Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income:
Loans, including fees	$ 5,229	$ 6,308	$ 16,609	$ 19,729
Taxable securities	1,106	1,700	3,875	4,898
Tax exempt securities	31	53	95	185
Total interest income	6,366	8,061	20,579	24,812
Interest Expense:
Deposits	1,041	1,561	3,457	5,471
Federal Home Loan Bank advances	131	133	406	397
Subordinated debentures	195	340	787	1,022
Total interest expense	1,367	2,034	4,650	6,890
Net interest income	4,999	6,027	15,929	17,922
Credit for loan losses	(1,676)	(500)	(1,576)	(1,325)
Net interest income after credit for loan losses	6,675	6,527	17,505	19,247
Non-interest Income:
Customer service fees on deposit accounts	1,363	1,444	3,963	3,942
Gain on sale of mortgage loans	130	230	290	818
Gain on sale of investments	13	235	545	1,078
Loss on sale of investments	0	(223)	(567)	(839)
Loss on sale and write downs on real estate acquired through foreclosure	(134)	(365)	(635)	(1,957)
Gain on sale on real estate acquired through foreclosure	35	1,632	65	1,839
Other income	415	593	1,448	1,805
Total non-interest income	1,822	3,546	5,109	6,686
Non-interest Expense:
Employee compensation and benefits	3,217	3,955	10,952	11,505
Office occupancy expense and equipment	670	653	2,059	2,051
Outside services and data processing	1,021	900	2,938	2,704
FDIC insurance premiums	428	460	1,348	1,654
Real estate acquired through foreclosure expense	475	452	1,251	1,270
Loan expense	35	485	600	1,092
Legal and professional service fees	484	330	1,163	720
Other expense	1,462	1,370	4,635	4,472
Total non-interest expense	7,792	8,605	24,946	25,468
Income (loss) before income taxes	705	1,468	(2,332)	465
Income tax expense (benefit)	200	1	(767)	2
Net Income (Loss)	505	1,467	(1,565)	463
Less:
Dividends on preferred stock	(450)	(250)	(1,327)	(750)
Accretion on preferred stock	0	(14)	(3)	(41)
Net income (loss) attributable to common shareholders	$ 55	$ 1,203	$ (2,895)	$ (328)
Shares applicable to basic income (loss) per common share	5,074,191	4,860,115	4,974,906	4,816,538
Basic income (loss) per common share (in dollars per share)	$ 0.01	$ 0.25	$ (0.58)	$ (0.07)
Shares applicable to diluted income (loss) per common share (in shares)	5,176,337	4,905,542	4,974,906	4,816,538
Diluted income (loss) per common share (in dollars per share)	$ 0.01	$ 0.25	$ (0.58)	$ (0.07)
Cash dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 0	$ 0