Note 11: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

3 Months Ended

Sep. 30, 2013

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

	Three Months Ended September 30,
	2013	2012
(In Thousands)
Tax at statutory rate	35.0%	35.0%
Nontaxable interest and dividends	(4.3)	(5.2
Tax credits	(20.8)	(18.4)
State taxes	3.0	0.8
Other	(1.4)	(2.3)
	11.5%	9.9%

	Nine Months Ended September 30,
	2013	2012
(In Thousands)
Tax at statutory rate	35.0%	35.0%
Nontaxable interest and dividends	(4.3)	(3.1)
Tax credits	(19.1)	(9.3)
State taxes	2.1	0.4
Other	(0.2)	0.1
	13.5%	22.9%