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Note 4: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Changes in Accretable Yield for Acquired Loan Pools (Tables)
12 Months Ended
Dec. 31, 2013
Tables/Schedules  
Schedule of Changes in Accretable Yield for Acquired Loan Pools

Changes in the accretable yield for acquired loan pools were as follows for the years ended December 31, 2013, 2012 and 2011:

 

 

 

 

 

 

Sun

 

 

 

 

 

Vantus

 

Security

 

 

 

TeamBank

 

Bank

 

Bank

 

InterBank

(In Thousands)

 

 

 

 

 

 

 

Balance, January 1, 2011

$36,765

 

$35,796

 

$--

 

$--

Additions

--

 

--

 

14,990

 

--

Accretion

(40,010)

 

(30,908)

 

(2,221)

 

--

Reclassification from nonaccretable difference(1)

17,907

 

17,079

 

--

 

--

 

 

 

 

 

 

 

 

Balance, December 31, 2011

14,662

 

21,967

 

12,769

 

--

Additions

--

 

--

 

--

 

46,078

Accretion

(20,129)

 

(21,437)

 

(15,851)

 

(11,998)

Reclassification from nonaccretable difference(1)

17,595

 

13,008

 

14,341

 

8,494

Balance, December 31, 2012

12,128

 

13,538

 

11,259

 

42,574

Accretion

(9,473)

 

(8,940)

 

(16,885)

 

(28,667)

Reclassification from nonaccretable difference(1)

4,747

 

1,127

 

16,739

 

26,188

 

 

 

 

 

 

 

 

Balance, December 31, 2013

$7,402

 

$5,725

 

$11,113

 

$40,095

 

 

(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the year ended December 31, 2013, totaling $2.3 million, $611,000, $4.8 million and $146,000, respectively; for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the year ended December 31, 2012, totaling $5.2 million, $4.4 million, $3.6 million and $2.4 million, respectively; and for TeamBank and Vantus Bank for the year ended December 31, 2011, totaling $3.5 million and $4.4 million, respectively.