STOCKHOLDERS' EQUITY (Tables)

3 Months Ended

Mar. 31, 2014

Equity [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Our actual and required capital amounts and ratios are presented below.

(Dollars in thousands)						For Capital				Required by
		Actual				Adequacy Purposes				Consent Order
As of March 31, 2014:	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total risk-based capital (to risk- weighted assets)
Consolidated	$	67,747	12.60	%	$	43,022	8.00	%	$	64,533	12.00	%
Bank		76,176	14.13			43,119	8.00			64,678	12.00
Tier I capital (to risk-weighted assets)
Consolidated		57,319	10.66			21,511	4.00			N/A	N/A
Bank		69,403	12.88			21,559	4.00			N/A	N/A
Tier I capital (to average assets)
Consolidated		57,319	6.72			34,115	4.00			76,759	9.00
Bank		69,403	8.15			34,079	4.00			76,678	9.00

(Dollars in thousands)						For Capital				Required by
		Actual				Adequacy Purposes				Consent Order
As of December 31, 2013:	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total risk-based capital (to risk- weighted assets)
Consolidated	$	68,477	12.13	%	$	45,174	8.00	%	$	67,761	12.00	%
Bank		76,147	13.48			45,177	8.00			67,765	12.00
Tier I capital (to risk-weighted assets)
Consolidated		58,036	10.28			22,587	4.00			N/A	N/A
Bank		69,057	12.23			22,588	4.00			N/A	N/A
Tier I capital (to average assets)
Consolidated		58,036	6.68			34,737	4.00			78,158	9.00
Bank		69,057	7.96			34,706	4.00			78,088	9.00