Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)

3 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of Impaired Loans

	September 30, 2012
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$612	$612	$283
Subdivision construction	3,204	4,854	310
Land development	11,922	18,665	755
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,168	5,392	493
Non-owner occupied one- to four-family residential	9,067	9,491	615
Commercial real estate	49,052	49,921	3,299
Other residential	18,517	19,781	711
Commercial business	3,423	3,774	1,541
Industrial revenue bonds	2,785	2,865	--
Consumer auto	160	177	25
Consumer other	781	837	116
Home equity lines of credit	177	177	36
Total	$104,868	$116,546	$8,184

	September 30, 2011
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$2,708	$4,138	$358
Subdivision construction	12,159	16,992	1,016
Land development	6,436	6,489	985
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,202	5,793	792
Non-owner occupied one- to four-family residential	8,752	8,987	945
Commercial real estate	52,567	53,533	3,695
Other residential	8,286	9,259	66
Commercial business	2,917	4,395	451
Industrial revenue bonds	2,110	2,190	22
Consumer auto	117	134	3
Consumer other	432	536	23
Home equity lines of credit	197	208	12
Total	$101,883	$112,654	$8,368

	December 31, 2011
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$873	$917	$12
Subdivision construction	12,999	14,730	2,953
Land development	7,150	7,317	594
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,481	6,105	776
Non-owner occupied one- to four-family residential	11,259	11,768	1,249
Commercial real estate	49,961	55,233	3,562
Other residential	12,102	12,102	89
Commercial business	4,679	5,483	736
Industrial revenue bonds	2,110	2,190	22
Consumer auto	147	168	3
Consumer other	579	680	22
Home equity lines of credit	174	184	12
Total	$107,514	$116,877	$10,030