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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Operating Activities:    
Net income/(loss) $ (101) $ 122
Adjustments to reconcile net income/(loss) to net cash provided by operating activities:    
Provision for loan losses 0 (1,037)
Depreciation on premises and equipment 335 403
Change in real estate acquired through foreclosure valuation allowance 0 472
Loss on low-income housing investments 60 119
Net amortization (accretion) available-for-sale 101 1,014
Loss on sale of investments available-for-sale 211 282
Gain on sale of investments available-for-sale (148) (509)
Gain on sale of mortgage loans (59) (427)
Gain on sale of real estate acquired through foreclosure (29) (57)
Loss on sale of real estate acquired through foreclosure 2 477
Write-downs on real estate acquired through foreclosure 3 583
Origination of loans held for sale (4,980) (22,706)
Proceeds on sale of loans held for sale 4,822 25,530
Stock-based compensation expense 132 102
Changes in:    
Cash surrender value of life insurance (90) (93)
Interest receivable 312 230
Other assets 283 (1,352)
Interest payable 336 340
Accounts payable and other liabilities (571) 912
Net cash from operating activities 619 4,405
Investing Activities:    
Sales of securities available-for-sale 36,126 75,536
Purchases of securities available-for-sale (10,392) (59,412)
Maturities of securities available-for-sale 5,272 12,003
Net change in loans 6,733 17,112
Redemption of Federal Home Loan Bank stock 350 375
Investment in low-income housing projects 0 (24)
Net purchases of premises and equipment (30) (193)
Proceeds from sales of real estate acquired through foreclosure 348 2,905
Net cash from investing activities 38,407 48,302
Financing Activities    
Net change in deposits (24,215) (67,413)
Repayments to Federal Home Loan Bank (35) (35)
Issuance of common stock for employee benefit plans and exercise of stock options 22 29
Net cash from financing activities (24,228) (67,419)
Increase (decrease) in cash and cash equivalents 14,798 (14,712)
Cash and cash equivalents, beginning of period 65,988 63,103
Cash and cash equivalents, end of period 80,786 48,391
Supplemental noncash disclosures:    
Transfers from loans to real estate acquired through foreclosure and repossessed assets 1,004 1,392
Loans to facilitate sales of real estate owned and repossessed assets 0 15
Dividends accrued not paid on preferred stock $ 450 $ 250