Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest Income:
Loans, including fees	$ 5,627	$ 6,603	$ 11,380	$ 13,421
Taxable securities	1,308	1,541	2,769	3,198
Tax exempt securities	32	67	64	132
Total interest income	6,967	8,211	14,213	16,751
Interest Expense:
Deposits	1,143	1,774	2,416	3,910
Federal Home Loan Bank advances	139	132	275	264
Subordinated debentures	251	341	592	682
Total interest expense	1,533	2,247	3,283	4,856
Net interest income	5,434	5,964	10,930	11,895
Provision for loan losses	100	212	100	(825)
Net interest income after provision for loan losses	5,334	5,752	10,830	12,720
Non-interest Income:
Customer service fees on deposit accounts	1,350	1,307	2,600	2,498
Gain on sale of mortgage loans	101	161	160	588
Gain on sale of investments	384	334	532	843
Loss on sale of investments	(356)	(334)	(567)	(616)
Loss on sale and write downs on real estate acquired through foreclosure	(496)	(532)	(501)	(1,592)
Gain on sale on real estate acquired through foreclosure	1	150	30	207
Other income	510	600	1,033	1,212
Total non-interest income	1,494	1,686	3,287	3,140
Non-interest Expense:
Employee compensation and benefits	4,194	3,757	7,735	7,550
Office occupancy expense and equipment	696	690	1,389	1,398
Outside services and data processing	941	941	1,917	1,804
Bank franchise tax	279	315	594	630
FDIC insurance premiums	454	505	920	1,194
Real estate acquired through foreclosure expense	690	524	776	818
Loan expense	380	385	565	607
Other expense	2,042	1,446	3,258	2,862
Total non-interest expense	9,676	8,563	17,154	16,863
Income (loss) before income taxes	(2,848)	(1,125)	(3,037)	(1,003)
Income tax expense (benefit)	(879)	1	(967)	1
Net Income (Loss)	(1,969)	(1,126)	(2,070)	(1,004)
Less:
Dividends on preferred stock	(427)	(250)	(877)	(500)
Accretion on preferred stock	0	(13)	(3)	(27)
Net income (loss) attributable to common shareholders	$ (2,396)	$ (1,389)	$ (2,950)	$ (1,531)
Shares applicable to basic income (loss) per common share	4,973,513	4,806,444	4,931,837	4,797,259
Basic income (loss) per common share (in dollars per share)	$ (0.48)	$ (0.29)	$ (0.60)	$ (0.32)
Shares applicable to diluted income (loss) per common share (in shares)	4,973,513	4,806,444	4,931,837	4,797,259
Diluted income (loss) per common share (in dollars per share)	$ (0.48)	$ (0.29)	$ (0.60)	$ (0.32)
Cash dividends declared per common share (in dollars per share)	$ 0	$ 0	$ 0	$ 0