at March 31, 2014, $48.2 million were accruing interest, $19.9 million were classified as substandard using the Company’s internal grading system, which is described below, and $888,000 were classified as doubtful using the Company’s internal grading system. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the three months ended March 31, 2014. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2013, the Company had $10.9 million of construction and land development loans, $16.6 million of single family and multi-family residential mortgage loans, $24.8 million of commercial real estate loans, $1.5 million of commercial business loans and $310,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings of $54.1 million at December 31, 2013, $49.6 million were accruing interest and $22.1 million were classified as substandard using the Company’s internal grading system.

During the three months ended March 31, 2014, there were no borrowers with loans designated as troubled debt restructurings that met the criteria for placement back on accrual status. This criteria is a minimum of six months of payment performance under existing or modified terms.

The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered loans are evaluated using this internal grading system. These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of March 31, 2014 and December 31, 2013, respectively. See Note 8 for further discussion of the acquired loan pools and loss sharing agreements. The loan grading system is presented by loan class below:

		March 31, 2014
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$34,849	$410	$--	$--	$--	$35,259
Subdivision construction	26,364	789	--	2,100	--	29,253
Land development	49,590	1,139	--	11,080	--	61,809
Commercial construction	223,113	--	--	--	--	223,113
Owner occupied one- to four-
family residential	87,855	530	--	3,382	--	91,767
Non-owner occupied one- to four-
family residential	136,970	5,154	--	2,091	--	144,215
Commercial real estate	767,752	47,833	--	12,377	--	827,962
Other residential	293,432	14,576	--	1,956	--	309,964
Commercial business	315,963	1,485	--	1,012	888	319,348
Industrial revenue bonds	38,389	675	--	2,023	--	41,087
Consumer auto	160,679	--	--	105	--	160,784
Consumer other	80,784	5	--	479	--	81,268
Home equity lines of credit	58,157	--	--	455	--	58,612
FDIC-supported loans, net of
Discounts (TeamBank)	46,618	--	--	176	--	46,794
FDIC-supported loans, net of
discounts (Vantus Bank)	52,546	--	--	548	--	53,094
FDIC-supported loans, net of
discounts (Sun Security Bank)	62,958	--	--	172	--	63,130
FDIC-supported loans, net of
discounts (InterBank)	212,212	--	--	--	--	212,212

Total	$2,648,231	$72,596	$--	$37,956	$888	$2,759,671

		December 31, 2013
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$34,364	$298	$--	$--	$--	$34,662
Subdivision construction	36,524	706	--	3,179	--	40,409
Land development	45,606	1,148	--	11,087	--	57,841
Commercial construction	184,019	--	--	--	--	184,019
Owner occupied one- to four-
family residential	84,931	503	--	3,699	--	89,133
Non-owner occupied one- to four-
family residential	137,003	6,718	--	2,187	--	145,908
Commercial real estate	727,668	37,937	--	15,085	--	780,690
Other residential	311,320	12,323	--	1,956	--	325,599
Commercial business	307,540	1,803	--	3,528	2,398	315,269
Industrial revenue bonds	39,532	675	--	2,023	--	42,230
Consumer auto	134,516	--	--	201	--	134,717
Consumer other	81,769	6	--	485	--	82,260
Home equity lines of credit	57,713	--	--	570	--	58,283
FDIC-supported loans, net of
Discounts (TeamBank)	49,702	--	--	160	--	49,862
FDIC-supported loans, net of
discounts (Vantus Bank)	57,290	--	--	630	--	57,920
FDIC-supported loans, net of
discounts (Sun Security Bank)	63,360	--	--	1,483	--	64,843
FDIC-supported loans, net of
discounts (InterBank)	213,539	--	--	--	--	213,539

Total	$2,566,396	$62,117	$--	$46,273	$2,398	$2,677,184