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STOCKHOLDERS' EQUITY (Tables)
6 Months Ended
Jun. 30, 2014
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Our actual and required capital amounts and ratios are presented below.
 
(Dollars in thousands)
 
 
 
 
 
 
For Capital
 
 
Required by
 
 
 
Actual
 
 
Adequacy Purposes
 
 
Consent Order
 
As of June 30, 2014:
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
Total risk-based capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
65,866
 
12.94
%
 
$
40,728
 
8.00
%
 
$
61,092
 
12.00
%
Bank
 
 
76,163
 
14.93
 
 
 
40,812
 
8.00
 
 
 
61,218
 
12.00
 
Tier I capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
55,284
 
10.86
 
 
 
20,364
 
4.00
 
 
 
N/A
 
N/A
 
Bank
 
 
69,747
 
13.67
 
 
 
20,406
 
4.00
 
 
 
N/A
 
N/A
 
Tier I capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
55,284
 
6.70
 
 
 
33,026
 
4.00
 
 
 
74,309
 
9.00
 
Bank
 
 
69,747
 
8.46
 
 
 
32,959
 
4.00
 
 
 
74,157
 
9.00
 
 
(Dollars in thousands)
 
 
 
 
 
 
 
For Capital
 
 
Required by
 
 
 
Actual
 
 
Adequacy Purposes
 
 
Consent Order
 
As of December 31, 2013:
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
Total risk-based capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
68,477
 
12.13
%
 
$
45,174
 
8.00
%
 
$
67,761
 
12.00
%
Bank
 
 
76,147
 
13.48
 
 
 
45,177
 
8.00
 
 
 
67,765
 
12.00
 
Tier I capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
58,036
 
10.28
 
 
 
22,587
 
4.00
 
 
 
N/A
 
N/A
 
Bank
 
 
69,057
 
12.23
 
 
 
22,588
 
4.00
 
 
 
N/A
 
N/A
 
Tier I capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
58,036
 
6.68
 
 
 
34,737
 
4.00
 
 
 
78,158
 
9.00
 
Bank
 
 
69,057
 
7.96
 
 
 
34,706
 
4.00
 
 
 
78,088
 
9.00