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Note 1: Nature of Operations and Summary of Significant Accounting Policies: Premises and Equipment (Policies)
12 Months Ended
Dec. 31, 2012
Policies  
Premises and Equipment

Premises and Equipment

 

Premises and equipment are stated at cost less accumulated depreciation.  Depreciation is charged to expense using the straight-line and accelerated methods over the estimated useful lives of the assets.  Leasehold improvements are capitalized and amortized using the straight-line and accelerated methods over the terms of the respective leases or the estimated useful lives of the improvements, whichever is shorter.