Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans Average Investment and Interest Income Recognized (Tables)

3 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of Impaired Loans Average Investment and Interest Income Recognized

	Three Months Ended
	September 30, 2012
	Average
	Investment	Interest
	in Impaired	Income
	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$612	$17
Subdivision construction	3,188	153
Land development	15,826	408
Commercial construction	1,020	--
Owner occupied one- to four-family residential	4,970	208
Non-owner occupied one- to four-family residential	10,389	289
Commercial real estate	42,607	1,742
Other residential	17,718	686
Commercial business	3,290	119
Industrial revenue bonds	3,267	--
Consumer auto	154	12
Consumer other	679	60
Home equity lines of credit	134	9
Total	$103,854	$3,703

	Nine Months Ended
	September 30, 2012
	Average
	Investment	Interest
	in Impaired	Income
	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$738	$39
Subdivision construction	10,225	440
Land development	12,286	889
Commercial construction	510	35
Owner occupied one- to four-family residential	5,094	370
Non-owner occupied one- to four-family residential	10,854	743
Commercial real estate	44,223	3,266
Other residential	17,408	1,267
Commercial business	3,927	279
Industrial revenue bonds	3,117	--
Consumer auto	163	24
Consumer other	662	122
Home equity lines of credit	136	15
Total	$109,343	$7,489

	Three Months Ended
	September 30, 2011
	Average
	Investment	Interest
	in Impaired	Income
	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$2,334	$16
Subdivision construction	11,260	97
Land development	7,034	68
Commercial construction	--	--
Owner occupied one- to four-family residential	4,399	21
Non-owner occupied one- to four-family residential	8,603	84
Commercial real estate	34,181	659
Other residential	8,288	53
Commercial business	2,560	18
Industrial revenue bonds	2,110	--
Consumer auto	116	1
Consumer other	473	1
Home equity lines of credit	184	--
Total	$81,542	$1,018

	Nine Months Ended
	September 30, 2011
	Average
	Investment	Interest
	in Impaired	Income
	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$2,033	$34
Subdivision construction	9,692	212
Land development	10,846	301
Commercial construction	411	--
Owner occupied one- to four-family residential	4,512	55
Non-owner occupied one- to four-family residential	9,497	285
Commercial real estate	28,915	1,120
Other residential	10,118	244
Commercial business	4,363	80
Industrial revenue bonds	2,145	--
Consumer auto	213	5
Consumer other	544	8
Home equity lines of credit	239	1
Total	$83,528	$2,345

	Year Ended December 31, 2011
	Average
	Investment	Interest
	in Impaired	Income
	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$1,939	$39
Subdivision construction	10,154	282
Land development	9,983	379
Commercial construction	308	--
Owner occupied one- to four-family residential	4,748	76
Non-owner occupied one- to four-family residential	9,658	425
Commercial real estate	34,403	1,616
Other residential	9,475	454
Commercial business	4,173	125
Industrial revenue bonds	2,137	--
Consumer auto	192	6
Consumer other	544	10
Home equity lines of credit	227	1
Total	$87,941	$3,413